Stearns, KY demographics:
population, income, and more

Total population
1,271
-15.8% year-over-year change
Median household income
$55,931/yr
51.3% year-over-year change
Housing units
679
12.6% year-over-year change

Stearns population

How many people live in Stearns

Stearns is home to 1,271 residents, according to the most recent Census data. Gender-wise, 61.7% of Stearns locals are male, and 38.3% are female.

Total population
1,271
-15.8% year-over-year change
Gender ratio
Male
61.7%
784
Female
38.3%
487
Value Percent YoY change
Male 784 61.7% -1.4%
Female 487 38.3% -31.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Stearns is 39, with the population distributed as follows: about 15.1% are children under 15, then 15.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 23.7% of the population, while another 22.3% fall into the 45 to 64 bracket. Finally, around 23.1% are 65 or older.

Median age
38.8
Age breakdown
Under 15
15.1%
15 to 24
15.7%
25 to 44
23.7%
45 to 64
22.3%
Over 65
23.1%
Value Percent YoY change
Under 15 192 15.1% -27.8%
15 to 24 200 15.7% 4.2%
25 to 44 301 23.7% -27.5%
45 to 64 284 22.3% -23.0%
Over 65 294 23.1% 10.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 1.3% of residents are non-citizens.

Citizenship
U.S.-born citizens
98.7%
Non-U.S.-born citizens
0%
Non-citizens
1.3%
Value Percent YoY change
U.S.-born citizens 1,254 98.7% -16.9%
Non-citizens 17 1.3% N/A
Racial breakdown
White
100%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
0%
Other
0%
Value Percent
White 1,271 100%

Households in Stearns

A peek inside Stearns households

Stearns has 485 households, with an average of 3 members in each. Of these, 55.9% are families, while the remaining 44.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
485
-4.2% year-over-year change
Average people per household
3
Non-family households
214
Family households
271
Value Percent YoY change
Non-family households 214 44.1% 33.8%
Family households 271 55.9% -21.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Stearns

The housing landscape of Stearns

Stearns's housing consists of 679 units, with 92.6% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.9% of the housing landscape.

Housing units
679
12.6% year-over-year change
Housing types
Value Percent
1 unit, detached 629 92.6%
20 to 49 units 22 3.2%
50 or more units 22 3.2%
Mobile home 6 0.9%
Homes built since 2020
0
% year-over-year change

The age of buildings in Stearns

In Stearns, the median construction year is 1986. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 131 19.3% 39.4%
Built between 1950 and 1959 61 9% 32.6%
Built between 1960 and 1969 10 1.5% 0.0%
Built between 1970 and 1979 87 12.8% 0.0%
Built between 1980 and 1989 86 12.7% 50.9%
Built between 1990 and 1999 172 25.3% -1.1%
Built between 2000 and 2009 110 16.2% 2.8%
Built between 2010 and 2019 22 3.2% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Stearns occupancy rates

Out of the 485 occupied housing units in Stearns, 92.6% are owner-occupied, while 7.4% are lived in by tenants. Meanwhile, 28.6% of all homes on the local market sit vacant.

Occupied housing units
485
-4.2% year-over-year change
Occupancy breakdown
Renter occupied
36
Owner occupied
449
Value Percent YoY
change
Renter occupied 36 7.4% -47.1%
Owner occupied 449 92.6% 2.5%
Unoccupied housing units
28.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Stearns housing costs

Median housing costs per month
$684/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Stearns

Stearns education at a glance

About 41.1% of the population in Stearns went to high school, while 13% pursued college studies. Another 5.4% earned an associate degree and 27.6% hold a bachelor’s. Meanwhile, 4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 91 9% -17.3%
High school diploma 415 41.1% -0.2%
College diploma 131 13% -45.0%
Associate degree 54 5.4% -44.9%
Bachelor's degree 278 27.6% 13.0%
Graduate degree 40 4% -32.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Stearns

How much people earn in Stearns

The average annual household income in Stearns was $64,843 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +19.2% change from the previous year. At the same time, the median income stood at $55,931, reflecting a +51.3% shift over the same period.

Average household income in Stearns
$64,843/year
19.2% year-over-year change
Median household income in Stearns
$55,931/year
51.3% year-over-year change

Stearns income by age

In Stearns, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $57,170. Overall, 66.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $57,170 6.9%
Over 65 $47,955 N/A
Above poverty level
846
Below poverty level
420
Value Percent YoY
change
Above poverty level 846 66.8% -8.6%
Below poverty level 420 33.2% -26.8%

Employment in Stearns

Workforce and job types in Stearns

The job market in Stearns is powered by 429 working residents, spread across a range of industries and roles. 89.5% of the working population are employed in professional or administrative positions, while 10.5% are in hands-on or service-based jobs. Also, 22.8% run their own businesses, 38.7% are employed by private companies, and 30.3% work in the public sector.

Workforce demographics

Working population
429
-22.8% year-over-year change
White collar
384
Blue collar
45
Value Percent YoY change
White collar 384 89.5% -21.9%
Blue collar 45 10.5% -29.7%
Employer type
Self employees
22.8%
Private companies
38.7%
Governmental workers
30.3%
Not for profit companies
8.2%
Value Percent YoY change
Self employees 98 22.8% -22.2%
Private companies 166 38.7% -43.9%
Governmental workers 130 30.3% 23.8%
Not for profit companies 35 8.2% 20.7%
Unemployment rate
7.3%
17.2% year-over-year change

Available workforce

The unemployment rate in Stearns stands at 7.3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Stearns

How people get around in Stearns

In Stearns, the average commute time is 26 minutes.

Commute time
26 min
Means of transportation
Value Percent YoY change
Car 348 86.6% -26.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Stearns by zipcode?

Zipcode Population Number of households Median income Average income
42647 3,349 1,269 $31,927 $55,658

Explore more communities

FAQs about Stearns demographics 

What is the total population of Stearns?

Stearns has a total population of 1,271 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -15.8% compared to a year ago.

What is the gender ratio in Stearns?

The gender ratio in Stearns is as follows:
  • 61.7% males (784 residents)
  • 38.3% females (487 residents)

What is the median age in Stearns?

The median age in Stearns is 38.8.

What is the age distribution of the population in Stearns?

The age distribution in Stearns is as follows:
  • Under 15: 15.1% (192 residents)
  • Ages 15-24: 15.7% (200 residents)
  • Ages 25-44: 23.7% (301 residents)
  • Ages 45-64: 22.3% (284 residents)
  • Over 65: 23.1% (294 residents)

What is the racial and ethnic makeup of Stearns?

The racial and ethnic makeup of Stearns is as follows:
  • White: 100% (1,271 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 0% (0 residents)
  • Other: 0% (0 residents)

What percentage of the population in Stearns are U.S.-born citizens?

U.S.-born citizens represent 98.7% of the population in Stearns.

How many housing units are there in Stearns?

There are 679 housing units in Stearns, reflecting a +12.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Stearns and what is the average household size?

Stearns has a total of 485 households, with an average of 3 people in each.

What is the median household income in Stearns?

Stearns has a median household income of $55,931, representing a +51.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Stearns?

The employment rate is 92.7% in Stearns, with a workforce of 429 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 89.5% (384 residents)
  • Blue-collar workers: 10.5% (45 residents)

Places of employment:
  • Self-employed: 22.8% (98 residents)
  • Private companies: 38.7% (166 residents)
  • Governmental workers: 30.3% (130 residents)
  • Not-for-profit companies: 8.2% (35 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025