Lower Keys, FL demographics:
population, income, and more

Total population
4,320
-3.8% year-over-year change
Median household income
$103,041/yr
10.8% year-over-year change
Housing units
2,739
0.1% year-over-year change

Lower Keys population

How many people live in Lower Keys

Lower Keys is home to 4,320 residents, according to the most recent Census data. Gender-wise, 51.2% of Lower Keys locals are male, and 48.8% are female.

Total population
4,320
-3.8% year-over-year change
Gender ratio
Male
51.2%
2,210
Female
48.8%
2,109
Value Percent YoY change
Male 2,210 51.2% -5.5%
Female 2,109 48.8% -2.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Lower Keys is 52, with the population distributed as follows: about 13.1% are children under 15, then 7.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.2% of the population, while another 30.4% fall into the 45 to 64 bracket. Finally, around 23.9% are 65 or older.

Median age
52.5
Age breakdown
Under 15
13.1%
15 to 24
7.5%
25 to 44
25.2%
45 to 64
30.4%
Over 65
23.9%
Value Percent YoY change
Under 15 564 13.1% -5.4%
15 to 24 323 7.5% -6.7%
25 to 44 1,090 25.2% 0.1%
45 to 64 1,311 30.4% -6.4%
Over 65 1,032 23.9% -2.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Lower Keys, 82.5% of the population are US-born citizens, while 10.6% have gained naturalized citizenship. At the same time, 6.9% of residents are non-citizens. As for race, 73.4% of locals are Caucasian, 7.4% are African American and 1.3% have Asian roots. There’s also a share of 14.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
82.5%
Non-U.S.-born citizens
10.6%
Non-citizens
6.9%
Value Percent YoY change
U.S.-born citizens 3,565 82.5% -4.2%
Non-U.S.-born citizens 457 10.6% -2.6%
Non-citizens 297 6.9% -0.3%
Racial breakdown
White
73.4%
Black or African American
7.4%
American Indian and Alaska Native
0.1%
Asian
1.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
14.2%
Other
3.6%
Value Percent
White 3,170 73.4%
Black or African American 320 7.4%
American Indian and Alaska Native 4 0.1%
Asian 56 1.3%
Native Hawaiian and other Pacific Islander 1 0%
Two or more races 615 14.2%
Other 154 3.6%

Households in Lower Keys

A peek inside Lower Keys households

Lower Keys has 1,833 households, with an average of 2 members in each. Of these, 61.2% are families, while the remaining 38.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,833
-4.2% year-over-year change
Average people per household
2
Non-family households
711
Family households
1,122
Value Percent YoY change
Non-family households 711 38.8% -5.0%
Family households 1,122 61.2% -3.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Lower Keys

The housing landscape of Lower Keys

Lower Keys's housing consists of 2,739 units, with 66.4% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 7.2% of the housing landscape.

Housing units
2,739
0.1% year-over-year change
Housing types
Value Percent
1 unit, detached 1,820 66.4%
1 unit, attached 153 5.6%
2 units 142 5.2%
3 or 4 units 101 3.7%
5 to 9 units 75 2.7%
10 to 19 units 71 2.6%
20 to 49 units 50 1.8%
50 or more units 104 3.8%
Mobile home 197 7.2%
Boat, RV, van, etc. 27 1%
Homes built since 2020
32
18.5% year-over-year change

The age of buildings in Lower Keys

In Lower Keys, the median construction year is 1986. About 6.8% of homes were built before the 1940s, with another 2.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 11.3% of homes were added from 2000 to 2009, 9.6% between 2010 and 2019, and 1.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 186 6.8% -6.1%
Built between 1940 and 1949 79 2.9% 11.3%
Built between 1950 and 1959 165 6% 0.6%
Built between 1960 and 1969 215 7.8% -13.3%
Built between 1970 and 1979 390 14.2% -4.9%
Built between 1980 and 1989 686 25% -1.6%
Built between 1990 and 1999 413 15.1% -3.3%
Built between 2000 and 2009 309 11.3% 4.8%
Built between 2010 and 2019 263 9.6% 32.2%
Built in 2020 or later 32 1.2% 18.5%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Lower Keys occupancy rates

Out of the 1,833 occupied housing units in Lower Keys, 67.6% are owner-occupied, while 32.4% are lived in by tenants. Meanwhile, 33.1% of all homes on the local market sit vacant.

Occupied housing units
1,833
-4.2% year-over-year change
Occupancy breakdown
Renter occupied
593
Owner occupied
1,240
Value Percent YoY
change
Renter occupied 593 32.4% -12.8%
Owner occupied 1,240 67.6% 0.6%
Unoccupied housing units
33.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Lower Keys housing costs

Housing costs in Lower Keys come to a median of $1,869 per month, while tenants specifically pay a median gross rent of $2,167.

