Lake Toxaway, NC demographics:
population, income, and more

Total population
2,021
-8.8% year-over-year change
Median household income
$66,000/yr
9.3% year-over-year change
Housing units
1,865
0.1% year-over-year change

Lake Toxaway population

How many people live in Lake Toxaway

Lake Toxaway is home to 2,021 residents, according to the most recent Census data. Gender-wise, 52.4% of Lake Toxaway locals are male, and 47.6% are female.

Total population
2,021
-8.8% year-over-year change
Gender ratio
Male
52.4%
1,060
Female
47.6%
961
Value Percent YoY change
Male 1,060 52.4% -14.4%
Female 961 47.6% -1.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Lake Toxaway is 49, with the population distributed as follows: about 22% are children under 15, then 3.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.9% of the population, while another 25.7% fall into the 45 to 64 bracket. Finally, around 28.3% are 65 or older.

Median age
48.9
Age breakdown
Under 15
22%
15 to 24
3.1%
25 to 44
20.9%
45 to 64
25.7%
Over 65
28.3%
Value Percent YoY change
Under 15 444 22% -9.4%
15 to 24 62 3.1% -51.6%
25 to 44 423 20.9% -4.1%
45 to 64 520 25.7% -15.3%
Over 65 572 28.3% 5.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Lake Toxaway, 97.4% of the population are US-born citizens, while 2.3% have gained naturalized citizenship. At the same time, 0.4% of residents are non-citizens. There’s also a share of 1.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.4%
Non-U.S.-born citizens
2.3%
Non-citizens
0.4%
Value Percent YoY change
U.S.-born citizens 1,968 97.4% -10.5%
Non-U.S.-born citizens 46 2.3% 170.6%
Non-citizens 7 0.4% N/A
Racial breakdown
White
95.6%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
1.2%
Other
2.4%
Value Percent
White 1,932 95.6%
Asian 17 0.8%
Two or more races 24 1.2%
Other 48 2.4%

Households in Lake Toxaway

A peek inside Lake Toxaway households

Lake Toxaway has 830 households, with an average of 2 members in each. Of these, 67.8% are families, while the remaining 32.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
830
-7.8% year-over-year change
Average people per household
2
Non-family households
267
Family households
563
Value Percent YoY change
Non-family households 267 32.2% 11.7%
Family households 563 67.8% -14.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Lake Toxaway

The housing landscape of Lake Toxaway

Lake Toxaway's housing consists of 1,865 units, with 73% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 14.2% of the housing landscape.

Housing units
1,865
0.1% year-over-year change
Housing types
Value Percent
1 unit, detached 1,362 73%
1 unit, attached 27 1.4%
2 units 9 0.5%
3 or 4 units 11 0.6%
5 to 9 units 183 9.8%
Mobile home 264 14.2%
Boat, RV, van, etc. 9 0.5%
Homes built since 2020
18
% year-over-year change

The age of buildings in Lake Toxaway

In Lake Toxaway, the median construction year is 1986. About 3.4% of homes were built before the 1940s, with another 3.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 18.6% of homes were added from 2000 to 2009, 6.3% between 2010 and 2019, and 1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 64 3.4% -23.8%
Built between 1940 and 1949 69 3.7% 40.8%
Built between 1950 and 1959 69 3.7% 1.5%
Built between 1960 and 1969 241 12.9% 51.6%
Built between 1970 and 1979 292 15.7% -15.6%
Built between 1980 and 1989 351 18.8% -8.1%
Built between 1990 and 1999 297 15.9% -8.3%
Built between 2000 and 2009 347 18.6% 2.7%
Built between 2010 and 2019 117 6.3% 2.6%
Built in 2020 or later 18 1% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Lake Toxaway occupancy rates

Out of the 830 occupied housing units in Lake Toxaway, 94.2% are owner-occupied, while 5.8% are lived in by tenants. Meanwhile, 55.5% of all homes on the local market sit vacant.

