Elgin, MN demographics:
population, income, and more

Total population
1,116
-2.7% year-over-year change
Median household income
$92,083/yr
5.8% year-over-year change
Housing units
475
-1.2% year-over-year change

Elgin population

How many people live in Elgin

Elgin is home to 1,116 residents, according to the most recent Census data. Gender-wise, 49.5% of Elgin locals are male, and 50.5% are female.

Total population
1,116
-2.7% year-over-year change
Gender ratio
Male
49.5%
552
Female
50.5%
564
Value Percent YoY change
Male 552 49.5% -7.4%
Female 564 50.5% 2.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Elgin is 34, with the population distributed as follows: about 22.8% are children under 15, then 15.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 23.7% of the population, while another 27.7% fall into the 45 to 64 bracket. Finally, around 10.2% are 65 or older.

Median age
33.6
Age breakdown
Under 15
22.8%
15 to 24
15.7%
25 to 44
23.7%
45 to 64
27.7%
Over 65
10.2%
Value Percent YoY change
Under 15 254 22.8% 0.8%
15 to 24 175 15.7% -6.9%
25 to 44 264 23.7% -15.7%
45 to 64 309 27.7% 4.0%
Over 65 114 10.2% 17.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 0.4% of residents are non-citizens. There’s also a share of 5.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.6%
Non-U.S.-born citizens
0%
Non-citizens
0.4%
Value Percent YoY change
U.S.-born citizens 1,112 99.6% -2.7%
Non-citizens 4 0.4% 0.0%
Racial breakdown
White
93.6%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5.6%
Other
0.9%
Value Percent
White 1,044 93.6%
Two or more races 62 5.6%
Other 10 0.9%

Households in Elgin

A peek inside Elgin households

Elgin has 405 households, with an average of 3 members in each. Of these, 73.3% are families, while the remaining 26.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
405
-3.1% year-over-year change
Average people per household
3
Non-family households
108
Family households
297
Value Percent YoY change
Non-family households 108 26.7% -9.2%
Family households 297 73.3% -0.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Elgin

The housing landscape of Elgin

Elgin's housing consists of 475 units, with 78.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.8% and offer a more compact, shared living style.

Housing units
475
-1.2% year-over-year change
Housing types
Value Percent
1 unit, detached 374 78.7%
1 unit, attached 18 3.8%
2 units 22 4.6%
3 or 4 units 30 6.3%
5 to 9 units 14 3%
10 to 19 units 17 3.6%
Homes built since 2020
35
9.4% year-over-year change

The age of buildings in Elgin

In Elgin, the median construction year is 1982. About 18.1% of homes were built before the 1940s, with another 1% going up by 1949. Most development happened in the second half of the 20th century. Then, 23% of homes were added from 2000 to 2009, 3.4% between 2010 and 2019, and 7.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 86 18.1% -7.5%
Built between 1940 and 1949 5 1% 0.0%
Built between 1950 and 1959 2 0.4% -71.4%
Built between 1960 and 1969 34 7.2% 17.2%
Built between 1970 and 1979 104 21.9% 20.9%
Built between 1980 and 1989 32 6.7% 0.0%
Built between 1990 and 1999 52 11% -33.3%
Built between 2000 and 2009 109 23% 6.9%
Built between 2010 and 2019 16 3.4% -5.9%
Built in 2020 or later 35 7.4% 9.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Elgin occupancy rates

Out of the 405 occupied housing units in Elgin, 81.5% are owner-occupied, while 18.5% are lived in by tenants. Meanwhile, 14.7% of all homes on the local market sit vacant.

Occupied housing units
405
-3.1% year-over-year change
Occupancy breakdown
Renter occupied
75
Owner occupied
330
Value Percent YoY
change
Renter occupied 75 18.5% -19.4%
Owner occupied 330 81.5% 1.5%
Unoccupied housing units
14.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Elgin housing costs

Housing costs in Elgin come to a median of $1,165 per month, while tenants specifically pay a median gross rent of $727.

