Stephentown, NY demographics:
population, income, and more

Total population
2,722
1.7% year-over-year change
Median household income
$87,679/yr
1.9% year-over-year change
Housing units
1,308
0.0% year-over-year change

Stephentown population

How many people live in Stephentown

Stephentown is home to 2,722 residents, according to the most recent Census data. Gender-wise, 52.5% of Stephentown locals are male, and 47.4% are female.

Total population
2,722
1.7% year-over-year change
Gender ratio
Male
52.5%
1,430
Female
47.4%
1,291
Value Percent YoY change
Male 1,430 52.5% 5.4%
Female 1,291 47.4% -2.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Stephentown is 52, with the population distributed as follows: about 12.3% are children under 15, then 4.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 22.9% of the population, while another 36% fall into the 45 to 64 bracket. Finally, around 24.2% are 65 or older.

Median age
52
Age breakdown
Under 15
12.3%
15 to 24
4.6%
25 to 44
22.9%
45 to 64
36%
Over 65
24.2%
Value Percent YoY change
Under 15 336 12.3% -17.9%
15 to 24 125 4.6% -35.6%
25 to 44 623 22.9% 13.1%
45 to 64 979 36% -0.2%
Over 65 659 24.2% 21.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Stephentown, 96.9% of the population are US-born citizens, while 3.1% have gained naturalized citizenship. As for race, 92.2% of locals are Caucasian, 1% are African American and 0.3% have Asian roots. There’s also a share of 5.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.9%
Non-U.S.-born citizens
3.1%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 2,637 96.9% 1.4%
Non-U.S.-born citizens 84 3.1% 20.0%
Racial breakdown
White
92.2%
Black or African American
1%
American Indian and Alaska Native
0%
Asian
0.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5.4%
Other
1.1%
Value Percent
White 2,509 92.2%
Black or African American 27 1%
Asian 9 0.3%
Two or more races 148 5.4%
Other 29 1.1%

Households in Stephentown

A peek inside Stephentown households

Stephentown has 1,217 households, with an average of 2 members in each. Of these, 55.5% are families, while the remaining 44.5% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,217
6.4% year-over-year change
Average people per household
2
Non-family households
542
Family households
675
Value Percent YoY change
Non-family households 542 44.5% 8.6%
Family households 675 55.5% 4.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Stephentown

The housing landscape of Stephentown

Stephentown's housing consists of 1,308 units, with 73.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 21.8% of the housing landscape.

Housing units
1,308
0.0% year-over-year change
Housing types
Value Percent
1 unit, detached 964 73.7%
1 unit, attached 11 0.8%
2 units 9 0.7%
3 or 4 units 39 3%
Mobile home 285 21.8%
Homes built since 2020
10
% year-over-year change

The age of buildings in Stephentown

In Stephentown, the median construction year is 1980. About 24.7% of homes were built before the 1940s, with another 2.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 17.8% of homes were added from 2000 to 2009, 3.8% between 2010 and 2019, and 0.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 323 24.7% 18.8%
Built between 1940 and 1949 35 2.7% -7.9%
Built between 1950 and 1959 62 4.7% -12.7%
Built between 1960 and 1969 90 6.9% 91.5%
Built between 1970 and 1979 137 10.5% -43.1%
Built between 1980 and 1989 188 14.4% -6.0%
Built between 1990 and 1999 180 13.8% 0.6%
Built between 2000 and 2009 233 17.8% 17.7%
Built between 2010 and 2019 50 3.8% -19.4%
Built in 2020 or later 10 0.8% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Stephentown occupancy rates

Out of the 1,217 occupied housing units in Stephentown, 83.8% are owner-occupied, while 16.2% are lived in by tenants. Meanwhile, 7% of all homes on the local market sit vacant.

Occupied housing units
1,217
6.4% year-over-year change
Occupancy breakdown
Renter occupied
197
Owner occupied
1,020
Value Percent YoY
change
Renter occupied 197 16.2% -4.8%
Owner occupied 1,020 83.8% 8.9%
Unoccupied housing units
7.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Stephentown housing costs

Housing costs in Stephentown come to a median of $1,060 per month, while tenants specifically pay a median gross rent of $782.

