Monte Rio, CA demographics:
population, income, and more

Total population
876
14.5% year-over-year change
Median household income
$63,750/yr
30.3% year-over-year change
Housing units
774
3.3% year-over-year change

Monte Rio population

How many people live in Monte Rio

Monte Rio is home to 876 residents, according to the most recent Census data. Gender-wise, 54.2% of Monte Rio locals are male, and 45.8% are female.

Total population
876
14.5% year-over-year change
Gender ratio
Male
54.2%
475
Female
45.8%
401
Value Percent YoY change
Male 475 54.2% 5.6%
Female 401 45.8% 27.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Monte Rio is 63, with the population distributed as follows: about 1.3% are children under 15, then 3.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 21.7% of the population, while another 29.8% fall into the 45 to 64 bracket. Finally, around 43.5% are 65 or older.

Median age
62.9
Age breakdown
Under 15
1.3%
15 to 24
3.8%
25 to 44
21.7%
45 to 64
29.8%
Over 65
43.5%
Value Percent YoY change
Under 15 11 1.3% -50.0%
15 to 24 33 3.8% 43.5%
25 to 44 190 21.7% 43.9%
45 to 64 261 29.8% 0.8%
Over 65 381 43.5% 15.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Monte Rio, 89.7% of the population are US-born citizens, while 8.3% have gained naturalized citizenship. At the same time, 1.9% of residents are non-citizens. There’s also a share of 4.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
89.7%
Non-U.S.-born citizens
8.3%
Non-citizens
1.9%
Value Percent YoY change
U.S.-born citizens 786 89.7% 13.4%
Non-U.S.-born citizens 73 8.3% 40.4%
Non-citizens 17 1.9% -15.0%
Racial breakdown
White
88.6%
Black or African American
0%
American Indian and Alaska Native
0.5%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.3%
Other
6.6%
Value Percent
White 776 88.6%
American Indian and Alaska Native 4 0.5%
Two or more races 38 4.3%
Other 58 6.6%

Households in Monte Rio

A peek inside Monte Rio households

Monte Rio has 470 households, with an average of 2 members in each. Of these, 57.2% are families, while the remaining 42.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
470
10.3% year-over-year change
Average people per household
2
Non-family households
201
Family households
269
Value Percent YoY change
Non-family households 201 42.8% -1.5%
Family households 269 57.2% 21.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Monte Rio

The housing landscape of Monte Rio

Monte Rio's housing consists of 774 units, with 91.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.9% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1.6% of the housing landscape.

Housing units
774
3.3% year-over-year change
Housing types
Value Percent
1 unit, detached 711 91.9%
1 unit, attached 7 0.9%
2 units 22 2.8%
3 or 4 units 15 1.9%
5 to 9 units 7 0.9%
Mobile home 12 1.6%
Homes built since 2020
0
% year-over-year change

The age of buildings in Monte Rio

In Monte Rio, the median construction year is 1952. About 41% of homes were built before the 1940s, with another 4.3% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 317 41% -1.9%
Built between 1940 and 1949 33 4.3% -13.2%
Built between 1950 and 1959 210 27.1% 10.5%
Built between 1960 and 1969 115 14.9% 7.5%
Built between 1970 and 1979 30 3.9% 0.0%
Built between 1990 and 1999 62 8% 14.8%
Built between 2010 and 2019 7 0.9% 0.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Monte Rio occupancy rates

Out of the 470 occupied housing units in Monte Rio, 82.8% are owner-occupied, while 17.2% are lived in by tenants. Meanwhile, 39.3% of all homes on the local market sit vacant.

Occupied housing units
470
10.3% year-over-year change
Occupancy breakdown
Renter occupied
81
Owner occupied
389
Value Percent YoY
change
Renter occupied 81 17.2% -20.6%
Owner occupied 389 82.8% 20.1%
Unoccupied housing units
39.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Monte Rio housing costs

Housing costs in Monte Rio come to a median of $2,375 per month, while tenants specifically pay a median gross rent of $1,817.

