Osseo, MN demographics:
population, income, and more

Total population
2,584
-0.7% year-over-year change
Median household income
$62,119/yr
-7.1% year-over-year change
Housing units
1,268
2.4% year-over-year change

Osseo population

How many people live in Osseo

Osseo is home to 2,584 residents, according to the most recent Census data. Gender-wise, 47.3% of Osseo locals are male, and 52.7% are female.

Total population
2,584
-0.7% year-over-year change
Gender ratio
Male
47.3%
1,223
Female
52.7%
1,361
Value Percent YoY change
Male 1,223 47.3% -2.5%
Female 1,361 52.7% 1.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Osseo is 47, with the population distributed as follows: about 9.7% are children under 15, then 7.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 30.7% of the population, while another 26.4% fall into the 45 to 64 bracket. Finally, around 25.3% are 65 or older.

Median age
47
Age breakdown
Under 15
9.7%
15 to 24
7.9%
25 to 44
30.7%
45 to 64
26.4%
Over 65
25.3%
Value Percent YoY change
Under 15 250 9.7% -20.4%
15 to 24 204 7.9% 15.2%
25 to 44 793 30.7% 1.1%
45 to 64 683 26.4% 5.9%
Over 65 654 25.3% -4.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Osseo, 97.1% of the population are US-born citizens, while 2.3% have gained naturalized citizenship. At the same time, 0.6% of residents are non-citizens. As for race, 81.9% of locals are Caucasian, 5.6% are African American and 1.9% have Asian roots. There’s also a share of 8.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.1%
Non-U.S.-born citizens
2.3%
Non-citizens
0.6%
Value Percent YoY change
U.S.-born citizens 2,508 97.1% -0.9%
Non-U.S.-born citizens 60 2.3% -4.8%
Non-citizens 16 0.6% 100.0%
Racial breakdown
White
81.9%
Black or African American
5.6%
American Indian and Alaska Native
0.7%
Asian
1.9%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.3%
Other
1.7%
Value Percent
White 2,116 81.9%
Black or African American 145 5.6%
American Indian and Alaska Native 17 0.7%
Asian 48 1.9%
Two or more races 214 8.3%
Other 44 1.7%

Households in Osseo

A peek inside Osseo households

Osseo has 1,208 households, with an average of 2 members in each. Of these, 41.2% are families, while the remaining 58.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,208
4.9% year-over-year change
Average people per household
2
Non-family households
710
Family households
498
Value Percent YoY change
Non-family households 710 58.8% 14.3%
Family households 498 41.2% -6.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Osseo

The housing landscape of Osseo

Osseo's housing consists of 1,268 units, with 45.4% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.6% and offer a more compact, shared living style.

Housing units
1,268
2.4% year-over-year change
Housing types
Value Percent
1 unit, detached 575 45.4%
1 unit, attached 20 1.6%
2 units 15 1.2%
3 or 4 units 69 5.4%
5 to 9 units 51 4%
10 to 19 units 159 12.5%
20 to 49 units 127 10%
50 or more units 252 19.9%
Homes built since 2020
11
22.2% year-over-year change

The age of buildings in Osseo

In Osseo, the median construction year is 1968. About 10.3% of homes were built before the 1940s, with another 3.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 11.1% of homes were added from 2000 to 2009, 9.9% between 2010 and 2019, and 0.9% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 131 10.3% 10.1%
Built between 1940 and 1949 47 3.7% -22.9%
Built between 1950 and 1959 224 17.7% -15.8%
Built between 1960 and 1969 308 24.3% -5.2%
Built between 1970 and 1979 210 16.6% 36.4%
Built between 1980 and 1989 35 2.8% -40.7%
Built between 1990 and 1999 36 2.8% 2.9%
Built between 2000 and 2009 141 11.1% 35.6%
Built between 2010 and 2019 125 9.9% 17.9%
Built in 2020 or later 11 0.9% 22.2%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Osseo occupancy rates

Out of the 1,208 occupied housing units in Osseo, 44% are owner-occupied, while 56% are lived in by tenants. Meanwhile, 4.7% of all homes on the local market sit vacant.

Occupied housing units
1,208
4.9% year-over-year change
Occupancy breakdown
Renter occupied
677
Owner occupied
531
Value Percent YoY
change
Renter occupied 677 56% 14.6%
Owner occupied 531 44% -5.3%
Unoccupied housing units
4.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Osseo housing costs

Housing costs in Osseo come to a median of $1,430 per month, while tenants specifically pay a median gross rent of $1,333.

