River Bluff, KY demographics:
population, income, and more

Total population
445
-15.9% year-over-year change
Median household income
$148,750/yr
6.7% year-over-year change
Housing units
157
-16.0% year-over-year change

River Bluff population

How many people live in River Bluff

River Bluff is home to 445 residents, according to the most recent Census data. Gender-wise, 47% of River Bluff locals are male, and 53% are female.

Total population
445
-15.9% year-over-year change
Gender ratio
Male
47%
209
Female
53%
236
Value Percent YoY change
Male 209 47% -16.7%
Female 236 53% -15.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in River Bluff is 39, with the population distributed as follows: about 28.8% are children under 15, then 7.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.1% of the population, while another 19.6% fall into the 45 to 64 bracket. Finally, around 18% are 65 or older.

Median age
39.1
Age breakdown
Under 15
28.8%
15 to 24
7.6%
25 to 44
26.1%
45 to 64
19.6%
Over 65
18%
Value Percent YoY change
Under 15 128 28.8% 7.6%
15 to 24 34 7.6% -24.4%
25 to 44 116 26.1% -23.7%
45 to 64 87 19.6% -33.1%
Over 65 80 18% -3.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In River Bluff, 96% of the population are US-born citizens, while 2.9% have gained naturalized citizenship. At the same time, 1.1% of residents are non-citizens. There’s also a share of 5.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96%
Non-U.S.-born citizens
2.9%
Non-citizens
1.1%
Value Percent YoY change
U.S.-born citizens 427 96% -13.9%
Non-U.S.-born citizens 13 2.9% -13.3%
Non-citizens 5 1.1% -72.2%
Racial breakdown
White
89.9%
Black or African American
2.5%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5.6%
Other
2%
Value Percent
White 400 89.9%
Black or African American 11 2.5%
Two or more races 25 5.6%
Other 9 2%

Households in River Bluff

A peek inside River Bluff households

River Bluff has 152 households, with an average of 3 members in each. Of these, 75.7% are families, while the remaining 24.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
152
-18.7% year-over-year change
Average people per household
3
Non-family households
37
Family households
115
Value Percent YoY change
Non-family households 37 24.3% -7.5%
Family households 115 75.7% -21.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in River Bluff

The housing landscape of River Bluff

River Bluff's housing consists of 157 units, with 100% being detached single-family homes ideal for those wanting space.

Housing units
157
-16.0% year-over-year change
Housing types
Value Percent
1 unit, detached 157 100%
Homes built since 2020
0
% year-over-year change

The age of buildings in River Bluff

In River Bluff, the median construction year is 1976. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1 0.6% -50.0%
Built between 1950 and 1959 1 0.6% -80.0%
Built between 1960 and 1969 17 10.8% -19.1%
Built between 1970 and 1979 105 66.9% -3.7%
Built between 1980 and 1989 20 12.7% -35.5%
Built between 1990 and 1999 5 3.2% -50.0%
Built between 2000 and 2009 6 3.8% -25.0%
Built between 2010 and 2019 2 1.3% 100.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

River Bluff occupancy rates

Out of the 152 occupied housing units in River Bluff, 99.3% are owner-occupied, while 0.7% are lived in by tenants. Meanwhile, 3.2% of all homes on the local market sit vacant.

Occupied housing units
152
-18.7% year-over-year change
Occupancy breakdown
Renter occupied
1
Owner occupied
151
Value Percent YoY
change
Renter occupied 1 0.7% -50.0%
Owner occupied 151 99.3% -18.4%
Unoccupied housing units
3.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

River Bluff housing costs

Median housing costs per month
$2,083/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in River Bluff

River Bluff education at a glance

About 13.8% of the population in River Bluff went to high school, while 20.4% pursued college studies. Another 8.9% earned an associate degree and 41.1% hold a bachelor’s. Meanwhile, 15.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 42 13.8% -25.0%
College diploma 62 20.4% -27.9%
Associate degree 27 8.9% -34.1%
Bachelor's degree 125 41.1% -13.2%
Graduate degree 48 15.8% -28.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in River Bluff

How much people earn in River Bluff

The average annual household income in River Bluff was $151,654 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -1.2% change from the previous year. At the same time, the median income stood at $148,750, reflecting a +6.7% shift over the same period.

