Garfield, KY demographics:
population, income, and more

Total population
865
23.9% year-over-year change
Median household income
$81,708/yr
52.4% year-over-year change
Housing units
444
16.2% year-over-year change

Garfield population

How many people live in Garfield

Garfield is home to 865 residents, according to the most recent Census data. Gender-wise, 57.8% of Garfield locals are male, and 42.3% are female.

Total population
865
23.9% year-over-year change
Gender ratio
Male
57.8%
500
Female
42.3%
366
Value Percent YoY change
Male 500 57.8% 26.9%
Female 366 42.3% 20.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Garfield is 48, with the population distributed as follows: about 10.5% are children under 15, then 20.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 15.6% of the population, while another 37.9% fall into the 45 to 64 bracket. Finally, around 15.4% are 65 or older.

Median age
48.4
Age breakdown
Under 15
10.5%
15 to 24
20.7%
25 to 44
15.6%
45 to 64
37.9%
Over 65
15.4%
Value Percent YoY change
Under 15 91 10.5% -37.2%
15 to 24 179 20.7% 53.0%
25 to 44 135 15.6% 6.3%
45 to 64 328 37.9% 64.0%
Over 65 133 15.4% 20.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Garfield, 86.9% of the population are US-born citizens, while 13.1% have gained naturalized citizenship. There’s also a share of 1.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
86.9%
Non-U.S.-born citizens
13.1%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 752 86.9% 16.1%
Non-U.S.-born citizens 113 13.1% 126.0%
Racial breakdown
White
91.7%
Black or African American
6.9%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
1.4%
Other
0%
Value Percent
White 793 91.7%
Black or African American 60 6.9%
Two or more races 12 1.4%

Households in Garfield

A peek inside Garfield households

Garfield has 381 households, with an average of 2 members in each. Of these, 54.9% are families, while the remaining 45.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
381
29.6% year-over-year change
Average people per household
2
Non-family households
172
Family households
209
Value Percent YoY change
Non-family households 172 45.1% 17.0%
Family households 209 54.9% 42.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Garfield

The housing landscape of Garfield

Garfield's housing consists of 444 units, with 50.9% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 49.1% of the housing landscape.

Housing units
444
16.2% year-over-year change
Housing types
Value Percent
1 unit, detached 226 50.9%
Mobile home 218 49.1%
Homes built since 2020
% year-over-year change

The age of buildings in Garfield

In Garfield, the median construction year is 1999. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built between 1940 and 1949 51 11.5% -1.9%
Built between 1960 and 1969 41 9.2% 7.9%
Built between 1970 and 1979 26 5.9% -59.4%
Built between 1980 and 1989 18 4% 100.0%
Built between 1990 and 1999 91 20.5% 8.3%
Built between 2000 and 2009 173 39% 57.3%
Built between 2010 and 2019 44 9.9% 76.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Garfield occupancy rates

Out of the 381 occupied housing units in Garfield, 93.7% are owner-occupied, while 6.3% are lived in by tenants. Meanwhile, 14.2% of all homes on the local market sit vacant.

Occupied housing units
381
29.6% year-over-year change
Occupancy breakdown
Renter occupied
24
Owner occupied
357
Value Percent YoY
change
Renter occupied 24 6.3% -25.0%
Owner occupied 357 93.7% 36.3%
Unoccupied housing units
14.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Garfield housing costs

Median housing costs per month
$400/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Garfield

Garfield education at a glance

About 56.5% of the population in Garfield went to high school, while 23% pursued college studies. Another 4.3% earned an associate degree and 15.2% hold a bachelor’s. Meanwhile, 0.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 430 56.5% 37.8%
College diploma 175 23% 50.9%
Associate degree 33 4.3% -19.5%
Bachelor's degree 116 15.2% 78.5%
Graduate degree 7 0.9% 40.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Garfield

How much people earn in Garfield

The average annual household income in Garfield was $98,976 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +38.5% change from the previous year. At the same time, the median income stood at $81,708, reflecting a +52.4% shift over the same period.

Average household income in Garfield
$98,976/year
38.5% year-over-year change
Median household income in Garfield
$81,708/year
52.4% year-over-year change

Garfield income by age

In Garfield, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $79,485. Those with someone between 45 and 64 in charge, often well established professionally, earn $114,508 overall. Overall, 71% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $79,485 4.7%
45 - 64 $114,508 N/A
Above poverty level
614
Below poverty level
251
Value Percent YoY
change
Above poverty level 614 71% 33.5%
Below poverty level 251 29% 5.0%

Employment in Garfield

Workforce and job types in Garfield

53.2% of the working population are employed in professional or administrative positions, while 46.8% are in hands-on or service-based jobs. Also, 7.5% run their own businesses, 60.7% are employed by private companies, and 18.5% work in the public sector.

Workforce demographics

White collar
233
Blue collar
205
Value Percent YoY change
White collar 233 53.2% 39.5%
Blue collar 205 46.8% 101.0%
Employer type
Self employees
7.5%
Private companies
60.7%
Governmental workers
18.5%
Not for profit companies
13.2%
Value Percent YoY change
Self employees 33 7.5% 230.0%
Private companies 266 60.7% 52.9%
Governmental workers 81 18.5% 113.2%
Not for profit companies 58 13.2% 23.4%

Transportation in Garfield

How people get around in Garfield

Means of transportation
Value Percent YoY change
Car 385 100% 60.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Garfield by zipcode?

Zipcode Population Number of households Median income Average income
40140 866 381 $81,708 $98,976

Explore more communities

FAQs about Garfield demographics 

What is the total population of Garfield?

Garfield has a total population of 865 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +23.9% compared to a year ago.

What is the gender ratio in Garfield?

The gender ratio in Garfield is as follows:
  • 57.8% males (500 residents)
  • 42.3% females (366 residents)

What is the median age in Garfield?

The median age in Garfield is 48.4.

What is the age distribution of the population in Garfield?

The age distribution in Garfield is as follows:
  • Under 15: 10.5% (91 residents)
  • Ages 15-24: 20.7% (179 residents)
  • Ages 25-44: 15.6% (135 residents)
  • Ages 45-64: 37.9% (328 residents)
  • Over 65: 15.4% (133 residents)

What is the racial and ethnic makeup of Garfield?

The racial and ethnic makeup of Garfield is as follows:
  • White: 91.7% (793 residents)
  • Black or African American: 6.9% (60 residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 0% ( residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 1.4% (12 residents)
  • Other: 0% ( residents)

What percentage of the population in Garfield are U.S.-born citizens?

U.S.-born citizens represent 86.9% of the population in Garfield.

How many housing units are there in Garfield?

There are 444 housing units in Garfield, reflecting a +16.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Garfield and what is the average household size?

Garfield has a total of 381 households, with an average of 2 people in each.

What is the median household income in Garfield?

Garfield has a median household income of $81,708, representing a +52.4% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Garfield?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 53.2% (233 residents)
  • Blue-collar workers: 46.8% (205 residents)

Places of employment:
  • Self-employed: 7.5% (33 residents)
  • Private companies: 60.7% (266 residents)
  • Governmental workers: 18.5% (81 residents)
  • Not-for-profit companies: 13.2% (58 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025