Median housing costs per month
$1,165/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Elgin
$727/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Elgin

Elgin education at a glance

About 42.1% of the population in Elgin went to high school, while 22.8% pursued college studies. Another 12.5% earned an associate degree and 18.2% hold a bachelor’s. Meanwhile, 4.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 346 42.1% 2.1%
College diploma 187 22.8% -3.6%
Associate degree 103 12.5% -23.7%
Bachelor's degree 150 18.2% -5.7%
Graduate degree 36 4.4% 89.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Elgin

How much people earn in Elgin

The average annual household income in Elgin was $102,321 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3% change from the previous year. At the same time, the median income stood at $92,083, reflecting a +5.8% shift over the same period.

Average household income in Elgin
$102,321/year
3.0% year-over-year change
Median household income in Elgin
$92,083/year
5.8% year-over-year change

Elgin income by age

In Elgin, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $76,250. Those with someone between 45 and 64 in charge, often well established professionally, earn $113,375 overall. Overall, 92.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $76,250 9.4%
45 - 64 $113,375 3.1%
Over 65 $72,917 27.1%
Above poverty level
1,015
Below poverty level
80
Value Percent YoY
change
Above poverty level 1,015 92.7% -3.2%
Below poverty level 80 7.3% 14.3%

Average renter income in Elgin

To get a better sense of what renters earn on average in Elgin, their median household income was $47,188 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 18.5%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$47,188
Rent-to-income ratio
18.5%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Elgin

Workforce and job types in Elgin

The job market in Elgin is powered by 633 working residents, spread across a range of industries and roles. 75.8% of the working population are employed in professional or administrative positions, while 24.2% are in hands-on or service-based jobs. Also, 5.4% run their own businesses, 55.4% are employed by private companies, and 16.1% work in the public sector.

Workforce demographics

Working population
633
-7.3% year-over-year change
White collar
480
Blue collar
153
Value Percent YoY change
White collar 480 75.8% -6.4%
Blue collar 153 24.2% -10.0%
Employer type
Self employees
5.4%
Private companies
55.4%
Governmental workers
16.1%
Not for profit companies
23.1%
Value Percent YoY change
Self employees 34 5.4% 30.8%
Private companies 351 55.4% -12.2%
Governmental workers 102 16.1% -10.5%
Not for profit companies 146 23.1% 2.1%
Unemployment rate
5.2%
2.9% year-over-year change

Available workforce

The unemployment rate in Elgin stands at 5.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Elgin

How people get around in Elgin

In Elgin, the average commute time is 26 minutes. Commuting methods vary: 83.2% of residents travel by personal vehicle and 4.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
26 min
Means of transportation
Value Percent YoY change
Car 520 83.2% -14.9%
Walk 26 4.2% 271.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Elgin by zipcode?

Zipcode Population Number of households Median income Average income
55932 1,999 775 $100,078 $120,784

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FAQs about Elgin demographics 

What is the total population of Elgin?

Elgin has a total population of 1,116 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -2.7% compared to a year ago.

What is the gender ratio in Elgin?

The gender ratio in Elgin is as follows:
  • 49.5% males (552 residents)
  • 50.5% females (564 residents)

What is the median age in Elgin?

The median age in Elgin is 33.6.

What is the age distribution of the population in Elgin?

The age distribution in Elgin is as follows:
  • Under 15: 22.8% (254 residents)
  • Ages 15-24: 15.7% (175 residents)
  • Ages 25-44: 23.7% (264 residents)
  • Ages 45-64: 27.7% (309 residents)
  • Over 65: 10.2% (114 residents)

What is the racial and ethnic makeup of Elgin?

The racial and ethnic makeup of Elgin is as follows:
  • White: 93.6% (1,044 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 5.6% (62 residents)
  • Other: 0.9% (10 residents)

What percentage of the population in Elgin are U.S.-born citizens?

U.S.-born citizens represent 99.6% of the population in Elgin.

How many housing units are there in Elgin?

There are 475 housing units in Elgin, reflecting a -1.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Elgin and what is the average household size?

Elgin has a total of 405 households, with an average of 3 people in each.

What is the median household income in Elgin?

Elgin has a median household income of $92,083, representing a +5.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Elgin?

The employment rate is 94.8% in Elgin, with a workforce of 633 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 75.8% (480 residents)
  • Blue-collar workers: 24.2% (153 residents)

Places of employment:
  • Self-employed: 5.4% (34 residents)
  • Private companies: 55.4% (351 residents)
  • Governmental workers: 16.1% (102 residents)
  • Not-for-profit companies: 23.1% (146 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025