Cambridge, KY demographics:
population, income, and more

Total population
167
24.6% year-over-year change
Median household income
$101,429/yr
3.2% year-over-year change
Housing units
100
19.1% year-over-year change

Cambridge population

How many people live in Cambridge

Cambridge is home to 167 residents, according to the most recent Census data. Gender-wise, 55.1% of Cambridge locals are male, and 44.9% are female.

Total population
167
24.6% year-over-year change
Gender ratio
Male
55.1%
92
Female
44.9%
75
Value Percent YoY change
Male 92 55.1% 46.0%
Female 75 44.9% 5.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cambridge is 42, with the population distributed as follows: about 10.2% are children under 15, then 14.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.7% of the population, while another 31.7% fall into the 45 to 64 bracket. Finally, around 15% are 65 or older.

Median age
42.4
Age breakdown
Under 15
10.2%
15 to 24
14.4%
25 to 44
28.7%
45 to 64
31.7%
Over 65
15%
Value Percent YoY change
Under 15 17 10.2% 21.4%
15 to 24 24 14.4% 60.0%
25 to 44 48 28.7% 26.3%
45 to 64 53 31.7% 20.4%
Over 65 25 15% 8.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cambridge, 95.8% of the population are US-born citizens, while 1.8% have gained naturalized citizenship. At the same time, 2.4% of residents are non-citizens. There’s also a share of 4.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.8%
Non-U.S.-born citizens
1.8%
Non-citizens
2.4%
Value Percent YoY change
U.S.-born citizens 160 95.8% 25.0%
Non-U.S.-born citizens 3 1.8% 0.0%
Non-citizens 4 2.4% 33.3%
Racial breakdown
White
91.6%
Black or African American
0.6%
American Indian and Alaska Native
0.6%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.8%
Other
2.4%
Value Percent
White 153 91.6%
Black or African American 1 0.6%
American Indian and Alaska Native 1 0.6%
Two or more races 8 4.8%
Other 4 2.4%

Households in Cambridge

A peek inside Cambridge households

Cambridge has 86 households, with an average of 2 members in each. Of these, 43% are families, while the remaining 57% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
86
24.6% year-over-year change
Average people per household
2
Non-family households
49
Family households
37
Value Percent YoY change
Non-family households 49 57% 16.7%
Family households 37 43% 37.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cambridge

The housing landscape of Cambridge

Cambridge's housing consists of 100 units, with 79% being detached single-family homes ideal for those wanting space.

Housing units
100
19.1% year-over-year change
Housing types
Value Percent
1 unit, detached 79 79%
5 to 9 units 2 2%
10 to 19 units 15 15%
20 to 49 units 4 4%
Homes built since 2020
1
0.0% year-over-year change

The age of buildings in Cambridge

In Cambridge, the median construction year is 1962. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built between 1940 and 1949 1 1% -50.0%
Built between 1950 and 1959 44 44% 33.3%
Built between 1960 and 1969 26 26% 0.0%
Built between 1970 and 1979 4 4% 33.3%
Built between 1980 and 1989 17 17% 0.0%
Built between 2010 and 2019 7 7% N/A
Built in 2020 or later 1 1% 0.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cambridge occupancy rates

Out of the 86 occupied housing units in Cambridge, 94.2% are owner-occupied, while 5.8% are lived in by tenants. Meanwhile, 14% of all homes on the local market sit vacant.

Occupied housing units
86
24.6% year-over-year change
Occupancy breakdown
Renter occupied
5
Owner occupied
81
Value Percent YoY
change
Renter occupied 5 5.8% 66.7%
Owner occupied 81 94.2% 22.7%
Unoccupied housing units
14.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cambridge housing costs

Median housing costs per month
$1,406/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Cambridge

Cambridge education at a glance

About 8.7% of the population in Cambridge went to high school, while 34.2% pursued college studies. Another 14.8% earned an associate degree and 22.8% hold a bachelor’s. Meanwhile, 19.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 13 8.7% 18.2%
College diploma 51 34.2% 45.7%
Associate degree 22 14.8% 69.2%
Bachelor's degree 34 22.8% 25.9%
Graduate degree 29 19.5% -9.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cambridge

How much people earn in Cambridge

The average annual household income in Cambridge was $112,021 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +12.4% change from the previous year. At the same time, the median income stood at $101,429, reflecting a +3.2% shift over the same period.

