Stewart, Lake County, MN demographics:
population, income, and more

Total population
644
13.0% year-over-year change
Median household income
$65,982/yr
5.2% year-over-year change
Housing units
246
-1.2% year-over-year change

Stewart population

How many people live in Stewart

Stewart is home to 644 residents, according to the most recent Census data. Gender-wise, 57.1% of Stewart locals are male, and 42.9% are female.

Total population
644
13.0% year-over-year change
Gender ratio
Male
57.1%
368
Female
42.9%
276
Value Percent YoY change
Male 368 57.1% 19.5%
Female 276 42.9% 5.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Stewart is 35, with the population distributed as follows: about 24.1% are children under 15, then 12.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 28% of the population, while another 20.3% fall into the 45 to 64 bracket. Finally, around 15.1% are 65 or older.

Median age
35.2
Age breakdown
Under 15
24.1%
15 to 24
12.6%
25 to 44
28%
45 to 64
20.3%
Over 65
15.1%
Value Percent YoY change
Under 15 155 24.1% 27.1%
15 to 24 81 12.6% 39.7%
25 to 44 180 28% 16.1%
45 to 64 131 20.3% -8.4%
Over 65 97 15.1% 5.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Stewart, 91.8% of the population are US-born citizens, while 1.9% have gained naturalized citizenship. At the same time, 6.4% of residents are non-citizens. There’s also a share of 12.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
91.8%
Non-U.S.-born citizens
1.9%
Non-citizens
6.4%
Value Percent YoY change
U.S.-born citizens 591 91.8% 11.9%
Non-U.S.-born citizens 12 1.9% 300.0%
Non-citizens 41 6.4% 5.1%
Racial breakdown
White
73.9%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
12.3%
Other
13.8%
Value Percent
White 476 73.9%
Two or more races 79 12.3%
Other 89 13.8%

Households in Stewart

A peek inside Stewart households

Stewart has 227 households, with an average of 3 members in each. Of these, 67.8% are families, while the remaining 32.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
227
2.2% year-over-year change
Average people per household
3
Non-family households
73
Family households
154
Value Percent YoY change
Non-family households 73 32.2% -19.8%
Family households 154 67.8% 17.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Stewart

The housing landscape of Stewart

Stewart's housing consists of 246 units, with 90.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.8% of the housing landscape.

Housing units
246
-1.2% year-over-year change
Housing types
Value Percent
1 unit, detached 222 90.2%
1 unit, attached 2 0.8%
3 or 4 units 8 3.2%
5 to 9 units 9 3.7%
20 to 49 units 3 1.2%
Mobile home 2 0.8%
Homes built since 2020
0
% year-over-year change

The age of buildings in Stewart

In Stewart, the median construction year is 1956. About 33.3% of homes were built before the 1940s, with another 8.1% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 82 33.3% -12.8%
Built between 1940 and 1949 20 8.1% 53.9%
Built between 1950 and 1959 35 14.2% -14.6%
Built between 1960 and 1969 26 10.6% -3.7%
Built between 1970 and 1979 40 16.3% 17.6%
Built between 1980 and 1989 22 8.9% 46.7%
Built between 1990 and 1999 17 6.9% 6.2%
Built between 2000 and 2009 4 1.6% -55.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Stewart occupancy rates

Out of the 227 occupied housing units in Stewart, 80.6% are owner-occupied, while 19.4% are lived in by tenants. Meanwhile, 7.7% of all homes on the local market sit vacant.

Occupied housing units
227
2.2% year-over-year change
Occupancy breakdown
Renter occupied
44
Owner occupied
183
Value Percent YoY
change
Renter occupied 44 19.4% -15.4%
Owner occupied 183 80.6% 7.7%
Unoccupied housing units
7.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Stewart housing costs

Housing costs in Stewart come to a median of $935 per month, while tenants specifically pay a median gross rent of $763.

Median housing costs per month
$935/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Stewart
$763/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Stewart

Stewart education at a glance

About 58.8% of the population in Stewart went to high school, while 17.3% pursued college studies. Another 14.2% earned an associate degree and 7.3% hold a bachelor’s.

