Cayucos, CA demographics:
population, income, and more

Total population
2,427
-3.6% year-over-year change
Median household income
$87,235/yr
5.4% year-over-year change
Housing units
2,413
0.8% year-over-year change

Cayucos population

How many people live in Cayucos

Cayucos is home to 2,427 residents, according to the most recent Census data. Gender-wise, 50.2% of Cayucos locals are male, and 49.8% are female.

Total population
2,427
-3.6% year-over-year change
Gender ratio
Male
50.2%
1,219
Female
49.8%
1,208
Value Percent YoY change
Male 1,219 50.2% -6.2%
Female 1,208 49.8% -0.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cayucos is 59, with the population distributed as follows: about 7.5% are children under 15, then 6.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 14.5% of the population, while another 36% fall into the 45 to 64 bracket. Finally, around 35.4% are 65 or older.

Median age
59.4
Age breakdown
Under 15
7.5%
15 to 24
6.7%
25 to 44
14.5%
45 to 64
36%
Over 65
35.4%
Value Percent YoY change
Under 15 181 7.5% 57.4%
15 to 24 163 6.7% 3.2%
25 to 44 351 14.5% -2.8%
45 to 64 874 36% -11.4%
Over 65 858 35.4% -4.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cayucos, 94.2% of the population are US-born citizens, while 4.7% have gained naturalized citizenship. At the same time, 1.1% of residents are non-citizens. There’s also a share of 9.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.2%
Non-U.S.-born citizens
4.7%
Non-citizens
1.1%
Value Percent YoY change
U.S.-born citizens 2,287 94.2% 0.6%
Non-U.S.-born citizens 114 4.7% -44.1%
Non-citizens 26 1.1% -35.0%
Racial breakdown
White
86%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
1.6%
Native Hawaiian and other Pacific Islander
0%
Two or more races
9.2%
Other
3.3%
Value Percent
White 2,086 86%
Asian 39 1.6%
Two or more races 222 9.2%
Other 80 3.3%

Households in Cayucos

A peek inside Cayucos households

Cayucos has 1,293 households, with an average of 2 members in each. Of these, 57.8% are families, while the remaining 42.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,293
-1.1% year-over-year change
Average people per household
2
Non-family households
545
Family households
748
Value Percent YoY change
Non-family households 545 42.2% 14.5%
Family households 748 57.8% -10.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cayucos

The housing landscape of Cayucos

Cayucos's housing consists of 2,413 units, with 75.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.9% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 3% of the housing landscape.

Housing units
2,413
0.8% year-over-year change
Housing types
Value Percent
1 unit, detached 1,813 75.1%
1 unit, attached 45 1.9%
2 units 153 6.3%
3 or 4 units 117 4.8%
5 to 9 units 167 6.9%
10 to 19 units 9 0.4%
20 to 49 units 37 1.5%
Mobile home 72 3%
Homes built since 2020
0
% year-over-year change

The age of buildings in Cayucos

In Cayucos, the median construction year is 1973. About 7.8% of homes were built before the 1940s, with another 8.8% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 187 7.8% -25.5%
Built between 1940 and 1949 213 8.8% -8.2%
Built between 1950 and 1959 299 12.4% 15.4%
Built between 1960 and 1969 318 13.2% 33.0%
Built between 1970 and 1979 589 24.4% -5.3%
Built between 1980 and 1989 240 10% -22.3%
Built between 1990 and 1999 290 12% 45.7%
Built between 2000 and 2009 196 8.1% 8.3%
Built between 2010 and 2019 81 3.4% -20.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cayucos occupancy rates

Out of the 1,293 occupied housing units in Cayucos, 60.4% are owner-occupied, while 39.6% are lived in by tenants. Meanwhile, 46.4% of all homes on the local market sit vacant.

Occupied housing units
1,293
-1.1% year-over-year change
Occupancy breakdown
Renter occupied
512
Owner occupied
781
Value Percent YoY
change
Renter occupied 512 39.6% -8.7%
Owner occupied 781 60.4% 4.5%
Unoccupied housing units
46.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cayucos housing costs

Housing costs in Cayucos come to a median of $1,726 per month, while tenants specifically pay a median gross rent of $1,571.