Average household income in Cambridge
$112,021/year
12.4% year-over-year change
Median household income in Cambridge
$101,429/year
3.2% year-over-year change

Cambridge income by age

In Cambridge, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $143,500. Overall, 98.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $143,500 23.4%
Over 65 $81,250 0.0%
Above poverty level
164
Below poverty level
3
Value Percent YoY
change
Above poverty level 164 98.2% 27.1%
Below poverty level 3 1.8% -40.0%

Employment in Cambridge

Workforce and job types in Cambridge

The job market in Cambridge is powered by 120 working residents, spread across a range of industries and roles. 85% of the working population are employed in professional or administrative positions, while 15% are in hands-on or service-based jobs. Also, 10% run their own businesses, 56.7% are employed by private companies, and 14.2% work in the public sector.

Workforce demographics

Working population
120
34.8% year-over-year change
White collar
102
Blue collar
18
Value Percent YoY change
White collar 102 85% 36.0%
Blue collar 18 15% 28.6%
Employer type
Self employees
10%
Private companies
56.7%
Governmental workers
14.2%
Not for profit companies
19.2%
Value Percent YoY change
Self employees 12 10% 50.0%
Private companies 68 56.7% 54.5%
Governmental workers 17 14.2% 13.3%
Not for profit companies 23 19.2% 4.5%
Unemployment rate
4.8%
-14.3% year-over-year change

Available workforce

The unemployment rate in Cambridge stands at 4.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cambridge

How people get around in Cambridge

Means of transportation
Value Percent YoY change
Car 97 80.8% 38.6%
Motorcycle 1 0.8% 0.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cambridge by zipcode?

Zipcode Population Number of households Median income Average income
40220 35,078 15,591 $78,434 $95,165

Explore more communities

FAQs about Cambridge demographics 

What is the total population of Cambridge?

Cambridge has a total population of 167 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +24.6% compared to a year ago.

What is the gender ratio in Cambridge?

The gender ratio in Cambridge is as follows:
  • 55.1% males (92 residents)
  • 44.9% females (75 residents)

What is the median age in Cambridge?

The median age in Cambridge is 42.4.

What is the age distribution of the population in Cambridge?

The age distribution in Cambridge is as follows:
  • Under 15: 10.2% (17 residents)
  • Ages 15-24: 14.4% (24 residents)
  • Ages 25-44: 28.7% (48 residents)
  • Ages 45-64: 31.7% (53 residents)
  • Over 65: 15% (25 residents)

What is the racial and ethnic makeup of Cambridge?

The racial and ethnic makeup of Cambridge is as follows:
  • White: 91.6% (153 residents)
  • Black or African American: 0.6% (1 residents)
  • American Indian and Alaska Native: 0.6% (1 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.8% (8 residents)
  • Other: 2.4% (4 residents)

What percentage of the population in Cambridge are U.S.-born citizens?

U.S.-born citizens represent 95.8% of the population in Cambridge.

How many housing units are there in Cambridge?

There are 100 housing units in Cambridge, reflecting a +19.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cambridge and what is the average household size?

Cambridge has a total of 86 households, with an average of 2 people in each.

What is the median household income in Cambridge?

Cambridge has a median household income of $101,429, representing a +3.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cambridge?

The employment rate is 95.2% in Cambridge, with a workforce of 120 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 85% (102 residents)
  • Blue-collar workers: 15% (18 residents)

Places of employment:
  • Self-employed: 10% (12 residents)
  • Private companies: 56.7% (68 residents)
  • Governmental workers: 14.2% (17 residents)
  • Not-for-profit companies: 19.2% (23 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025