Occupied housing units
830
-7.8% year-over-year change
Occupancy breakdown
Renter occupied
48
Owner occupied
782
Value Percent YoY
change
Renter occupied 48 5.8% -17.2%
Owner occupied 782 94.2% -7.1%
Unoccupied housing units
55.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Lake Toxaway housing costs

Median housing costs per month
$726/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Lake Toxaway

Lake Toxaway education at a glance

About 37.5% of the population in Lake Toxaway went to high school, while 22% pursued college studies. Another 10.8% earned an associate degree and 18.3% hold a bachelor’s. Meanwhile, 8.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 40 2.6% 21.2%
High school diploma 582 37.5% -12.1%
College diploma 342 22% -14.7%
Associate degree 167 10.8% 42.7%
Bachelor's degree 284 18.3% -8.4%
Graduate degree 138 8.9% -4.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Lake Toxaway

How much people earn in Lake Toxaway

The average annual household income in Lake Toxaway was $93,832 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -6.1% change from the previous year. At the same time, the median income stood at $66,000, reflecting a +9.3% shift over the same period.

Average household income in Lake Toxaway
$93,832/year
-6.1% year-over-year change
Median household income in Lake Toxaway
$66,000/year
9.3% year-over-year change

Lake Toxaway income by age

In Lake Toxaway, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $87,431. Those with someone between 45 and 64 in charge, often well established professionally, earn $62,917 overall. Overall, 84.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $87,431 0.1%
45 - 64 $62,917 17.1%
Over 65 $52,083 -13.0%
Above poverty level
1,661
Below poverty level
315
Value Percent YoY
change
Above poverty level 1,661 84.1% -3.3%
Below poverty level 315 15.9% -31.7%

Employment in Lake Toxaway

Workforce and job types in Lake Toxaway

80.8% of the working population are employed in professional or administrative positions, while 19.2% are in hands-on or service-based jobs. Also, 25.2% run their own businesses, 59% are employed by private companies, and 11% work in the public sector.

Workforce demographics

White collar
662
Blue collar
157
Value Percent YoY change
White collar 662 80.8% 3.6%
Blue collar 157 19.2% -48.2%
Employer type
Self employees
25.2%
Private companies
59%
Governmental workers
11%
Not for profit companies
4.9%
Value Percent YoY change
Self employees 206 25.2% -28.5%
Private companies 483 59% -5.5%
Governmental workers 90 11% -32.3%
Not for profit companies 40 4.9% 300.0%

Transportation in Lake Toxaway

How people get around in Lake Toxaway

Means of transportation
Value Percent YoY change
Car 718 100% -9.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Lake Toxaway by zipcode?

Zipcode Population Number of households Median income Average income
28747 2,021 830 $66,000 $93,848

Explore more communities

FAQs about Lake Toxaway demographics 

What is the total population of Lake Toxaway?

Lake Toxaway has a total population of 2,021 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -8.8% compared to a year ago.

What is the gender ratio in Lake Toxaway?

The gender ratio in Lake Toxaway is as follows:
  • 52.4% males (1,060 residents)
  • 47.6% females (961 residents)

What is the median age in Lake Toxaway?

The median age in Lake Toxaway is 48.9.

What is the age distribution of the population in Lake Toxaway?

The age distribution in Lake Toxaway is as follows:
  • Under 15: 22% (444 residents)
  • Ages 15-24: 3.1% (62 residents)
  • Ages 25-44: 20.9% (423 residents)
  • Ages 45-64: 25.7% (520 residents)
  • Over 65: 28.3% (572 residents)

What is the racial and ethnic makeup of Lake Toxaway?

The racial and ethnic makeup of Lake Toxaway is as follows:
  • White: 95.6% (1,932 residents)
  • Black or African American: 0% ( residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 0.8% (17 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 1.2% (24 residents)
  • Other: 2.4% (48 residents)

What percentage of the population in Lake Toxaway are U.S.-born citizens?

U.S.-born citizens represent 97.4% of the population in Lake Toxaway.

How many housing units are there in Lake Toxaway?

There are 1,865 housing units in Lake Toxaway, reflecting a +0.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Lake Toxaway and what is the average household size?

Lake Toxaway has a total of 830 households, with an average of 2 people in each.

What is the median household income in Lake Toxaway?

Lake Toxaway has a median household income of $66,000, representing a +9.3% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Lake Toxaway?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 80.8% (662 residents)
  • Blue-collar workers: 19.2% (157 residents)

Places of employment:
  • Self-employed: 25.2% (206 residents)
  • Private companies: 59% (483 residents)
  • Governmental workers: 11% (90 residents)
  • Not-for-profit companies: 4.9% (40 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025