Sugarloaf Key, Lower Keys, FL demographics:
population, income, and more

Total population
455
-5.0% year-over-year change
Median household income
$103,041/yr
1.4% year-over-year change
Housing units
336
-1.8% year-over-year change

Sugarloaf Key population

How many people live in Sugarloaf Key

Sugarloaf Key is home to 455 residents, according to the most recent Census data. Gender-wise, 52.3% of Sugarloaf Key locals are male, and 47.9% are female.

Total population
455
-5.0% year-over-year change
Gender ratio
Male
52.3%
238
Female
47.9%
218
Value Percent YoY change
Male 238 52.3% -5.9%
Female 218 47.9% -3.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Sugarloaf Key is 52, with the population distributed as follows: about 11.2% are children under 15, then 8.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.6% of the population, while another 30.5% fall into the 45 to 64 bracket. Finally, around 29.6% are 65 or older.

Median age
52.5
Age breakdown
Under 15
11.2%
15 to 24
8.1%
25 to 44
20.6%
45 to 64
30.5%
Over 65
29.6%
Value Percent YoY change
Under 15 51 11.2% -3.8%
15 to 24 37 8.1% 8.8%
25 to 44 94 20.6% -9.6%
45 to 64 139 30.5% -4.8%
Over 65 135 29.6% -4.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Sugarloaf Key, 89% of the population are US-born citizens, while 7.7% have gained naturalized citizenship. At the same time, 3.3% of residents are non-citizens. As for race, 84.2% of locals are Caucasian, 0.2% are African American and 0.2% have Asian roots. There’s also a share of 12.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
89%
Non-U.S.-born citizens
7.7%
Non-citizens
3.3%
Value Percent YoY change
U.S.-born citizens 405 89% -6.2%
Non-U.S.-born citizens 35 7.7% 2.9%
Non-citizens 15 3.3% 7.1%
Racial breakdown
White
84.2%
Black or African American
0.2%
American Indian and Alaska Native
0%
Asian
0.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
12.8%
Other
2.6%
Value Percent
White 383 84.2%
Black or African American 1 0.2%
Asian 1 0.2%
Two or more races 58 12.8%
Other 12 2.6%

Households in Sugarloaf Key

A peek inside Sugarloaf Key households

Sugarloaf Key has 199 households, with an average of 2 members in each. Of these, 64.8% are families, while the remaining 35.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
199
-5.2% year-over-year change
Average people per household
2
Non-family households
70
Family households
129
Value Percent YoY change
Non-family households 70 35.2% 4.5%
Family households 129 64.8% -9.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Sugarloaf Key

The housing landscape of Sugarloaf Key

Sugarloaf Key's housing consists of 336 units, with 84.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.1% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 8% of the housing landscape.

Housing units
336
-1.8% year-over-year change
Housing types
Value Percent
1 unit, detached 283 84.2%
1 unit, attached 7 2.1%
2 units 11 3.3%
3 or 4 units 1 0.3%
5 to 9 units 1 0.3%
Mobile home 27 8%
Boat, RV, van, etc. 6 1.8%
Homes built since 2020
6
20.0% year-over-year change

The age of buildings in Sugarloaf Key

In Sugarloaf Key, the median construction year is 1990. Most development happened in the second half of the 20th century. Then, 14.6% of homes were added from 2000 to 2009, 11.9% between 2010 and 2019, and 1.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built between 1940 and 1949 5 1.5% -16.7%
Built between 1950 and 1959 7 2.1% -12.5%
Built between 1960 and 1969 7 2.1% -36.4%
Built between 1970 and 1979 48 14.3% -14.3%
Built between 1980 and 1989 102 30.4% -1.9%
Built between 1990 and 1999 72 21.4% -4.0%
Built between 2000 and 2009 49 14.6% 0.0%
Built between 2010 and 2019 40 11.9% 53.9%
Built in 2020 or later 6 1.8% 20.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Sugarloaf Key occupancy rates

Out of the 199 occupied housing units in Sugarloaf Key, 82.9% are owner-occupied, while 17.1% are lived in by tenants. Meanwhile, 40.8% of all homes on the local market sit vacant.

Occupied housing units
199
-5.2% year-over-year change
Occupancy breakdown
Renter occupied
34
Owner occupied
165
Value Percent YoY
change
Renter occupied 34 17.1% -26.1%
Owner occupied 165 82.9% 0.0%
Unoccupied housing units
40.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Sugarloaf Key housing costs

Housing costs in Sugarloaf Key come to a median of $1,869 per month, while tenants specifically pay a median gross rent of $2,271.

