Cobleskill, NY demographics:
population, income, and more

Total population
4,682
4.2% year-over-year change
Median household income
$46,059/yr
-10.9% year-over-year change
Housing units
1,995
11.9% year-over-year change

Cobleskill population

How many people live in Cobleskill

Cobleskill is home to 4,682 residents, according to the most recent Census data. Gender-wise, 46.3% of Cobleskill locals are male, and 53.7% are female.

Total population
4,682
4.2% year-over-year change
Gender ratio
Male
46.3%
2,167
Female
53.7%
2,515
Value Percent YoY change
Male 2,167 46.3% 2.4%
Female 2,515 53.7% 5.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cobleskill is 30, with the population distributed as follows: about 8.8% are children under 15, then 31.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 23.2% of the population, while another 14.8% fall into the 45 to 64 bracket. Finally, around 21.8% are 65 or older.

Median age
30.3
Age breakdown
Under 15
8.8%
15 to 24
31.4%
25 to 44
23.2%
45 to 64
14.8%
Over 65
21.8%
Value Percent YoY change
Under 15 413 8.8% -0.7%
15 to 24 1,472 31.4% -1.5%
25 to 44 1,084 23.2% -1.1%
45 to 64 691 14.8% 5.5%
Over 65 1,022 21.8% 22.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cobleskill, 95.9% of the population are US-born citizens, while 1.9% have gained naturalized citizenship. At the same time, 2.2% of residents are non-citizens. As for race, 84.1% of locals are Caucasian, 3.3% are African American and 2.2% have Asian roots. There’s also a share of 4.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.9%
Non-U.S.-born citizens
1.9%
Non-citizens
2.2%
Value Percent YoY change
U.S.-born citizens 4,492 95.9% 3.1%
Non-U.S.-born citizens 88 1.9% 57.1%
Non-citizens 102 2.2% 25.9%
Racial breakdown
White
84.1%
Black or African American
3.3%
American Indian and Alaska Native
0.1%
Asian
2.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.4%
Other
5.9%
Value Percent
White 3,939 84.1%
Black or African American 156 3.3%
American Indian and Alaska Native 5 0.1%
Asian 102 2.2%
Two or more races 205 4.4%
Other 275 5.9%

Households in Cobleskill

A peek inside Cobleskill households

Cobleskill has 1,858 households, with an average of 2 members in each. Of these, 46.9% are families, while the remaining 53.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,858
16.2% year-over-year change
Average people per household
2
Non-family households
986
Family households
872
Value Percent YoY change
Non-family households 986 53.1% 31.8%
Family households 872 46.9% 2.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cobleskill

The housing landscape of Cobleskill

Cobleskill's housing consists of 1,995 units, with 44.5% being detached single-family homes ideal for those wanting space.

Housing units
1,995
11.9% year-over-year change
Housing types
Value Percent
1 unit, detached 887 44.5%
2 units 206 10.3%
3 or 4 units 414 20.8%
5 to 9 units 276 13.8%
10 to 19 units 76 3.8%
20 to 49 units 136 6.8%
Homes built since 2020
64
128.6% year-over-year change

The age of buildings in Cobleskill

In Cobleskill, the median construction year is 1970. About 27.2% of homes were built before the 1940s, with another 3% going up by 1949. Most development happened in the second half of the 20th century. Then, 1.2% of homes were added from 2000 to 2009, 3.5% between 2010 and 2019, and 3.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 543 27.2% -2.5%
Built between 1940 and 1949 59 3% -21.3%
Built between 1950 and 1959 126 6.3% -19.2%
Built between 1960 and 1969 266 13.3% 5.6%
Built between 1970 and 1979 455 22.8% 23.6%
Built between 1980 and 1989 318 15.9% 44.5%
Built between 1990 and 1999 72 3.6% -4.0%
Built between 2000 and 2009 23 1.2% 43.8%
Built between 2010 and 2019 69 3.5% 91.7%
Built in 2020 or later 64 3.2% 128.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cobleskill occupancy rates

Out of the 1,858 occupied housing units in Cobleskill, 39.1% are owner-occupied, while 60.9% are lived in by tenants. Meanwhile, 6.9% of all homes on the local market sit vacant.

Occupied housing units
1,858
16.2% year-over-year change
Occupancy breakdown
Renter occupied
1,131
Owner occupied
727
Value Percent YoY
change
Renter occupied 1,131 60.9% 36.4%
Owner occupied 727 39.1% -5.6%
Unoccupied housing units
6.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cobleskill housing costs

Housing costs in Cobleskill come to a median of $943 per month, while tenants specifically pay a median gross rent of $874.

