Kettering, OH demographics:
population, income, and more

Total population
57,206
-0.4% year-over-year change
Median household income
$74,681/yr
4.3% year-over-year change
Housing units
27,191
-1.1% year-over-year change

Kettering population

How many people live in Kettering

Kettering is home to 57,206 residents, according to the most recent Census data. Gender-wise, 48.2% of Kettering locals are male, and 51.8% are female.

Total population
57,206
-0.4% year-over-year change
Gender ratio
Male
48.2%
27,562
Female
51.8%
29,644
Value Percent YoY change
Male 27,562 48.2% -1.1%
Female 29,644 51.8% 0.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Kettering is 38, with the population distributed as follows: about 17% are children under 15, then 12% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.6% of the population, while another 22.7% fall into the 45 to 64 bracket. Finally, around 19.7% are 65 or older.

Median age
38.5
Age breakdown
Under 15
17%
15 to 24
12%
25 to 44
28.6%
45 to 64
22.7%
Over 65
19.7%
Value Percent YoY change
Under 15 9,703 17% -4.9%
15 to 24 6,880 12% 3.7%
25 to 44 16,385 28.6% 0.3%
45 to 64 12,982 22.7% -3.0%
Over 65 11,256 19.7% 3.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Kettering, 93.3% of the population are US-born citizens, while 4% have gained naturalized citizenship. At the same time, 2.7% of residents are non-citizens. As for race, 83.8% of locals are Caucasian, 6% are African American and 1.7% have Asian roots. There’s also a share of 7.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
93.3%
Non-U.S.-born citizens
4%
Non-citizens
2.7%
Value Percent YoY change
U.S.-born citizens 53,362 93.3% -0.1%
Non-U.S.-born citizens 2,312 4% 5.8%
Non-citizens 1,532 2.7% -15.6%
Racial breakdown
White
83.8%
Black or African American
6%
American Indian and Alaska Native
0%
Asian
1.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
7.4%
Other
1.1%
Value Percent
White 47,919 83.8%
Black or African American 3,458 6%
American Indian and Alaska Native 18 0%
Asian 954 1.7%
Two or more races 4,231 7.4%
Other 626 1.1%

Households in Kettering

A peek inside Kettering households

Kettering has 25,987 households, with an average of 2 members in each. Of these, 57.8% are families, while the remaining 42.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
25,987
-0.8% year-over-year change
Average people per household
2
Non-family households
10,954
Family households
15,033
Value Percent YoY change
Non-family households 10,954 42.2% -1.3%
Family households 15,033 57.8% -0.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Kettering

The housing landscape of Kettering

Kettering's housing consists of 27,191 units, with 68.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 4.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.4% of the housing landscape.

Housing units
27,191
-1.1% year-over-year change
Housing types
Value Percent
1 unit, detached 18,684 68.7%
1 unit, attached 1,242 4.6%
2 units 570 2.1%
3 or 4 units 2,794 10.3%
5 to 9 units 1,454 5.4%
10 to 19 units 956 3.5%
20 to 49 units 554 2%
50 or more units 825 3%
Mobile home 98 0.4%
Boat, RV, van, etc. 14 0%
Homes built since 2020
44
10.0% year-over-year change

The age of buildings in Kettering

In Kettering, the median construction year is 1961. About 5.6% of homes were built before the 1940s, with another 11.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 3.2% of homes were added from 2000 to 2009, 0.9% between 2010 and 2019, and 0.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,530 5.6% 4.9%
Built between 1940 and 1949 3,066 11.3% -2.4%
Built between 1950 and 1959 8,574 31.5% 0.6%
Built between 1960 and 1969 6,663 24.5% -2.9%
Built between 1970 and 1979 3,413 12.6% -1.3%
Built between 1980 and 1989 1,677 6.2% -0.9%
Built between 1990 and 1999 1,114 4.1% 2.5%
Built between 2000 and 2009 867 3.2% -7.8%
Built between 2010 and 2019 243 0.9% -13.5%
Built in 2020 or later 44 0.2% 10.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Kettering occupancy rates

Out of the 25,987 occupied housing units in Kettering, 64.9% are owner-occupied, while 35.1% are lived in by tenants. Meanwhile, 4.4% of all homes on the local market sit vacant.

Occupied housing units
25,987
-0.8% year-over-year change
Occupancy breakdown
Renter occupied
9,123
Owner occupied
16,864
Value Percent YoY
change
Renter occupied 9,123 35.1% -0.8%
Owner occupied 16,864 64.9% -0.8%
Unoccupied housing units
4.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Kettering housing costs

Housing costs in Kettering come to a median of $1,130 per month, while tenants specifically pay a median gross rent of $1,051.

Median housing costs per month
$1,130/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Kettering
$1,051/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Kettering

Kettering education at a glance

About 26.9% of the population in Kettering went to high school, while 23.7% pursued college studies. Another 9.5% earned an associate degree and 23.8% hold a bachelor’s. Meanwhile, 15.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 477 1% -17.6%
High school diploma 12,162 26.9% 1.0%
College diploma 10,707 23.7% 0.4%
Associate degree 4,304 9.5% -3.0%
Bachelor's degree 10,759 23.8% 0.1%
Graduate degree 6,841 15.1% 3.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Kettering

How much people earn in Kettering

The average annual household income in Kettering was $94,283 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.7% change from the previous year. At the same time, the median income stood at $74,681, reflecting a +4.3% shift over the same period.

