Monticello, FL demographics:
population, income, and more

Total population
2,659
1.2% year-over-year change
Median household income
$46,343/yr
3.2% year-over-year change
Housing units
1,413
0.1% year-over-year change

Monticello population

How many people live in Monticello

Monticello is home to 2,659 residents, according to the most recent Census data. Gender-wise, 44.5% of Monticello locals are male, and 55.5% are female.

Total population
2,659
1.2% year-over-year change
Gender ratio
Male
44.5%
1,184
Female
55.5%
1,475
Value Percent YoY change
Male 1,184 44.5% 3.6%
Female 1,475 55.5% -0.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Monticello is 44, with the population distributed as follows: about 17.6% are children under 15, then 8.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.9% of the population, while another 21% fall into the 45 to 64 bracket. Finally, around 27.3% are 65 or older.

Median age
44.2
Age breakdown
Under 15
17.6%
15 to 24
8.4%
25 to 44
25.9%
45 to 64
21%
Over 65
27.3%
Value Percent YoY change
Under 15 467 17.6% 0.0%
15 to 24 222 8.4% 32.9%
25 to 44 688 25.9% 15.6%
45 to 64 557 21% -9.6%
Over 65 725 27.3% -7.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Monticello, 97.7% of the population are US-born citizens, while 1.5% have gained naturalized citizenship. At the same time, 0.8% of residents are non-citizens. There’s also a share of 2.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.7%
Non-U.S.-born citizens
1.5%
Non-citizens
0.8%
Value Percent YoY change
U.S.-born citizens 2,597 97.7% 3.2%
Non-U.S.-born citizens 41 1.5% -57.7%
Non-citizens 21 0.8% 50.0%
Racial breakdown
White
54.1%
Black or African American
43.4%
American Indian and Alaska Native
0.2%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
2.2%
Other
0.1%
Value Percent
White 1,438 54.1%
Black or African American 1,155 43.4%
American Indian and Alaska Native 4 0.2%
Two or more races 59 2.2%
Other 3 0.1%

Households in Monticello

A peek inside Monticello households

Monticello has 1,286 households, with an average of 2 members in each. Of these, 55.3% are families, while the remaining 44.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,286
1.7% year-over-year change
Average people per household
2
Non-family households
575
Family households
711
Value Percent YoY change
Non-family households 575 44.7% 7.1%
Family households 711 55.3% -2.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Monticello

The housing landscape of Monticello

Monticello's housing consists of 1,413 units, with 77.5% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 12.2% of the housing landscape.

Housing units
1,413
0.1% year-over-year change
Housing types
Value Percent
1 unit, detached 1,095 77.5%
1 unit, attached 9 0.6%
2 units 26 1.8%
3 or 4 units 9 0.6%
5 to 9 units 59 4.2%
10 to 19 units 24 1.7%
20 to 49 units 18 1.3%
Mobile home 173 12.2%
Homes built since 2020
17
88.9% year-over-year change

The age of buildings in Monticello

In Monticello, the median construction year is 1976. About 17.2% of homes were built before the 1940s, with another 6.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 9.3% of homes were added from 2000 to 2009, 5.4% between 2010 and 2019, and 1.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 243 17.2% 50.0%
Built between 1940 and 1949 95 6.7% -37.9%
Built between 1950 and 1959 102 7.2% 22.9%
Built between 1960 and 1969 108 7.6% 31.7%
Built between 1970 and 1979 287 20.3% 10.0%
Built between 1980 and 1989 230 16.3% -16.1%
Built between 1990 and 1999 123 8.7% -20.6%
Built between 2000 and 2009 132 9.3% -14.8%
Built between 2010 and 2019 76 5.4% -2.6%
Built in 2020 or later 17 1.2% 88.9%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Monticello occupancy rates

Out of the 1,286 occupied housing units in Monticello, 66.3% are owner-occupied, while 33.7% are lived in by tenants. Meanwhile, 9% of all homes on the local market sit vacant.

Occupied housing units
1,286
1.7% year-over-year change
Occupancy breakdown
Renter occupied
433
Owner occupied
853
Value Percent YoY
change
Renter occupied 433 33.7% -12.7%
Owner occupied 853 66.3% 10.9%
Unoccupied housing units
9.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Monticello housing costs

Housing costs in Monticello come to a median of $875 per month, while tenants specifically pay a median gross rent of $799.

