Three Oaks, MI demographics:
population, income, and more

Total population
1,503
13.7% year-over-year change
Median household income
$66,985/yr
10.7% year-over-year change
Housing units
771
12.1% year-over-year change

Three Oaks population

How many people live in Three Oaks

Three Oaks is home to 1,503 residents, according to the most recent Census data. Gender-wise, 57.6% of Three Oaks locals are male, and 42.4% are female.

Total population
1,503
13.7% year-over-year change
Gender ratio
Male
57.6%
865
Female
42.4%
638
Value Percent YoY change
Male 865 57.6% 12.3%
Female 638 42.4% 15.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Three Oaks is 36, with the population distributed as follows: about 25% are children under 15, then 8.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.6% of the population, while another 26.1% fall into the 45 to 64 bracket. Finally, around 12.6% are 65 or older.

Median age
36.3
Age breakdown
Under 15
25%
15 to 24
8.7%
25 to 44
27.6%
45 to 64
26.1%
Over 65
12.6%
Value Percent YoY change
Under 15 376 25% 16.4%
15 to 24 131 8.7% 9.2%
25 to 44 415 27.6% 33.0%
45 to 64 392 26.1% 0.8%
Over 65 189 12.6% 6.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Three Oaks, 85.7% of the population are US-born citizens, while 10.1% have gained naturalized citizenship. At the same time, 4.2% of residents are non-citizens. As for race, 68.4% of locals are Caucasian, 0.3% are African American and 4.1% have Asian roots. There’s also a share of 20.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
85.7%
Non-U.S.-born citizens
10.1%
Non-citizens
4.2%
Value Percent YoY change
U.S.-born citizens 1,288 85.7% 11.7%
Non-U.S.-born citizens 152 10.1% 42.1%
Non-citizens 63 4.2% 1.6%
Racial breakdown
White
68.4%
Black or African American
0.3%
American Indian and Alaska Native
0%
Asian
4.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
20.5%
Other
6.8%
Value Percent
White 1,028 68.4%
Black or African American 4 0.3%
Asian 61 4.1%
Two or more races 308 20.5%
Other 102 6.8%

Households in Three Oaks

A peek inside Three Oaks households

Three Oaks has 548 households, with an average of 3 members in each. Of these, 56.4% are families, while the remaining 43.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
548
8.7% year-over-year change
Average people per household
3
Non-family households
239
Family households
309
Value Percent YoY change
Non-family households 239 43.6% 0.0%
Family households 309 56.4% 16.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Three Oaks

The housing landscape of Three Oaks

Three Oaks's housing consists of 771 units, with 74.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 6.1% of the housing landscape.

Housing units
771
12.1% year-over-year change
Housing types
Value Percent
1 unit, detached 577 74.8%
1 unit, attached 9 1.2%
2 units 37 4.8%
3 or 4 units 52 6.7%
5 to 9 units 21 2.7%
10 to 19 units 25 3.2%
Mobile home 47 6.1%
Boat, RV, van, etc. 3 0.4%
Homes built since 2020
18
% year-over-year change

The age of buildings in Three Oaks

In Three Oaks, the median construction year is 1956. About 30.6% of homes were built before the 1940s, with another 9.2% going up by 1949. Most development happened in the second half of the 20th century. Then, 4.8% of homes were added from 2000 to 2009, 4.3% between 2010 and 2019, and 2.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 236 30.6% 13.5%
Built between 1940 and 1949 71 9.2% -6.6%
Built between 1950 and 1959 124 16.1% -0.8%
Built between 1960 and 1969 62 8% 63.2%
Built between 1970 and 1979 120 15.6% 3.5%
Built between 1980 and 1989 45 5.8% 9.8%
Built between 1990 and 1999 25 3.2% 8.7%
Built between 2000 and 2009 37 4.8% 8.8%
Built between 2010 and 2019 33 4.3% 22.2%
Built in 2020 or later 18 2.3% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Three Oaks occupancy rates

Out of the 548 occupied housing units in Three Oaks, 69% are owner-occupied, while 31% are lived in by tenants. Meanwhile, 28.9% of all homes on the local market sit vacant.

Occupied housing units
548
8.7% year-over-year change
Occupancy breakdown
Renter occupied
170
Owner occupied
378
Value Percent YoY
change
Renter occupied 170 31% 0.6%
Owner occupied 378 69% 12.8%
Unoccupied housing units
28.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Three Oaks housing costs

Housing costs in Three Oaks come to a median of $1,074 per month, while tenants specifically pay a median gross rent of $1,074.