Median housing costs per month
$1,430/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Osseo
$1,333/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Osseo

Osseo education at a glance

About 28% of the population in Osseo went to high school, while 31.2% pursued college studies. Another 8.3% earned an associate degree and 20.1% hold a bachelor’s. Meanwhile, 11.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 12 0.5% -42.9%
High school diploma 645 28% 16.6%
College diploma 718 31.2% -10.6%
Associate degree 192 8.3% -20.7%
Bachelor's degree 462 20.1% 15.5%
Graduate degree 272 11.8% 15.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Osseo

How much people earn in Osseo

The average annual household income in Osseo was $78,800 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -6.9% change from the previous year. At the same time, the median income stood at $62,119, reflecting a -7.1% shift over the same period.

Average household income in Osseo
$78,800/year
-6.9% year-over-year change
Median household income in Osseo
$62,119/year
-7.1% year-over-year change

Osseo income by age

In Osseo, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $72,339. Those with someone between 45 and 64 in charge, often well established professionally, earn $81,875 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $65,000, while those led by someone over 65, many of whom may be retired, have about $42,869 in earnings. Overall, 89.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $65,000 4.5%
25 - 44 $72,339 -4.1%
45 - 64 $81,875 -30.4%
Over 65 $42,869 -2.9%
Above poverty level
2,203
Below poverty level
251
Value Percent YoY
change
Above poverty level 2,203 89.8% -1.4%
Below poverty level 251 10.2% 18.4%

Average renter income in Osseo

To get a better sense of what renters earn on average in Osseo, their median household income was $57,784 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 27.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$57,784
Rent-to-income ratio
27.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Osseo

Workforce and job types in Osseo

The job market in Osseo is powered by 1,389 working residents, spread across a range of industries and roles. 80.5% of the working population are employed in professional or administrative positions, while 19.5% are in hands-on or service-based jobs. Also, 1.6% run their own businesses, 79.6% are employed by private companies, and 10.7% work in the public sector.

Workforce demographics

Working population
1,389
3.5% year-over-year change
White collar
1,118
Blue collar
271
Value Percent YoY change
White collar 1,118 80.5% 1.1%
Blue collar 271 19.5% 14.8%
Employer type
Self employees
1.6%
Private companies
79.6%
Governmental workers
10.7%
Not for profit companies
8.1%
Value Percent YoY change
Self employees 22 1.6% -67.7%
Private companies 1,106 79.6% 5.0%
Governmental workers 148 10.7% 34.5%
Not for profit companies 113 8.1% 1.8%
Unemployment rate
6.6%
1.0% year-over-year change

Available workforce

The unemployment rate in Osseo stands at 6.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Osseo

How people get around in Osseo

Commuting methods vary: 82.6% of residents travel by personal vehicle and 3.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,122 82.6% -5.6%
Taxicab 27 2% N/A
Walk 51 3.8% 292.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Osseo by zipcode?

Zipcode Population Number of households Median income Average income
55369 39,290 16,374 $112,144 $140,969

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FAQs about Osseo demographics 

What is the total population of Osseo?

Osseo has a total population of 2,584 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.7% compared to a year ago.

What is the gender ratio in Osseo?

The gender ratio in Osseo is as follows:
  • 47.3% males (1,223 residents)
  • 52.7% females (1,361 residents)

What is the median age in Osseo?

The median age in Osseo is 47.

What is the age distribution of the population in Osseo?

The age distribution in Osseo is as follows:
  • Under 15: 9.7% (250 residents)
  • Ages 15-24: 7.9% (204 residents)
  • Ages 25-44: 30.7% (793 residents)
  • Ages 45-64: 26.4% (683 residents)
  • Over 65: 25.3% (654 residents)

What is the racial and ethnic makeup of Osseo?

The racial and ethnic makeup of Osseo is as follows:
  • White: 81.9% (2,116 residents)
  • Black or African American: 5.6% (145 residents)
  • American Indian and Alaska Native: 0.7% (17 residents)
  • Asian: 1.9% (48 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 8.3% (214 residents)
  • Other: 1.7% (44 residents)

What percentage of the population in Osseo are U.S.-born citizens?

U.S.-born citizens represent 97.1% of the population in Osseo.

How many housing units are there in Osseo?

There are 1,268 housing units in Osseo, reflecting a +2.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Osseo and what is the average household size?

Osseo has a total of 1,208 households, with an average of 2 people in each.

What is the median household income in Osseo?

Osseo has a median household income of $62,119, representing a -7.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Osseo?

The employment rate is 93.4% in Osseo, with a workforce of 1,389 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 80.5% (1,118 residents)
  • Blue-collar workers: 19.5% (271 residents)

Places of employment:
  • Self-employed: 1.6% (22 residents)
  • Private companies: 79.6% (1,106 residents)
  • Governmental workers: 10.7% (148 residents)
  • Not-for-profit companies: 8.1% (113 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025