Median housing costs per month
$2,375/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Monte Rio
$1,817/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Monte Rio

Monte Rio education at a glance

About 28% of the population in Monte Rio went to high school, while 21.7% pursued college studies. Another 6.7% earned an associate degree and 28.7% hold a bachelor’s. Meanwhile, 14.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 5 0.6% -28.6%
High school diploma 242 28% 1.7%
College diploma 188 21.7% 8.7%
Associate degree 58 6.7% -31.8%
Bachelor's degree 248 28.7% 50.3%
Graduate degree 124 14.3% 65.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Monte Rio

How much people earn in Monte Rio

The average annual household income in Monte Rio was $113,074 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +14.8% change from the previous year. At the same time, the median income stood at $63,750, reflecting a +30.3% shift over the same period.

Average household income in Monte Rio
$113,074/year
14.8% year-over-year change
Median household income in Monte Rio
$63,750/year
30.3% year-over-year change

Monte Rio income by age

In Monte Rio, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $172,917. Those with someone between 45 and 64 in charge, often well established professionally, earn $107,000 overall. Overall, 87.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $172,917 N/A
45 - 64 $107,000 N/A
Over 65 $37,070 5.4%
Above poverty level
757
Below poverty level
108
Value Percent YoY
change
Above poverty level 757 87.5% 20.7%
Below poverty level 108 12.5% -15.0%

Employment in Monte Rio

Workforce and job types in Monte Rio

The job market in Monte Rio is powered by 447 working residents, spread across a range of industries and roles. 87% of the working population are employed in professional or administrative positions, while 13% are in hands-on or service-based jobs. Also, 17% run their own businesses, 55.3% are employed by private companies, and 18.8% work in the public sector.

Workforce demographics

Working population
447
28.1% year-over-year change
White collar
389
Blue collar
58
Value Percent YoY change
White collar 389 87% 37.5%
Blue collar 58 13% -12.1%
Employer type
Self employees
17%
Private companies
55.3%
Governmental workers
18.8%
Not for profit companies
9%
Value Percent YoY change
Self employees 76 17% 15.2%
Private companies 247 55.3% 30.7%
Governmental workers 84 18.8% 33.3%
Not for profit companies 40 9% 29.0%
Unemployment rate
9.5%
9.3% year-over-year change

Available workforce

The unemployment rate in Monte Rio stands at 9.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Monte Rio

How people get around in Monte Rio

Commuting methods vary: 58.5% of residents travel by personal vehicle and 4.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 255 58.5% 12.8%
Motorcycle 12 2.8% 33.3%
Walk 21 4.8% 31.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Monte Rio by zipcode?

Zipcode Population Number of households Median income Average income
95462 1,058 583 $85,536 $122,795

Explore more communities

FAQs about Monte Rio demographics 

What is the total population of Monte Rio?

Monte Rio has a total population of 876 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +14.5% compared to a year ago.

What is the gender ratio in Monte Rio?

The gender ratio in Monte Rio is as follows:
  • 54.2% males (475 residents)
  • 45.8% females (401 residents)

What is the median age in Monte Rio?

The median age in Monte Rio is 62.9.

What is the age distribution of the population in Monte Rio?

The age distribution in Monte Rio is as follows:
  • Under 15: 1.3% (11 residents)
  • Ages 15-24: 3.8% (33 residents)
  • Ages 25-44: 21.7% (190 residents)
  • Ages 45-64: 29.8% (261 residents)
  • Over 65: 43.5% (381 residents)

What is the racial and ethnic makeup of Monte Rio?

The racial and ethnic makeup of Monte Rio is as follows:
  • White: 88.6% (776 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0.5% (4 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.3% (38 residents)
  • Other: 6.6% (58 residents)

What percentage of the population in Monte Rio are U.S.-born citizens?

U.S.-born citizens represent 89.7% of the population in Monte Rio.

How many housing units are there in Monte Rio?

There are 774 housing units in Monte Rio, reflecting a +3.3% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Monte Rio and what is the average household size?

Monte Rio has a total of 470 households, with an average of 2 people in each.

What is the median household income in Monte Rio?

Monte Rio has a median household income of $63,750, representing a +30.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Monte Rio?

The employment rate is 90.5% in Monte Rio, with a workforce of 447 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 87% (389 residents)
  • Blue-collar workers: 13% (58 residents)

Places of employment:
  • Self-employed: 17% (76 residents)
  • Private companies: 55.3% (247 residents)
  • Governmental workers: 18.8% (84 residents)
  • Not-for-profit companies: 9% (40 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025