Howard Lake, MN demographics:
population, income, and more

Total population
1,832
-1.7% year-over-year change
Median household income
$92,188/yr
-7.3% year-over-year change
Housing units
915
3.9% year-over-year change

Howard Lake population

How many people live in Howard Lake

Howard Lake is home to 1,832 residents, according to the most recent Census data. Gender-wise, 51.4% of Howard Lake locals are male, and 48.6% are female.

Total population
1,832
-1.7% year-over-year change
Gender ratio
Male
51.4%
941
Female
48.6%
891
Value Percent YoY change
Male 941 51.4% 6.6%
Female 891 48.6% -9.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Howard Lake is 48, with the population distributed as follows: about 17.1% are children under 15, then 5.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.7% of the population, while another 25.6% fall into the 45 to 64 bracket. Finally, around 26.8% are 65 or older.

Median age
48.4
Age breakdown
Under 15
17.1%
15 to 24
5.9%
25 to 44
24.7%
45 to 64
25.6%
Over 65
26.8%
Value Percent YoY change
Under 15 313 17.1% -18.9%
15 to 24 108 5.9% 42.1%
25 to 44 452 24.7% -2.2%
45 to 64 468 25.6% -5.7%
Over 65 491 26.8% 10.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Howard Lake, 94.6% of the population are US-born citizens, while 4.8% have gained naturalized citizenship. At the same time, 0.6% of residents are non-citizens. There’s also a share of 6.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.6%
Non-U.S.-born citizens
4.8%
Non-citizens
0.6%
Value Percent YoY change
U.S.-born citizens 1,733 94.6% -3.0%
Non-U.S.-born citizens 88 4.8% 35.4%
Non-citizens 11 0.6% -15.4%
Racial breakdown
White
92.2%
Black or African American
0%
American Indian and Alaska Native
0.6%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.4%
Other
0.8%
Value Percent
White 1,689 92.2%
Black or African American 1 0%
American Indian and Alaska Native 11 0.6%
Two or more races 117 6.4%
Other 14 0.8%

Households in Howard Lake

A peek inside Howard Lake households

Howard Lake has 815 households, with an average of 2 members in each. Of these, 71.4% are families, while the remaining 28.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
815
2.8% year-over-year change
Average people per household
2
Non-family households
233
Family households
582
Value Percent YoY change
Non-family households 233 28.6% -1.3%
Family households 582 71.4% 4.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Howard Lake

The housing landscape of Howard Lake

Howard Lake's housing consists of 915 units, with 74% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.1% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 2% of the housing landscape.

Housing units
915
3.9% year-over-year change
Housing types
Value Percent
1 unit, detached 677 74%
1 unit, attached 19 2.1%
3 or 4 units 49 5.4%
5 to 9 units 12 1.3%
10 to 19 units 7 0.8%
20 to 49 units 108 11.8%
50 or more units 25 2.7%
Mobile home 18 2%
Homes built since 2020
20
0.0% year-over-year change

The age of buildings in Howard Lake

In Howard Lake, the median construction year is 1990. About 2.7% of homes were built before the 1940s, with another 1.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 11.7% of homes were added from 2000 to 2009, 6.9% between 2010 and 2019, and 2.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 25 2.7% N/A
Built between 1940 and 1949 17 1.9% 6.2%
Built between 1950 and 1959 61 6.7% -6.2%
Built between 1960 and 1969 67 7.3% -15.2%
Built between 1970 and 1979 257 28.1% 23.0%
Built between 1980 and 1989 27 3% -38.6%
Built between 1990 and 1999 271 29.6% -2.2%
Built between 2000 and 2009 107 11.7% -17.7%
Built between 2010 and 2019 63 6.9% 53.7%
Built in 2020 or later 20 2.2% 0.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Howard Lake occupancy rates

Out of the 815 occupied housing units in Howard Lake, 72% are owner-occupied, while 28% are lived in by tenants. Meanwhile, 10.9% of all homes on the local market sit vacant.

Occupied housing units
815
2.8% year-over-year change
Occupancy breakdown
Renter occupied
228
Owner occupied
587
Value Percent YoY
change
Renter occupied 228 28% 24.6%
Owner occupied 587 72% -3.8%
Unoccupied housing units
10.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Howard Lake housing costs

Housing costs in Howard Lake come to a median of $1,463 per month, while tenants specifically pay a median gross rent of $911.

