Palm City, FL demographics:
population, income, and more

Total population
26,371
2.6% year-over-year change
Median household income
$125,820/yr
6.9% year-over-year change
Housing units
11,607
0.7% year-over-year change

Palm City population

How many people live in Palm City

Palm City is home to 26,371 residents, according to the most recent Census data. Gender-wise, 47.5% of Palm City locals are male, and 52.5% are female.

Total population
26,371
2.6% year-over-year change
Gender ratio
Male
47.5%
12,536
Female
52.5%
13,835
Value Percent YoY change
Male 12,536 47.5% 3.1%
Female 13,835 52.5% 2.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Palm City is 52, with the population distributed as follows: about 15.1% are children under 15, then 9.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 17.4% of the population, while another 29% fall into the 45 to 64 bracket. Finally, around 28.9% are 65 or older.

Median age
52.1
Age breakdown
Under 15
15.1%
15 to 24
9.6%
25 to 44
17.4%
45 to 64
29%
Over 65
28.9%
Value Percent YoY change
Under 15 3,972 15.1% 3.2%
15 to 24 2,526 9.6% -5.4%
25 to 44 4,595 17.4% 2.5%
45 to 64 7,657 29% 4.9%
Over 65 7,621 28.9% 3.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Palm City, 91.5% of the population are US-born citizens, while 6.3% have gained naturalized citizenship. At the same time, 2.2% of residents are non-citizens. As for race, 84.3% of locals are Caucasian, 0.7% are African American and 2.1% have Asian roots. There’s also a share of 11.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
91.5%
Non-U.S.-born citizens
6.3%
Non-citizens
2.2%
Value Percent YoY change
U.S.-born citizens 24,121 91.5% 4.4%
Non-U.S.-born citizens 1,657 6.3% -17.0%
Non-citizens 593 2.2% 0.2%
Racial breakdown
White
84.3%
Black or African American
0.7%
American Indian and Alaska Native
0%
Asian
2.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
11.6%
Other
1.3%
Value Percent
White 22,220 84.3%
Black or African American 186 0.7%
American Indian and Alaska Native 7 0%
Asian 552 2.1%
Two or more races 3,059 11.6%
Other 347 1.3%

Households in Palm City

A peek inside Palm City households

Palm City has 10,354 households, with an average of 3 members in each. Of these, 73.8% are families, while the remaining 26.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
10,354
1.5% year-over-year change
Average people per household
3
Non-family households
2,712
Family households
7,642
Value Percent YoY change
Non-family households 2,712 26.2% 0.6%
Family households 7,642 73.8% 1.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Palm City

The housing landscape of Palm City

Palm City's housing consists of 11,607 units, with 74% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 12% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.1% of the housing landscape.

Housing units
11,607
0.7% year-over-year change
Housing types
Value Percent
1 unit, detached 8,593 74%
1 unit, attached 1,395 12%
2 units 113 1%
3 or 4 units 496 4.3%
5 to 9 units 511 4.4%
10 to 19 units 211 1.8%
20 to 49 units 97 0.8%
50 or more units 175 1.5%
Mobile home 16 0.1%
Homes built since 2020
204
363.6% year-over-year change

The age of buildings in Palm City

In Palm City, the median construction year is 1993. Most development happened in the second half of the 20th century. Then, 18.8% of homes were added from 2000 to 2009, 6.7% between 2010 and 2019, and 1.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 9 0.1% -76.3%
Built between 1950 and 1959 48 0.4% 45.5%
Built between 1960 and 1969 155 1.3% -10.9%
Built between 1970 and 1979 1,019 8.8% 16.3%
Built between 1980 and 1989 3,593 31% -4.3%
Built between 1990 and 1999 3,619 31.2% 9.3%
Built between 2000 and 2009 2,180 18.8% -9.3%
Built between 2010 and 2019 780 6.7% -12.5%
Built in 2020 or later 204 1.8% 363.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Palm City occupancy rates

Out of the 10,354 occupied housing units in Palm City, 89.7% are owner-occupied, while 10.3% are lived in by tenants. Meanwhile, 10.8% of all homes on the local market sit vacant.

Occupied housing units
10,354
1.5% year-over-year change
Occupancy breakdown
Renter occupied
1,062
Owner occupied
9,292
Value Percent YoY
change
Renter occupied 1,062 10.3% -7.7%
Owner occupied 9,292 89.7% 2.7%
Unoccupied housing units
10.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Palm City housing costs

Housing costs in Palm City come to a median of $1,874 per month, while tenants specifically pay a median gross rent of $2,013.

