Stillwater, MN demographics:
population, income, and more

Total population
19,355
0.2% year-over-year change
Median household income
$105,853/yr
-3.1% year-over-year change
Housing units
8,545
1.2% year-over-year change

Stillwater population

How many people live in Stillwater

Stillwater is home to 19,355 residents, according to the most recent Census data. Gender-wise, 50.7% of Stillwater locals are male, and 49.3% are female.

Total population
19,355
0.2% year-over-year change
Gender ratio
Male
50.7%
9,814
Female
49.3%
9,541
Value Percent YoY change
Male 9,814 50.7% 2.0%
Female 9,541 49.3% -1.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Stillwater is 42, with the population distributed as follows: about 17.4% are children under 15, then 11.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.1% of the population, while another 27.5% fall into the 45 to 64 bracket. Finally, around 19.8% are 65 or older.

Median age
42.5
Age breakdown
Under 15
17.4%
15 to 24
11.1%
25 to 44
24.1%
45 to 64
27.5%
Over 65
19.8%
Value Percent YoY change
Under 15 3,371 17.4% -2.1%
15 to 24 2,156 11.1% -3.5%
25 to 44 4,667 24.1% 1.3%
45 to 64 5,321 27.5% 3.3%
Over 65 3,840 19.8% -1.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Stillwater, 94.6% of the population are US-born citizens, while 2.4% have gained naturalized citizenship. At the same time, 3% of residents are non-citizens. As for race, 89.3% of locals are Caucasian, 1.2% are African American and 2.3% have Asian roots. Another 0.2% are Indigenous American, 0.1% are Pacific Islanders, while 2.1% identify as another race. There’s also a share of 5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.6%
Non-U.S.-born citizens
2.4%
Non-citizens
3%
Value Percent YoY change
U.S.-born citizens 18,305 94.6% 0.3%
Non-U.S.-born citizens 467 2.4% -2.3%
Non-citizens 583 3% -2.8%
Racial breakdown
White
89.3%
Black or African American
1.2%
American Indian and Alaska Native
0.2%
Asian
2.3%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
5%
Other
2.1%
Value Percent
White 17,281 89.3%
Black or African American 222 1.2%
American Indian and Alaska Native 35 0.2%
Asian 447 2.3%
Native Hawaiian and other Pacific Islander 12 0.1%
Two or more races 958 5%
Other 400 2.1%

Households in Stillwater

A peek inside Stillwater households

Stillwater has 8,078 households, with an average of 2 members in each. Of these, 63.1% are families, while the remaining 36.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
8,078
2.0% year-over-year change
Average people per household
2
Non-family households
2,980
Family households
5,098
Value Percent YoY change
Non-family households 2,980 36.9% 6.9%
Family households 5,098 63.1% -0.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Stillwater

The housing landscape of Stillwater

Stillwater's housing consists of 8,545 units, with 64.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 16.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.6% of the housing landscape.

Housing units
8,545
1.2% year-over-year change
Housing types
Value Percent
1 unit, detached 5,475 64.1%
1 unit, attached 1,400 16.4%
2 units 287 3.4%
3 or 4 units 114 1.3%
5 to 9 units 162 1.9%
10 to 19 units 122 1.4%
20 to 49 units 433 5.1%
50 or more units 500 5.8%
Mobile home 52 0.6%
Homes built since 2020
126
121.0% year-over-year change

The age of buildings in Stillwater

In Stillwater, the median construction year is 1980. About 24.8% of homes were built before the 1940s, with another 1.5% going up by 1949. Most development happened in the second half of the 20th century. Then, 16.1% of homes were added from 2000 to 2009, 5.9% between 2010 and 2019, and 1.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 2,121 24.8% -3.9%
Built between 1940 and 1949 125 1.5% 3.3%
Built between 1950 and 1959 509 6% 36.1%
Built between 1960 and 1969 381 4.5% 20.2%
Built between 1970 and 1979 1,109 13% 13.7%
Built between 1980 and 1989 987 11.6% -18.0%
Built between 1990 and 1999 1,308 15.3% -6.1%
Built between 2000 and 2009 1,378 16.1% 8.9%
Built between 2010 and 2019 501 5.9% -5.8%
Built in 2020 or later 126 1.5% 121.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Stillwater occupancy rates

Out of the 8,078 occupied housing units in Stillwater, 76.7% are owner-occupied, while 23.3% are lived in by tenants. Meanwhile, 5.5% of all homes on the local market sit vacant.

Occupied housing units
8,078
2.0% year-over-year change
Occupancy breakdown
Renter occupied
1,881
Owner occupied
6,197
Value Percent YoY
change
Renter occupied 1,881 23.3% -2.9%
Owner occupied 6,197 76.7% 3.6%
Unoccupied housing units
5.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Stillwater housing costs

Housing costs in Stillwater come to a median of $1,695 per month, while tenants specifically pay a median gross rent of $1,622.

