Carroll County, KY demographics:
population, income, and more

Total population
10,954
0.7% year-over-year change
Median household income
$56,466/yr
-2.2% year-over-year change
Housing units
4,693
0.2% year-over-year change

Carroll County population

How many people live in Carroll County

Carroll County is home to 10,954 residents, according to the most recent Census data. Gender-wise, 50.7% of Carroll County locals are male, and 49.3% are female.

Total population
10,954
0.7% year-over-year change
Gender ratio
Male
50.7%
5,554
Female
49.3%
5,400
Value Percent YoY change
Male 5,554 50.7% 1.6%
Female 5,400 49.3% -0.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Carroll County is 38, with the population distributed as follows: about 21.4% are children under 15, then 13% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.8% of the population, while another 24.4% fall into the 45 to 64 bracket. Finally, around 16.5% are 65 or older.

Median age
38.5
Age breakdown
Under 15
21.4%
15 to 24
13%
25 to 44
24.8%
45 to 64
24.4%
Over 65
16.5%
Value Percent YoY change
Under 15 2,340 21.4% 0.2%
15 to 24 1,422 13% 3.2%
25 to 44 2,717 24.8% -0.5%
45 to 64 2,672 24.4% 0.2%
Over 65 1,803 16.5% 2.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Carroll County, 97.1% of the population are US-born citizens, while 0.6% have gained naturalized citizenship. At the same time, 2.3% of residents are non-citizens. There’s also a share of 8.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.1%
Non-U.S.-born citizens
0.6%
Non-citizens
2.3%
Value Percent YoY change
U.S.-born citizens 10,639 97.1% 0.0%
Non-U.S.-born citizens 62 0.6% 342.9%
Non-citizens 253 2.3% 11.4%
Racial breakdown
White
86.6%
Black or African American
2.2%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.4%
Other
2.8%
Value Percent
White 9,487 86.6%
Black or African American 242 2.2%
Two or more races 922 8.4%
Other 303 2.8%

Households in Carroll County

A peek inside Carroll County households

Carroll County has 4,178 households, with an average of 3 members in each. Of these, 68.3% are families, while the remaining 31.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
4,178
2.2% year-over-year change
Average people per household
3
Non-family households
1,323
Family households
2,855
Value Percent YoY change
Non-family households 1,323 31.7% 1.1%
Family households 2,855 68.3% 2.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Carroll County

The housing landscape of Carroll County

Carroll County's housing consists of 4,693 units, with 65.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 19.7% of the housing landscape.

Housing units
4,693
0.2% year-over-year change
Housing types
Value Percent
1 unit, detached 3,056 65.1%
1 unit, attached 92 2%
2 units 196 4.2%
3 or 4 units 77 1.6%
5 to 9 units 229 4.9%
10 to 19 units 71 1.5%
50 or more units 47 1%
Mobile home 925 19.7%
Homes built since 2020
50
47.1% year-over-year change

The age of buildings in Carroll County

In Carroll County, the median construction year is 1983. About 13.7% of homes were built before the 1940s, with another 4.5% going up by 1949. Most development happened in the second half of the 20th century. Then, 11.4% of homes were added from 2000 to 2009, 7.1% between 2010 and 2019, and 1.1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 644 13.7% 1.6%
Built between 1940 and 1949 210 4.5% -4.5%
Built between 1950 and 1959 221 4.7% 11.6%
Built between 1960 and 1969 395 8.4% 21.9%
Built between 1970 and 1979 645 13.7% -13.7%
Built between 1980 and 1989 850 18.1% -1.7%
Built between 1990 and 1999 810 17.3% 16.9%
Built between 2000 and 2009 536 11.4% -6.0%
Built between 2010 and 2019 332 7.1% -16.4%
Built in 2020 or later 50 1.1% 47.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Carroll County occupancy rates

Out of the 4,178 occupied housing units in Carroll County, 65.8% are owner-occupied, while 34.2% are lived in by tenants. Meanwhile, 11% of all homes on the local market sit vacant.

Occupied housing units
4,178
2.2% year-over-year change
Occupancy breakdown
Renter occupied
1,431
Owner occupied
2,747
Value Percent YoY
change
Renter occupied 1,431 34.2% -2.2%
Owner occupied 2,747 65.8% 4.7%
Unoccupied housing units
11.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Carroll County housing costs

Housing costs in Carroll County come to a median of $786 per month, while tenants specifically pay a median gross rent of $910.

