Charlestown, MD demographics:
population, income, and more

Total population
1,999
-1.9% year-over-year change
Median household income
$122,125/yr
11.4% year-over-year change
Housing units
765
-3.6% year-over-year change

Charlestown population

How many people live in Charlestown

Charlestown is home to 1,999 residents, according to the most recent Census data. Gender-wise, 53.2% of Charlestown locals are male, and 46.8% are female.

Total population
1,999
-1.9% year-over-year change
Gender ratio
Male
53.2%
1,064
Female
46.8%
935
Value Percent YoY change
Male 1,064 53.2% 7.2%
Female 935 46.8% -10.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Charlestown is 38, with the population distributed as follows: about 25.1% are children under 15, then 6.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 30.8% of the population, while another 22.7% fall into the 45 to 64 bracket. Finally, around 14.8% are 65 or older.

Median age
37.5
Age breakdown
Under 15
25.1%
15 to 24
6.6%
25 to 44
30.8%
45 to 64
22.7%
Over 65
14.8%
Value Percent YoY change
Under 15 501 25.1% 3.3%
15 to 24 133 6.6% -7.6%
25 to 44 616 30.8% 5.5%
45 to 64 454 22.7% -1.5%
Over 65 295 14.8% -18.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Charlestown, 96% of the population are US-born citizens, while 3.6% have gained naturalized citizenship. At the same time, 0.3% of residents are non-citizens. As for race, 87.1% of locals are Caucasian, 4.2% are African American and 0.3% have Asian roots. There’s also a share of 6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96%
Non-U.S.-born citizens
3.6%
Non-citizens
0.3%
Value Percent YoY change
U.S.-born citizens 1,920 96% -1.7%
Non-U.S.-born citizens 73 3.6% -12.1%
Non-citizens 6 0.3% N/A
Racial breakdown
White
87.1%
Black or African American
4.2%
American Indian and Alaska Native
0%
Asian
0.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6%
Other
2.3%
Value Percent
White 1,741 87.1%
Black or African American 85 4.2%
Asian 6 0.3%
Two or more races 121 6%
Other 46 2.3%

Households in Charlestown

A peek inside Charlestown households

Charlestown has 725 households, with an average of 3 members in each. Of these, 80.8% are families, while the remaining 19.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
725
-0.8% year-over-year change
Average people per household
3
Non-family households
139
Family households
586
Value Percent YoY change
Non-family households 139 19.2% -14.7%
Family households 586 80.8% 3.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Charlestown

The housing landscape of Charlestown

Charlestown's housing consists of 765 units, with 94.9% being detached single-family homes ideal for those wanting space.

Housing units
765
-3.6% year-over-year change
Housing types
Value Percent
1 unit, detached 726 94.9%
2 units 5 0.6%
3 or 4 units 34 4.4%
Homes built since 2020
66
29.4% year-over-year change

The age of buildings in Charlestown

In Charlestown, the median construction year is 1994. About 25.1% of homes were built before the 1940s, with another 3.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 11.4% of homes were added from 2000 to 2009, 21.2% between 2010 and 2019, and 8.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 192 25.1% 23.1%
Built between 1940 and 1949 29 3.8% 262.5%
Built between 1950 and 1959 28 3.7% -55.6%
Built between 1960 and 1969 27 3.5% -46.0%
Built between 1970 and 1979 10 1.3% -60.0%
Built between 1980 and 1989 49 6.4% -14.0%
Built between 1990 and 1999 115 15% -23.3%
Built between 2000 and 2009 87 11.4% -4.4%
Built between 2010 and 2019 162 21.2% 13.3%
Built in 2020 or later 66 8.6% 29.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Charlestown occupancy rates

Out of the 725 occupied housing units in Charlestown, 92.3% are owner-occupied, while 7.7% are lived in by tenants. Meanwhile, 5.2% of all homes on the local market sit vacant.

Occupied housing units
725
-0.8% year-over-year change
Occupancy breakdown
Renter occupied
56
Owner occupied
669
Value Percent YoY
change
Renter occupied 56 7.7% -42.3%
Owner occupied 669 92.3% 5.5%
Unoccupied housing units
5.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Charlestown housing costs

Housing costs in Charlestown come to a median of $1,878 per month, while tenants specifically pay a median gross rent of $1,735.

