Holmes Beach, FL demographics:
population, income, and more

Total population
3,047
0.2% year-over-year change
Median household income
$88,333/yr
-10.8% year-over-year change
Housing units
4,421
2.7% year-over-year change

Holmes Beach population

How many people live in Holmes Beach

Holmes Beach is home to 3,047 residents, according to the most recent Census data. Gender-wise, 47.1% of Holmes Beach locals are male, and 52.9% are female.

Total population
3,047
0.2% year-over-year change
Gender ratio
Male
47.1%
1,436
Female
52.9%
1,611
Value Percent YoY change
Male 1,436 47.1% -2.3%
Female 1,611 52.9% 2.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Holmes Beach is 69, with the population distributed as follows: about 5.4% are children under 15, then 2.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 5.5% of the population, while another 28.4% fall into the 45 to 64 bracket. Finally, around 58.6% are 65 or older.

Median age
69.2
Age breakdown
Under 15
5.4%
15 to 24
2.1%
25 to 44
5.5%
45 to 64
28.4%
Over 65
58.6%
Value Percent YoY change
Under 15 165 5.4% -16.7%
15 to 24 63 2.1% 3.3%
25 to 44 167 5.5% -2.9%
45 to 64 867 28.4% -0.3%
Over 65 1,785 58.6% 2.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Holmes Beach, 89% of the population are US-born citizens, while 9.6% have gained naturalized citizenship. At the same time, 1.4% of residents are non-citizens. There’s also a share of 4.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
89%
Non-U.S.-born citizens
9.6%
Non-citizens
1.4%
Value Percent YoY change
U.S.-born citizens 2,711 89% 2.6%
Non-U.S.-born citizens 293 9.6% 7.3%
Non-citizens 43 1.4% -66.1%
Racial breakdown
White
93.2%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.4%
Other
1.3%
Value Percent
White 2,840 93.2%
American Indian and Alaska Native 1 0%
Asian 31 1%
Two or more races 135 4.4%
Other 40 1.3%

Households in Holmes Beach

A peek inside Holmes Beach households

Holmes Beach has 1,746 households, with an average of 2 members in each. Of these, 59.7% are families, while the remaining 40.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,746
6.3% year-over-year change
Average people per household
2
Non-family households
704
Family households
1,042
Value Percent YoY change
Non-family households 704 40.3% 13.6%
Family households 1,042 59.7% 2.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Holmes Beach

The housing landscape of Holmes Beach

Holmes Beach's housing consists of 4,421 units, with 41.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 9.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.7% of the housing landscape.

Housing units
4,421
2.7% year-over-year change
Housing types
Value Percent
1 unit, detached 1,843 41.7%
1 unit, attached 434 9.8%
2 units 403 9.1%
3 or 4 units 419 9.5%
5 to 9 units 450 10.2%
10 to 19 units 117 2.6%
20 to 49 units 624 14.1%
50 or more units 82 1.8%
Mobile home 29 0.7%
Boat, RV, van, etc. 20 0.4%
Homes built since 2020
32
-3.0% year-over-year change

The age of buildings in Holmes Beach

In Holmes Beach, the median construction year is 1975. About 0.4% of homes were built before the 1940s, with another 1% going up by 1949. Most development happened in the second half of the 20th century. Then, 2.9% of homes were added from 2000 to 2009, 5.2% between 2010 and 2019, and 0.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 16 0.4% 0.0%
Built between 1940 and 1949 44 1% 4.8%
Built between 1950 and 1959 618 14% 13.6%
Built between 1960 and 1969 704 15.9% 4.6%
Built between 1970 and 1979 1,685 38.1% 2.8%
Built between 1980 and 1989 652 14.8% -15.9%
Built between 1990 and 1999 308 7% 37.5%
Built between 2000 and 2009 130 2.9% -8.4%
Built between 2010 and 2019 232 5.2% 6.4%
Built in 2020 or later 32 0.7% -3.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Holmes Beach occupancy rates

Out of the 1,746 occupied housing units in Holmes Beach, 89.2% are owner-occupied, while 10.8% are lived in by tenants. Meanwhile, 60.5% of all homes on the local market sit vacant.

Occupied housing units
1,746
6.3% year-over-year change
Occupancy breakdown
Renter occupied
188
Owner occupied
1,558
Value Percent YoY
change
Renter occupied 188 10.8% 1.1%
Owner occupied 1,558 89.2% 7.0%
Unoccupied housing units
60.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Holmes Beach housing costs

Housing costs in Holmes Beach come to a median of $1,561 per month, while tenants specifically pay a median gross rent of $1,771.

