Finksburg, MD demographics:
population, income, and more

Total population
10,481
4.8% year-over-year change
Median household income
$131,921/yr
7.4% year-over-year change
Housing units
3,824
2.2% year-over-year change

Finksburg population

How many people live in Finksburg

Finksburg is home to 10,481 residents, according to the most recent Census data. Gender-wise, 53.1% of Finksburg locals are male, and 46.9% are female.

Total population
10,481
4.8% year-over-year change
Gender ratio
Male
53.1%
5,569
Female
46.9%
4,912
Value Percent YoY change
Male 5,569 53.1% 6.0%
Female 4,912 46.9% 3.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Finksburg is 42, with the population distributed as follows: about 16.5% are children under 15, then 13.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 22.8% of the population, while another 29.9% fall into the 45 to 64 bracket. Finally, around 17.4% are 65 or older.

Median age
41.7
Age breakdown
Under 15
16.5%
15 to 24
13.4%
25 to 44
22.8%
45 to 64
29.9%
Over 65
17.4%
Value Percent YoY change
Under 15 1,728 16.5% 8.1%
15 to 24 1,400 13.4% 7.6%
25 to 44 2,394 22.8% 13.0%
45 to 64 3,131 29.9% 3.3%
Over 65 1,828 17.4% -6.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Finksburg, 93.9% of the population are US-born citizens, while 3.5% have gained naturalized citizenship. At the same time, 2.6% of residents are non-citizens. As for race, 87% of locals are Caucasian, 1% are African American and 4.4% have Asian roots. There’s also a share of 6.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
93.9%
Non-U.S.-born citizens
3.5%
Non-citizens
2.6%
Value Percent YoY change
U.S.-born citizens 9,840 93.9% 4.4%
Non-U.S.-born citizens 363 3.5% 27.4%
Non-citizens 278 2.6% -4.1%
Racial breakdown
White
87%
Black or African American
1%
American Indian and Alaska Native
0%
Asian
4.4%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.2%
Other
1.4%
Value Percent
White 9,122 87%
Black or African American 102 1%
Asian 458 4.4%
Two or more races 655 6.2%
Other 144 1.4%

Households in Finksburg

A peek inside Finksburg households

Finksburg has 3,723 households, with an average of 3 members in each. Of these, 73.6% are families, while the remaining 26.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,723
1.9% year-over-year change
Average people per household
3
Non-family households
981
Family households
2,742
Value Percent YoY change
Non-family households 981 26.4% 4.0%
Family households 2,742 73.6% 1.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Finksburg

The housing landscape of Finksburg

Finksburg's housing consists of 3,824 units, with 92.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 2.7% of the housing landscape.

Housing units
3,824
2.2% year-over-year change
Housing types
Value Percent
1 unit, detached 3,552 92.9%
1 unit, attached 91 2.4%
2 units 34 0.9%
3 or 4 units 29 0.8%
50 or more units 15 0.4%
Mobile home 103 2.7%
Homes built since 2020
65
35.4% year-over-year change

The age of buildings in Finksburg

In Finksburg, the median construction year is 1981. About 9.7% of homes were built before the 1940s, with another 0.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 11.8% of homes were added from 2000 to 2009, 2.2% between 2010 and 2019, and 1.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 370 9.7% 0.8%
Built between 1940 and 1949 35 0.9% -51.4%
Built between 1950 and 1959 205 5.4% -21.1%
Built between 1960 and 1969 410 10.7% 15.2%
Built between 1970 and 1979 809 21.2% 2.9%
Built between 1980 and 1989 664 17.4% -12.3%
Built between 1990 and 1999 730 19.1% 9.6%
Built between 2000 and 2009 453 11.8% 27.2%
Built between 2010 and 2019 83 2.2% 15.3%
Built in 2020 or later 65 1.7% 35.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Finksburg occupancy rates

Out of the 3,723 occupied housing units in Finksburg, 97.8% are owner-occupied, while 2.2% are lived in by tenants. Meanwhile, 2.6% of all homes on the local market sit vacant.