Median housing costs per month
$1,074/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Three Oaks
$1,074/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Three Oaks

Three Oaks education at a glance

About 35.6% of the population in Three Oaks went to high school, while 24.5% pursued college studies. Another 7.9% earned an associate degree and 17.9% hold a bachelor’s. Meanwhile, 8.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 58 5.4% 16.0%
High school diploma 380 35.6% 3.8%
College diploma 262 24.5% -3.3%
Associate degree 84 7.9% 2.4%
Bachelor's degree 191 17.9% 55.3%
Graduate degree 93 8.7% 43.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Three Oaks

How much people earn in Three Oaks

The average annual household income in Three Oaks was $112,170 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +20.4% change from the previous year. At the same time, the median income stood at $66,985, reflecting a +10.7% shift over the same period.

Average household income in Three Oaks
$112,170/year
20.4% year-over-year change
Median household income in Three Oaks
$66,985/year
10.7% year-over-year change

Three Oaks income by age

In Three Oaks, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $79,500. Those with someone between 45 and 64 in charge, often well established professionally, earn $70,833 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $65,139, while those led by someone over 65, many of whom may be retired, have about $48,125 in earnings. Overall, 90.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $65,139 10.9%
25 - 44 $79,500 -1.4%
45 - 64 $70,833 28.8%
Over 65 $48,125 11.1%
Above poverty level
1,326
Below poverty level
137
Value Percent YoY
change
Above poverty level 1,326 90.6% 14.3%
Below poverty level 137 9.4% 7.9%

Average renter income in Three Oaks

To get a better sense of what renters earn on average in Three Oaks, their median household income was $37,361 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 34.5%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$37,361
Rent-to-income ratio
34.5%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Three Oaks

Workforce and job types in Three Oaks

The job market in Three Oaks is powered by 789 working residents, spread across a range of industries and roles. 73.9% of the working population are employed in professional or administrative positions, while 26.1% are in hands-on or service-based jobs. Also, 14.3% run their own businesses, 73.5% are employed by private companies, and 7.5% work in the public sector.

Workforce demographics

Working population
789
15.0% year-over-year change
White collar
583
Blue collar
206
Value Percent YoY change
White collar 583 73.9% 15.7%
Blue collar 206 26.1% 13.2%
Employer type
Self employees
14.3%
Private companies
73.5%
Governmental workers
7.5%
Not for profit companies
4.7%
Value Percent YoY change
Self employees 113 14.3% 24.2%
Private companies 580 73.5% 16.9%
Governmental workers 59 7.5% 15.7%
Not for profit companies 37 4.7% -22.9%
Unemployment rate
5.2%
16.2% year-over-year change

Available workforce

The unemployment rate in Three Oaks stands at 5.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Three Oaks

How people get around in Three Oaks

Commuting methods vary: 74.7% of residents travel by personal vehicle and 6.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 584 74.7% 10.2%
Ferryboat 3 0.4% 50.0%
Bicycle 3 0.4% N/A
Walk 50 6.4% -12.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Three Oaks by zipcode?

Zipcode Population Number of households Median income Average income
49128 3,450 1,520 $67,398 $103,115

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FAQs about Three Oaks demographics 

What is the total population of Three Oaks?

Three Oaks has a total population of 1,503 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +13.7% compared to a year ago.

What is the gender ratio in Three Oaks?

The gender ratio in Three Oaks is as follows:
  • 57.6% males (865 residents)
  • 42.4% females (638 residents)

What is the median age in Three Oaks?

The median age in Three Oaks is 36.3.

What is the age distribution of the population in Three Oaks?

The age distribution in Three Oaks is as follows:
  • Under 15: 25% (376 residents)
  • Ages 15-24: 8.7% (131 residents)
  • Ages 25-44: 27.6% (415 residents)
  • Ages 45-64: 26.1% (392 residents)
  • Over 65: 12.6% (189 residents)

What is the racial and ethnic makeup of Three Oaks?

The racial and ethnic makeup of Three Oaks is as follows:
  • White: 68.4% (1,028 residents)
  • Black or African American: 0.3% (4 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 4.1% (61 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 20.5% (308 residents)
  • Other: 6.8% (102 residents)

What percentage of the population in Three Oaks are U.S.-born citizens?

U.S.-born citizens represent 85.7% of the population in Three Oaks.

How many housing units are there in Three Oaks?

There are 771 housing units in Three Oaks, reflecting a +12.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Three Oaks and what is the average household size?

Three Oaks has a total of 548 households, with an average of 3 people in each.

What is the median household income in Three Oaks?

Three Oaks has a median household income of $66,985, representing a +10.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Three Oaks?

The employment rate is 94.8% in Three Oaks, with a workforce of 789 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 73.9% (583 residents)
  • Blue-collar workers: 26.1% (206 residents)

Places of employment:
  • Self-employed: 14.3% (113 residents)
  • Private companies: 73.5% (580 residents)
  • Governmental workers: 7.5% (59 residents)
  • Not-for-profit companies: 4.7% (37 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025