Median housing costs per month
$1,878/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Charlestown
$1,735/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Charlestown

Charlestown education at a glance

About 35.7% of the population in Charlestown went to high school, while 18% pursued college studies. Another 8.1% earned an associate degree and 20.1% hold a bachelor’s. Meanwhile, 16.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 21 1.5% 0.0%
High school diploma 510 35.7% 0.0%
College diploma 257 18% 8.0%
Associate degree 116 8.1% -20.0%
Bachelor's degree 287 20.1% -5.6%
Graduate degree 238 16.7% 1.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Charlestown

How much people earn in Charlestown

The average annual household income in Charlestown was $123,347 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +8% change from the previous year. At the same time, the median income stood at $122,125, reflecting a +11.4% shift over the same period.

Average household income in Charlestown
$123,347/year
8.0% year-over-year change
Median household income in Charlestown
$122,125/year
11.4% year-over-year change

Charlestown income by age

In Charlestown, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $148,942. Those with someone between 45 and 64 in charge, often well established professionally, earn $91,528 overall. Overall, 91.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $148,942 5.8%
45 - 64 $91,528 1.3%
Over 65 $57,589 -9.3%
Above poverty level
1,812
Below poverty level
169
Value Percent YoY
change
Above poverty level 1,812 91.5% -2.4%
Below poverty level 169 8.5% 1.8%

Average renter income in Charlestown

To get a better sense of what renters earn on average in Charlestown, their median household income was $72,500 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 28.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$72,500
Rent-to-income ratio
28.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Charlestown

Workforce and job types in Charlestown

The job market in Charlestown is powered by 880 working residents, spread across a range of industries and roles. 83.8% of the working population are employed in professional or administrative positions, while 16.2% are in hands-on or service-based jobs. Also, 6.5% run their own businesses, 54.8% are employed by private companies, and 35% work in the public sector.

Workforce demographics

Working population
880
6.3% year-over-year change
White collar
737
Blue collar
143
Value Percent YoY change
White collar 737 83.8% 4.8%
Blue collar 143 16.2% 14.4%
Employer type
Self employees
6.5%
Private companies
54.8%
Governmental workers
35%
Not for profit companies
3.8%
Value Percent YoY change
Self employees 57 6.5% 35.7%
Private companies 482 54.8% 7.1%
Governmental workers 308 35% -5.2%
Not for profit companies 33 3.8% 200.0%
Unemployment rate
4.4%
60.0% year-over-year change

Available workforce

The unemployment rate in Charlestown stands at 4.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Charlestown

How people get around in Charlestown

Commuting methods vary: 82.4% of residents travel by personal vehicle and 0.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 733 82.4% 4.3%
Railroad 12 1.4% 100.0%
Walk 2 0.2% -50.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Charlestown by zipcode?

Zipcode Population Number of households Median income Average income
21914 810 332 $66,806 $92,860

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FAQs about Charlestown demographics 

What is the total population of Charlestown?

Charlestown has a total population of 1,999 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -1.9% compared to a year ago.

What is the gender ratio in Charlestown?

The gender ratio in Charlestown is as follows:
  • 53.2% males (1,064 residents)
  • 46.8% females (935 residents)

What is the median age in Charlestown?

The median age in Charlestown is 37.5.

What is the age distribution of the population in Charlestown?

The age distribution in Charlestown is as follows:
  • Under 15: 25.1% (501 residents)
  • Ages 15-24: 6.6% (133 residents)
  • Ages 25-44: 30.8% (616 residents)
  • Ages 45-64: 22.7% (454 residents)
  • Over 65: 14.8% (295 residents)

What is the racial and ethnic makeup of Charlestown?

The racial and ethnic makeup of Charlestown is as follows:
  • White: 87.1% (1,741 residents)
  • Black or African American: 4.2% (85 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.3% (6 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 6% (121 residents)
  • Other: 2.3% (46 residents)

What percentage of the population in Charlestown are U.S.-born citizens?

U.S.-born citizens represent 96% of the population in Charlestown.

How many housing units are there in Charlestown?

There are 765 housing units in Charlestown, reflecting a -3.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Charlestown and what is the average household size?

Charlestown has a total of 725 households, with an average of 3 people in each.

What is the median household income in Charlestown?

Charlestown has a median household income of $122,125, representing a +11.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Charlestown?

The employment rate is 95.6% in Charlestown, with a workforce of 880 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 83.8% (737 residents)
  • Blue-collar workers: 16.2% (143 residents)

Places of employment:
  • Self-employed: 6.5% (57 residents)
  • Private companies: 54.8% (482 residents)
  • Governmental workers: 35% (308 residents)
  • Not-for-profit companies: 3.8% (33 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025