Payneville, KY demographics:
population, income, and more

Total population
854
1.1% year-over-year change
Median household income
$58,750/yr
5.1% year-over-year change
Housing units
346
-5.0% year-over-year change

Payneville population

How many people live in Payneville

Payneville is home to 854 residents, according to the most recent Census data. Gender-wise, 56.1% of Payneville locals are male, and 43.9% are female.

Total population
854
1.1% year-over-year change
Gender ratio
Male
56.1%
479
Female
43.9%
375
Value Percent YoY change
Male 479 56.1% -3.8%
Female 375 43.9% 8.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Payneville is 46, with the population distributed as follows: about 12.6% are children under 15, then 8.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.2% of the population, while another 26% fall into the 45 to 64 bracket. Finally, around 26.4% are 65 or older.

Median age
45.9
Age breakdown
Under 15
12.6%
15 to 24
8.8%
25 to 44
26.2%
45 to 64
26%
Over 65
26.4%
Value Percent YoY change
Under 15 108 12.6% -15.0%
15 to 24 75 8.8% -15.7%
25 to 44 224 26.2% 3.7%
45 to 64 222 26% -1.8%
Over 65 225 26.4% 20.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

There’s also a share of 4.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
100%
Non-U.S.-born citizens
0%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 854 100% 1.9%
Racial breakdown
White
95.3%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.7%
Other
0%
Value Percent
White 814 95.3%
Two or more races 40 4.7%

Households in Payneville

A peek inside Payneville households

Payneville has 346 households, with an average of 2 members in each. Of these, 70.5% are families, while the remaining 29.5% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
346
2.1% year-over-year change
Average people per household
2
Non-family households
102
Family households
244
Value Percent YoY change
Non-family households 102 29.5% -13.6%
Family households 244 70.5% 10.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Payneville

The housing landscape of Payneville

Payneville's housing consists of 346 units, with 88.4% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 11.6% of the housing landscape.

Housing units
346
-5.0% year-over-year change
Housing types
Value Percent
1 unit, detached 306 88.4%
Mobile home 40 11.6%
Homes built since 2020
34
-15.0% year-over-year change

The age of buildings in Payneville

In Payneville, the median construction year is 1986. About 14.2% of homes were built before the 1940s, with another 9.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 5.8% of homes were added from 2000 to 2009, 9% between 2010 and 2019, and 9.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 49 14.2% 25.6%
Built between 1940 and 1949 34 9.8% 0.0%
Built between 1950 and 1959 25 7.2% -24.2%
Built between 1970 and 1979 28 8.1% 12.0%
Built between 1980 and 1989 60 17.3% 20.0%
Built between 1990 and 1999 65 18.8% -7.1%
Built between 2000 and 2009 20 5.8% 11.1%
Built between 2010 and 2019 31 9% -18.4%
Built in 2020 or later 34 9.8% -15.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Payneville occupancy rates

Out of the 346 occupied housing units in Payneville, 92.8% are owner-occupied, while 7.2% are lived in by tenants.

Occupied housing units
346
2.1% year-over-year change
Occupancy breakdown
Renter occupied
25
Owner occupied
321
Value Percent YoY
change
Renter occupied 25 7.2% -26.5%
Owner occupied 321 92.8% 5.2%
Unoccupied housing units
0.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Payneville housing costs

Median housing costs per month
$918/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Payneville

Payneville education at a glance

About 56.1% of the population in Payneville went to high school, while 20.5% pursued college studies. Another 9.9% earned an associate degree and 6.5% hold a bachelor’s. Meanwhile, 4.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 15 2% -40.0%
High school diploma 413 56.1% 10.4%
College diploma 151 20.5% 19.8%
Associate degree 73 9.9% -4.0%
Bachelor's degree 48 6.5% 6.7%
Graduate degree 36 4.9% -40.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Payneville

How much people earn in Payneville

The average annual household income in Payneville was $90,574 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +5.3% change from the previous year. At the same time, the median income stood at $58,750, reflecting a +5.1% shift over the same period.

Average household income in Payneville
$90,574/year
5.3% year-over-year change
Median household income in Payneville
$58,750/year
5.1% year-over-year change

Payneville income by age

In Payneville, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $103,580. Overall, 89.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $103,580 N/A
Over 65 $45,972 63.9%
Above poverty level
766
Below poverty level
88
Value Percent YoY
change
Above poverty level 766 89.7% 9.1%
Below poverty level 88 10.3% -38.5%

Employment in Payneville

Workforce and job types in Payneville

64.3% of the working population are employed in professional or administrative positions, while 35.7% are in hands-on or service-based jobs. Also, 12.3% run their own businesses, 65.2% are employed by private companies, and 21.1% work in the public sector.

Workforce demographics

White collar
283
Blue collar
157
Value Percent YoY change
White collar 283 64.3% 3.7%
Blue collar 157 35.7% 15.4%
Employer type
Self employees
12.3%
Private companies
65.2%
Governmental workers
21.1%
Not for profit companies
1.4%
Value Percent YoY change
Self employees 54 12.3% 46.0%
Private companies 287 65.2% 18.6%
Governmental workers 93 21.1% -11.4%
Not for profit companies 6 1.4% -76.0%

Transportation in Payneville

How people get around in Payneville

Means of transportation
Value Percent YoY change
Car 420 100% 9.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Payneville by zipcode?

Zipcode Population Number of households Median income Average income
40157 854 346 $58,750 $90,653

Explore more communities

FAQs about Payneville demographics 

What is the total population of Payneville?

Payneville has a total population of 854 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.1% compared to a year ago.

What is the gender ratio in Payneville?

The gender ratio in Payneville is as follows:
  • 56.1% males (479 residents)
  • 43.9% females (375 residents)

What is the median age in Payneville?

The median age in Payneville is 45.9.

What is the age distribution of the population in Payneville?

The age distribution in Payneville is as follows:
  • Under 15: 12.6% (108 residents)
  • Ages 15-24: 8.8% (75 residents)
  • Ages 25-44: 26.2% (224 residents)
  • Ages 45-64: 26% (222 residents)
  • Over 65: 26.4% (225 residents)

What is the racial and ethnic makeup of Payneville?

The racial and ethnic makeup of Payneville is as follows:
  • White: 95.3% (814 residents)
  • Black or African American: 0% ( residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 0% ( residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 4.7% (40 residents)
  • Other: 0% ( residents)

What percentage of the population in Payneville are U.S.-born citizens?

U.S.-born citizens represent 100% of the population in Payneville.

How many housing units are there in Payneville?

There are 346 housing units in Payneville, reflecting a -5.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Payneville and what is the average household size?

Payneville has a total of 346 households, with an average of 2 people in each.

What is the median household income in Payneville?

Payneville has a median household income of $58,750, representing a +5.1% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Payneville?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 64.3% (283 residents)
  • Blue-collar workers: 35.7% (157 residents)

Places of employment:
  • Self-employed: 12.3% (54 residents)
  • Private companies: 65.2% (287 residents)
  • Governmental workers: 21.1% (93 residents)
  • Not-for-profit companies: 1.4% (6 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025