Median housing costs per month
$1,869/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Lower Keys
$2,167/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Lower Keys

Lower Keys education at a glance

About 30.5% of the population in Lower Keys went to high school, while 20.9% pursued college studies. Another 8.7% earned an associate degree and 24.1% hold a bachelor’s. Meanwhile, 13.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 72 2% -19.1%
High school diploma 1,111 30.5% -3.2%
College diploma 761 20.9% -7.9%
Associate degree 317 8.7% -8.4%
Bachelor's degree 880 24.1% 4.4%
Graduate degree 507 13.9% -5.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Lower Keys

How much people earn in Lower Keys

The average annual household income in Lower Keys was $131,105 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -2% change from the previous year. At the same time, the median income stood at $103,041, reflecting a +10.8% shift over the same period.

Average household income in Lower Keys
$131,105/year
-2.0% year-over-year change
Median household income in Lower Keys
$103,041/year
10.8% year-over-year change

Lower Keys income by age

In Lower Keys, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $97,500. Those with someone between 45 and 64 in charge, often well established professionally, earn $132,946 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $51,625, while those led by someone over 65, many of whom may be retired, have about $74,375 in earnings. Overall, 90.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $51,625 -47.0%
25 - 44 $97,500 -13.9%
45 - 64 $132,946 23.4%
Over 65 $74,375 18.4%
Above poverty level
3,830
Below poverty level
408
Value Percent YoY
change
Above poverty level 3,830 90.4% -3.3%
Below poverty level 408 9.6% -8.3%

Employment in Lower Keys

Workforce and job types in Lower Keys

78.5% of the working population are employed in professional or administrative positions, while 21.5% are in hands-on or service-based jobs. Also, 17.2% run their own businesses, 60% are employed by private companies, and 16.2% work in the public sector.

Workforce demographics

White collar
1,741
Blue collar
477
Value Percent YoY change
White collar 1,741 78.5% -3.2%
Blue collar 477 21.5% -8.3%
Employer type
Self employees
17.2%
Private companies
60%
Governmental workers
16.2%
Not for profit companies
6.6%
Value Percent YoY change
Self employees 381 17.2% -6.4%
Private companies 1,331 60% -3.0%
Governmental workers 359 16.2% -8.0%
Not for profit companies 147 6.6% -2.0%

Transportation in Lower Keys

How people get around in Lower Keys

In Lower Keys, the average commute time is 1 minutes. Commuting methods vary: 86.7% of residents travel by personal vehicle and 3.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
1 min
-83.3% year-over-year change
Means of transportation
Value Percent YoY change
Car 1,620 86.7% -4.5%
Taxicab 3 0.2% 0.0%
Bus or trolleybus 4 0.2% 0.0%
Motorcycle 44 2.4% -25.4%
Bicycle 128 6.8% -15.8%
Walk 69 3.7% -18.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Lower Keys by zipcode?

Zipcode Population Number of households Median income Average income
33040 35,429 14,574 $86,586 $133,684
33042 6,441 2,820 $103,041 $142,380
33043 4,298 1,879 $110,491 $114,864

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FAQs about Lower Keys demographics 

What is the total population of Lower Keys?

Lower Keys has a total population of 4,320 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -3.8% compared to a year ago.

What is the gender ratio in Lower Keys?

The gender ratio in Lower Keys is as follows:
  • 51.2% males (2,210 residents)
  • 48.8% females (2,109 residents)

What is the median age in Lower Keys?

The median age in Lower Keys is 52.5.

What is the age distribution of the population in Lower Keys?

The age distribution in Lower Keys is as follows:
  • Under 15: 13.1% (564 residents)
  • Ages 15-24: 7.5% (323 residents)
  • Ages 25-44: 25.2% (1,090 residents)
  • Ages 45-64: 30.4% (1,311 residents)
  • Over 65: 23.9% (1,032 residents)

What is the racial and ethnic makeup of Lower Keys?

The racial and ethnic makeup of Lower Keys is as follows:
  • White: 73.4% (3,170 residents)
  • Black or African American: 7.4% (320 residents)
  • American Indian and Alaska Native: 0.1% (4 residents)
  • Asian: 1.3% (56 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (1 residents)
  • Two or More Races: 14.2% (615 residents)
  • Other: 3.6% (154 residents)

What percentage of the population in Lower Keys are U.S.-born citizens?

U.S.-born citizens represent 82.5% of the population in Lower Keys.

How many housing units are there in Lower Keys?

There are 2,739 housing units in Lower Keys, reflecting a +0.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Lower Keys and what is the average household size?

Lower Keys has a total of 1,833 households, with an average of 2 people in each.

What is the median household income in Lower Keys?

Lower Keys has a median household income of $103,041, representing a +10.8% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Lower Keys?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 78.5% (1,741 residents)
  • Blue-collar workers: 21.5% (477 residents)

Places of employment:
  • Self-employed: 17.2% (381 residents)
  • Private companies: 60% (1,331 residents)
  • Governmental workers: 16.2% (359 residents)
  • Not-for-profit companies: 6.6% (147 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025