Gallatin County, KY demographics:
population, income, and more

Total population
8,769
0.2% year-over-year change
Median household income
$63,346/yr
1.8% year-over-year change
Housing units
3,816
1.4% year-over-year change

Gallatin County population

How many people live in Gallatin County

Gallatin County is home to 8,769 residents, according to the most recent Census data. Gender-wise, 50.7% of Gallatin County locals are male, and 49.3% are female.

Total population
8,769
0.2% year-over-year change
Gender ratio
Male
50.7%
4,447
Female
49.3%
4,322
Value Percent YoY change
Male 4,447 50.7% -0.9%
Female 4,322 49.3% 1.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Gallatin County is 40, with the population distributed as follows: about 19.1% are children under 15, then 12.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 25% of the population, while another 27.6% fall into the 45 to 64 bracket. Finally, around 15.8% are 65 or older.

Median age
39.6
Age breakdown
Under 15
19.1%
15 to 24
12.5%
25 to 44
25%
45 to 64
27.6%
Over 65
15.8%
Value Percent YoY change
Under 15 1,673 19.1% 2.6%
15 to 24 1,100 12.5% -1.4%
25 to 44 2,190 25% 2.7%
45 to 64 2,416 27.6% -3.9%
Over 65 1,390 15.8% 2.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Gallatin County, 97.3% of the population are US-born citizens, while 1.2% have gained naturalized citizenship. At the same time, 1.5% of residents are non-citizens. As for race, 89.9% of locals are Caucasian, 2.7% are African American and 0.5% have Asian roots. There’s also a share of 4.1% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.3%
Non-U.S.-born citizens
1.2%
Non-citizens
1.5%
Value Percent YoY change
U.S.-born citizens 8,534 97.3% 0.0%
Non-U.S.-born citizens 101 1.2% 50.8%
Non-citizens 134 1.5% -10.7%
Racial breakdown
White
89.9%
Black or African American
2.7%
American Indian and Alaska Native
0%
Asian
0.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.1%
Other
2.8%
Value Percent
White 7,880 89.9%
Black or African American 237 2.7%
American Indian and Alaska Native 1 0%
Asian 41 0.5%
Two or more races 363 4.1%
Other 247 2.8%

Households in Gallatin County

A peek inside Gallatin County households

Gallatin County has 3,265 households, with an average of 3 members in each. Of these, 74.8% are families, while the remaining 25.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,265
0.5% year-over-year change
Average people per household
3
Non-family households
824
Family households
2,441
Value Percent YoY change
Non-family households 824 25.2% -6.5%
Family households 2,441 74.8% 3.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Gallatin County

The housing landscape of Gallatin County

Gallatin County's housing consists of 3,816 units, with 59.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 25.3% of the housing landscape.

Housing units
3,816
1.4% year-over-year change
Housing types
Value Percent
1 unit, detached 2,255 59.1%
1 unit, attached 23 0.6%
2 units 16 0.4%
3 or 4 units 40 1%
5 to 9 units 281 7.4%
10 to 19 units 113 3%
20 to 49 units 59 1.6%
50 or more units 33 0.9%
Mobile home 966 25.3%
Boat, RV, van, etc. 30 0.8%
Homes built since 2020
103
68.8% year-over-year change

The age of buildings in Gallatin County

In Gallatin County, the median construction year is 1993. About 5.4% of homes were built before the 1940s, with another 3.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 15.1% of homes were added from 2000 to 2009, 9.7% between 2010 and 2019, and 2.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 207 5.4% -5.0%
Built between 1940 and 1949 125 3.3% -0.8%
Built between 1950 and 1959 309 8.1% 27.2%
Built between 1960 and 1969 125 3.3% -37.5%
Built between 1970 and 1979 336 8.8% -19.4%
Built between 1980 and 1989 498 13% -3.5%
Built between 1990 and 1999 1,168 30.6% 9.0%
Built between 2000 and 2009 575 15.1% -11.3%
Built between 2010 and 2019 370 9.7% 41.2%
Built in 2020 or later 103 2.7% 68.8%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Gallatin County occupancy rates

Out of the 3,265 occupied housing units in Gallatin County, 75.1% are owner-occupied, while 24.9% are lived in by tenants. Meanwhile, 14.4% of all homes on the local market sit vacant.

Occupied housing units
3,265
0.5% year-over-year change
Occupancy breakdown
Renter occupied
814
Owner occupied
2,451
Value Percent YoY
change
Renter occupied 814 24.9% -5.8%
Owner occupied 2,451 75.1% 2.7%
Unoccupied housing units
14.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Gallatin County housing costs

Housing costs in Gallatin County come to a median of $797 per month, while tenants specifically pay a median gross rent of $832.