Average household income in River Bluff
$151,654/year
-1.1% year-over-year change
Median household income in River Bluff
$148,750/year
6.7% year-over-year change

River Bluff income by age

In River Bluff, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $195,625. Those with someone between 45 and 64 in charge, often well established professionally, earn $181,250 overall. Overall, 98.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $195,625 0.6%
45 - 64 $181,250 9.0%
Over 65 $74,844 2.4%
Above poverty level
440
Below poverty level
5
Value Percent YoY
change
Above poverty level 440 98.9% -15.2%
Below poverty level 5 1.1% -50.0%

Employment in River Bluff

Workforce and job types in River Bluff

The job market in River Bluff is powered by 197 working residents, spread across a range of industries and roles. 86.8% of the working population are employed in professional or administrative positions, while 13.2% are in hands-on or service-based jobs. Also, 4.6% run their own businesses, 69.5% are employed by private companies, and 12.2% work in the public sector.

Workforce demographics

Working population
197
-28.6% year-over-year change
White collar
171
Blue collar
26
Value Percent YoY change
White collar 171 86.8% -22.6%
Blue collar 26 13.2% -52.7%
Employer type
Self employees
4.6%
Private companies
69.5%
Governmental workers
12.2%
Not for profit companies
13.7%
Value Percent YoY change
Self employees 9 4.6% -40.0%
Private companies 137 69.5% -34.8%
Governmental workers 24 12.2% 4.3%
Not for profit companies 27 13.7% -3.6%
Unemployment rate
2.0%
33.3% year-over-year change

Available workforce

The unemployment rate in River Bluff stands at 2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in River Bluff

How people get around in River Bluff

Means of transportation
Value Percent YoY change
Car 145 74.4% -32.6%
Motorcycle 2 1% 0.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in River Bluff by zipcode?

Zipcode Population Number of households Median income Average income
40059 20,892 8,250 $152,727 $236,322

Explore more communities

FAQs about River Bluff demographics 

What is the total population of River Bluff?

River Bluff has a total population of 445 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -15.9% compared to a year ago.

What is the gender ratio in River Bluff?

The gender ratio in River Bluff is as follows:
  • 47% males (209 residents)
  • 53% females (236 residents)

What is the median age in River Bluff?

The median age in River Bluff is 39.1.

What is the age distribution of the population in River Bluff?

The age distribution in River Bluff is as follows:
  • Under 15: 28.8% (128 residents)
  • Ages 15-24: 7.6% (34 residents)
  • Ages 25-44: 26.1% (116 residents)
  • Ages 45-64: 19.6% (87 residents)
  • Over 65: 18% (80 residents)

What is the racial and ethnic makeup of River Bluff?

The racial and ethnic makeup of River Bluff is as follows:
  • White: 89.9% (400 residents)
  • Black or African American: 2.5% (11 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 5.6% (25 residents)
  • Other: 2% (9 residents)

What percentage of the population in River Bluff are U.S.-born citizens?

U.S.-born citizens represent 96% of the population in River Bluff.

How many housing units are there in River Bluff?

There are 157 housing units in River Bluff, reflecting a -16.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in River Bluff and what is the average household size?

River Bluff has a total of 152 households, with an average of 3 people in each.

What is the median household income in River Bluff?

River Bluff has a median household income of $148,750, representing a +6.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for River Bluff?

The employment rate is 98% in River Bluff, with a workforce of 197 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 86.8% (171 residents)
  • Blue-collar workers: 13.2% (26 residents)

Places of employment:
  • Self-employed: 4.6% (9 residents)
  • Private companies: 69.5% (137 residents)
  • Governmental workers: 12.2% (24 residents)
  • Not-for-profit companies: 13.7% (27 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025