Median housing costs per month
$1,869/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Sugarloaf Key
$2,271/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Sugarloaf Key

Sugarloaf Key education at a glance

About 24.9% of the population in Sugarloaf Key went to high school, while 20% pursued college studies. Another 9.6% earned an associate degree and 29.5% hold a bachelor’s. Meanwhile, 15% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 4 1% 0.0%
High school diploma 96 24.9% -11.1%
College diploma 77 20% -10.5%
Associate degree 37 9.6% -2.6%
Bachelor's degree 114 29.5% 7.5%
Graduate degree 58 15% -15.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Sugarloaf Key

How much people earn in Sugarloaf Key

The average annual household income in Sugarloaf Key was $142,380 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -7.8% change from the previous year. At the same time, the median income stood at $103,041, reflecting a +1.4% shift over the same period.

Average household income in Sugarloaf Key
$142,380/year
-7.8% year-over-year change
Median household income in Sugarloaf Key
$103,041/year
1.4% year-over-year change

Sugarloaf Key income by age

In Sugarloaf Key, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $97,500. Those with someone between 45 and 64 in charge, often well established professionally, earn $132,946 overall. Overall, 91.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $97,500 -13.9%
45 - 64 $132,946 16.4%
Over 65 $82,219 -4.9%
Above poverty level
414
Below poverty level
38
Value Percent YoY
change
Above poverty level 414 91.6% -4.2%
Below poverty level 38 8.4% -13.6%

Employment in Sugarloaf Key

Workforce and job types in Sugarloaf Key

80.5% of the working population are employed in professional or administrative positions, while 19.5% are in hands-on or service-based jobs. Also, 24.2% run their own businesses, 55.9% are employed by private companies, and 10.9% work in the public sector.

Workforce demographics

White collar
169
Blue collar
41
Value Percent YoY change
White collar 169 80.5% -9.6%
Blue collar 41 19.5% -12.8%
Employer type
Self employees
24.2%
Private companies
55.9%
Governmental workers
10.9%
Not for profit companies
9%
Value Percent YoY change
Self employees 51 24.2% -3.8%
Private companies 118 55.9% -0.8%
Governmental workers 23 10.9% -42.5%
Not for profit companies 19 9% -13.6%

Transportation in Sugarloaf Key

How people get around in Sugarloaf Key

Commuting methods vary: 91.6% of residents travel by personal vehicle and 3.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 142 91.6% -14.5%
Taxicab 1 0.6% 0.0%
Bicycle 7 4.5% 0.0%
Walk 5 3.2% 25.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Sugarloaf Key by zipcode?

Zipcode Population Number of households Median income Average income
33042 6,441 2,820 $103,041 $142,380

Explore more communities

FAQs about Sugarloaf Key demographics 

What is the total population of Sugarloaf Key?

Sugarloaf Key has a total population of 455 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -5.0% compared to a year ago.

What is the gender ratio in Sugarloaf Key?

The gender ratio in Sugarloaf Key is as follows:
  • 52.3% males (238 residents)
  • 47.9% females (218 residents)

What is the median age in Sugarloaf Key?

The median age in Sugarloaf Key is 52.5.

What is the age distribution of the population in Sugarloaf Key?

The age distribution in Sugarloaf Key is as follows:
  • Under 15: 11.2% (51 residents)
  • Ages 15-24: 8.1% (37 residents)
  • Ages 25-44: 20.6% (94 residents)
  • Ages 45-64: 30.5% (139 residents)
  • Over 65: 29.6% (135 residents)

What is the racial and ethnic makeup of Sugarloaf Key?

The racial and ethnic makeup of Sugarloaf Key is as follows:
  • White: 84.2% (383 residents)
  • Black or African American: 0.2% (1 residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 0.2% (1 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 12.8% (58 residents)
  • Other: 2.6% (12 residents)

What percentage of the population in Sugarloaf Key are U.S.-born citizens?

U.S.-born citizens represent 89% of the population in Sugarloaf Key.

How many housing units are there in Sugarloaf Key?

There are 336 housing units in Sugarloaf Key, reflecting a -1.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Sugarloaf Key and what is the average household size?

Sugarloaf Key has a total of 199 households, with an average of 2 people in each.

What is the median household income in Sugarloaf Key?

Sugarloaf Key has a median household income of $103,041, representing a +1.4% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Sugarloaf Key?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 80.5% (169 residents)
  • Blue-collar workers: 19.5% (41 residents)

Places of employment:
  • Self-employed: 24.2% (51 residents)
  • Private companies: 55.9% (118 residents)
  • Governmental workers: 10.9% (23 residents)
  • Not-for-profit companies: 9% (19 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025