Median housing costs per month
$943/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cobleskill
$874/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cobleskill

Cobleskill education at a glance

About 36.9% of the population in Cobleskill went to high school, while 24.8% pursued college studies. Another 13.2% earned an associate degree and 13.8% hold a bachelor’s. Meanwhile, 9.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 62 1.5% -7.5%
High school diploma 1,531 36.9% 3.9%
College diploma 1,029 24.8% -3.6%
Associate degree 546 13.2% 28.2%
Bachelor's degree 572 13.8% 11.3%
Graduate degree 409 9.9% 13.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cobleskill

How much people earn in Cobleskill

The average annual household income in Cobleskill was $74,150 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -5.8% change from the previous year. At the same time, the median income stood at $46,059, reflecting a -11% shift over the same period.

Average household income in Cobleskill
$74,150/year
-5.8% year-over-year change
Median household income in Cobleskill
$46,059/year
-10.9% year-over-year change

Cobleskill income by age

In Cobleskill, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $81,023. Those with someone between 45 and 64 in charge, often well established professionally, earn $64,669 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $47,976, while those led by someone over 65, many of whom may be retired, have about $32,951 in earnings. Overall, 83.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $47,976 4.6%
25 - 44 $81,023 8.5%
45 - 64 $64,669 -23.4%
Over 65 $32,951 -14.4%
Above poverty level
3,015
Below poverty level
586
Value Percent YoY
change
Above poverty level 3,015 83.7% 5.3%
Below poverty level 586 16.3% 17.0%

Average renter income in Cobleskill

To get a better sense of what renters earn on average in Cobleskill, their median household income was $46,136 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 22.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$46,136
Rent-to-income ratio
22.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cobleskill

Workforce and job types in Cobleskill

The job market in Cobleskill is powered by 1,915 working residents, spread across a range of industries and roles. 89.6% of the working population are employed in professional or administrative positions, while 10.4% are in hands-on or service-based jobs. Also, 14.7% run their own businesses, 38.6% are employed by private companies, and 22.3% work in the public sector.

Workforce demographics

Working population
1,915
-6.4% year-over-year change
White collar
1,716
Blue collar
199
Value Percent YoY change
White collar 1,716 89.6% -5.2%
Blue collar 199 10.4% -15.3%
Employer type
Self employees
14.7%
Private companies
38.6%
Governmental workers
22.3%
Not for profit companies
24.4%
Value Percent YoY change
Self employees 282 14.7% 11.9%
Private companies 739 38.6% -16.4%
Governmental workers 427 22.3% -15.3%
Not for profit companies 467 24.4% 15.3%
Unemployment rate
6.8%
-4.8% year-over-year change

Available workforce

The unemployment rate in Cobleskill stands at 6.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cobleskill

How people get around in Cobleskill

Commuting methods vary: 70.7% of residents travel by personal vehicle and 14.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,328 70.7% -0.1%
Bus or trolleybus 22 1.2% N/A
Subway or elevated 23 1.2% N/A
Walk 271 14.4% -5.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cobleskill by zipcode?

Zipcode Population Number of households Median income Average income
12187 752 313 $78,149 $82,467
12043 8,287 3,230 $64,583 $89,565
12092 1,208 573 $58,615 $78,175

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FAQs about Cobleskill demographics 

What is the total population of Cobleskill?

Cobleskill has a total population of 4,682 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +4.2% compared to a year ago.

What is the gender ratio in Cobleskill?

The gender ratio in Cobleskill is as follows:
  • 46.3% males (2,167 residents)
  • 53.7% females (2,515 residents)

What is the median age in Cobleskill?

The median age in Cobleskill is 30.3.

What is the age distribution of the population in Cobleskill?

The age distribution in Cobleskill is as follows:
  • Under 15: 8.8% (413 residents)
  • Ages 15-24: 31.4% (1,472 residents)
  • Ages 25-44: 23.2% (1,084 residents)
  • Ages 45-64: 14.8% (691 residents)
  • Over 65: 21.8% (1,022 residents)

What is the racial and ethnic makeup of Cobleskill?

The racial and ethnic makeup of Cobleskill is as follows:
  • White: 84.1% (3,939 residents)
  • Black or African American: 3.3% (156 residents)
  • American Indian and Alaska Native: 0.1% (5 residents)
  • Asian: 2.2% (102 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.4% (205 residents)
  • Other: 5.9% (275 residents)

What percentage of the population in Cobleskill are U.S.-born citizens?

U.S.-born citizens represent 95.9% of the population in Cobleskill.

How many housing units are there in Cobleskill?

There are 1,995 housing units in Cobleskill, reflecting a +11.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cobleskill and what is the average household size?

Cobleskill has a total of 1,858 households, with an average of 2 people in each.

What is the median household income in Cobleskill?

Cobleskill has a median household income of $46,059, representing a -10.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cobleskill?

The employment rate is 93.2% in Cobleskill, with a workforce of 1,915 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 89.6% (1,716 residents)
  • Blue-collar workers: 10.4% (199 residents)

Places of employment:
  • Self-employed: 14.7% (282 residents)
  • Private companies: 38.6% (739 residents)
  • Governmental workers: 22.3% (427 residents)
  • Not-for-profit companies: 24.4% (467 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025