Cokato, MN demographics:
population, income, and more

Total population
2,782
0.1% year-over-year change
Median household income
$70,288/yr
-1.1% year-over-year change
Housing units
1,089
-0.4% year-over-year change

Cokato population

How many people live in Cokato

Cokato is home to 2,782 residents, according to the most recent Census data. Gender-wise, 50.2% of Cokato locals are male, and 49.8% are female.

Total population
2,782
0.1% year-over-year change
Gender ratio
Male
50.2%
1,397
Female
49.8%
1,385
Value Percent YoY change
Male 1,397 50.2% -5.2%
Female 1,385 49.8% 6.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cokato is 33, with the population distributed as follows: about 27.6% are children under 15, then 11.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 23% of the population, while another 19.8% fall into the 45 to 64 bracket. Finally, around 18.3% are 65 or older.

Median age
33.3
Age breakdown
Under 15
27.6%
15 to 24
11.4%
25 to 44
23%
45 to 64
19.8%
Over 65
18.3%
Value Percent YoY change
Under 15 767 27.6% -0.5%
15 to 24 318 11.4% 43.9%
25 to 44 639 23% -14.5%
45 to 64 550 19.8% -6.9%
Over 65 508 18.3% 12.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cokato, 94.6% of the population are US-born citizens, while 4.4% have gained naturalized citizenship. At the same time, 1% of residents are non-citizens. As for race, 87.4% of locals are Caucasian, 0.2% are African American and 0.1% have Asian roots. There’s also a share of 5.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.6%
Non-U.S.-born citizens
4.4%
Non-citizens
1%
Value Percent YoY change
U.S.-born citizens 2,631 94.6% 1.1%
Non-U.S.-born citizens 122 4.4% -23.3%
Non-citizens 29 1% 61.1%
Racial breakdown
White
87.4%
Black or African American
0.2%
American Indian and Alaska Native
1.1%
Asian
0.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5.5%
Other
5.7%
Value Percent
White 2,431 87.4%
Black or African American 7 0.2%
American Indian and Alaska Native 30 1.1%
Asian 4 0.1%
Two or more races 152 5.5%
Other 158 5.7%

Households in Cokato

A peek inside Cokato households

Cokato has 1,043 households, with an average of 3 members in each. Of these, 63% are families, while the remaining 37% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,043
0.3% year-over-year change
Average people per household
3
Non-family households
386
Family households
657
Value Percent YoY change
Non-family households 386 37% 6.0%
Family households 657 63% -2.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cokato

The housing landscape of Cokato

Cokato's housing consists of 1,089 units, with 62.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 6.4% of the housing landscape.

Housing units
1,089
-0.4% year-over-year change
Housing types
Value Percent
1 unit, detached 677 62.2%
1 unit, attached 28 2.6%
2 units 12 1.1%
3 or 4 units 48 4.4%
5 to 9 units 23 2.1%
10 to 19 units 46 4.2%
20 to 49 units 133 12.2%
50 or more units 52 4.8%
Mobile home 70 6.4%
Homes built since 2020
28
12.0% year-over-year change

The age of buildings in Cokato

In Cokato, the median construction year is 1973. About 22.8% of homes were built before the 1940s, with another 4.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 8.4% of homes were added from 2000 to 2009, 4.1% between 2010 and 2019, and 2.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 248 22.8% 28.5%
Built between 1940 and 1949 51 4.7% -33.8%
Built between 1950 and 1959 100 9.2% 13.6%
Built between 1960 and 1969 93 8.5% 24.0%
Built between 1970 and 1979 198 18.2% 1.5%
Built between 1980 and 1989 105 9.6% -25.0%
Built between 1990 and 1999 129 11.8% -6.5%
Built between 2000 and 2009 92 8.4% -8.9%
Built between 2010 and 2019 45 4.1% -26.2%
Built in 2020 or later 28 2.6% 12.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cokato occupancy rates

Out of the 1,043 occupied housing units in Cokato, 67.2% are owner-occupied, while 32.8% are lived in by tenants. Meanwhile, 4.2% of all homes on the local market sit vacant.

Occupied housing units
1,043
0.3% year-over-year change
Occupancy breakdown
Renter occupied
342
Owner occupied
701
Value Percent YoY
change
Renter occupied 342 32.8% -0.3%
Owner occupied 701 67.2% 0.6%
Unoccupied housing units
4.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cokato housing costs

Housing costs in Cokato come to a median of $1,196 per month, while tenants specifically pay a median gross rent of $797.

