Ramsey, MN demographics:
population, income, and more

Total population
28,421
1.2% year-over-year change
Median household income
$116,415/yr
3.9% year-over-year change
Housing units
10,963
5.2% year-over-year change

Ramsey population

How many people live in Ramsey

Ramsey is home to 28,421 residents, according to the most recent Census data. Gender-wise, 49.6% of Ramsey locals are male, and 50.4% are female.

Total population
28,421
1.2% year-over-year change
Gender ratio
Male
49.6%
14,099
Female
50.4%
14,322
Value Percent YoY change
Male 14,099 49.6% 1.9%
Female 14,322 50.4% 0.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Ramsey is 37, with the population distributed as follows: about 21.5% are children under 15, then 11.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.2% of the population, while another 23.5% fall into the 45 to 64 bracket. Finally, around 16.6% are 65 or older.

Median age
36.9
Age breakdown
Under 15
21.5%
15 to 24
11.3%
25 to 44
27.2%
45 to 64
23.5%
Over 65
16.6%
Value Percent YoY change
Under 15 6,109 21.5% -1.7%
15 to 24 3,212 11.3% 1.1%
25 to 44 7,718 27.2% 1.6%
45 to 64 6,674 23.5% -4.8%
Over 65 4,708 16.6% 15.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Ramsey, 93% of the population are US-born citizens, while 5.2% have gained naturalized citizenship. At the same time, 1.8% of residents are non-citizens. As for race, 82.6% of locals are Caucasian, 7.4% are African American and 3.3% have Asian roots. There’s also a share of 6.1% that includes residents with two or more races.

Citizenship
U.S.-born citizens
93%
Non-U.S.-born citizens
5.2%
Non-citizens
1.8%
Value Percent YoY change
U.S.-born citizens 26,431 93% 1.5%
Non-U.S.-born citizens 1,489 5.2% 0.3%
Non-citizens 501 1.8% -8.6%
Racial breakdown
White
82.6%
Black or African American
7.4%
American Indian and Alaska Native
0%
Asian
3.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.1%
Other
0.6%
Value Percent
White 23,485 82.6%
Black or African American 2,089 7.4%
American Indian and Alaska Native 12 0%
Asian 935 3.3%
Two or more races 1,727 6.1%
Other 173 0.6%

Households in Ramsey

A peek inside Ramsey households

Ramsey has 10,693 households, with an average of 3 members in each. Of these, 75.4% are families, while the remaining 24.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
10,693
5.2% year-over-year change
Average people per household
3
Non-family households
2,625
Family households
8,068
Value Percent YoY change
Non-family households 2,625 24.6% 5.3%
Family households 8,068 75.4% 5.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Ramsey

The housing landscape of Ramsey

Ramsey's housing consists of 10,963 units, with 72.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 17.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.8% of the housing landscape.

Housing units
10,963
5.2% year-over-year change
Housing types
Value Percent
1 unit, detached 7,978 72.8%
1 unit, attached 1,929 17.6%
3 or 4 units 43 0.4%
5 to 9 units 25 0.2%
10 to 19 units 17 0.2%
20 to 49 units 147 1.3%
50 or more units 740 6.8%
Mobile home 84 0.8%
Homes built since 2020
256
67.3% year-over-year change

The age of buildings in Ramsey

In Ramsey, the median construction year is 1996. About 0.9% of homes were built before the 1940s, with another 0.5% going up by 1949. Most development happened in the second half of the 20th century. Then, 18.7% of homes were added from 2000 to 2009, 19.4% between 2010 and 2019, and 2.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 98 0.9% 3.2%
Built between 1940 and 1949 55 0.5% 0.0%
Built between 1950 and 1959 104 1% 57.6%
Built between 1960 and 1969 369 3.4% -11.9%
Built between 1970 and 1979 2,171 19.8% 11.5%
Built between 1980 and 1989 1,280 11.7% 0.3%
Built between 1990 and 1999 2,445 22.3% -2.1%
Built between 2000 and 2009 2,055 18.7% 1.3%
Built between 2010 and 2019 2,130 19.4% 13.1%
Built in 2020 or later 256 2.3% 67.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Ramsey occupancy rates

Out of the 10,693 occupied housing units in Ramsey, 85% are owner-occupied, while 15% are lived in by tenants. Meanwhile, 2.5% of all homes on the local market sit vacant.

Occupied housing units
10,693
5.2% year-over-year change
Occupancy breakdown
Renter occupied
1,606
Owner occupied
9,087
Value Percent YoY
change
Renter occupied 1,606 15% 8.5%
Owner occupied 9,087 85% 4.6%
Unoccupied housing units
2.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Ramsey housing costs

Housing costs in Ramsey come to a median of $1,777 per month, while tenants specifically pay a median gross rent of $1,826.