Median housing costs per month
$875/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Monticello
$799/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Monticello

Monticello education at a glance

About 42.6% of the population in Monticello went to high school, while 21.8% pursued college studies. Another 10.4% earned an associate degree and 15.3% hold a bachelor’s. Meanwhile, 7.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 60 2.8% 0.0%
High school diploma 910 42.6% -0.1%
College diploma 465 21.8% 2.6%
Associate degree 223 10.4% 97.3%
Bachelor's degree 327 15.3% -11.4%
Graduate degree 151 7.1% -30.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Monticello

How much people earn in Monticello

The average annual household income in Monticello was $64,071 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -3.9% change from the previous year. At the same time, the median income stood at $46,343, reflecting a +3.2% shift over the same period.

Average household income in Monticello
$64,071/year
-3.9% year-over-year change
Median household income in Monticello
$46,343/year
3.2% year-over-year change

Monticello income by age

In Monticello, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $39,792. Those with someone between 45 and 64 in charge, often well established professionally, earn $73,306 overall. Overall, 76.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $39,792 2.7%
45 - 64 $73,306 N/A
Over 65 $46,250 -1.5%
Above poverty level
1,963
Below poverty level
596
Value Percent YoY
change
Above poverty level 1,963 76.7% -2.6%
Below poverty level 596 23.3% 20.4%

Average renter income in Monticello

To get a better sense of what renters earn on average in Monticello, their median household income was $28,700 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 33.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$28,700
Rent-to-income ratio
33.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Monticello

Workforce and job types in Monticello

The job market in Monticello is powered by 1,043 working residents, spread across a range of industries and roles. 81.3% of the working population are employed in professional or administrative positions, while 18.7% are in hands-on or service-based jobs. Also, 1.6% run their own businesses, 67.3% are employed by private companies, and 22.6% work in the public sector.

Workforce demographics

Working population
1,043
-8.8% year-over-year change
White collar
848
Blue collar
195
Value Percent YoY change
White collar 848 81.3% -3.8%
Blue collar 195 18.7% -25.6%
Employer type
Self employees
1.6%
Private companies
67.3%
Governmental workers
22.6%
Not for profit companies
8.4%
Value Percent YoY change
Self employees 17 1.6% -51.4%
Private companies 702 67.3% -2.4%
Governmental workers 236 22.6% -14.2%
Not for profit companies 88 8.4% -22.8%
Unemployment rate
0.2%
-75.0% year-over-year change

Available workforce

The unemployment rate in Monticello stands at 0.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Monticello

How people get around in Monticello

Commuting methods vary: 85% of residents travel by personal vehicle and 1% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 850 85% -9.3%
Walk 10 1% -28.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Monticello by zipcode?

Zipcode Population Number of households Median income Average income
32344 13,113 5,039 $61,199 $80,409

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FAQs about Monticello demographics 

What is the total population of Monticello?

Monticello has a total population of 2,659 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.2% compared to a year ago.

What is the gender ratio in Monticello?

The gender ratio in Monticello is as follows:
  • 44.5% males (1,184 residents)
  • 55.5% females (1,475 residents)

What is the median age in Monticello?

The median age in Monticello is 44.2.

What is the age distribution of the population in Monticello?

The age distribution in Monticello is as follows:
  • Under 15: 17.6% (467 residents)
  • Ages 15-24: 8.4% (222 residents)
  • Ages 25-44: 25.9% (688 residents)
  • Ages 45-64: 21% (557 residents)
  • Over 65: 27.3% (725 residents)

What is the racial and ethnic makeup of Monticello?

The racial and ethnic makeup of Monticello is as follows:
  • White: 54.1% (1,438 residents)
  • Black or African American: 43.4% (1,155 residents)
  • American Indian and Alaska Native: 0.2% (4 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 2.2% (59 residents)
  • Other: 0.1% (3 residents)

What percentage of the population in Monticello are U.S.-born citizens?

U.S.-born citizens represent 97.7% of the population in Monticello.

How many housing units are there in Monticello?

There are 1,413 housing units in Monticello, reflecting a +0.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Monticello and what is the average household size?

Monticello has a total of 1,286 households, with an average of 2 people in each.

What is the median household income in Monticello?

Monticello has a median household income of $46,343, representing a +3.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Monticello?

The employment rate is 99.8% in Monticello, with a workforce of 1,043 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 81.3% (848 residents)
  • Blue-collar workers: 18.7% (195 residents)

Places of employment:
  • Self-employed: 1.6% (17 residents)
  • Private companies: 67.3% (702 residents)
  • Governmental workers: 22.6% (236 residents)
  • Not-for-profit companies: 8.4% (88 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025