Median housing costs per month
$786/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Carroll County
$910/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Carroll County

Carroll County education at a glance

About 48.9% of the population in Carroll County went to high school, while 24% pursued college studies. Another 9.2% earned an associate degree and 8.2% hold a bachelor’s. Meanwhile, 3.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 480 6% 21.2%
High school diploma 3,929 48.9% -5.7%
College diploma 1,927 24% -2.4%
Associate degree 738 9.2% 8.4%
Bachelor's degree 656 8.2% 24.7%
Graduate degree 306 3.8% 24.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Carroll County

How much people earn in Carroll County

The average annual household income in Carroll County was $74,454 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -2.3% change from the previous year. At the same time, the median income stood at $56,466, reflecting a -2.2% shift over the same period.

Average household income in Carroll County
$74,454/year
-2.3% year-over-year change
Median household income in Carroll County
$56,466/year
-2.2% year-over-year change

Carroll County income by age

In Carroll County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $75,258. Those with someone between 45 and 64 in charge, often well established professionally, earn $77,310 overall. Overall, 76.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $75,258 1.4%
45 - 64 $77,310 -7.2%
Over 65 $38,665 10.9%
Above poverty level
8,148
Below poverty level
2,447
Value Percent YoY
change
Above poverty level 8,148 76.9% -4.5%
Below poverty level 2,447 23.1% 23.6%

Employment in Carroll County

Workforce and job types in Carroll County

The job market in Carroll County is powered by 4,408 working residents, spread across a range of industries and roles. 58.6% of the working population are employed in professional or administrative positions, while 41.4% are in hands-on or service-based jobs. Also, 7.5% run their own businesses, 69.8% are employed by private companies, and 15.3% work in the public sector.

Workforce demographics

Working population
4,408
1.4% year-over-year change
White collar
2,582
Blue collar
1,826
Value Percent YoY change
White collar 2,582 58.6% 6.6%
Blue collar 1,826 41.4% -5.1%
Employer type
Self employees
7.5%
Private companies
69.8%
Governmental workers
15.3%
Not for profit companies
7.4%
Value Percent YoY change
Self employees 329 7.5% 18.8%
Private companies 3,079 69.8% -7.5%
Governmental workers 673 15.3% 28.9%
Not for profit companies 327 7.4% 48.0%
Unemployment rate
6.1%
-12.0% year-over-year change

Available workforce

The unemployment rate in Carroll County stands at 6.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Carroll County

How people get around in Carroll County

In Carroll County, the average commute time is 23 minutes. Commuting methods vary: 90% of residents travel by personal vehicle and 1.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
23 min
-4.5% year-over-year change
Means of transportation
Value Percent YoY change
Car 3,860 90% 2.5%
Motorcycle 15 0.4% -40.0%
Bicycle 2 0% 100.0%
Walk 74 1.7% 15.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Carroll County by zipcode?

Zipcode Population Number of households Median income Average income
40045 3,251 1,363 $76,607 $107,834
40075 1,151 455 $64,375 $78,532
41008 7,698 2,823 $59,844 $72,403
41045 1,203 498 $53,824 $60,124
41083 1,663 592 $53,088 $88,706
41098 1,360 622 $33,125 $55,126

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FAQs about Carroll County demographics 

What is the total population of Carroll County?

Carroll County has a total population of 10,954 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.7% compared to a year ago.

What is the gender ratio in Carroll County?

The gender ratio in Carroll County is as follows:
  • 50.7% males (5,554 residents)
  • 49.3% females (5,400 residents)

What is the median age in Carroll County?

The median age in Carroll County is 38.5.

What is the age distribution of the population in Carroll County?

The age distribution in Carroll County is as follows:
  • Under 15: 21.4% (2,340 residents)
  • Ages 15-24: 13% (1,422 residents)
  • Ages 25-44: 24.8% (2,717 residents)
  • Ages 45-64: 24.4% (2,672 residents)
  • Over 65: 16.5% (1,803 residents)

What is the racial and ethnic makeup of Carroll County?

The racial and ethnic makeup of Carroll County is as follows:
  • White: 86.6% (9,487 residents)
  • Black or African American: 2.2% (242 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 8.4% (922 residents)
  • Other: 2.8% (303 residents)

What percentage of the population in Carroll County are U.S.-born citizens?

U.S.-born citizens represent 97.1% of the population in Carroll County.

How many housing units are there in Carroll County?

There are 4,693 housing units in Carroll County, reflecting a +0.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Carroll County and what is the average household size?

Carroll County has a total of 4,178 households, with an average of 3 people in each.

What is the median household income in Carroll County?

Carroll County has a median household income of $56,466, representing a -2.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Carroll County?

The employment rate is 93.9% in Carroll County, with a workforce of 4,408 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 58.6% (2,582 residents)
  • Blue-collar workers: 41.4% (1,826 residents)

Places of employment:
  • Self-employed: 7.5% (329 residents)
  • Private companies: 69.8% (3,079 residents)
  • Governmental workers: 15.3% (673 residents)
  • Not-for-profit companies: 7.4% (327 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025