Median housing costs per month
$1,695/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Stillwater
$1,622/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Stillwater

Stillwater education at a glance

About 19.9% of the population in Stillwater went to high school, while 21.1% pursued college studies. Another 8.5% earned an associate degree and 31.1% hold a bachelor’s. Meanwhile, 17.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 298 2% 4.9%
High school diploma 3,038 19.9% -2.2%
College diploma 3,223 21.1% 8.1%
Associate degree 1,304 8.5% -3.2%
Bachelor's degree 4,750 31.1% 4.0%
Graduate degree 2,660 17.4% -5.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Stillwater

How much people earn in Stillwater

The average annual household income in Stillwater was $138,951 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -2.7% change from the previous year. At the same time, the median income stood at $105,853, reflecting a -3.2% shift over the same period.

Average household income in Stillwater
$138,951/year
-2.7% year-over-year change
Median household income in Stillwater
$105,853/year
-3.1% year-over-year change

Stillwater income by age

In Stillwater, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $116,429. Those with someone between 45 and 64 in charge, often well established professionally, earn $130,148 overall. Overall, 92.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $116,429 -1.9%
45 - 64 $130,148 -5.5%
Over 65 $80,408 -2.7%
Above poverty level
17,522
Below poverty level
1,383
Value Percent YoY
change
Above poverty level 17,522 92.7% 0.8%
Below poverty level 1,383 7.3% -5.3%

Average renter income in Stillwater

To get a better sense of what renters earn on average in Stillwater, their median household income was $56,577 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 34.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$56,577
Rent-to-income ratio
34.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Stillwater

Workforce and job types in Stillwater

The job market in Stillwater is powered by 10,159 working residents, spread across a range of industries and roles. 85.1% of the working population are employed in professional or administrative positions, while 14.9% are in hands-on or service-based jobs. Also, 13% run their own businesses, 62.4% are employed by private companies, and 12.9% work in the public sector.

Workforce demographics

Working population
10,159
2.9% year-over-year change
White collar
8,647
Blue collar
1,512
Value Percent YoY change
White collar 8,647 85.1% 1.9%
Blue collar 1,512 14.9% 9.1%
Employer type
Self employees
13%
Private companies
62.4%
Governmental workers
12.9%
Not for profit companies
11.7%
Value Percent YoY change
Self employees 1,319 13% 16.3%
Private companies 6,340 62.4% 0.1%
Governmental workers 1,313 12.9% 10.0%
Not for profit companies 1,187 11.7% -1.9%
Unemployment rate
3.5%
21.7% year-over-year change

Available workforce

The unemployment rate in Stillwater stands at 3.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Stillwater

How people get around in Stillwater

In Stillwater, the average commute time is 20 minutes. Commuting methods vary: 74.6% of residents travel by personal vehicle and 2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
20 min
-2.4% year-over-year change
Means of transportation
Value Percent YoY change
Car 7,410 74.6% 0.2%
Taxicab 20 0.2% 81.8%
Bus or trolleybus 57 0.6% -20.8%
Bicycle 11 0.1% 0.0%
Walk 201 2% 26.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Stillwater by zipcode?

Zipcode Population Number of households Median income Average income
55082 36,277 14,528 $115,040 $159,961

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FAQs about Stillwater demographics 

What is the total population of Stillwater?

Stillwater has a total population of 19,355 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.2% compared to a year ago.

What is the gender ratio in Stillwater?

The gender ratio in Stillwater is as follows:
  • 50.7% males (9,814 residents)
  • 49.3% females (9,541 residents)

What is the median age in Stillwater?

The median age in Stillwater is 42.5.

What is the age distribution of the population in Stillwater?

The age distribution in Stillwater is as follows:
  • Under 15: 17.4% (3,371 residents)
  • Ages 15-24: 11.1% (2,156 residents)
  • Ages 25-44: 24.1% (4,667 residents)
  • Ages 45-64: 27.5% (5,321 residents)
  • Over 65: 19.8% (3,840 residents)

What is the racial and ethnic makeup of Stillwater?

The racial and ethnic makeup of Stillwater is as follows:
  • White: 89.3% (17,281 residents)
  • Black or African American: 1.2% (222 residents)
  • American Indian and Alaska Native: 0.2% (35 residents)
  • Asian: 2.3% (447 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (12 residents)
  • Two or More Races: 5% (958 residents)
  • Other: 2.1% (400 residents)

What percentage of the population in Stillwater are U.S.-born citizens?

U.S.-born citizens represent 94.6% of the population in Stillwater.

How many housing units are there in Stillwater?

There are 8,545 housing units in Stillwater, reflecting a +1.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Stillwater and what is the average household size?

Stillwater has a total of 8,078 households, with an average of 2 people in each.

What is the median household income in Stillwater?

Stillwater has a median household income of $105,853, representing a -3.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Stillwater?

The employment rate is 96.5% in Stillwater, with a workforce of 10,159 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 85.1% (8,647 residents)
  • Blue-collar workers: 14.9% (1,512 residents)

Places of employment:
  • Self-employed: 13% (1,319 residents)
  • Private companies: 62.4% (6,340 residents)
  • Governmental workers: 12.9% (1,313 residents)
  • Not-for-profit companies: 11.7% (1,187 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025