Tracy, MN demographics:
population, income, and more

Total population
2,057
10.1% year-over-year change
Median household income
$67,788/yr
11.7% year-over-year change
Housing units
897
4.2% year-over-year change

Tracy population

How many people live in Tracy

Tracy is home to 2,057 residents, according to the most recent Census data. Gender-wise, 49.2% of Tracy locals are male, and 50.8% are female.

Total population
2,057
10.1% year-over-year change
Gender ratio
Male
49.2%
1,011
Female
50.8%
1,046
Value Percent YoY change
Male 1,011 49.2% 15.4%
Female 1,046 50.8% 5.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Tracy is 41, with the population distributed as follows: about 19.7% are children under 15, then 16.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 16.9% of the population, while another 27.6% fall into the 45 to 64 bracket. Finally, around 19.5% are 65 or older.

Median age
41.2
Age breakdown
Under 15
19.7%
15 to 24
16.3%
25 to 44
16.9%
45 to 64
27.6%
Over 65
19.5%
Value Percent YoY change
Under 15 406 19.7% 36.2%
15 to 24 335 16.3% -0.9%
25 to 44 348 16.9% -4.4%
45 to 64 567 27.6% 28.9%
Over 65 401 19.5% -6.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Tracy, 82.6% of the population are US-born citizens, while 3.7% have gained naturalized citizenship. At the same time, 13.7% of residents are non-citizens. There’s also a share of 14.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
82.6%
Non-U.S.-born citizens
3.7%
Non-citizens
13.7%
Value Percent YoY change
U.S.-born citizens 1,699 82.6% -4.8%
Non-U.S.-born citizens 76 3.7% 18.8%
Non-citizens 282 13.7% 1,310.0%
Racial breakdown
White
67.3%
Black or African American
0%
American Indian and Alaska Native
3.4%
Asian
12.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
14.3%
Other
3%
Value Percent
White 1,384 67.3%
American Indian and Alaska Native 69 3.4%
Asian 249 12.1%
Two or more races 294 14.3%
Other 61 3%

Households in Tracy

A peek inside Tracy households

Tracy has 756 households, with an average of 3 members in each. Of these, 62.8% are families, while the remaining 37.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
756
5.6% year-over-year change
Average people per household
3
Non-family households
281
Family households
475
Value Percent YoY change
Non-family households 281 37.2% -1.1%
Family households 475 62.8% 9.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Tracy

The housing landscape of Tracy

Tracy's housing consists of 897 units, with 76.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 10.9% of the housing landscape.

Housing units
897
4.2% year-over-year change
Housing types
Value Percent
1 unit, detached 683 76.1%
1 unit, attached 31 3.5%
2 units 10 1.1%
3 or 4 units 20 2.2%
5 to 9 units 36 4%
20 to 49 units 15 1.7%
50 or more units 4 0.4%
Mobile home 98 10.9%
Homes built since 2020
0
% year-over-year change

The age of buildings in Tracy

In Tracy, the median construction year is 1961. About 25% of homes were built before the 1940s, with another 11.6% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 224 25% -21.4%
Built between 1940 and 1949 104 11.6% -4.6%
Built between 1950 and 1959 98 10.9% 30.7%
Built between 1960 and 1969 168 18.7% 19.1%
Built between 1970 and 1979 198 22.1% 39.4%
Built between 1980 and 1989 46 5.1% -6.1%
Built between 1990 and 1999 28 3.1% -3.5%
Built between 2000 and 2009 14 1.6% -22.2%
Built between 2010 and 2019 17 1.9% 30.8%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Tracy occupancy rates

Out of the 756 occupied housing units in Tracy, 79.9% are owner-occupied, while 20.1% are lived in by tenants. Meanwhile, 15.7% of all homes on the local market sit vacant.

Occupied housing units
756
5.6% year-over-year change
Occupancy breakdown
Renter occupied
152
Owner occupied
604
Value Percent YoY
change
Renter occupied 152 20.1% 0.0%
Owner occupied 604 79.9% 7.1%
Unoccupied housing units
15.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Tracy housing costs

Housing costs in Tracy come to a median of $676 per month, while tenants specifically pay a median gross rent of $697.

