Cross City, FL demographics:
population, income, and more

Total population
1,955
-13.5% year-over-year change
Median household income
$47,903/yr
9.0% year-over-year change
Housing units
1,152
-8.3% year-over-year change

Cross City population

How many people live in Cross City

Cross City is home to 1,955 residents, according to the most recent Census data. Gender-wise, 40.3% of Cross City locals are male, and 59.7% are female.

Total population
1,955
-13.5% year-over-year change
Gender ratio
Male
40.3%
787
Female
59.7%
1,168
Value Percent YoY change
Male 787 40.3% -23.1%
Female 1,168 59.7% -5.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cross City is 39, with the population distributed as follows: about 17.5% are children under 15, then 15% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.4% of the population, while another 18.5% fall into the 45 to 64 bracket. Finally, around 19.6% are 65 or older.

Median age
39.4
Age breakdown
Under 15
17.5%
15 to 24
15%
25 to 44
29.4%
45 to 64
18.5%
Over 65
19.6%
Value Percent YoY change
Under 15 342 17.5% -8.6%
15 to 24 294 15% -26.1%
25 to 44 574 29.4% -8.2%
45 to 64 362 18.5% -7.4%
Over 65 383 19.6% -18.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cross City, 98.2% of the population are US-born citizens, while 1.5% have gained naturalized citizenship. At the same time, 0.4% of residents are non-citizens. As for race, 76.6% of locals are Caucasian, 9.1% are African American and 0.7% have Asian roots. There’s also a share of 13.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98.2%
Non-U.S.-born citizens
1.5%
Non-citizens
0.4%
Value Percent YoY change
U.S.-born citizens 1,919 98.2% -9.4%
Non-U.S.-born citizens 29 1.5% -40.8%
Non-citizens 7 0.4% -92.5%
Racial breakdown
White
76.6%
Black or African American
9.1%
American Indian and Alaska Native
0%
Asian
0.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
13.6%
Other
0%
Value Percent
White 1,498 76.6%
Black or African American 178 9.1%
Asian 13 0.7%
Two or more races 266 13.6%

Households in Cross City

A peek inside Cross City households

Cross City has 878 households, with an average of 2 members in each. Of these, 77.6% are families, while the remaining 22.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
878
-12.3% year-over-year change
Average people per household
2
Non-family households
197
Family households
681
Value Percent YoY change
Non-family households 197 22.4% -17.9%
Family households 681 77.6% -10.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cross City

The housing landscape of Cross City

Cross City's housing consists of 1,152 units, with 61.4% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 30.8% of the housing landscape.

Housing units
1,152
-8.3% year-over-year change
Housing types
Value Percent
1 unit, detached 707 61.4%
1 unit, attached 12 1%
2 units 33 2.9%
3 or 4 units 31 2.7%
Mobile home 355 30.8%
Boat, RV, van, etc. 14 1.2%
Homes built since 2020
16
6.7% year-over-year change

The age of buildings in Cross City

In Cross City, the median construction year is 1979. About 4.4% of homes were built before the 1940s, with another 2.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 11.7% of homes were added from 2000 to 2009, 0.4% between 2010 and 2019, and 1.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 51 4.4% -15.0%
Built between 1940 and 1949 33 2.9% -47.6%
Built between 1950 and 1959 79 6.9% 14.5%
Built between 1960 and 1969 162 14.1% -25.4%
Built between 1970 and 1979 279 24.2% -9.4%
Built between 1980 and 1989 241 20.9% 9.1%
Built between 1990 and 1999 151 13.1% -26.3%
Built between 2000 and 2009 135 11.7% 42.1%
Built between 2010 and 2019 5 0.4% 25.0%
Built in 2020 or later 16 1.4% 6.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cross City occupancy rates

Out of the 878 occupied housing units in Cross City, 80.6% are owner-occupied, while 19.4% are lived in by tenants. Meanwhile, 23.8% of all homes on the local market sit vacant.

Occupied housing units
878
-12.3% year-over-year change
Occupancy breakdown
Renter occupied
170
Owner occupied
708
Value Percent YoY
change
Renter occupied 170 19.4% -13.7%
Owner occupied 708 80.6% -11.9%
Unoccupied housing units
23.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cross City housing costs

Housing costs in Cross City come to a median of $604 per month, while tenants specifically pay a median gross rent of $695.