Education level
Value Percent YoY change
No high school 11 2.4% -8.3%
High school diploma 266 58.8% 18.2%
College diploma 78 17.3% -14.3%
Associate degree 64 14.2% -1.5%
Bachelor's degree 33 7.3% 13.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Stewart

How much people earn in Stewart

The average annual household income in Stewart was $75,716 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +5.7% change from the previous year. At the same time, the median income stood at $65,982, reflecting a +5.2% shift over the same period.

Average household income in Stewart
$75,716/year
5.7% year-over-year change
Median household income in Stewart
$65,982/year
5.2% year-over-year change

Stewart income by age

In Stewart, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $70,000. Those with someone between 45 and 64 in charge, often well established professionally, earn $91,442 overall. Overall, 93.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $70,000 0.9%
45 - 64 $91,442 46.6%
Over 65 $36,429 -8.9%
Above poverty level
589
Below poverty level
43
Value Percent YoY
change
Above poverty level 589 93.2% 16.4%
Below poverty level 43 6.8% -20.4%

Employment in Stewart

Workforce and job types in Stewart

The job market in Stewart is powered by 296 working residents, spread across a range of industries and roles. 52.4% of the working population are employed in professional or administrative positions, while 47.6% are in hands-on or service-based jobs. Also, 1.4% run their own businesses, 96% are employed by private companies, and 1.4% work in the public sector.

Workforce demographics

Working population
296
0.0% year-over-year change
White collar
155
Blue collar
141
Value Percent YoY change
White collar 155 52.4% -3.1%
Blue collar 141 47.6% 3.7%
Employer type
Self employees
1.4%
Private companies
96%
Governmental workers
1.4%
Not for profit companies
1.4%
Value Percent YoY change
Self employees 4 1.4% -69.2%
Private companies 284 96% 6.0%
Governmental workers 4 1.4% -33.3%
Not for profit companies 4 1.4% -55.6%
Unemployment rate
7.5%
700.0% year-over-year change

Available workforce

The unemployment rate in Stewart stands at 7.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Stewart

How people get around in Stewart

Commuting methods vary: 97.2% of residents travel by personal vehicle and 1.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 280 97.2% 0.4%
Bicycle 2 0.7% 0.0%
Walk 4 1.4% 100.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Stewart by zipcode?

Zipcode Population Number of households Median income Average income
55616 7,250 3,070 $76,127 $91,022

Explore more communities

FAQs about Stewart demographics 

What is the total population of Stewart?

Stewart has a total population of 644 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +13.0% compared to a year ago.

What is the gender ratio in Stewart?

The gender ratio in Stewart is as follows:
  • 57.1% males (368 residents)
  • 42.9% females (276 residents)

What is the median age in Stewart?

The median age in Stewart is 35.2.

What is the age distribution of the population in Stewart?

The age distribution in Stewart is as follows:
  • Under 15: 24.1% (155 residents)
  • Ages 15-24: 12.6% (81 residents)
  • Ages 25-44: 28% (180 residents)
  • Ages 45-64: 20.3% (131 residents)
  • Over 65: 15.1% (97 residents)

What is the racial and ethnic makeup of Stewart?

The racial and ethnic makeup of Stewart is as follows:
  • White: 73.9% (476 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 12.3% (79 residents)
  • Other: 13.8% (89 residents)

What percentage of the population in Stewart are U.S.-born citizens?

U.S.-born citizens represent 91.8% of the population in Stewart.

How many housing units are there in Stewart?

There are 246 housing units in Stewart, reflecting a -1.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Stewart and what is the average household size?

Stewart has a total of 227 households, with an average of 3 people in each.

What is the median household income in Stewart?

Stewart has a median household income of $65,982, representing a +5.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Stewart?

The employment rate is 92.5% in Stewart, with a workforce of 296 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 52.4% (155 residents)
  • Blue-collar workers: 47.6% (141 residents)

Places of employment:
  • Self-employed: 1.4% (4 residents)
  • Private companies: 96% (284 residents)
  • Governmental workers: 1.4% (4 residents)
  • Not-for-profit companies: 1.4% (4 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025