Median housing costs per month
$1,060/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Stephentown
$782/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Stephentown

Stephentown education at a glance

About 36.8% of the population in Stephentown went to high school, while 20.8% pursued college studies. Another 9.6% earned an associate degree and 21.9% hold a bachelor’s. Meanwhile, 6.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 99 4.2% -11.6%
High school diploma 868 36.8% 26.5%
College diploma 491 20.8% 9.1%
Associate degree 227 9.6% -35.3%
Bachelor's degree 515 21.9% 2.4%
Graduate degree 156 6.6% 16.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Stephentown

How much people earn in Stephentown

The average annual household income in Stephentown was $113,641 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +24.8% change from the previous year. At the same time, the median income stood at $87,679, reflecting a +1.9% shift over the same period.

Average household income in Stephentown
$113,641/year
24.8% year-over-year change
Median household income in Stephentown
$87,679/year
1.9% year-over-year change

Stephentown income by age

In Stephentown, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $100,170. Those with someone between 45 and 64 in charge, often well established professionally, earn $100,180 overall. Overall, 96.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $100,170 -36.7%
45 - 64 $100,180 4.2%
Over 65 $52,500 -11.0%
Above poverty level
2,579
Below poverty level
88
Value Percent YoY
change
Above poverty level 2,579 96.7% 2.2%
Below poverty level 88 3.3% 29.4%

Employment in Stephentown

Workforce and job types in Stephentown

66.3% of the working population are employed in professional or administrative positions, while 33.7% are in hands-on or service-based jobs. Also, 15.7% run their own businesses, 62.3% are employed by private companies, and 15.1% work in the public sector.

Workforce demographics

White collar
907
Blue collar
461
Value Percent YoY change
White collar 907 66.3% 1.6%
Blue collar 461 33.7% 5.5%
Employer type
Self employees
15.7%
Private companies
62.3%
Governmental workers
15.1%
Not for profit companies
6.8%
Value Percent YoY change
Self employees 215 15.7% 4.4%
Private companies 852 62.3% 6.1%
Governmental workers 207 15.1% 1.5%
Not for profit companies 93 6.8% -20.5%

Transportation in Stephentown

How people get around in Stephentown

In Stephentown, the average commute time is 29 minutes. Commuting methods vary: 96.6% of residents travel by personal vehicle and 2.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
29 min
-3.3% year-over-year change
Means of transportation
Value Percent YoY change
Car 1,081 96.6% -5.1%
Taxicab 11 1% 57.1%
Bus or trolleybus 1 0.1% 0.0%
Walk 26 2.3% 4.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Stephentown by zipcode?

Zipcode Population Number of households Median income Average income
12168 1,752 726 $88,830 $138,174
12169 417 258 $43,936 $73,470
12062 1,650 710 $87,679 $108,130

Explore more communities

FAQs about Stephentown demographics 

What is the total population of Stephentown?

Stephentown has a total population of 2,722 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.7% compared to a year ago.

What is the gender ratio in Stephentown?

The gender ratio in Stephentown is as follows:
  • 52.5% males (1,430 residents)
  • 47.4% females (1,291 residents)

What is the median age in Stephentown?

The median age in Stephentown is 52.

What is the age distribution of the population in Stephentown?

The age distribution in Stephentown is as follows:
  • Under 15: 12.3% (336 residents)
  • Ages 15-24: 4.6% (125 residents)
  • Ages 25-44: 22.9% (623 residents)
  • Ages 45-64: 36% (979 residents)
  • Over 65: 24.2% (659 residents)

What is the racial and ethnic makeup of Stephentown?

The racial and ethnic makeup of Stephentown is as follows:
  • White: 92.2% (2,509 residents)
  • Black or African American: 1% (27 residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 0.3% (9 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 5.4% (148 residents)
  • Other: 1.1% (29 residents)

What percentage of the population in Stephentown are U.S.-born citizens?

U.S.-born citizens represent 96.9% of the population in Stephentown.

How many housing units are there in Stephentown?

There are 1,308 housing units in Stephentown, reflecting a 0.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Stephentown and what is the average household size?

Stephentown has a total of 1,217 households, with an average of 2 people in each.

What is the median household income in Stephentown?

Stephentown has a median household income of $87,679, representing a +1.9% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Stephentown?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 66.3% (907 residents)
  • Blue-collar workers: 33.7% (461 residents)

Places of employment:
  • Self-employed: 15.7% (215 residents)
  • Private companies: 62.3% (852 residents)
  • Governmental workers: 15.1% (207 residents)
  • Not-for-profit companies: 6.8% (93 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025