Gerrardstown, WV demographics:
population, income, and more

Total population
4,945
-2.8% year-over-year change
Median household income
$98,785/yr
2.9% year-over-year change
Housing units
2,173
1.2% year-over-year change

Gerrardstown population

How many people live in Gerrardstown

Gerrardstown is home to 4,945 residents, according to the most recent Census data. Gender-wise, 50.1% of Gerrardstown locals are male, and 49.9% are female.

Total population
4,945
-2.8% year-over-year change
Gender ratio
Male
50.1%
2,476
Female
49.9%
2,469
Value Percent YoY change
Male 2,476 50.1% -3.8%
Female 2,469 49.9% -1.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Gerrardstown is 48, with the population distributed as follows: about 16.8% are children under 15, then 9.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.4% of the population, while another 32.9% fall into the 45 to 64 bracket. Finally, around 20.3% are 65 or older.

Median age
47.7
Age breakdown
Under 15
16.8%
15 to 24
9.6%
25 to 44
20.4%
45 to 64
32.9%
Over 65
20.3%
Value Percent YoY change
Under 15 830 16.8% -6.2%
15 to 24 475 9.6% -2.7%
25 to 44 1,009 20.4% -2.2%
45 to 64 1,628 32.9% -4.5%
Over 65 1,003 20.3% 2.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Gerrardstown, 98% of the population are US-born citizens, while 0.6% have gained naturalized citizenship. At the same time, 1.4% of residents are non-citizens. There’s also a share of 7.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98%
Non-U.S.-born citizens
0.6%
Non-citizens
1.4%
Value Percent YoY change
U.S.-born citizens 4,846 98% -3.6%
Non-U.S.-born citizens 28 0.6% N/A
Non-citizens 71 1.4% 20.3%
Racial breakdown
White
91.3%
Black or African American
1%
American Indian and Alaska Native
0.2%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
7.5%
Other
0%
Value Percent
White 4,516 91.3%
Black or African American 50 1%
American Indian and Alaska Native 8 0.2%
Two or more races 371 7.5%

Households in Gerrardstown

A peek inside Gerrardstown households

Gerrardstown has 2,084 households, with an average of 2 members in each. Of these, 67.3% are families, while the remaining 32.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,084
1.3% year-over-year change
Average people per household
2
Non-family households
682
Family households
1,402
Value Percent YoY change
Non-family households 682 32.7% -3.9%
Family households 1,402 67.3% 4.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Gerrardstown

The housing landscape of Gerrardstown

Gerrardstown's housing consists of 2,173 units, with 92.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 6.4% of the housing landscape.

Housing units
2,173
1.2% year-over-year change
Housing types
Value Percent
1 unit, detached 2,004 92.2%
1 unit, attached 8 0.4%
2 units 13 0.6%
3 or 4 units 8 0.4%
Mobile home 140 6.4%
Homes built since 2020
37
94.7% year-over-year change

The age of buildings in Gerrardstown

In Gerrardstown, the median construction year is 1988. About 7.7% of homes were built before the 1940s, with another 0.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 14.7% of homes were added from 2000 to 2009, 14.5% between 2010 and 2019, and 1.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 168 7.7% -24.3%
Built between 1940 and 1949 14 0.6% 0.0%
Built between 1950 and 1959 26 1.2% -3.7%
Built between 1960 and 1969 32 1.5% 88.2%
Built between 1970 and 1979 466 21.4% -5.3%
Built between 1980 and 1989 502 23.1% 9.4%
Built between 1990 and 1999 293 13.5% 5.4%
Built between 2000 and 2009 319 14.7% -0.3%
Built between 2010 and 2019 316 14.5% 5.3%
Built in 2020 or later 37 1.7% 94.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Gerrardstown occupancy rates

Out of the 2,084 occupied housing units in Gerrardstown, 82% are owner-occupied, while 18% are lived in by tenants. Meanwhile, 4.1% of all homes on the local market sit vacant.

Occupied housing units
2,084
1.3% year-over-year change
Occupancy breakdown
Renter occupied
375
Owner occupied
1,709
Value Percent YoY
change
Renter occupied 375 18% -5.5%
Owner occupied 1,709 82% 2.9%
Unoccupied housing units
4.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Gerrardstown housing costs

Housing costs in Gerrardstown come to a median of $1,157 per month, while tenants specifically pay a median gross rent of $627.

