Germantown, Montgomery County, OH demographics:
population, income, and more

Total population
5,825
0.5% year-over-year change
Median household income
$90,125/yr
6.9% year-over-year change
Housing units
2,300
-2.1% year-over-year change

Germantown population

How many people live in Germantown

Germantown is home to 5,825 residents, according to the most recent Census data. Gender-wise, 50.4% of Germantown locals are male, and 49.6% are female.

Total population
5,825
0.5% year-over-year change
Gender ratio
Male
50.4%
2,938
Female
49.6%
2,887
Value Percent YoY change
Male 2,938 50.4% 6.3%
Female 2,887 49.6% -4.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Germantown is 41, with the population distributed as follows: about 18.7% are children under 15, then 15% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.9% of the population, while another 27% fall into the 45 to 64 bracket. Finally, around 18.4% are 65 or older.

Median age
40.9
Age breakdown
Under 15
18.7%
15 to 24
15%
25 to 44
20.9%
45 to 64
27%
Over 65
18.4%
Value Percent YoY change
Under 15 1,091 18.7% -0.3%
15 to 24 871 15% -7.3%
25 to 44 1,219 20.9% 5.7%
45 to 64 1,574 27% -1.3%
Over 65 1,070 18.4% 5.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 0.6% of residents are non-citizens. There’s also a share of 4.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.4%
Non-U.S.-born citizens
0%
Non-citizens
0.6%
Value Percent YoY change
U.S.-born citizens 5,788 99.4% -0.1%
Non-citizens 37 0.6% N/A
Racial breakdown
White
94%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.9%
Other
1.2%
Value Percent
White 5,474 94%
Two or more races 283 4.9%
Other 68 1.2%

Households in Germantown

A peek inside Germantown households

Germantown has 2,300 households, with an average of 3 members in each. Of these, 67.5% are families, while the remaining 32.5% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,300
1.7% year-over-year change
Average people per household
3
Non-family households
747
Family households
1,553
Value Percent YoY change
Non-family households 747 32.5% 5.2%
Family households 1,553 67.5% 0.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Germantown

The housing landscape of Germantown

Germantown's housing consists of 2,300 units, with 81.6% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1% of the housing landscape.

Housing units
2,300
-2.1% year-over-year change
Housing types
Value Percent
1 unit, detached 1,878 81.6%
1 unit, attached 129 5.6%
2 units 68 3%
3 or 4 units 104 4.5%
20 to 49 units 97 4.2%
Mobile home 24 1%
Homes built since 2020
68
750.0% year-over-year change

The age of buildings in Germantown

In Germantown, the median construction year is 1972. About 14.6% of homes were built before the 1940s, with another 2.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 15.1% of homes were added from 2000 to 2009, 6.4% between 2010 and 2019, and 3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 336 14.6% -28.4%
Built between 1940 and 1949 52 2.3% 2.0%
Built between 1950 and 1959 328 14.3% 0.6%
Built between 1960 and 1969 325 14.1% -18.3%
Built between 1970 and 1979 490 21.3% 0.6%
Built between 1980 and 1989 36 1.6% 176.9%
Built between 1990 and 1999 169 7.4% 31.0%
Built between 2000 and 2009 348 15.1% 0.9%
Built between 2010 and 2019 148 6.4% 19.4%
Built in 2020 or later 68 3% 750.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Germantown occupancy rates

Out of the 2,300 occupied housing units in Germantown, 82.3% are owner-occupied, while 17.7% are lived in by tenants.

Occupied housing units
2,300
1.7% year-over-year change
Occupancy breakdown
Renter occupied
408
Owner occupied
1,892
Value Percent YoY
change
Renter occupied 408 17.7% -16.7%
Owner occupied 1,892 82.3% 6.8%
Unoccupied housing units
0.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Germantown housing costs

Housing costs in Germantown come to a median of $1,207 per month, while tenants specifically pay a median gross rent of $1,004.

