Rock Creek, MN demographics:
population, income, and more

Total population
1,748
2.2% year-over-year change
Median household income
$94,856/yr
-4.7% year-over-year change
Housing units
645
-2.7% year-over-year change

Rock Creek population

How many people live in Rock Creek

Rock Creek is home to 1,748 residents, according to the most recent Census data. Gender-wise, 51.3% of Rock Creek locals are male, and 48.7% are female.

Total population
1,748
2.2% year-over-year change
Gender ratio
Male
51.3%
896
Female
48.7%
852
Value Percent YoY change
Male 896 51.3% 2.3%
Female 852 48.7% 2.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Rock Creek is 36, with the population distributed as follows: about 26.7% are children under 15, then 8.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 30% of the population, while another 23% fall into the 45 to 64 bracket. Finally, around 11.8% are 65 or older.

Median age
36.3
Age breakdown
Under 15
26.7%
15 to 24
8.4%
25 to 44
30%
45 to 64
23%
Over 65
11.8%
Value Percent YoY change
Under 15 467 26.7% 10.1%
15 to 24 146 8.4% -8.2%
25 to 44 525 30% 5.2%
45 to 64 403 23% -3.8%
Over 65 207 11.8% -1.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Rock Creek, 98.8% of the population are US-born citizens, while 0.5% have gained naturalized citizenship. At the same time, 0.7% of residents are non-citizens. As for race, 89.4% of locals are Caucasian, 1.2% are African American and 1% have Asian roots. There’s also a share of 6.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98.8%
Non-U.S.-born citizens
0.5%
Non-citizens
0.7%
Value Percent YoY change
U.S.-born citizens 1,727 98.8% 1.4%
Non-U.S.-born citizens 9 0.5% 28.6%
Non-citizens 12 0.7% N/A
Racial breakdown
White
89.4%
Black or African American
1.2%
American Indian and Alaska Native
0.4%
Asian
1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.8%
Other
1.1%
Value Percent
White 1,563 89.4%
Black or African American 21 1.2%
American Indian and Alaska Native 7 0.4%
Asian 18 1%
Two or more races 119 6.8%
Other 20 1.1%

Households in Rock Creek

A peek inside Rock Creek households

Rock Creek has 601 households, with an average of 3 members in each. Of these, 74.2% are families, while the remaining 25.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
601
-0.2% year-over-year change
Average people per household
3
Non-family households
155
Family households
446
Value Percent YoY change
Non-family households 155 25.8% 4.7%
Family households 446 74.2% -1.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Rock Creek

The housing landscape of Rock Creek

Rock Creek's housing consists of 645 units, with 92.7% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 7.3% of the housing landscape.

Housing units
645
-2.7% year-over-year change
Housing types
Value Percent
1 unit, detached 598 92.7%
Mobile home 47 7.3%
Homes built since 2020
8
% year-over-year change

The age of buildings in Rock Creek

In Rock Creek, the median construction year is 1994. About 15.2% of homes were built before the 1940s, with another 0.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 31.5% of homes were added from 2000 to 2009, 13% between 2010 and 2019, and 1.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 98 15.2% -1.0%
Built between 1940 and 1949 4 0.6% -55.6%
Built between 1950 and 1959 40 6.2% -13.0%
Built between 1960 and 1969 7 1.1% 16.7%
Built between 1970 and 1979 81 12.6% 6.6%
Built between 1980 and 1989 71 11% -17.4%
Built between 1990 and 1999 49 7.6% -40.2%
Built between 2000 and 2009 203 31.5% 12.8%
Built between 2010 and 2019 84 13% 6.3%
Built in 2020 or later 8 1.2% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Rock Creek occupancy rates

Out of the 601 occupied housing units in Rock Creek, 96.2% are owner-occupied, while 3.8% are lived in by tenants. Meanwhile, 6.8% of all homes on the local market sit vacant.

Occupied housing units
601
-0.2% year-over-year change
Occupancy breakdown
Renter occupied
23
Owner occupied
578
Value Percent YoY
change
Renter occupied 23 3.8% -39.5%
Owner occupied 578 96.2% 2.5%
Unoccupied housing units
6.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Rock Creek housing costs

Housing costs in Rock Creek come to a median of $1,685 per month, while tenants specifically pay a median gross rent of $872.