Median housing costs per month
$1,196/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cokato
$797/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cokato

Cokato education at a glance

About 50.6% of the population in Cokato went to high school, while 20.3% pursued college studies. Another 12.8% earned an associate degree and 9.2% hold a bachelor’s. Meanwhile, 4.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 50 2.6% 108.3%
High school diploma 963 50.6% -5.2%
College diploma 386 20.3% -20.9%
Associate degree 243 12.8% 66.4%
Bachelor's degree 176 9.2% -8.3%
Graduate degree 85 4.5% 26.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cokato

How much people earn in Cokato

The average annual household income in Cokato was $82,839 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +9.1% change from the previous year. At the same time, the median income stood at $70,288, reflecting a -1.1% shift over the same period.

Average household income in Cokato
$82,839/year
9.1% year-over-year change
Median household income in Cokato
$70,288/year
-1.1% year-over-year change

Cokato income by age

In Cokato, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $80,682. Those with someone between 45 and 64 in charge, often well established professionally, earn $88,625 overall. Overall, 85.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $80,682 9.4%
45 - 64 $88,625 1.7%
Over 65 $25,134 -27.0%
Above poverty level
2,172
Below poverty level
375
Value Percent YoY
change
Above poverty level 2,172 85.3% -1.1%
Below poverty level 375 14.7% 16.8%

Average renter income in Cokato

To get a better sense of what renters earn on average in Cokato, their median household income was $37,375 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 25.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$37,375
Rent-to-income ratio
25.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cokato

Workforce and job types in Cokato

The job market in Cokato is powered by 1,131 working residents, spread across a range of industries and roles. 57.4% of the working population are employed in professional or administrative positions, while 42.6% are in hands-on or service-based jobs. Also, 5.8% run their own businesses, 66.3% are employed by private companies, and 16.4% work in the public sector.

Workforce demographics

Working population
1,131
-3.7% year-over-year change
White collar
649
Blue collar
482
Value Percent YoY change
White collar 649 57.4% 5.5%
Blue collar 482 42.6% -13.9%
Employer type
Self employees
5.8%
Private companies
66.3%
Governmental workers
16.4%
Not for profit companies
11.5%
Value Percent YoY change
Self employees 66 5.8% -19.5%
Private companies 750 66.3% -9.4%
Governmental workers 185 16.4% 37.0%
Not for profit companies 130 11.5% 0.0%
Unemployment rate
3.2%
-2.6% year-over-year change

Available workforce

The unemployment rate in Cokato stands at 3.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cokato

How people get around in Cokato

Commuting methods vary: 85.6% of residents travel by personal vehicle and 2.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 949 85.6% -6.6%
Bus or trolleybus 20 1.8% -25.9%
Walk 27 2.4% -30.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cokato by zipcode?

Zipcode Population Number of households Median income Average income
55321 5,646 1,866 $80,433 $100,145

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FAQs about Cokato demographics 

What is the total population of Cokato?

Cokato has a total population of 2,782 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.1% compared to a year ago.

What is the gender ratio in Cokato?

The gender ratio in Cokato is as follows:
  • 50.2% males (1,397 residents)
  • 49.8% females (1,385 residents)

What is the median age in Cokato?

The median age in Cokato is 33.3.

What is the age distribution of the population in Cokato?

The age distribution in Cokato is as follows:
  • Under 15: 27.6% (767 residents)
  • Ages 15-24: 11.4% (318 residents)
  • Ages 25-44: 23% (639 residents)
  • Ages 45-64: 19.8% (550 residents)
  • Over 65: 18.3% (508 residents)

What is the racial and ethnic makeup of Cokato?

The racial and ethnic makeup of Cokato is as follows:
  • White: 87.4% (2,431 residents)
  • Black or African American: 0.2% (7 residents)
  • American Indian and Alaska Native: 1.1% (30 residents)
  • Asian: 0.1% (4 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 5.5% (152 residents)
  • Other: 5.7% (158 residents)

What percentage of the population in Cokato are U.S.-born citizens?

U.S.-born citizens represent 94.6% of the population in Cokato.

How many housing units are there in Cokato?

There are 1,089 housing units in Cokato, reflecting a -0.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cokato and what is the average household size?

Cokato has a total of 1,043 households, with an average of 3 people in each.

What is the median household income in Cokato?

Cokato has a median household income of $70,288, representing a -1.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cokato?

The employment rate is 96.8% in Cokato, with a workforce of 1,131 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 57.4% (649 residents)
  • Blue-collar workers: 42.6% (482 residents)

Places of employment:
  • Self-employed: 5.8% (66 residents)
  • Private companies: 66.3% (750 residents)
  • Governmental workers: 16.4% (185 residents)
  • Not-for-profit companies: 11.5% (130 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025