Charlotte, MI demographics:
population, income, and more

Total population
9,277
0.1% year-over-year change
Median household income
$62,681/yr
-1.1% year-over-year change
Housing units
3,857
2.1% year-over-year change

Charlotte population

How many people live in Charlotte

Charlotte is home to 9,277 residents, according to the most recent Census data. Gender-wise, 48.3% of Charlotte locals are male, and 51.7% are female.

Total population
9,277
0.1% year-over-year change
Gender ratio
Male
48.3%
4,483
Female
51.7%
4,794
Value Percent YoY change
Male 4,483 48.3% -3.1%
Female 4,794 51.7% 3.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Charlotte is 34, with the population distributed as follows: about 19.9% are children under 15, then 15% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.3% of the population, while another 21.6% fall into the 45 to 64 bracket. Finally, around 15.2% are 65 or older.

Median age
34.4
Age breakdown
Under 15
19.9%
15 to 24
15%
25 to 44
28.3%
45 to 64
21.6%
Over 65
15.2%
Value Percent YoY change
Under 15 1,849 19.9% 9.1%
15 to 24 1,391 15% -7.8%
25 to 44 2,627 28.3% 0.6%
45 to 64 2,002 21.6% -4.1%
Over 65 1,408 15.2% 2.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Charlotte, 98.9% of the population are US-born citizens, while 0.9% have gained naturalized citizenship. At the same time, 0.2% of residents are non-citizens. As for race, 89.2% of locals are Caucasian, 2.8% are African American and 0.2% have Asian roots. There’s also a share of 5.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98.9%
Non-U.S.-born citizens
0.9%
Non-citizens
0.2%
Value Percent YoY change
U.S.-born citizens 9,173 98.9% 0.1%
Non-U.S.-born citizens 86 0.9% 16.2%
Non-citizens 18 0.2% -33.3%
Racial breakdown
White
89.2%
Black or African American
2.8%
American Indian and Alaska Native
0.2%
Asian
0.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5.6%
Other
1.9%
Value Percent
White 8,277 89.2%
Black or African American 258 2.8%
American Indian and Alaska Native 23 0.2%
Asian 19 0.2%
Two or more races 522 5.6%
Other 178 1.9%

Households in Charlotte

A peek inside Charlotte households

Charlotte has 3,625 households, with an average of 2 members in each. Of these, 60.2% are families, while the remaining 39.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,625
2.9% year-over-year change
Average people per household
2
Non-family households
1,442
Family households
2,183
Value Percent YoY change
Non-family households 1,442 39.8% 2.3%
Family households 2,183 60.2% 3.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Charlotte

The housing landscape of Charlotte

Charlotte's housing consists of 3,857 units, with 60.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5% of the housing landscape.

Housing units
3,857
2.1% year-over-year change
Housing types
Value Percent
1 unit, detached 2,340 60.7%
1 unit, attached 213 5.5%
2 units 228 5.9%
3 or 4 units 137 3.6%
5 to 9 units 389 10.1%
10 to 19 units 116 3%
20 to 49 units 173 4.5%
50 or more units 70 1.8%
Mobile home 191 5%
Homes built since 2020
14
40.0% year-over-year change

The age of buildings in Charlotte

In Charlotte, the median construction year is 1964. About 29.3% of homes were built before the 1940s, with another 6.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 7.5% of homes were added from 2000 to 2009, 7% between 2010 and 2019, and 0.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,131 29.3% 0.9%
Built between 1940 and 1949 247 6.4% -1.2%
Built between 1950 and 1959 434 11.2% 6.1%
Built between 1960 and 1969 299 7.8% -16.5%
Built between 1970 and 1979 469 12.2% -20.0%
Built between 1980 and 1989 266 6.9% -1.5%
Built between 1990 and 1999 437 11.3% 28.1%
Built between 2000 and 2009 291 7.5% -6.7%
Built between 2010 and 2019 269 7% 126.0%
Built in 2020 or later 14 0.4% 40.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Charlotte occupancy rates

Out of the 3,625 occupied housing units in Charlotte, 67% are owner-occupied, while 33% are lived in by tenants. Meanwhile, 6% of all homes on the local market sit vacant.

Occupied housing units
3,625
2.9% year-over-year change
Occupancy breakdown
Renter occupied
1,195
Owner occupied
2,430
Value Percent YoY
change
Renter occupied 1,195 33% 2.0%
Owner occupied 2,430 67% 3.3%
Unoccupied housing units
6.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Charlotte housing costs

Housing costs in Charlotte come to a median of $995 per month, while tenants specifically pay a median gross rent of $887.