Median housing costs per month
$1,777/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Ramsey
$1,826/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Ramsey

Ramsey education at a glance

About 30% of the population in Ramsey went to high school, while 24.8% pursued college studies. Another 11.6% earned an associate degree and 24.7% hold a bachelor’s. Meanwhile, 8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 200 1% -5.2%
High school diploma 6,273 30% 1.4%
College diploma 5,180 24.8% 1.8%
Associate degree 2,421 11.6% -4.6%
Bachelor's degree 5,169 24.7% 8.5%
Graduate degree 1,672 8% 0.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Ramsey

How much people earn in Ramsey

The average annual household income in Ramsey was $126,840 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.1% change from the previous year. At the same time, the median income stood at $116,415, reflecting a +3.9% shift over the same period.

Average household income in Ramsey
$126,840/year
1.1% year-over-year change
Median household income in Ramsey
$116,415/year
3.9% year-over-year change

Ramsey income by age

In Ramsey, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $119,772. Those with someone between 45 and 64 in charge, often well established professionally, earn $151,204 overall. Overall, 95.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $119,772 3.3%
45 - 64 $151,204 2.9%
Over 65 $71,367 3.2%
Above poverty level
26,763
Below poverty level
1,151
Value Percent YoY
change
Above poverty level 26,763 95.9% 0.5%
Below poverty level 1,151 4.1% 12.3%

Average renter income in Ramsey

To get a better sense of what renters earn on average in Ramsey, their median household income was $77,792 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 28.2%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$77,792
Rent-to-income ratio
28.2%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Ramsey

Workforce and job types in Ramsey

The job market in Ramsey is powered by 14,771 working residents, spread across a range of industries and roles. 78.5% of the working population are employed in professional or administrative positions, while 21.5% are in hands-on or service-based jobs. Also, 6.4% run their own businesses, 71.2% are employed by private companies, and 13.6% work in the public sector.

Workforce demographics

Working population
14,771
-0.3% year-over-year change
White collar
11,591
Blue collar
3,180
Value Percent YoY change
White collar 11,591 78.5% 1.1%
Blue collar 3,180 21.5% -4.8%
Employer type
Self employees
6.4%
Private companies
71.2%
Governmental workers
13.6%
Not for profit companies
8.8%
Value Percent YoY change
Self employees 946 6.4% 8.2%
Private companies 10,512 71.2% -0.6%
Governmental workers 2,011 13.6% -12.5%
Not for profit companies 1,302 8.8% 23.1%
Unemployment rate
4.4%
-3.7% year-over-year change

Available workforce

The unemployment rate in Ramsey stands at 4.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Ramsey

How people get around in Ramsey

In Ramsey, the average commute time is 28 minutes. Commuting methods vary: 80.8% of residents travel by personal vehicle and 0.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
28 min
2.2% year-over-year change
Means of transportation
Value Percent YoY change
Car 11,712 80.8% -2.0%
Bus or trolleybus 85 0.6% 54.5%
Railroad 85 0.6% -15.8%
Bicycle 11 0.1% 57.1%
Walk 50 0.3% -60.9%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Ramsey by zipcode?

Zipcode Population Number of households Median income Average income
55303 52,614 20,124 $102,986 $117,073

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FAQs about Ramsey demographics 

What is the total population of Ramsey?

Ramsey has a total population of 28,421 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.2% compared to a year ago.

What is the gender ratio in Ramsey?

The gender ratio in Ramsey is as follows:
  • 49.6% males (14,099 residents)
  • 50.4% females (14,322 residents)

What is the median age in Ramsey?

The median age in Ramsey is 36.9.

What is the age distribution of the population in Ramsey?

The age distribution in Ramsey is as follows:
  • Under 15: 21.5% (6,109 residents)
  • Ages 15-24: 11.3% (3,212 residents)
  • Ages 25-44: 27.2% (7,718 residents)
  • Ages 45-64: 23.5% (6,674 residents)
  • Over 65: 16.6% (4,708 residents)

What is the racial and ethnic makeup of Ramsey?

The racial and ethnic makeup of Ramsey is as follows:
  • White: 82.6% (23,485 residents)
  • Black or African American: 7.4% (2,089 residents)
  • American Indian and Alaska Native: 0% (12 residents)
  • Asian: 3.3% (935 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 6.1% (1,727 residents)
  • Other: 0.6% (173 residents)

What percentage of the population in Ramsey are U.S.-born citizens?

U.S.-born citizens represent 93% of the population in Ramsey.

How many housing units are there in Ramsey?

There are 10,963 housing units in Ramsey, reflecting a +5.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Ramsey and what is the average household size?

Ramsey has a total of 10,693 households, with an average of 3 people in each.

What is the median household income in Ramsey?

Ramsey has a median household income of $116,415, representing a +3.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Ramsey?

The employment rate is 95.6% in Ramsey, with a workforce of 14,771 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 78.5% (11,591 residents)
  • Blue-collar workers: 21.5% (3,180 residents)

Places of employment:
  • Self-employed: 6.4% (946 residents)
  • Private companies: 71.2% (10,512 residents)
  • Governmental workers: 13.6% (2,011 residents)
  • Not-for-profit companies: 8.8% (1,302 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025