Callaway, FL demographics:
population, income, and more

Total population
13,496
1.5% year-over-year change
Median household income
$65,609/yr
-5.5% year-over-year change
Housing units
6,170
-3.8% year-over-year change

Callaway population

How many people live in Callaway

Callaway is home to 13,496 residents, according to the most recent Census data. Gender-wise, 52.9% of Callaway locals are male, and 47.1% are female.

Total population
13,496
1.5% year-over-year change
Gender ratio
Male
52.9%
7,141
Female
47.1%
6,355
Value Percent YoY change
Male 7,141 52.9% 3.0%
Female 6,355 47.1% -0.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Callaway is 35, with the population distributed as follows: about 19% are children under 15, then 15% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.6% of the population, while another 25.4% fall into the 45 to 64 bracket. Finally, around 11.9% are 65 or older.

Median age
35.2
Age breakdown
Under 15
19%
15 to 24
15%
25 to 44
28.6%
45 to 64
25.4%
Over 65
11.9%
Value Percent YoY change
Under 15 2,570 19% 14.5%
15 to 24 2,031 15% 8.4%
25 to 44 3,856 28.6% 0.9%
45 to 64 3,430 25.4% 2.1%
Over 65 1,609 11.9% -19.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Callaway, 85.3% of the population are US-born citizens, while 11.5% have gained naturalized citizenship. At the same time, 3.2% of residents are non-citizens. As for race, 59.2% of locals are Caucasian, 20.5% are African American and 4.3% have Asian roots. Another 0.6% are Indigenous American, 0.5% are Pacific Islanders, while 2.9% identify as another race. There’s also a share of 12% that includes residents with two or more races.

Citizenship
U.S.-born citizens
85.3%
Non-U.S.-born citizens
11.5%
Non-citizens
3.2%
Value Percent YoY change
U.S.-born citizens 11,508 85.3% 3.1%
Non-U.S.-born citizens 1,551 11.5% -4.3%
Non-citizens 437 3.2% -14.8%
Racial breakdown
White
59.2%
Black or African American
20.5%
American Indian and Alaska Native
0.6%
Asian
4.3%
Native Hawaiian and other Pacific Islander
0.5%
Two or more races
12%
Other
2.9%
Value Percent
White 7,994 59.2%
Black or African American 2,763 20.5%
American Indian and Alaska Native 86 0.6%
Asian 582 4.3%
Native Hawaiian and other Pacific Islander 65 0.5%
Two or more races 1,617 12%
Other 389 2.9%

Households in Callaway

A peek inside Callaway households

Callaway has 5,486 households, with an average of 2 members in each. Of these, 60% are families, while the remaining 40% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
5,486
0.1% year-over-year change
Average people per household
2
Non-family households
2,195
Family households
3,291
Value Percent YoY change
Non-family households 2,195 40% 2.4%
Family households 3,291 60% -1.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Callaway

The housing landscape of Callaway

Callaway's housing consists of 6,170 units, with 59.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 10.2% of the housing landscape.

Housing units
6,170
-3.8% year-over-year change
Housing types
Value Percent
1 unit, detached 3,693 59.8%
1 unit, attached 322 5.2%
2 units 168 2.7%
3 or 4 units 817 13.2%
5 to 9 units 192 3.1%
10 to 19 units 76 1.2%
20 to 49 units 191 3.1%
50 or more units 79 1.3%
Mobile home 632 10.2%
Homes built since 2020
336
242.9% year-over-year change

The age of buildings in Callaway

In Callaway, the median construction year is 1991. Most development happened in the second half of the 20th century. Then, 15.3% of homes were added from 2000 to 2009, 11.3% between 2010 and 2019, and 5.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 101 1.6% -1.9%
Built between 1950 and 1959 54 0.9% -20.6%
Built between 1960 and 1969 314 5.1% -18.4%
Built between 1970 and 1979 973 15.8% -11.4%
Built between 1980 and 1989 1,572 25.5% 0.8%
Built between 1990 and 1999 1,178 19.1% -13.4%
Built between 2000 and 2009 946 15.3% -1.2%
Built between 2010 and 2019 696 11.3% -10.5%
Built in 2020 or later 336 5.4% 242.9%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Callaway occupancy rates

Out of the 5,486 occupied housing units in Callaway, 58.7% are owner-occupied, while 41.3% are lived in by tenants. Meanwhile, 11.1% of all homes on the local market sit vacant.

Occupied housing units
5,486
0.1% year-over-year change
Occupancy breakdown
Renter occupied
2,268
Owner occupied
3,218
Value Percent YoY
change
Renter occupied 2,268 41.3% 2.5%
Owner occupied 3,218 58.7% -1.5%
Unoccupied housing units
11.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Callaway housing costs

Housing costs in Callaway come to a median of $1,243 per month, while tenants specifically pay a median gross rent of $1,322.