Median housing costs per month
$604/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cross City
$695/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cross City

Cross City education at a glance

About 66.6% of the population in Cross City went to high school, while 17.3% pursued college studies. Another 6.6% earned an associate degree and 7.5% hold a bachelor’s. Meanwhile, 1.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 9 0.6% 125.0%
High school diploma 1,017 66.6% -7.5%
College diploma 264 17.3% -21.9%
Associate degree 101 6.6% -24.1%
Bachelor's degree 115 7.5% -29.9%
Graduate degree 20 1.3% -50.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cross City

How much people earn in Cross City

The average annual household income in Cross City was $69,263 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +7.5% change from the previous year. At the same time, the median income stood at $47,903, reflecting a +9% shift over the same period.

Average household income in Cross City
$69,263/year
7.5% year-over-year change
Median household income in Cross City
$47,903/year
9.0% year-over-year change

Cross City income by age

In Cross City, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $94,825. Those with someone between 45 and 64 in charge, often well established professionally, earn $38,571 overall. Overall, 80.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $94,825 4.7%
45 - 64 $38,571 -0.1%
Over 65 $40,777 7.1%
Above poverty level
1,485
Below poverty level
360
Value Percent YoY
change
Above poverty level 1,485 80.5% -13.4%
Below poverty level 360 19.5% -19.1%

Employment in Cross City

Workforce and job types in Cross City

The job market in Cross City is powered by 851 working residents, spread across a range of industries and roles. 73% of the working population are employed in professional or administrative positions, while 27% are in hands-on or service-based jobs. Also, 26.6% run their own businesses, 47.7% are employed by private companies, and 14.8% work in the public sector.

Workforce demographics

Working population
851
-12.9% year-over-year change
White collar
621
Blue collar
230
Value Percent YoY change
White collar 621 73% -8.1%
Blue collar 230 27% -23.6%
Employer type
Self employees
26.6%
Private companies
47.7%
Governmental workers
14.8%
Not for profit companies
10.9%
Value Percent YoY change
Self employees 226 26.6% -16.9%
Private companies 406 47.7% -17.8%
Governmental workers 126 14.8% -11.9%
Not for profit companies 93 10.9% 36.8%
Unemployment rate
1.6%
133.3% year-over-year change

Available workforce

The unemployment rate in Cross City stands at 1.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cross City

How people get around in Cross City

Commuting methods vary: 92.4% of residents travel by personal vehicle and 1.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 780 92.4% -12.0%
Bicycle 15 1.8% 0.0%
Walk 15 1.8% -37.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cross City by zipcode?

Zipcode Population Number of households Median income Average income
32628 5,090 1,498 $44,567 $62,746

Find your place

Explore more communities

FAQs about Cross City demographics 

What is the total population of Cross City?

Cross City has a total population of 1,955 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -13.5% compared to a year ago.

What is the gender ratio in Cross City?

The gender ratio in Cross City is as follows:
  • 40.3% males (787 residents)
  • 59.7% females (1,168 residents)

What is the median age in Cross City?

The median age in Cross City is 39.4.

What is the age distribution of the population in Cross City?

The age distribution in Cross City is as follows:
  • Under 15: 17.5% (342 residents)
  • Ages 15-24: 15% (294 residents)
  • Ages 25-44: 29.4% (574 residents)
  • Ages 45-64: 18.5% (362 residents)
  • Over 65: 19.6% (383 residents)

What is the racial and ethnic makeup of Cross City?

The racial and ethnic makeup of Cross City is as follows:
  • White: 76.6% (1,498 residents)
  • Black or African American: 9.1% (178 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.7% (13 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 13.6% (266 residents)
  • Other: 0% (0 residents)

What percentage of the population in Cross City are U.S.-born citizens?

U.S.-born citizens represent 98.2% of the population in Cross City.

How many housing units are there in Cross City?

There are 1,152 housing units in Cross City, reflecting a -8.3% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cross City and what is the average household size?

Cross City has a total of 878 households, with an average of 2 people in each.

What is the median household income in Cross City?

Cross City has a median household income of $47,903, representing a +9.0% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cross City?

The employment rate is 98.4% in Cross City, with a workforce of 851 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 73% (621 residents)
  • Blue-collar workers: 27% (230 residents)

Places of employment:
  • Self-employed: 26.6% (226 residents)
  • Private companies: 47.7% (406 residents)
  • Governmental workers: 14.8% (126 residents)
  • Not-for-profit companies: 10.9% (93 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025