Median housing costs per month
$1,561/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Holmes Beach
$1,771/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Holmes Beach

Holmes Beach education at a glance

About 16.4% of the population in Holmes Beach went to high school, while 14.1% pursued college studies. Another 7.1% earned an associate degree and 34.3% hold a bachelor’s. Meanwhile, 28.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 474 16.4% 5.1%
College diploma 407 14.1% -11.7%
Associate degree 204 7.1% 3.5%
Bachelor's degree 988 34.3% -0.2%
Graduate degree 809 28.1% 8.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Holmes Beach

How much people earn in Holmes Beach

The average annual household income in Holmes Beach was $150,926 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +7.1% change from the previous year. At the same time, the median income stood at $88,333, reflecting a -10.8% shift over the same period.

Average household income in Holmes Beach
$150,926/year
7.1% year-over-year change
Median household income in Holmes Beach
$88,333/year
-10.8% year-over-year change

Holmes Beach income by age

In Holmes Beach, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $135,313. Those with someone between 45 and 64 in charge, often well established professionally, earn $108,472 overall. Overall, 92.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $135,313 -28.3%
45 - 64 $108,472 4.3%
Over 65 $65,972 -26.8%
Above poverty level
2,807
Below poverty level
233
Value Percent YoY
change
Above poverty level 2,807 92.3% -1.8%
Below poverty level 233 7.7% 33.9%

Average renter income in Holmes Beach

To get a better sense of what renters earn on average in Holmes Beach, their median household income was $59,615 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 35.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$59,615
Rent-to-income ratio
35.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Holmes Beach

Workforce and job types in Holmes Beach

The job market in Holmes Beach is powered by 772 working residents, spread across a range of industries and roles. 84.1% of the working population are employed in professional or administrative positions, while 15.9% are in hands-on or service-based jobs. Also, 16.4% run their own businesses, 68.9% are employed by private companies, and 12.6% work in the public sector.

Workforce demographics

Working population
772
-15.3% year-over-year change
White collar
649
Blue collar
123
Value Percent YoY change
White collar 649 84.1% -10.2%
Blue collar 123 15.9% -34.9%
Employer type
Self employees
16.4%
Private companies
68.9%
Governmental workers
12.6%
Not for profit companies
2.1%
Value Percent YoY change
Self employees 127 16.4% -11.8%
Private companies 532 68.9% -9.2%
Governmental workers 97 12.6% -39.0%
Not for profit companies 16 2.1% -30.4%
Unemployment rate
5.6%
64.3% year-over-year change

Available workforce

The unemployment rate in Holmes Beach stands at 5.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Holmes Beach

How people get around in Holmes Beach

Commuting methods vary: 66.5% of residents travel by personal vehicle and 3.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 505 66.5% -23.1%
Walk 28 3.7% 180.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Holmes Beach by zipcode?

Zipcode Population Number of households Median income Average income
34217 3,676 2,151 $80,972 $143,224

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FAQs about Holmes Beach demographics 

What is the total population of Holmes Beach?

Holmes Beach has a total population of 3,047 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.2% compared to a year ago.

What is the gender ratio in Holmes Beach?

The gender ratio in Holmes Beach is as follows:
  • 47.1% males (1,436 residents)
  • 52.9% females (1,611 residents)

What is the median age in Holmes Beach?

The median age in Holmes Beach is 69.2.

What is the age distribution of the population in Holmes Beach?

The age distribution in Holmes Beach is as follows:
  • Under 15: 5.4% (165 residents)
  • Ages 15-24: 2.1% (63 residents)
  • Ages 25-44: 5.5% (167 residents)
  • Ages 45-64: 28.4% (867 residents)
  • Over 65: 58.6% (1,785 residents)

What is the racial and ethnic makeup of Holmes Beach?

The racial and ethnic makeup of Holmes Beach is as follows:
  • White: 93.2% (2,840 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (1 residents)
  • Asian: 1% (31 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.4% (135 residents)
  • Other: 1.3% (40 residents)

What percentage of the population in Holmes Beach are U.S.-born citizens?

U.S.-born citizens represent 89% of the population in Holmes Beach.

How many housing units are there in Holmes Beach?

There are 4,421 housing units in Holmes Beach, reflecting a +2.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Holmes Beach and what is the average household size?

Holmes Beach has a total of 1,746 households, with an average of 2 people in each.

What is the median household income in Holmes Beach?

Holmes Beach has a median household income of $88,333, representing a -10.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Holmes Beach?

The employment rate is 94.4% in Holmes Beach, with a workforce of 772 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 84.1% (649 residents)
  • Blue-collar workers: 15.9% (123 residents)

Places of employment:
  • Self-employed: 16.4% (127 residents)
  • Private companies: 68.9% (532 residents)
  • Governmental workers: 12.6% (97 residents)
  • Not-for-profit companies: 2.1% (16 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025