St. Stephen, MN demographics:
population, income, and more

Total population
694
3.3% year-over-year change
Median household income
$105,313/yr
11.0% year-over-year change
Housing units
266
-6.7% year-over-year change

St. Stephen population

How many people live in St. Stephen

St. Stephen is home to 694 residents, according to the most recent Census data. Gender-wise, 54.3% of St. Stephen locals are male, and 45.7% are female.

Total population
694
3.3% year-over-year change
Gender ratio
Male
54.3%
377
Female
45.7%
317
Value Percent YoY change
Male 377 54.3% 4.1%
Female 317 45.7% 2.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in St. Stephen is 40, with the population distributed as follows: about 17.3% are children under 15, then 13.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.6% of the population, while another 28.5% fall into the 45 to 64 bracket. Finally, around 14.7% are 65 or older.

Median age
40
Age breakdown
Under 15
17.3%
15 to 24
13.8%
25 to 44
25.6%
45 to 64
28.5%
Over 65
14.7%
Value Percent YoY change
Under 15 120 17.3% 31.9%
15 to 24 96 13.8% -4.0%
25 to 44 178 25.6% -3.3%
45 to 64 198 28.5% -2.0%
Over 65 102 14.7% 7.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In St. Stephen, 98% of the population are US-born citizens, while 2% have gained naturalized citizenship. There’s also a share of 4.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98%
Non-U.S.-born citizens
2%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 680 98% 2.4%
Non-U.S.-born citizens 14 2% 75.0%
Racial breakdown
White
94.2%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0.9%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.8%
Other
0.1%
Value Percent
White 654 94.2%
Asian 6 0.9%
Two or more races 33 4.8%
Other 1 0.1%

Households in St. Stephen

A peek inside St. Stephen households

St. Stephen has 266 households, with an average of 3 members in each. Of these, 70.3% are families, while the remaining 29.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
266
-6.7% year-over-year change
Average people per household
3
Non-family households
79
Family households
187
Value Percent YoY change
Non-family households 79 29.7% -21.8%
Family households 187 70.3% 1.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in St. Stephen

The housing landscape of St. Stephen

St. Stephen's housing consists of 266 units, with 97.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.8% and offer a more compact, shared living style.

Housing units
266
-6.7% year-over-year change
Housing types
Value Percent
1 unit, detached 260 97.7%
1 unit, attached 2 0.8%
5 to 9 units 4 1.5%
Homes built since 2020
0
% year-over-year change

The age of buildings in St. Stephen

In St. Stephen, the median construction year is 1987. About 9% of homes were built before the 1940s, with another 1.9% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 24 9% -25.0%
Built between 1940 and 1949 5 1.9% 0.0%
Built between 1950 and 1959 13 4.9% 0.0%
Built between 1960 and 1969 38 14.3% -13.6%
Built between 1970 and 1979 24 9% -14.3%
Built between 1980 and 1989 41 15.4% -12.8%
Built between 1990 and 1999 91 34.2% 7.1%
Built between 2000 and 2009 25 9.4% -10.7%
Built between 2010 and 2019 5 1.9% 66.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

St. Stephen occupancy rates

Out of the 266 occupied housing units in St. Stephen, 96.6% are owner-occupied, while 3.4% are lived in by tenants.

Occupied housing units
266
-6.7% year-over-year change
Occupancy breakdown
Renter occupied
9
Owner occupied
257
Value Percent YoY
change
Renter occupied 9 3.4% -25.0%
Owner occupied 257 96.6% -5.9%
Unoccupied housing units
0.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

St. Stephen housing costs

Housing costs in St. Stephen come to a median of $1,261 per month, while tenants specifically pay a median gross rent of $1,292.

Median housing costs per month
$1,261/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in St. Stephen
$1,292/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in St. Stephen

St. Stephen education at a glance

About 43% of the population in St. Stephen went to high school, while 21.3% pursued college studies. Another 16.8% earned an associate degree and 14.5% hold a bachelor’s. Meanwhile, 3.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 3 0.5% -40.0%
High school diploma 240 43% 12.7%
College diploma 119 21.3% -11.8%
Associate degree 94 16.8% 2.2%
Bachelor's degree 81 14.5% 0.0%
Graduate degree 21 3.8% -38.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in St. Stephen

How much people earn in St. Stephen

The average annual household income in St. Stephen was $113,006 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +7.9% change from the previous year. At the same time, the median income stood at $105,313, reflecting a +11% shift over the same period.