Median housing costs per month
$995/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Charlotte
$887/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Charlotte

Charlotte education at a glance

About 46.5% of the population in Charlotte went to high school, while 27.1% pursued college studies. Another 7.5% earned an associate degree and 11.8% hold a bachelor’s. Meanwhile, 4.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 197 2.8% -16.9%
High school diploma 3,233 46.5% 3.6%
College diploma 1,887 27.1% -6.5%
Associate degree 522 7.5% 5.2%
Bachelor's degree 817 11.8% -3.1%
Graduate degree 298 4.3% 19.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Charlotte

How much people earn in Charlotte

The average annual household income in Charlotte was $75,433 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +6.8% change from the previous year. At the same time, the median income stood at $62,681, reflecting a -1.1% shift over the same period.

Average household income in Charlotte
$75,433/year
6.8% year-over-year change
Median household income in Charlotte
$62,681/year
-1.1% year-over-year change

Charlotte income by age

In Charlotte, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $76,532. Those with someone between 45 and 64 in charge, often well established professionally, earn $68,152 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $43,625, while those led by someone over 65, many of whom may be retired, have about $36,146 in earnings. Overall, 88.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $43,625 N/A
25 - 44 $76,532 6.4%
45 - 64 $68,152 -2.5%
Over 65 $36,146 -9.9%
Above poverty level
7,840
Below poverty level
985
Value Percent YoY
change
Above poverty level 7,840 88.8% 1.2%
Below poverty level 985 11.2% -2.8%

Average renter income in Charlotte

To get a better sense of what renters earn on average in Charlotte, their median household income was $40,069 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 26.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$40,069
Rent-to-income ratio
26.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Charlotte

Workforce and job types in Charlotte

The job market in Charlotte is powered by 4,392 working residents, spread across a range of industries and roles. 68.8% of the working population are employed in professional or administrative positions, while 31.2% are in hands-on or service-based jobs. Also, 8% run their own businesses, 71.4% are employed by private companies, and 13.1% work in the public sector.

Workforce demographics

Working population
4,392
4.8% year-over-year change
White collar
3,023
Blue collar
1,369
Value Percent YoY change
White collar 3,023 68.8% 12.2%
Blue collar 1,369 31.2% -8.5%
Employer type
Self employees
8%
Private companies
71.4%
Governmental workers
13.1%
Not for profit companies
7.5%
Value Percent YoY change
Self employees 351 8% 57.4%
Private companies 3,136 71.4% -2.3%
Governmental workers 577 13.1% 8.7%
Not for profit companies 328 7.5% 46.4%
Unemployment rate
3.2%
-37.4% year-over-year change

Available workforce

The unemployment rate in Charlotte stands at 3.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Charlotte

How people get around in Charlotte

Commuting methods vary: 80.5% of residents travel by personal vehicle and 3.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 3,500 80.5% 2.9%
Railroad 25 0.6% 38.9%
Bicycle 71 1.6% -18.4%
Walk 146 3.4% -7.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Charlotte by zipcode?

Zipcode Population Number of households Median income Average income
48813 20,564 7,762 $80,429 $93,116

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FAQs about Charlotte demographics 

What is the total population of Charlotte?

Charlotte has a total population of 9,277 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.1% compared to a year ago.

What is the gender ratio in Charlotte?

The gender ratio in Charlotte is as follows:
  • 48.3% males (4,483 residents)
  • 51.7% females (4,794 residents)

What is the median age in Charlotte?

The median age in Charlotte is 34.4.

What is the age distribution of the population in Charlotte?

The age distribution in Charlotte is as follows:
  • Under 15: 19.9% (1,849 residents)
  • Ages 15-24: 15% (1,391 residents)
  • Ages 25-44: 28.3% (2,627 residents)
  • Ages 45-64: 21.6% (2,002 residents)
  • Over 65: 15.2% (1,408 residents)

What is the racial and ethnic makeup of Charlotte?

The racial and ethnic makeup of Charlotte is as follows:
  • White: 89.2% (8,277 residents)
  • Black or African American: 2.8% (258 residents)
  • American Indian and Alaska Native: 0.2% (23 residents)
  • Asian: 0.2% (19 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 5.6% (522 residents)
  • Other: 1.9% (178 residents)

What percentage of the population in Charlotte are U.S.-born citizens?

U.S.-born citizens represent 98.9% of the population in Charlotte.

How many housing units are there in Charlotte?

There are 3,857 housing units in Charlotte, reflecting a +2.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Charlotte and what is the average household size?

Charlotte has a total of 3,625 households, with an average of 2 people in each.

What is the median household income in Charlotte?

Charlotte has a median household income of $62,681, representing a -1.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Charlotte?

The employment rate is 96.8% in Charlotte, with a workforce of 4,392 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 68.8% (3,023 residents)
  • Blue-collar workers: 31.2% (1,369 residents)

Places of employment:
  • Self-employed: 8% (351 residents)
  • Private companies: 71.4% (3,136 residents)
  • Governmental workers: 13.1% (577 residents)
  • Not-for-profit companies: 7.5% (328 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025