Average household income in Kettering
$94,283/year
1.7% year-over-year change
Median household income in Kettering
$74,681/year
4.3% year-over-year change

Kettering income by age

In Kettering, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $84,693. Those with someone between 45 and 64 in charge, often well established professionally, earn $87,186 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $48,815, while those led by someone over 65, many of whom may be retired, have about $52,054 in earnings. Overall, 91.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $48,815 16.1%
25 - 44 $84,693 6.7%
45 - 64 $87,186 1.6%
Over 65 $52,054 3.8%
Above poverty level
51,505
Below poverty level
4,598
Value Percent YoY
change
Above poverty level 51,505 91.8% 0.2%
Below poverty level 4,598 8.2% -2.9%

Average renter income in Kettering

To get a better sense of what renters earn on average in Kettering, their median household income was $41,772 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 30.2%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$41,772
Rent-to-income ratio
30.2%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Kettering

Workforce and job types in Kettering

The job market in Kettering is powered by 29,500 working residents, spread across a range of industries and roles. 80.1% of the working population are employed in professional or administrative positions, while 19.9% are in hands-on or service-based jobs. Also, 9.1% run their own businesses, 63.9% are employed by private companies, and 13.4% work in the public sector.

Workforce demographics

Working population
29,500
1.6% year-over-year change
White collar
23,641
Blue collar
5,859
Value Percent YoY change
White collar 23,641 80.1% 2.0%
Blue collar 5,859 19.9% 0.1%
Employer type
Self employees
9.1%
Private companies
63.9%
Governmental workers
13.4%
Not for profit companies
13.6%
Value Percent YoY change
Self employees 2,681 9.1% 2.4%
Private companies 18,859 63.9% 2.1%
Governmental workers 3,958 13.4% 0.1%
Not for profit companies 4,002 13.6% 0.2%
Unemployment rate
3.8%
3.0% year-over-year change

Available workforce

The unemployment rate in Kettering stands at 3.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Kettering

How people get around in Kettering

Commuting methods vary: 84.4% of residents travel by personal vehicle and 1.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 24,673 84.4% 0.2%
Taxicab 90 0.3% N/A
Bus or trolleybus 247 0.8% -40.0%
Subway or elevated 19 0.1% N/A
Motorcycle 19 0.1% -42.4%
Bicycle 64 0.2% -15.8%
Walk 341 1.2% 5.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Kettering by zipcode?

Zipcode Population Number of households Median income Average income
45409 15,293 3,063 $87,283 $129,309
45419 17,008 7,184 $92,264 $139,349
45420 24,411 11,985 $60,588 $71,586
45429 26,347 12,068 $80,210 $106,979
45439 11,914 4,640 $52,035 $74,470
45440 22,358 9,637 $82,383 $104,403
45459 28,553 13,348 $89,592 $114,373

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FAQs about Kettering demographics 

What is the total population of Kettering?

Kettering has a total population of 57,206 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.4% compared to a year ago.

What is the gender ratio in Kettering?

The gender ratio in Kettering is as follows:
  • 48.2% males (27,562 residents)
  • 51.8% females (29,644 residents)

What is the median age in Kettering?

The median age in Kettering is 38.5.

What is the age distribution of the population in Kettering?

The age distribution in Kettering is as follows:
  • Under 15: 17% (9,703 residents)
  • Ages 15-24: 12% (6,880 residents)
  • Ages 25-44: 28.6% (16,385 residents)
  • Ages 45-64: 22.7% (12,982 residents)
  • Over 65: 19.7% (11,256 residents)

What is the racial and ethnic makeup of Kettering?

The racial and ethnic makeup of Kettering is as follows:
  • White: 83.8% (47,919 residents)
  • Black or African American: 6% (3,458 residents)
  • American Indian and Alaska Native: 0% (18 residents)
  • Asian: 1.7% (954 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 7.4% (4,231 residents)
  • Other: 1.1% (626 residents)

What percentage of the population in Kettering are U.S.-born citizens?

U.S.-born citizens represent 93.3% of the population in Kettering.

How many housing units are there in Kettering?

There are 27,191 housing units in Kettering, reflecting a -1.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Kettering and what is the average household size?

Kettering has a total of 25,987 households, with an average of 2 people in each.

What is the median household income in Kettering?

Kettering has a median household income of $74,681, representing a +4.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Kettering?

The employment rate is 96.2% in Kettering, with a workforce of 29,500 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 80.1% (23,641 residents)
  • Blue-collar workers: 19.9% (5,859 residents)

Places of employment:
  • Self-employed: 9.1% (2,681 residents)
  • Private companies: 63.9% (18,859 residents)
  • Governmental workers: 13.4% (3,958 residents)
  • Not-for-profit companies: 13.6% (4,002 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025