Smithsburg, MD demographics:
population, income, and more

Total population
3,115
1.5% year-over-year change
Median household income
$100,673/yr
17.0% year-over-year change
Housing units
1,101
-4.4% year-over-year change

Smithsburg population

How many people live in Smithsburg

Smithsburg is home to 3,115 residents, according to the most recent Census data. Gender-wise, 50.2% of Smithsburg locals are male, and 49.8% are female.

Total population
3,115
1.5% year-over-year change
Gender ratio
Male
50.2%
1,563
Female
49.8%
1,552
Value Percent YoY change
Male 1,563 50.2% 6.5%
Female 1,552 49.8% -3.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Smithsburg is 34, with the population distributed as follows: about 23.3% are children under 15, then 14.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.3% of the population, while another 23.8% fall into the 45 to 64 bracket. Finally, around 11.3% are 65 or older.

Median age
33.6
Age breakdown
Under 15
23.3%
15 to 24
14.2%
25 to 44
27.3%
45 to 64
23.8%
Over 65
11.3%
Value Percent YoY change
Under 15 725 23.3% 2.5%
15 to 24 444 14.2% 6.2%
25 to 44 851 27.3% -0.8%
45 to 64 743 23.8% 2.9%
Over 65 352 11.3% -3.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Smithsburg, 95.9% of the population are US-born citizens, while 3.2% have gained naturalized citizenship. At the same time, 0.9% of residents are non-citizens. As for race, 84% of locals are Caucasian, 2% are African American and 1.2% have Asian roots. There’s also a share of 12.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.9%
Non-U.S.-born citizens
3.2%
Non-citizens
0.9%
Value Percent YoY change
U.S.-born citizens 2,987 95.9% 0.8%
Non-U.S.-born citizens 101 3.2% 23.2%
Non-citizens 27 0.9% 17.4%
Racial breakdown
White
84%
Black or African American
2%
American Indian and Alaska Native
0%
Asian
1.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
12.7%
Other
0.1%
Value Percent
White 2,617 84%
Black or African American 62 2%
Asian 37 1.2%
Two or more races 395 12.7%
Other 4 0.1%

Households in Smithsburg

A peek inside Smithsburg households

Smithsburg has 1,039 households, with an average of 3 members in each. Of these, 77.6% are families, while the remaining 22.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,039
-5.1% year-over-year change
Average people per household
3
Non-family households
233
Family households
806
Value Percent YoY change
Non-family households 233 22.4% -17.4%
Family households 806 77.6% -0.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Smithsburg

The housing landscape of Smithsburg

Smithsburg's housing consists of 1,101 units, with 63.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 21.5% and offer a more compact, shared living style.

Housing units
1,101
-4.4% year-over-year change
Housing types
Value Percent
1 unit, detached 697 63.3%
1 unit, attached 237 21.5%
2 units 44 4%
3 or 4 units 5 0.4%
5 to 9 units 87 7.9%
10 to 19 units 31 2.8%
Homes built since 2020
5
% year-over-year change

The age of buildings in Smithsburg

In Smithsburg, the median construction year is 1993. About 12.6% of homes were built before the 1940s, with another 1.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 24.9% of homes were added from 2000 to 2009, 1.6% between 2010 and 2019, and 0.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 139 12.6% -21.5%
Built between 1940 and 1949 14 1.3% -39.1%
Built between 1950 and 1959 2 0.2% 100.0%
Built between 1960 and 1969 22 2% -12.0%
Built between 1970 and 1979 140 12.7% 29.6%
Built between 1980 and 1989 126 11.4% 29.9%
Built between 1990 and 1999 361 32.8% -16.6%
Built between 2000 and 2009 274 24.9% 1.1%
Built between 2010 and 2019 18 1.6% 5.9%
Built in 2020 or later 5 0.4% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Smithsburg occupancy rates

Out of the 1,039 occupied housing units in Smithsburg, 68.6% are owner-occupied, while 31.4% are lived in by tenants. Meanwhile, 5.6% of all homes on the local market sit vacant.

Occupied housing units
1,039
-5.1% year-over-year change
Occupancy breakdown
Renter occupied
326
Owner occupied
713
Value Percent YoY
change
Renter occupied 326 31.4% -12.4%
Owner occupied 713 68.6% -1.4%
Unoccupied housing units
5.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Smithsburg housing costs

Housing costs in Smithsburg come to a median of $1,403 per month, while tenants specifically pay a median gross rent of $931.