Median housing costs per month
$797/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Gallatin County
$832/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Gallatin County

Gallatin County education at a glance

About 55% of the population in Gallatin County went to high school, while 19% pursued college studies. Another 8.8% earned an associate degree and 8.9% hold a bachelor’s. Meanwhile, 4.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 226 3.4% -35.6%
High school diploma 3,716 55% 1.6%
College diploma 1,285 19% -8.5%
Associate degree 597 8.8% 8.9%
Bachelor's degree 604 8.9% 6.0%
Graduate degree 328 4.8% 26.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Gallatin County

How much people earn in Gallatin County

The average annual household income in Gallatin County was $84,224 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +8% change from the previous year. At the same time, the median income stood at $63,346, reflecting a +1.8% shift over the same period.

Average household income in Gallatin County
$84,224/year
8.0% year-over-year change
Median household income in Gallatin County
$63,346/year
1.8% year-over-year change

Gallatin County income by age

In Gallatin County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $85,809. Those with someone between 45 and 64 in charge, often well established professionally, earn $68,053 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $69,318, while those led by someone over 65, many of whom may be retired, have about $40,147 in earnings. Overall, 86.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $69,318 -8.7%
25 - 44 $85,809 -5.6%
45 - 64 $68,053 2.7%
Over 65 $40,147 -6.2%
Above poverty level
7,428
Below poverty level
1,195
Value Percent YoY
change
Above poverty level 7,428 86.1% 1.6%
Below poverty level 1,195 13.9% -3.5%

Employment in Gallatin County

Workforce and job types in Gallatin County

The job market in Gallatin County is powered by 4,073 working residents, spread across a range of industries and roles. 56.3% of the working population are employed in professional or administrative positions, while 43.7% are in hands-on or service-based jobs. Also, 6.6% run their own businesses, 76.5% are employed by private companies, and 11.9% work in the public sector.

Workforce demographics

Working population
4,073
0.7% year-over-year change
White collar
2,293
Blue collar
1,780
Value Percent YoY change
White collar 2,293 56.3% 7.2%
Blue collar 1,780 43.7% -6.6%
Employer type
Self employees
6.6%
Private companies
76.5%
Governmental workers
11.9%
Not for profit companies
5%
Value Percent YoY change
Self employees 269 6.6% 15.0%
Private companies 3,115 76.5% -2.1%
Governmental workers 485 11.9% 12.8%
Not for profit companies 204 5% 2.0%
Unemployment rate
4.6%
34.9% year-over-year change

Available workforce

The unemployment rate in Gallatin County stands at 4.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Gallatin County

How people get around in Gallatin County

In Gallatin County, the average commute time is 30 minutes. Commuting methods vary: 93.5% of residents travel by personal vehicle and 1.6% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
30 min
3.9% year-over-year change
Means of transportation
Value Percent YoY change
Car 3,711 93.5% 0.2%
Walk 62 1.6% 21.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Gallatin County by zipcode?

Zipcode Population Number of households Median income Average income
41045 1,203 498 $53,824 $60,124
41046 1,312 547 $63,250 $83,841
41083 1,663 592 $53,088 $88,706
41086 2,237 806 $61,824 $95,014
41092 3,135 1,087 $85,625 $105,865
41095 4,106 1,464 $66,905 $88,432

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FAQs about Gallatin County demographics 

What is the total population of Gallatin County?

Gallatin County has a total population of 8,769 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.2% compared to a year ago.

What is the gender ratio in Gallatin County?

The gender ratio in Gallatin County is as follows:
  • 50.7% males (4,447 residents)
  • 49.3% females (4,322 residents)

What is the median age in Gallatin County?

The median age in Gallatin County is 39.6.

What is the age distribution of the population in Gallatin County?

The age distribution in Gallatin County is as follows:
  • Under 15: 19.1% (1,673 residents)
  • Ages 15-24: 12.5% (1,100 residents)
  • Ages 25-44: 25% (2,190 residents)
  • Ages 45-64: 27.6% (2,416 residents)
  • Over 65: 15.8% (1,390 residents)

What is the racial and ethnic makeup of Gallatin County?

The racial and ethnic makeup of Gallatin County is as follows:
  • White: 89.9% (7,880 residents)
  • Black or African American: 2.7% (237 residents)
  • American Indian and Alaska Native: 0% (1 residents)
  • Asian: 0.5% (41 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.1% (363 residents)
  • Other: 2.8% (247 residents)

What percentage of the population in Gallatin County are U.S.-born citizens?

U.S.-born citizens represent 97.3% of the population in Gallatin County.

How many housing units are there in Gallatin County?

There are 3,816 housing units in Gallatin County, reflecting a +1.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Gallatin County and what is the average household size?

Gallatin County has a total of 3,265 households, with an average of 3 people in each.

What is the median household income in Gallatin County?

Gallatin County has a median household income of $63,346, representing a +1.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Gallatin County?

The employment rate is 95.4% in Gallatin County, with a workforce of 4,073 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 56.3% (2,293 residents)
  • Blue-collar workers: 43.7% (1,780 residents)

Places of employment:
  • Self-employed: 6.6% (269 residents)
  • Private companies: 76.5% (3,115 residents)
  • Governmental workers: 11.9% (485 residents)
  • Not-for-profit companies: 5% (204 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025