Median housing costs per month
$1,243/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Callaway
$1,322/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Callaway

Callaway education at a glance

About 37.9% of the population in Callaway went to high school, while 22.6% pursued college studies. Another 11.6% earned an associate degree and 16.8% hold a bachelor’s. Meanwhile, 6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 538 5.2% -0.6%
High school diploma 3,895 37.9% -6.5%
College diploma 2,324 22.6% -2.1%
Associate degree 1,190 11.6% -1.8%
Bachelor's degree 1,728 16.8% 5.7%
Graduate degree 613 6% 2.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Callaway

How much people earn in Callaway

The average annual household income in Callaway was $81,529 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.2% change from the previous year. At the same time, the median income stood at $65,609, reflecting a -5.4% shift over the same period.

Average household income in Callaway
$81,529/year
1.2% year-over-year change
Median household income in Callaway
$65,609/year
-5.5% year-over-year change

Callaway income by age

In Callaway, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $65,354. Those with someone between 45 and 64 in charge, often well established professionally, earn $93,092 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $43,974, while those led by someone over 65, many of whom may be retired, have about $58,056 in earnings. Overall, 90.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $43,974 -1.0%
25 - 44 $65,354 3.8%
45 - 64 $93,092 1.4%
Over 65 $58,056 -7.4%
Above poverty level
11,894
Below poverty level
1,273
Value Percent YoY
change
Above poverty level 11,894 90.3% 0.6%
Below poverty level 1,273 9.7% 15.1%

Average renter income in Callaway

To get a better sense of what renters earn on average in Callaway, their median household income was $54,139 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 29.3%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$54,139
Rent-to-income ratio
29.3%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Callaway

Workforce and job types in Callaway

The job market in Callaway is powered by 6,779 working residents, spread across a range of industries and roles. 82.9% of the working population are employed in professional or administrative positions, while 17.1% are in hands-on or service-based jobs. Also, 7.2% run their own businesses, 67.4% are employed by private companies, and 17.9% work in the public sector.

Workforce demographics

Working population
6,779
3.3% year-over-year change
White collar
5,622
Blue collar
1,157
Value Percent YoY change
White collar 5,622 82.9% 8.0%
Blue collar 1,157 17.1% -14.9%
Employer type
Self employees
7.2%
Private companies
67.4%
Governmental workers
17.9%
Not for profit companies
7.5%
Value Percent YoY change
Self employees 488 7.2% 20.5%
Private companies 4,567 67.4% -1.1%
Governmental workers 1,215 17.9% 25.4%
Not for profit companies 509 7.5% -11.3%
Unemployment rate
3.3%
-12.7% year-over-year change

Available workforce

The unemployment rate in Callaway stands at 3.3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Callaway

How people get around in Callaway

Commuting methods vary: 90.3% of residents travel by personal vehicle and 0.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 6,366 90.3% -1.0%
Bus or trolleybus 10 0.1% -9.1%
Motorcycle 17 0.2% 70.0%
Bicycle 72 1% 9.1%
Walk 59 0.8% 9.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Callaway by zipcode?

Zipcode Population Number of households Median income Average income
32404 42,514 16,158 $74,708 $88,935

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FAQs about Callaway demographics 

What is the total population of Callaway?

Callaway has a total population of 13,496 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.5% compared to a year ago.

What is the gender ratio in Callaway?

The gender ratio in Callaway is as follows:
  • 52.9% males (7,141 residents)
  • 47.1% females (6,355 residents)

What is the median age in Callaway?

The median age in Callaway is 35.2.

What is the age distribution of the population in Callaway?

The age distribution in Callaway is as follows:
  • Under 15: 19% (2,570 residents)
  • Ages 15-24: 15% (2,031 residents)
  • Ages 25-44: 28.6% (3,856 residents)
  • Ages 45-64: 25.4% (3,430 residents)
  • Over 65: 11.9% (1,609 residents)

What is the racial and ethnic makeup of Callaway?

The racial and ethnic makeup of Callaway is as follows:
  • White: 59.2% (7,994 residents)
  • Black or African American: 20.5% (2,763 residents)
  • American Indian and Alaska Native: 0.6% (86 residents)
  • Asian: 4.3% (582 residents)
  • Native Hawaiian and Other Pacific Islander: 0.5% (65 residents)
  • Two or More Races: 12% (1,617 residents)
  • Other: 2.9% (389 residents)

What percentage of the population in Callaway are U.S.-born citizens?

U.S.-born citizens represent 85.3% of the population in Callaway.

How many housing units are there in Callaway?

There are 6,170 housing units in Callaway, reflecting a -3.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Callaway and what is the average household size?

Callaway has a total of 5,486 households, with an average of 2 people in each.

What is the median household income in Callaway?

Callaway has a median household income of $65,609, representing a -5.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Callaway?

The employment rate is 96.7% in Callaway, with a workforce of 6,779 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 82.9% (5,622 residents)
  • Blue-collar workers: 17.1% (1,157 residents)

Places of employment:
  • Self-employed: 7.2% (488 residents)
  • Private companies: 67.4% (4,567 residents)
  • Governmental workers: 17.9% (1,215 residents)
  • Not-for-profit companies: 7.5% (509 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025