Median housing costs per month
$1,726/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cayucos
$1,571/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cayucos

Cayucos education at a glance

About 10.5% of the population in Cayucos went to high school, while 33.8% pursued college studies. Another 10.8% earned an associate degree and 31.1% hold a bachelor’s. Meanwhile, 13.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 9 0.4% -10.0%
High school diploma 234 10.5% -48.7%
College diploma 751 33.8% 10.3%
Associate degree 239 10.8% 10.7%
Bachelor's degree 691 31.1% 2.5%
Graduate degree 296 13.3% -13.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cayucos

How much people earn in Cayucos

The average annual household income in Cayucos was $109,470 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.5% change from the previous year. At the same time, the median income stood at $87,235, reflecting a +5.4% shift over the same period.

Average household income in Cayucos
$109,470/year
0.5% year-over-year change
Median household income in Cayucos
$87,235/year
5.4% year-over-year change

Cayucos income by age

In Cayucos, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $104,740. Those with someone between 45 and 64 in charge, often well established professionally, earn $108,631 overall. Overall, 90.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $104,740 N/A
45 - 64 $108,631 -3.8%
Over 65 $72,872 2.7%
Above poverty level
2,156
Below poverty level
225
Value Percent YoY
change
Above poverty level 2,156 90.6% -8.5%
Below poverty level 225 9.4% 49.0%

Average renter income in Cayucos

To get a better sense of what renters earn on average in Cayucos, their median household income was $58,214 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 32.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$58,214
Rent-to-income ratio
32.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cayucos

Workforce and job types in Cayucos

The job market in Cayucos is powered by 1,204 working residents, spread across a range of industries and roles. 76.6% of the working population are employed in professional or administrative positions, while 23.4% are in hands-on or service-based jobs. Also, 22.7% run their own businesses, 62.3% are employed by private companies, and 12.5% work in the public sector.

Workforce demographics

Working population
1,204
-6.5% year-over-year change
White collar
922
Blue collar
282
Value Percent YoY change
White collar 922 76.6% -11.0%
Blue collar 282 23.4% 11.9%
Employer type
Self employees
22.7%
Private companies
62.3%
Governmental workers
12.5%
Not for profit companies
2.6%
Value Percent YoY change
Self employees 273 22.7% -3.9%
Private companies 750 62.3% -10.1%
Governmental workers 150 12.5% 9.5%
Not for profit companies 31 2.6% -6.1%
Unemployment rate
1.4%
-32.0% year-over-year change

Available workforce

The unemployment rate in Cayucos stands at 1.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cayucos

How people get around in Cayucos

Commuting methods vary: 72.5% of residents travel by personal vehicle and 1.1% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 801 72.5% -18.6%
Walk 12 1.1% -29.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cayucos by zipcode?

Zipcode Population Number of households Median income Average income
93430 3,125 1,571 $89,519 $109,280

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FAQs about Cayucos demographics 

What is the total population of Cayucos?

Cayucos has a total population of 2,427 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -3.6% compared to a year ago.

What is the gender ratio in Cayucos?

The gender ratio in Cayucos is as follows:
  • 50.2% males (1,219 residents)
  • 49.8% females (1,208 residents)

What is the median age in Cayucos?

The median age in Cayucos is 59.4.

What is the age distribution of the population in Cayucos?

The age distribution in Cayucos is as follows:
  • Under 15: 7.5% (181 residents)
  • Ages 15-24: 6.7% (163 residents)
  • Ages 25-44: 14.5% (351 residents)
  • Ages 45-64: 36% (874 residents)
  • Over 65: 35.4% (858 residents)

What is the racial and ethnic makeup of Cayucos?

The racial and ethnic makeup of Cayucos is as follows:
  • White: 86% (2,086 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 1.6% (39 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 9.2% (222 residents)
  • Other: 3.3% (80 residents)

What percentage of the population in Cayucos are U.S.-born citizens?

U.S.-born citizens represent 94.2% of the population in Cayucos.

How many housing units are there in Cayucos?

There are 2,413 housing units in Cayucos, reflecting a +0.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cayucos and what is the average household size?

Cayucos has a total of 1,293 households, with an average of 2 people in each.

What is the median household income in Cayucos?

Cayucos has a median household income of $87,235, representing a +5.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cayucos?

The employment rate is 98.6% in Cayucos, with a workforce of 1,204 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 76.6% (922 residents)
  • Blue-collar workers: 23.4% (282 residents)

Places of employment:
  • Self-employed: 22.7% (273 residents)
  • Private companies: 62.3% (750 residents)
  • Governmental workers: 12.5% (150 residents)
  • Not-for-profit companies: 2.6% (31 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025