Median housing costs per month
$1,157/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Gerrardstown
$627/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Gerrardstown

Gerrardstown education at a glance

About 34.3% of the population in Gerrardstown went to high school, while 20.3% pursued college studies. Another 5.3% earned an associate degree and 21.8% hold a bachelor’s. Meanwhile, 16% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 92 2.4% 2.2%
High school diploma 1,336 34.3% -5.7%
College diploma 791 20.3% 16.0%
Associate degree 207 5.3% -17.2%
Bachelor's degree 849 21.8% -3.6%
Graduate degree 624 16% 1.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Gerrardstown

How much people earn in Gerrardstown

The average annual household income in Gerrardstown was $105,242 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.9% change from the previous year. At the same time, the median income stood at $98,785, reflecting a +2.9% shift over the same period.

Average household income in Gerrardstown
$105,242/year
1.9% year-over-year change
Median household income in Gerrardstown
$98,785/year
2.9% year-over-year change

Gerrardstown income by age

In Gerrardstown, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $125,714. Those with someone between 45 and 64 in charge, often well established professionally, earn $99,586 overall. Overall, 90.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $125,714 15.1%
45 - 64 $99,586 2.8%
Over 65 $65,357 -7.8%
Above poverty level
4,433
Below poverty level
475
Value Percent YoY
change
Above poverty level 4,433 90.3% -1.5%
Below poverty level 475 9.7% -14.7%

Employment in Gerrardstown

Workforce and job types in Gerrardstown

80.2% of the working population are employed in professional or administrative positions, while 19.8% are in hands-on or service-based jobs. Also, 7.2% run their own businesses, 51.9% are employed by private companies, and 26.7% work in the public sector.

Workforce demographics

White collar
1,931
Blue collar
476
Value Percent YoY change
White collar 1,931 80.2% 10.6%
Blue collar 476 19.8% -26.8%
Employer type
Self employees
7.2%
Private companies
51.9%
Governmental workers
26.7%
Not for profit companies
14.2%
Value Percent YoY change
Self employees 174 7.2% 24.3%
Private companies 1,250 51.9% -7.2%
Governmental workers 642 26.7% 12.2%
Not for profit companies 341 14.2% 1.2%

Transportation in Gerrardstown

How people get around in Gerrardstown

Means of transportation
Value Percent YoY change
Car 2,137 100% -0.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Gerrardstown by zipcode?

Zipcode Population Number of households Median income Average income
25420 4,945 2,084 $98,785 $105,243

Explore more communities

FAQs about Gerrardstown demographics 

What is the total population of Gerrardstown?

Gerrardstown has a total population of 4,945 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -2.8% compared to a year ago.

What is the gender ratio in Gerrardstown?

The gender ratio in Gerrardstown is as follows:
  • 50.1% males (2,476 residents)
  • 49.9% females (2,469 residents)

What is the median age in Gerrardstown?

The median age in Gerrardstown is 47.7.

What is the age distribution of the population in Gerrardstown?

The age distribution in Gerrardstown is as follows:
  • Under 15: 16.8% (830 residents)
  • Ages 15-24: 9.6% (475 residents)
  • Ages 25-44: 20.4% (1,009 residents)
  • Ages 45-64: 32.9% (1,628 residents)
  • Over 65: 20.3% (1,003 residents)

What is the racial and ethnic makeup of Gerrardstown?

The racial and ethnic makeup of Gerrardstown is as follows:
  • White: 91.3% (4,516 residents)
  • Black or African American: 1% (50 residents)
  • American Indian and Alaska Native: 0.2% (8 residents)
  • Asian: 0% ( residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 7.5% (371 residents)
  • Other: 0% ( residents)

What percentage of the population in Gerrardstown are U.S.-born citizens?

U.S.-born citizens represent 98% of the population in Gerrardstown.

How many housing units are there in Gerrardstown?

There are 2,173 housing units in Gerrardstown, reflecting a +1.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Gerrardstown and what is the average household size?

Gerrardstown has a total of 2,084 households, with an average of 2 people in each.

What is the median household income in Gerrardstown?

Gerrardstown has a median household income of $98,785, representing a +2.9% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Gerrardstown?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 80.2% (1,931 residents)
  • Blue-collar workers: 19.8% (476 residents)

Places of employment:
  • Self-employed: 7.2% (174 residents)
  • Private companies: 51.9% (1,250 residents)
  • Governmental workers: 26.7% (642 residents)
  • Not-for-profit companies: 14.2% (341 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025