Hardin County, KY demographics:
population, income, and more

Total population
111,942
0.4% year-over-year change
Median household income
$67,647/yr
0.1% year-over-year change
Housing units
48,108
1.6% year-over-year change

Hardin County population

How many people live in Hardin County

Hardin County is home to 111,942 residents, according to the most recent Census data. Gender-wise, 49.4% of Hardin County locals are male, and 50.6% are female.

Total population
111,942
0.4% year-over-year change
Gender ratio
Male
49.4%
55,347
Female
50.6%
56,595
Value Percent YoY change
Male 55,347 49.4% 0.1%
Female 56,595 50.6% 0.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Hardin County is 37, with the population distributed as follows: about 20.3% are children under 15, then 12.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 27% of the population, while another 24.8% fall into the 45 to 64 bracket. Finally, around 15.1% are 65 or older.

Median age
37.3
Age breakdown
Under 15
20.3%
15 to 24
12.8%
25 to 44
27%
45 to 64
24.8%
Over 65
15.1%
Value Percent YoY change
Under 15 22,761 20.3% -0.5%
15 to 24 14,288 12.8% 0.8%
25 to 44 30,224 27% 1.6%
45 to 64 27,747 24.8% -1.6%
Over 65 16,922 15.1% 2.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Hardin County, 93.1% of the population are US-born citizens, while 5% have gained naturalized citizenship. At the same time, 1.9% of residents are non-citizens. As for race, 75.9% of locals are Caucasian, 11.2% are African American and 2.2% have Asian roots. Another 0.2% are Indigenous American, 0.1% are Pacific Islanders, while 1.5% identify as another race. There’s also a share of 8.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
93.1%
Non-U.S.-born citizens
5%
Non-citizens
1.9%
Value Percent YoY change
U.S.-born citizens 104,198 93.1% 0.0%
Non-U.S.-born citizens 5,609 5% 4.1%
Non-citizens 2,135 1.9% 13.6%
Racial breakdown
White
75.9%
Black or African American
11.2%
American Indian and Alaska Native
0.2%
Asian
2.2%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
8.8%
Other
1.5%
Value Percent
White 84,992 75.9%
Black or African American 12,535 11.2%
American Indian and Alaska Native 238 0.2%
Asian 2,471 2.2%
Native Hawaiian and other Pacific Islander 128 0.1%
Two or more races 9,851 8.8%
Other 1,727 1.5%

Households in Hardin County

A peek inside Hardin County households

Hardin County has 44,622 households, with an average of 2 members in each. Of these, 64.7% are families, while the remaining 35.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
44,622
2.6% year-over-year change
Average people per household
2
Non-family households
15,742
Family households
28,880
Value Percent YoY change
Non-family households 15,742 35.3% 3.4%
Family households 28,880 64.7% 2.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Hardin County

The housing landscape of Hardin County

Hardin County's housing consists of 48,108 units, with 65.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 8.3% of the housing landscape.

Housing units
48,108
1.6% year-over-year change
Housing types
Value Percent
1 unit, detached 31,696 65.9%
1 unit, attached 2,505 5.2%
2 units 1,359 2.8%
3 or 4 units 3,082 6.4%
5 to 9 units 2,681 5.6%
10 to 19 units 1,723 3.6%
20 to 49 units 319 0.7%
50 or more units 712 1.5%
Mobile home 4,007 8.3%
Boat, RV, van, etc. 24 0%
Homes built since 2020
758
154.4% year-over-year change

The age of buildings in Hardin County

In Hardin County, the median construction year is 1988. About 4.8% of homes were built before the 1940s, with another 3.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 18.2% of homes were added from 2000 to 2009, 11.5% between 2010 and 2019, and 1.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 2,312 4.8% 2.0%
Built between 1940 and 1949 1,631 3.4% 3.9%
Built between 1950 and 1959 3,098 6.4% 1.3%
Built between 1960 and 1969 3,732 7.8% -11.1%
Built between 1970 and 1979 7,802 16.2% 2.1%
Built between 1980 and 1989 7,132 14.8% 6.2%
Built between 1990 and 1999 7,340 15.3% -1.7%
Built between 2000 and 2009 8,749 18.2% 0.3%
Built between 2010 and 2019 5,554 11.5% 2.1%
Built in 2020 or later 758 1.6% 154.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Hardin County occupancy rates

Out of the 44,622 occupied housing units in Hardin County, 62.6% are owner-occupied, while 37.4% are lived in by tenants. Meanwhile, 7.2% of all homes on the local market sit vacant.

Occupied housing units
44,622
2.6% year-over-year change
Occupancy breakdown
Renter occupied
16,701
Owner occupied
27,921
Value Percent YoY
change
Renter occupied 16,701 37.4% 1.9%
Owner occupied 27,921 62.6% 3.0%
Unoccupied housing units
7.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Hardin County housing costs

Housing costs in Hardin County come to a median of $979 per month, while tenants specifically pay a median gross rent of $971.