Median housing costs per month
$676/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Tracy
$697/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Tracy

Tracy education at a glance

About 40.1% of the population in Tracy went to high school, while 25.2% pursued college studies. Another 14.6% earned an associate degree and 10% hold a bachelor’s. Meanwhile, 2.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 112 7.2% 300.0%
High school diploma 621 40.1% -8.3%
College diploma 390 25.2% 0.3%
Associate degree 226 14.6% 24.9%
Bachelor's degree 154 10% 0.0%
Graduate degree 45 2.9% -4.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Tracy

How much people earn in Tracy

The average annual household income in Tracy was $73,085 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -3.1% change from the previous year. At the same time, the median income stood at $67,788, reflecting a +11.7% shift over the same period.

Average household income in Tracy
$73,085/year
-3.1% year-over-year change
Median household income in Tracy
$67,788/year
11.7% year-over-year change

Tracy income by age

In Tracy, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $81,563. Those with someone between 45 and 64 in charge, often well established professionally, earn $80,354 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $46,667, while those led by someone over 65, many of whom may be retired, have about $32,000 in earnings. Overall, 90.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $46,667 N/A
25 - 44 $81,563 -10.2%
45 - 64 $80,354 5.9%
Over 65 $32,000 9.4%
Above poverty level
1,809
Below poverty level
198
Value Percent YoY
change
Above poverty level 1,809 90.1% 10.2%
Below poverty level 198 9.9% 15.1%

Average renter income in Tracy

To get a better sense of what renters earn on average in Tracy, their median household income was $33,333 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 25.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$33,333
Rent-to-income ratio
25.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Tracy

Workforce and job types in Tracy

The job market in Tracy is powered by 1,006 working residents, spread across a range of industries and roles. 67.9% of the working population are employed in professional or administrative positions, while 32.1% are in hands-on or service-based jobs. Also, 20.6% run their own businesses, 59.8% are employed by private companies, and 12.4% work in the public sector.

Workforce demographics

Working population
1,006
2.6% year-over-year change
White collar
683
Blue collar
323
Value Percent YoY change
White collar 683 67.9% -0.1%
Blue collar 323 32.1% 9.1%
Employer type
Self employees
20.6%
Private companies
59.8%
Governmental workers
12.4%
Not for profit companies
7.2%
Value Percent YoY change
Self employees 207 20.6% -5.9%
Private companies 602 59.8% 17.8%
Governmental workers 125 12.4% -8.8%
Not for profit companies 72 7.2% -35.7%
Unemployment rate
0.6%
-70.0% year-over-year change

Available workforce

The unemployment rate in Tracy stands at 0.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Tracy

How people get around in Tracy

Commuting methods vary: 87.4% of residents travel by personal vehicle and 1.9% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 856 87.4% -3.9%
Bicycle 6 0.6% -25.0%
Walk 19 1.9% -32.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Tracy by zipcode?

Zipcode Population Number of households Median income Average income
56175 2,972 1,129 $73,750 $84,144

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FAQs about Tracy demographics 

What is the total population of Tracy?

Tracy has a total population of 2,057 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +10.1% compared to a year ago.

What is the gender ratio in Tracy?

The gender ratio in Tracy is as follows:
  • 49.2% males (1,011 residents)
  • 50.8% females (1,046 residents)

What is the median age in Tracy?

The median age in Tracy is 41.2.

What is the age distribution of the population in Tracy?

The age distribution in Tracy is as follows:
  • Under 15: 19.7% (406 residents)
  • Ages 15-24: 16.3% (335 residents)
  • Ages 25-44: 16.9% (348 residents)
  • Ages 45-64: 27.6% (567 residents)
  • Over 65: 19.5% (401 residents)

What is the racial and ethnic makeup of Tracy?

The racial and ethnic makeup of Tracy is as follows:
  • White: 67.3% (1,384 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 3.4% (69 residents)
  • Asian: 12.1% (249 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 14.3% (294 residents)
  • Other: 3% (61 residents)

What percentage of the population in Tracy are U.S.-born citizens?

U.S.-born citizens represent 82.6% of the population in Tracy.

How many housing units are there in Tracy?

There are 897 housing units in Tracy, reflecting a +4.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Tracy and what is the average household size?

Tracy has a total of 756 households, with an average of 3 people in each.

What is the median household income in Tracy?

Tracy has a median household income of $67,788, representing a +11.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Tracy?

The employment rate is 99.4% in Tracy, with a workforce of 1,006 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 67.9% (683 residents)
  • Blue-collar workers: 32.1% (323 residents)

Places of employment:
  • Self-employed: 20.6% (207 residents)
  • Private companies: 59.8% (602 residents)
  • Governmental workers: 12.4% (125 residents)
  • Not-for-profit companies: 7.2% (72 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025