Average household income in St. Stephen
$113,006/year
7.9% year-over-year change
Median household income in St. Stephen
$105,313/year
11.0% year-over-year change

St. Stephen income by age

In St. Stephen, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $109,792. Those with someone between 45 and 64 in charge, often well established professionally, earn $120,938 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $111,250, while those led by someone over 65, many of whom may be retired, have about $55,885 in earnings. Overall, 98% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $111,250 9.4%
25 - 44 $109,792 3.3%
45 - 64 $120,938 9.3%
Over 65 $55,885 -1.0%
Above poverty level
678
Below poverty level
14
Value Percent YoY
change
Above poverty level 678 98% 4.0%
Below poverty level 14 2% 0.0%

Average renter income in St. Stephen

To get a better sense of what renters earn on average in St. Stephen, their median household income was $81,250 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 19.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$81,250
Rent-to-income ratio
19.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in St. Stephen

Workforce and job types in St. Stephen

The job market in St. Stephen is powered by 422 working residents, spread across a range of industries and roles. 66.4% of the working population are employed in professional or administrative positions, while 33.6% are in hands-on or service-based jobs. Also, 11.1% run their own businesses, 60.2% are employed by private companies, and 19.4% work in the public sector.

Workforce demographics

Working population
422
-0.5% year-over-year change
White collar
280
Blue collar
142
Value Percent YoY change
White collar 280 66.4% 1.8%
Blue collar 142 33.6% -4.7%
Employer type
Self employees
11.1%
Private companies
60.2%
Governmental workers
19.4%
Not for profit companies
9.2%
Value Percent YoY change
Self employees 47 11.1% 23.7%
Private companies 254 60.2% -4.5%
Governmental workers 82 19.4% -2.4%
Not for profit companies 39 9.2% 8.3%
Unemployment rate
4.3%
0.0% year-over-year change

Available workforce

The unemployment rate in St. Stephen stands at 4.3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in St. Stephen

How people get around in St. Stephen

Commuting methods vary: 89.4% of residents travel by personal vehicle and 1% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 373 89.4% -1.8%
Walk 4 1% 0.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in St. Stephen by zipcode?

Zipcode Population Number of households Median income Average income
56375 694 266 $105,313 $113,006

Explore more communities

FAQs about St. Stephen demographics 

What is the total population of St. Stephen?

St. Stephen has a total population of 694 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +3.3% compared to a year ago.

What is the gender ratio in St. Stephen?

The gender ratio in St. Stephen is as follows:
  • 54.3% males (377 residents)
  • 45.7% females (317 residents)

What is the median age in St. Stephen?

The median age in St. Stephen is 40.

What is the age distribution of the population in St. Stephen?

The age distribution in St. Stephen is as follows:
  • Under 15: 17.3% (120 residents)
  • Ages 15-24: 13.8% (96 residents)
  • Ages 25-44: 25.6% (178 residents)
  • Ages 45-64: 28.5% (198 residents)
  • Over 65: 14.7% (102 residents)

What is the racial and ethnic makeup of St. Stephen?

The racial and ethnic makeup of St. Stephen is as follows:
  • White: 94.2% (654 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.9% (6 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.8% (33 residents)
  • Other: 0.1% (1 residents)

What percentage of the population in St. Stephen are U.S.-born citizens?

U.S.-born citizens represent 98% of the population in St. Stephen.

How many housing units are there in St. Stephen?

There are 266 housing units in St. Stephen, reflecting a -6.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in St. Stephen and what is the average household size?

St. Stephen has a total of 266 households, with an average of 3 people in each.

What is the median household income in St. Stephen?

St. Stephen has a median household income of $105,313, representing a +11.0% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for St. Stephen?

The employment rate is 95.7% in St. Stephen, with a workforce of 422 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 66.4% (280 residents)
  • Blue-collar workers: 33.6% (142 residents)

Places of employment:
  • Self-employed: 11.1% (47 residents)
  • Private companies: 60.2% (254 residents)
  • Governmental workers: 19.4% (82 residents)
  • Not-for-profit companies: 9.2% (39 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025