Median housing costs per month
$979/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Hardin County
$971/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Hardin County

Hardin County education at a glance

About 39.1% of the population in Hardin County went to high school, while 25.8% pursued college studies. Another 9.9% earned an associate degree and 14.1% hold a bachelor’s. Meanwhile, 8.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 1,985 2.4% 12.4%
High school diploma 32,935 39.1% 0.3%
College diploma 21,753 25.8% -1.9%
Associate degree 8,362 9.9% 1.7%
Bachelor's degree 11,879 14.1% 0.7%
Graduate degree 7,393 8.8% 5.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Hardin County

How much people earn in Hardin County

The average annual household income in Hardin County was $93,596 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1% change from the previous year. At the same time, the median income stood at $67,647, reflecting a +0.1% shift over the same period.

Average household income in Hardin County
$93,596/year
0.9% year-over-year change
Median household income in Hardin County
$67,647/year
0.1% year-over-year change

Hardin County income by age

In Hardin County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $72,701. Those with someone between 45 and 64 in charge, often well established professionally, earn $79,230 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $48,271, while those led by someone over 65, many of whom may be retired, have about $50,654 in earnings. Overall, 87.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $48,271 0.7%
25 - 44 $72,701 2.2%
45 - 64 $79,230 0.2%
Over 65 $50,654 5.6%
Above poverty level
94,184
Below poverty level
13,999
Value Percent YoY
change
Above poverty level 94,184 87.1% -0.8%
Below poverty level 13,999 12.9% 12.8%

Employment in Hardin County

Workforce and job types in Hardin County

The job market in Hardin County is powered by 48,161 working residents, spread across a range of industries and roles. 70.4% of the working population are employed in professional or administrative positions, while 29.6% are in hands-on or service-based jobs. Also, 8.9% run their own businesses, 65.9% are employed by private companies, and 18.1% work in the public sector.

Workforce demographics

Working population
48,161
0.9% year-over-year change
White collar
33,888
Blue collar
14,273
Value Percent YoY change
White collar 33,888 70.4% 1.7%
Blue collar 14,273 29.6% -0.9%
Employer type
Self employees
8.9%
Private companies
65.9%
Governmental workers
18.1%
Not for profit companies
7.2%
Value Percent YoY change
Self employees 4,280 8.9% 6.4%
Private companies 31,728 65.9% -1.7%
Governmental workers 8,702 18.1% 3.0%
Not for profit companies 3,451 7.2% 15.8%
Unemployment rate
6.6%
-0.6% year-over-year change

Available workforce

The unemployment rate in Hardin County stands at 6.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Hardin County

How people get around in Hardin County

Commuting methods vary: 86.1% of residents travel by personal vehicle and 2.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 43,870 86.1% -0.5%
Taxicab 179 0.4% 67.3%
Bus or trolleybus 74 0.2% -31.5%
Railroad 17 0% 183.3%
Ferryboat 12 0% 140.0%
Motorcycle 34 0.1% 88.9%
Bicycle 152 0.3% 16.0%
Walk 1,391 2.7% 6.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Hardin County by zipcode?

Zipcode Population Number of households Median income Average income
40121 8,836 2,226 $82,663 $98,539
40160 23,624 9,748 $58,506 $77,284
40162 6,180 2,345 $84,720 $111,032
40175 15,718 5,839 $77,509 $97,436
40177 1,523 658 $50,577 $60,887
42701 53,987 22,085 $69,619 $101,121
42712 1,714 784 $45,870 $58,436
42724 5,345 2,144 $73,465 $93,615
42732 1,541 666 $73,148 $82,032
42740 1,873 807 $88,066 $108,511

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FAQs about Hardin County demographics 

What is the total population of Hardin County?

Hardin County has a total population of 111,942 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.4% compared to a year ago.

What is the gender ratio in Hardin County?

The gender ratio in Hardin County is as follows:
  • 49.4% males (55,347 residents)
  • 50.6% females (56,595 residents)

What is the median age in Hardin County?

The median age in Hardin County is 37.3.

What is the age distribution of the population in Hardin County?

The age distribution in Hardin County is as follows:
  • Under 15: 20.3% (22,761 residents)
  • Ages 15-24: 12.8% (14,288 residents)
  • Ages 25-44: 27% (30,224 residents)
  • Ages 45-64: 24.8% (27,747 residents)
  • Over 65: 15.1% (16,922 residents)

What is the racial and ethnic makeup of Hardin County?

The racial and ethnic makeup of Hardin County is as follows:
  • White: 75.9% (84,992 residents)
  • Black or African American: 11.2% (12,535 residents)
  • American Indian and Alaska Native: 0.2% (238 residents)
  • Asian: 2.2% (2,471 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (128 residents)
  • Two or More Races: 8.8% (9,851 residents)
  • Other: 1.5% (1,727 residents)

What percentage of the population in Hardin County are U.S.-born citizens?

U.S.-born citizens represent 93.1% of the population in Hardin County.

How many housing units are there in Hardin County?

There are 48,108 housing units in Hardin County, reflecting a +1.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Hardin County and what is the average household size?

Hardin County has a total of 44,622 households, with an average of 2 people in each.

What is the median household income in Hardin County?

Hardin County has a median household income of $67,647, representing a +0.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Hardin County?

The employment rate is 93.4% in Hardin County, with a workforce of 48,161 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 70.4% (33,888 residents)
  • Blue-collar workers: 29.6% (14,273 residents)

Places of employment:
  • Self-employed: 8.9% (4,280 residents)
  • Private companies: 65.9% (31,728 residents)
  • Governmental workers: 18.1% (8,702 residents)
  • Not-for-profit companies: 7.2% (3,451 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025