Median housing costs per month
$1,207/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Germantown
$1,004/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Germantown

Germantown education at a glance

About 33.7% of the population in Germantown went to high school, while 22.9% pursued college studies. Another 13% earned an associate degree and 18.4% hold a bachelor’s. Meanwhile, 10.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 48 1.1% 50.0%
High school diploma 1,467 33.7% -6.1%
College diploma 997 22.9% -6.0%
Associate degree 567 13% 28.6%
Bachelor's degree 798 18.4% -0.8%
Graduate degree 472 10.8% 36.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Germantown

How much people earn in Germantown

The average annual household income in Germantown was $97,376 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +10.2% change from the previous year. At the same time, the median income stood at $90,125, reflecting a +6.9% shift over the same period.

Average household income in Germantown
$97,376/year
10.2% year-over-year change
Median household income in Germantown
$90,125/year
6.9% year-over-year change

Germantown income by age

In Germantown, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $85,954. Those with someone between 45 and 64 in charge, often well established professionally, earn $108,988 overall. Overall, 92.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $85,954 4.4%
45 - 64 $108,988 4.5%
Over 65 $49,102 0.6%
Above poverty level
5,234
Below poverty level
432
Value Percent YoY
change
Above poverty level 5,234 92.4% 2.4%
Below poverty level 432 7.6% -14.5%

Employment in Germantown

Workforce and job types in Germantown

The job market in Germantown is powered by 2,981 working residents, spread across a range of industries and roles. 68.3% of the working population are employed in professional or administrative positions, while 31.7% are in hands-on or service-based jobs. Also, 6.6% run their own businesses, 66% are employed by private companies, and 17.2% work in the public sector.

Workforce demographics

Working population
2,981
2.5% year-over-year change
White collar
2,035
Blue collar
946
Value Percent YoY change
White collar 2,035 68.3% 2.7%
Blue collar 946 31.7% 2.0%
Employer type
Self employees
6.6%
Private companies
66%
Governmental workers
17.2%
Not for profit companies
10.2%
Value Percent YoY change
Self employees 197 6.6% 45.9%
Private companies 1,968 66% -4.7%
Governmental workers 512 17.2% 35.8%
Not for profit companies 304 10.2% -8.4%
Unemployment rate
6.9%
8.9% year-over-year change

Available workforce

The unemployment rate in Germantown stands at 6.9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Germantown

How people get around in Germantown

In Germantown, the average commute time is 24 minutes. Commuting methods vary: 83.2% of residents travel by personal vehicle and 3.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
24 min
-2.5% year-over-year change
Means of transportation
Value Percent YoY change
Car 2,250 83.2% -1.6%
Walk 99 3.7% 30.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Germantown by zipcode?

Zipcode Population Number of households Median income Average income
45327 9,315 3,586 $94,741 $103,108

Explore more communities

FAQs about Germantown demographics 

What is the total population of Germantown?

Germantown has a total population of 5,825 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.5% compared to a year ago.

What is the gender ratio in Germantown?

The gender ratio in Germantown is as follows:
  • 50.4% males (2,938 residents)
  • 49.6% females (2,887 residents)

What is the median age in Germantown?

The median age in Germantown is 40.9.

What is the age distribution of the population in Germantown?

The age distribution in Germantown is as follows:
  • Under 15: 18.7% (1,091 residents)
  • Ages 15-24: 15% (871 residents)
  • Ages 25-44: 20.9% (1,219 residents)
  • Ages 45-64: 27% (1,574 residents)
  • Over 65: 18.4% (1,070 residents)

What is the racial and ethnic makeup of Germantown?

The racial and ethnic makeup of Germantown is as follows:
  • White: 94% (5,474 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.9% (283 residents)
  • Other: 1.2% (68 residents)

What percentage of the population in Germantown are U.S.-born citizens?

U.S.-born citizens represent 99.4% of the population in Germantown.

How many housing units are there in Germantown?

There are 2,300 housing units in Germantown, reflecting a -2.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Germantown and what is the average household size?

Germantown has a total of 2,300 households, with an average of 3 people in each.

What is the median household income in Germantown?

Germantown has a median household income of $90,125, representing a +6.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Germantown?

The employment rate is 93.1% in Germantown, with a workforce of 2,981 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 68.3% (2,035 residents)
  • Blue-collar workers: 31.7% (946 residents)

Places of employment:
  • Self-employed: 6.6% (197 residents)
  • Private companies: 66% (1,968 residents)
  • Governmental workers: 17.2% (512 residents)
  • Not-for-profit companies: 10.2% (304 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025