Median housing costs per month
$1,403/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Smithsburg
$931/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Smithsburg

Smithsburg education at a glance

About 40.4% of the population in Smithsburg went to high school, while 23.2% pursued college studies. Another 12.1% earned an associate degree and 16.5% hold a bachelor’s. Meanwhile, 7.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 11 0.5% -8.3%
High school diploma 897 40.4% -2.7%
College diploma 515 23.2% -8.8%
Associate degree 269 12.1% 5.1%
Bachelor's degree 365 16.5% 26.3%
Graduate degree 161 7.3% 2.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Smithsburg

How much people earn in Smithsburg

The average annual household income in Smithsburg was $119,870 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +15.6% change from the previous year. At the same time, the median income stood at $100,673, reflecting a +17% shift over the same period.

Average household income in Smithsburg
$119,870/year
15.6% year-over-year change
Median household income in Smithsburg
$100,673/year
17.0% year-over-year change

Smithsburg income by age

In Smithsburg, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $101,750. Those with someone between 45 and 64 in charge, often well established professionally, earn $161,818 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $88,264, while those led by someone over 65, many of whom may be retired, have about $45,547 in earnings. Overall, 84.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $88,264 N/A
25 - 44 $101,750 14.5%
45 - 64 $161,818 43.0%
Over 65 $45,547 7.7%
Above poverty level
2,618
Below poverty level
488
Value Percent YoY
change
Above poverty level 2,618 84.3% 3.4%
Below poverty level 488 15.7% -5.4%

Average renter income in Smithsburg

To get a better sense of what renters earn on average in Smithsburg, their median household income was $36,410 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 30.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$36,410
Rent-to-income ratio
30.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Smithsburg

Workforce and job types in Smithsburg

The job market in Smithsburg is powered by 1,528 working residents, spread across a range of industries and roles. 85% of the working population are employed in professional or administrative positions, while 15% are in hands-on or service-based jobs. Also, 5.1% run their own businesses, 70.7% are employed by private companies, and 18.3% work in the public sector.

Workforce demographics

Working population
1,528
2.3% year-over-year change
White collar
1,299
Blue collar
229
Value Percent YoY change
White collar 1,299 85% 4.0%
Blue collar 229 15% -6.2%
Employer type
Self employees
5.1%
Private companies
70.7%
Governmental workers
18.3%
Not for profit companies
6%
Value Percent YoY change
Self employees 78 5.1% 27.9%
Private companies 1,080 70.7% 0.2%
Governmental workers 279 18.3% 13.4%
Not for profit companies 91 6% -15.7%
Unemployment rate
4.1%
41.3% year-over-year change

Available workforce

The unemployment rate in Smithsburg stands at 4.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Smithsburg

How people get around in Smithsburg

Commuting methods vary: 86.8% of residents travel by personal vehicle and 2.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,314 86.8% -2.5%
Walk 38 2.5% 137.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Smithsburg by zipcode?

Zipcode Population Number of households Median income Average income
21783 9,910 3,632 $100,750 $123,062

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FAQs about Smithsburg demographics 

What is the total population of Smithsburg?

Smithsburg has a total population of 3,115 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.5% compared to a year ago.

What is the gender ratio in Smithsburg?

The gender ratio in Smithsburg is as follows:
  • 50.2% males (1,563 residents)
  • 49.8% females (1,552 residents)

What is the median age in Smithsburg?

The median age in Smithsburg is 33.6.

What is the age distribution of the population in Smithsburg?

The age distribution in Smithsburg is as follows:
  • Under 15: 23.3% (725 residents)
  • Ages 15-24: 14.2% (444 residents)
  • Ages 25-44: 27.3% (851 residents)
  • Ages 45-64: 23.8% (743 residents)
  • Over 65: 11.3% (352 residents)

What is the racial and ethnic makeup of Smithsburg?

The racial and ethnic makeup of Smithsburg is as follows:
  • White: 84% (2,617 residents)
  • Black or African American: 2% (62 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 1.2% (37 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 12.7% (395 residents)
  • Other: 0.1% (4 residents)

What percentage of the population in Smithsburg are U.S.-born citizens?

U.S.-born citizens represent 95.9% of the population in Smithsburg.

How many housing units are there in Smithsburg?

There are 1,101 housing units in Smithsburg, reflecting a -4.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Smithsburg and what is the average household size?

Smithsburg has a total of 1,039 households, with an average of 3 people in each.

What is the median household income in Smithsburg?

Smithsburg has a median household income of $100,673, representing a +17.0% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Smithsburg?

The employment rate is 95.9% in Smithsburg, with a workforce of 1,528 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 85% (1,299 residents)
  • Blue-collar workers: 15% (229 residents)

Places of employment:
  • Self-employed: 5.1% (78 residents)
  • Private companies: 70.7% (1,080 residents)
  • Governmental workers: 18.3% (279 residents)
  • Not-for-profit companies: 6% (91 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025