Median housing costs per month
$1,685/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Rock Creek
$872/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Rock Creek

Rock Creek education at a glance

About 46.6% of the population in Rock Creek went to high school, while 20.7% pursued college studies. Another 12.7% earned an associate degree and 12% hold a bachelor’s. Meanwhile, 5.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 35 2.9% 75.0%
High school diploma 557 46.6% -0.9%
College diploma 248 20.7% -5.0%
Associate degree 152 12.7% -0.7%
Bachelor's degree 143 12% 5.9%
Graduate degree 61 5.1% -18.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Rock Creek

How much people earn in Rock Creek

The average annual household income in Rock Creek was $104,534 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.5% change from the previous year. At the same time, the median income stood at $94,856, reflecting a -4.7% shift over the same period.

Average household income in Rock Creek
$104,534/year
1.5% year-over-year change
Median household income in Rock Creek
$94,856/year
-4.7% year-over-year change

Rock Creek income by age

In Rock Creek, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $106,250. Those with someone between 45 and 64 in charge, often well established professionally, earn $105,417 overall. Overall, 91% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $106,250 -3.9%
45 - 64 $105,417 6.8%
Over 65 $65,000 -11.9%
Above poverty level
1,548
Below poverty level
154
Value Percent YoY
change
Above poverty level 1,548 91% -1.2%
Below poverty level 154 9% 43.9%

Average renter income in Rock Creek

To get a better sense of what renters earn on average in Rock Creek, their median household income was $28,917 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 36.2%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$28,917
Rent-to-income ratio
36.2%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Rock Creek

Workforce and job types in Rock Creek

The job market in Rock Creek is powered by 888 working residents, spread across a range of industries and roles. 68.2% of the working population are employed in professional or administrative positions, while 31.8% are in hands-on or service-based jobs. Also, 13.1% run their own businesses, 62.5% are employed by private companies, and 16.9% work in the public sector.

Workforce demographics

Working population
888
-2.4% year-over-year change
White collar
606
Blue collar
282
Value Percent YoY change
White collar 606 68.2% -4.1%
Blue collar 282 31.8% 1.4%
Employer type
Self employees
13.1%
Private companies
62.5%
Governmental workers
16.9%
Not for profit companies
7.6%
Value Percent YoY change
Self employees 116 13.1% -19.4%
Private companies 555 62.5% -0.9%
Governmental workers 150 16.9% -3.9%
Not for profit companies 67 7.6% 34.0%
Unemployment rate
2.7%
-10.7% year-over-year change

Available workforce

The unemployment rate in Rock Creek stands at 2.7%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Rock Creek

How people get around in Rock Creek

Commuting methods vary: 89.8% of residents travel by personal vehicle and 0.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 782 89.8% -0.9%
Walk 2 0.2% -80.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Rock Creek by zipcode?

Zipcode Population Number of households Median income Average income
55063 9,212 4,057 $74,667 $87,525
55069 5,836 1,991 $75,179 $92,462

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FAQs about Rock Creek demographics 

What is the total population of Rock Creek?

Rock Creek has a total population of 1,748 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.2% compared to a year ago.

What is the gender ratio in Rock Creek?

The gender ratio in Rock Creek is as follows:
  • 51.3% males (896 residents)
  • 48.7% females (852 residents)

What is the median age in Rock Creek?

The median age in Rock Creek is 36.3.

What is the age distribution of the population in Rock Creek?

The age distribution in Rock Creek is as follows:
  • Under 15: 26.7% (467 residents)
  • Ages 15-24: 8.4% (146 residents)
  • Ages 25-44: 30% (525 residents)
  • Ages 45-64: 23% (403 residents)
  • Over 65: 11.8% (207 residents)

What is the racial and ethnic makeup of Rock Creek?

The racial and ethnic makeup of Rock Creek is as follows:
  • White: 89.4% (1,563 residents)
  • Black or African American: 1.2% (21 residents)
  • American Indian and Alaska Native: 0.4% (7 residents)
  • Asian: 1% (18 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 6.8% (119 residents)
  • Other: 1.1% (20 residents)

What percentage of the population in Rock Creek are U.S.-born citizens?

U.S.-born citizens represent 98.8% of the population in Rock Creek.

How many housing units are there in Rock Creek?

There are 645 housing units in Rock Creek, reflecting a -2.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Rock Creek and what is the average household size?

Rock Creek has a total of 601 households, with an average of 3 people in each.

What is the median household income in Rock Creek?

Rock Creek has a median household income of $94,856, representing a -4.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Rock Creek?

The employment rate is 97.3% in Rock Creek, with a workforce of 888 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 68.2% (606 residents)
  • Blue-collar workers: 31.8% (282 residents)

Places of employment:
  • Self-employed: 13.1% (116 residents)
  • Private companies: 62.5% (555 residents)
  • Governmental workers: 16.9% (150 residents)
  • Not-for-profit companies: 7.6% (67 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025