Median housing costs per month
$1,463/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Howard Lake
$911/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Howard Lake

Howard Lake education at a glance

About 43% of the population in Howard Lake went to high school, while 16% pursued college studies. Another 18.6% earned an associate degree and 17.6% hold a bachelor’s. Meanwhile, 4.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 9 0.6% 0.0%
High school diploma 643 43% 0.0%
College diploma 240 16% 10.6%
Associate degree 278 18.6% -3.8%
Bachelor's degree 264 17.6% 8.6%
Graduate degree 62 4.1% -4.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Howard Lake

How much people earn in Howard Lake

The average annual household income in Howard Lake was $100,092 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -0.5% change from the previous year. At the same time, the median income stood at $92,188, reflecting a -7.3% shift over the same period.

Average household income in Howard Lake
$100,092/year
-0.5% year-over-year change
Median household income in Howard Lake
$92,188/year
-7.3% year-over-year change

Howard Lake income by age

In Howard Lake, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $88,450. Those with someone between 45 and 64 in charge, often well established professionally, earn $160,389 overall. Overall, 90.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $88,450 5.6%
45 - 64 $160,389 3.1%
Over 65 $53,102 2.0%
Above poverty level
1,582
Below poverty level
169
Value Percent YoY
change
Above poverty level 1,582 90.4% -5.4%
Below poverty level 169 9.6% 48.2%

Average renter income in Howard Lake

To get a better sense of what renters earn on average in Howard Lake, their median household income was $48,750 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 22.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$48,750
Rent-to-income ratio
22.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Howard Lake

Workforce and job types in Howard Lake

The job market in Howard Lake is powered by 927 working residents, spread across a range of industries and roles. 65.9% of the working population are employed in professional or administrative positions, while 34.1% are in hands-on or service-based jobs. Also, 3% run their own businesses, 82.7% are employed by private companies, and 8.8% work in the public sector.

Workforce demographics

Working population
927
2.5% year-over-year change
White collar
611
Blue collar
316
Value Percent YoY change
White collar 611 65.9% -9.3%
Blue collar 316 34.1% 37.4%
Employer type
Self employees
3%
Private companies
82.7%
Governmental workers
8.8%
Not for profit companies
5.4%
Value Percent YoY change
Self employees 28 3% -15.2%
Private companies 767 82.7% 3.2%
Governmental workers 82 8.8% -15.5%
Not for profit companies 50 5.4% 61.3%
Unemployment rate
1.4%
85.7% year-over-year change

Available workforce

The unemployment rate in Howard Lake stands at 1.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Howard Lake

How people get around in Howard Lake

Means of transportation
Value Percent YoY change
Car 691 79.6% 0.1%
Bus or trolleybus 3 0.4% N/A
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Howard Lake by zipcode?

Zipcode Population Number of households Median income Average income
55349 3,549 1,530 $99,444 $103,206

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FAQs about Howard Lake demographics 

What is the total population of Howard Lake?

Howard Lake has a total population of 1,832 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -1.7% compared to a year ago.

What is the gender ratio in Howard Lake?

The gender ratio in Howard Lake is as follows:
  • 51.4% males (941 residents)
  • 48.6% females (891 residents)

What is the median age in Howard Lake?

The median age in Howard Lake is 48.4.

What is the age distribution of the population in Howard Lake?

The age distribution in Howard Lake is as follows:
  • Under 15: 17.1% (313 residents)
  • Ages 15-24: 5.9% (108 residents)
  • Ages 25-44: 24.7% (452 residents)
  • Ages 45-64: 25.6% (468 residents)
  • Over 65: 26.8% (491 residents)

What is the racial and ethnic makeup of Howard Lake?

The racial and ethnic makeup of Howard Lake is as follows:
  • White: 92.2% (1,689 residents)
  • Black or African American: 0% (1 residents)
  • American Indian and Alaska Native: 0.6% (11 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 6.4% (117 residents)
  • Other: 0.8% (14 residents)

What percentage of the population in Howard Lake are U.S.-born citizens?

U.S.-born citizens represent 94.6% of the population in Howard Lake.

How many housing units are there in Howard Lake?

There are 915 housing units in Howard Lake, reflecting a +3.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Howard Lake and what is the average household size?

Howard Lake has a total of 815 households, with an average of 2 people in each.

What is the median household income in Howard Lake?

Howard Lake has a median household income of $92,188, representing a -7.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Howard Lake?

The employment rate is 98.6% in Howard Lake, with a workforce of 927 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 65.9% (611 residents)
  • Blue-collar workers: 34.1% (316 residents)

Places of employment:
  • Self-employed: 3% (28 residents)
  • Private companies: 82.7% (767 residents)
  • Governmental workers: 8.8% (82 residents)
  • Not-for-profit companies: 5.4% (50 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025