Median housing costs per month
$1,874/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Palm City
$2,013/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Palm City

Palm City education at a glance

About 20.9% of the population in Palm City went to high school, while 22.4% pursued college studies. Another 9.9% earned an associate degree and 28% hold a bachelor’s. Meanwhile, 17.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 339 1.6% 36.7%
High school diploma 4,489 20.9% 10.3%
College diploma 4,820 22.4% -0.4%
Associate degree 2,121 9.9% -5.2%
Bachelor's degree 6,017 28% -0.5%
Graduate degree 3,736 17.4% 10.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Palm City

How much people earn in Palm City

The average annual household income in Palm City was $163,325 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.2% change from the previous year. At the same time, the median income stood at $125,820, reflecting a +6.9% shift over the same period.

Average household income in Palm City
$163,325/year
3.2% year-over-year change
Median household income in Palm City
$125,820/year
6.9% year-over-year change

Palm City income by age

In Palm City, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $140,204. Those with someone between 45 and 64 in charge, often well established professionally, earn $168,929 overall. Overall, 94.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $140,204 7.1%
45 - 64 $168,929 8.7%
Over 65 $89,226 0.8%
Above poverty level
24,467
Below poverty level
1,444
Value Percent YoY
change
Above poverty level 24,467 94.4% 1.9%
Below poverty level 1,444 5.6% 12.6%

Average renter income in Palm City

To get a better sense of what renters earn on average in Palm City, their median household income was $68,606 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 35.2%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$68,606
Rent-to-income ratio
35.2%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Palm City

Workforce and job types in Palm City

The job market in Palm City is powered by 12,295 working residents, spread across a range of industries and roles. 88.4% of the working population are employed in professional or administrative positions, while 11.6% are in hands-on or service-based jobs. Also, 17.9% run their own businesses, 67.6% are employed by private companies, and 8.7% work in the public sector.

Workforce demographics

Working population
12,295
2.8% year-over-year change
White collar
10,869
Blue collar
1,426
Value Percent YoY change
White collar 10,869 88.4% -0.1%
Blue collar 1,426 11.6% 32.6%
Employer type
Self employees
17.9%
Private companies
67.6%
Governmental workers
8.7%
Not for profit companies
5.8%
Value Percent YoY change
Self employees 2,200 17.9% 17.0%
Private companies 8,309 67.6% 5.7%
Governmental workers 1,070 8.7% -28.5%
Not for profit companies 716 5.8% -1.4%
Unemployment rate
4.8%
-16.3% year-over-year change

Available workforce

The unemployment rate in Palm City stands at 4.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Palm City

How people get around in Palm City

Commuting methods vary: 73.4% of residents travel by personal vehicle and 0.6% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 8,769 73.4% -3.7%
Taxicab 12 0.1% 50.0%
Bus or trolleybus 27 0.2% 3.9%
Walk 69 0.6% 21.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Palm City by zipcode?

Zipcode Population Number of households Median income Average income
34990 30,592 12,082 $129,560 $167,572

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FAQs about Palm City demographics 

What is the total population of Palm City?

Palm City has a total population of 26,371 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.6% compared to a year ago.

What is the gender ratio in Palm City?

The gender ratio in Palm City is as follows:
  • 47.5% males (12,536 residents)
  • 52.5% females (13,835 residents)

What is the median age in Palm City?

The median age in Palm City is 52.1.

What is the age distribution of the population in Palm City?

The age distribution in Palm City is as follows:
  • Under 15: 15.1% (3,972 residents)
  • Ages 15-24: 9.6% (2,526 residents)
  • Ages 25-44: 17.4% (4,595 residents)
  • Ages 45-64: 29% (7,657 residents)
  • Over 65: 28.9% (7,621 residents)

What is the racial and ethnic makeup of Palm City?

The racial and ethnic makeup of Palm City is as follows:
  • White: 84.3% (22,220 residents)
  • Black or African American: 0.7% (186 residents)
  • American Indian and Alaska Native: 0% (7 residents)
  • Asian: 2.1% (552 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 11.6% (3,059 residents)
  • Other: 1.3% (347 residents)

What percentage of the population in Palm City are U.S.-born citizens?

U.S.-born citizens represent 91.5% of the population in Palm City.

How many housing units are there in Palm City?

There are 11,607 housing units in Palm City, reflecting a +0.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Palm City and what is the average household size?

Palm City has a total of 10,354 households, with an average of 3 people in each.

What is the median household income in Palm City?

Palm City has a median household income of $125,820, representing a +6.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Palm City?

The employment rate is 95.2% in Palm City, with a workforce of 12,295 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 88.4% (10,869 residents)
  • Blue-collar workers: 11.6% (1,426 residents)

Places of employment:
  • Self-employed: 17.9% (2,200 residents)
  • Private companies: 67.6% (8,309 residents)
  • Governmental workers: 8.7% (1,070 residents)
  • Not-for-profit companies: 5.8% (716 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025