Occupied housing units
3,723
1.9% year-over-year change
Occupancy breakdown
Renter occupied
83
Owner occupied
3,640
Value Percent YoY
change
Renter occupied 83 2.2% -63.0%
Owner occupied 3,640 97.8% 6.2%
Unoccupied housing units
2.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Finksburg housing costs

Median housing costs per month
$2,108/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Finksburg

Finksburg education at a glance

About 31.2% of the population in Finksburg went to high school, while 17.4% pursued college studies. Another 7.2% earned an associate degree and 27.4% hold a bachelor’s. Meanwhile, 15.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 92 1.1% -27.6%
High school diploma 2,589 31.2% 1.8%
College diploma 1,444 17.4% -3.4%
Associate degree 594 7.2% -8.5%
Bachelor's degree 2,281 27.4% 17.7%
Graduate degree 1,309 15.8% 10.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Finksburg

How much people earn in Finksburg

The average annual household income in Finksburg was $161,634 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +7% change from the previous year. At the same time, the median income stood at $131,921, reflecting a +7.4% shift over the same period.

Average household income in Finksburg
$161,634/year
7.0% year-over-year change
Median household income in Finksburg
$131,921/year
7.4% year-over-year change

Finksburg income by age

In Finksburg, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $162,181. Those with someone between 45 and 64 in charge, often well established professionally, earn $156,629 overall. Overall, 98.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $162,181 5.0%
45 - 64 $156,629 4.2%
Over 65 $74,028 4.5%
Above poverty level
10,220
Below poverty level
198
Value Percent YoY
change
Above poverty level 10,220 98.1% 5.3%
Below poverty level 198 1.9% -9.6%

Employment in Finksburg

Workforce and job types in Finksburg

87.9% of the working population are employed in professional or administrative positions, while 12.1% are in hands-on or service-based jobs. Also, 11.2% run their own businesses, 63.2% are employed by private companies, and 16.8% work in the public sector.

Workforce demographics

White collar
4,939
Blue collar
680
Value Percent YoY change
White collar 4,939 87.9% 11.0%
Blue collar 680 12.1% 16.0%
Employer type
Self employees
11.2%
Private companies
63.2%
Governmental workers
16.8%
Not for profit companies
8.8%
Value Percent YoY change
Self employees 631 11.2% 14.9%
Private companies 3,551 63.2% 14.3%
Governmental workers 943 16.8% -3.7%
Not for profit companies 494 8.8% 22.9%

Transportation in Finksburg

How people get around in Finksburg

Means of transportation
Value Percent YoY change
Car 4,356 98.8% 10.2%
Bus or trolleybus 4 0.1% -20.0%
Railroad 21 0.5% 16.7%
Motorcycle 26 0.6% 23.8%
Walk 2 0% N/A
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Finksburg by zipcode?

Zipcode Population Number of households Median income Average income
21048 10,481 3,723 $131,921 $161,634

Explore more communities

FAQs about Finksburg demographics 

What is the total population of Finksburg?

Finksburg has a total population of 10,481 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +4.8% compared to a year ago.

What is the gender ratio in Finksburg?

The gender ratio in Finksburg is as follows:
  • 53.1% males (5,569 residents)
  • 46.9% females (4,912 residents)

What is the median age in Finksburg?

The median age in Finksburg is 41.7.

What is the age distribution of the population in Finksburg?

The age distribution in Finksburg is as follows:
  • Under 15: 16.5% (1,728 residents)
  • Ages 15-24: 13.4% (1,400 residents)
  • Ages 25-44: 22.8% (2,394 residents)
  • Ages 45-64: 29.9% (3,131 residents)
  • Over 65: 17.4% (1,828 residents)

What is the racial and ethnic makeup of Finksburg?

The racial and ethnic makeup of Finksburg is as follows:
  • White: 87% (9,122 residents)
  • Black or African American: 1% (102 residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 4.4% (458 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 6.2% (655 residents)
  • Other: 1.4% (144 residents)

What percentage of the population in Finksburg are U.S.-born citizens?

U.S.-born citizens represent 93.9% of the population in Finksburg.

How many housing units are there in Finksburg?

There are 3,824 housing units in Finksburg, reflecting a +2.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Finksburg and what is the average household size?

Finksburg has a total of 3,723 households, with an average of 3 people in each.

What is the median household income in Finksburg?

Finksburg has a median household income of $131,921, representing a +7.4% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Finksburg?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 87.9% (4,939 residents)
  • Blue-collar workers: 12.1% (680 residents)

Places of employment:
  • Self-employed: 11.2% (631 residents)
  • Private companies: 63.2% (3,551 residents)
  • Governmental workers: 16.8% (943 residents)
  • Not-for-profit companies: 8.8% (494 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025