Madison County, KY demographics:
population, income, and more

Total population
95,769
1.8% year-over-year change
Median household income
$63,351/yr
1.5% year-over-year change
Housing units
40,456
1.3% year-over-year change

Madison County population

How many people live in Madison County

Madison County is home to 95,769 residents, according to the most recent Census data. Gender-wise, 49% of Madison County locals are male, and 51% are female.

Total population
95,769
1.8% year-over-year change
Gender ratio
Male
49%
46,947
Female
51%
48,822
Value Percent YoY change
Male 46,947 49% 2.0%
Female 48,822 51% 1.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Madison County is 35, with the population distributed as follows: about 17.4% are children under 15, then 19.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 25% of the population, while another 22.9% fall into the 45 to 64 bracket. Finally, around 14.8% are 65 or older.

Median age
34.7
Age breakdown
Under 15
17.4%
15 to 24
19.9%
25 to 44
25%
45 to 64
22.9%
Over 65
14.8%
Value Percent YoY change
Under 15 16,619 17.4% 1.1%
15 to 24 19,032 19.9% 2.1%
25 to 44 23,955 25% 1.8%
45 to 64 21,973 22.9% 1.0%
Over 65 14,190 14.8% 3.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Madison County, 96.5% of the population are US-born citizens, while 2.2% have gained naturalized citizenship. At the same time, 1.3% of residents are non-citizens. As for race, 89.1% of locals are Caucasian, 4% are African American and 1% have Asian roots. There’s also a share of 5.1% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.5%
Non-U.S.-born citizens
2.2%
Non-citizens
1.3%
Value Percent YoY change
U.S.-born citizens 92,394 96.5% 2.1%
Non-U.S.-born citizens 2,125 2.2% -3.5%
Non-citizens 1,250 1.3% -6.4%
Racial breakdown
White
89.1%
Black or African American
4%
American Indian and Alaska Native
0.1%
Asian
1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5.1%
Other
0.8%
Value Percent
White 85,369 89.1%
Black or African American 3,796 4%
American Indian and Alaska Native 56 0.1%
Asian 913 1%
Native Hawaiian and other Pacific Islander 15 0%
Two or more races 4,864 5.1%
Other 756 0.8%

Households in Madison County

A peek inside Madison County households

Madison County has 37,051 households, with an average of 2 members in each. Of these, 62.1% are families, while the remaining 37.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
37,051
0.9% year-over-year change
Average people per household
2
Non-family households
14,037
Family households
23,014
Value Percent YoY change
Non-family households 14,037 37.9% 5.9%
Family households 23,014 62.1% -1.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Madison County

The housing landscape of Madison County

Madison County's housing consists of 40,456 units, with 61.6% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 7.3% of the housing landscape.

Housing units
40,456
1.3% year-over-year change
Housing types
Value Percent
1 unit, detached 24,903 61.6%
1 unit, attached 1,026 2.5%
2 units 1,991 4.9%
3 or 4 units 2,968 7.3%
5 to 9 units 3,674 9.1%
10 to 19 units 1,906 4.7%
20 to 49 units 517 1.3%
50 or more units 403 1%
Mobile home 2,949 7.3%
Boat, RV, van, etc. 119 0.3%
Homes built since 2020
1,380
92.7% year-over-year change

The age of buildings in Madison County

In Madison County, the median construction year is 1993. About 3.5% of homes were built before the 1940s, with another 2% going up by 1949. Most development happened in the second half of the 20th century. Then, 20.7% of homes were added from 2000 to 2009, 13% between 2010 and 2019, and 3.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,418 3.5% -10.4%
Built between 1940 and 1949 828 2% 16.8%
Built between 1950 and 1959 1,725 4.3% 9.7%
Built between 1960 and 1969 2,699 6.7% -5.6%
Built between 1970 and 1979 5,696 14.1% 5.0%
Built between 1980 and 1989 5,605 13.8% 6.5%
Built between 1990 and 1999 7,473 18.5% -2.0%
Built between 2000 and 2009 8,374 20.7% -2.6%
Built between 2010 and 2019 5,258 13% -5.6%
Built in 2020 or later 1,380 3.4% 92.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Madison County occupancy rates

Out of the 37,051 occupied housing units in Madison County, 62% are owner-occupied, while 38% are lived in by tenants. Meanwhile, 8.4% of all homes on the local market sit vacant.

Occupied housing units
37,051
0.9% year-over-year change
Occupancy breakdown
Renter occupied
14,086
Owner occupied
22,965
Value Percent YoY
change
Renter occupied 14,086 38% 2.0%
Owner occupied 22,965 62% 0.2%
Unoccupied housing units
8.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Madison County housing costs

Housing costs in Madison County come to a median of $952 per month, while tenants specifically pay a median gross rent of $889.

Median housing costs per month
$952/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Madison County
$889/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Madison County

Madison County education at a glance

About 35.4% of the population in Madison County went to high school, while 23.8% pursued college studies. Another 7.9% earned an associate degree and 18.2% hold a bachelor’s. Meanwhile, 11.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 2,578 3.4% 8.2%
High school diploma 26,755 35.4% 2.8%
College diploma 17,982 23.8% 1.4%
Associate degree 5,956 7.9% -4.4%
Bachelor's degree 13,725 18.2% 1.7%
Graduate degree 8,628 11.4% 4.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Madison County

How much people earn in Madison County

The average annual household income in Madison County was $83,157 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.3% change from the previous year. At the same time, the median income stood at $63,351, reflecting a +1.5% shift over the same period.

Average household income in Madison County
$83,157/year
1.3% year-over-year change
Median household income in Madison County
$63,351/year
1.5% year-over-year change

Madison County income by age

In Madison County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $73,165. Those with someone between 45 and 64 in charge, often well established professionally, earn $83,072 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $45,824, while those led by someone over 65, many of whom may be retired, have about $51,585 in earnings. Overall, 85% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $45,824 2.5%
25 - 44 $73,165 -2.1%
45 - 64 $83,072 6.8%
Over 65 $51,585 -1.1%
Above poverty level
75,738
Below poverty level
13,353
Value Percent YoY
change
Above poverty level 75,738 85% 3.0%
Below poverty level 13,353 15% -2.8%

Employment in Madison County

Workforce and job types in Madison County

The job market in Madison County is powered by 46,798 working residents, spread across a range of industries and roles. 75.6% of the working population are employed in professional or administrative positions, while 24.4% are in hands-on or service-based jobs. Also, 8.7% run their own businesses, 64.3% are employed by private companies, and 18.6% work in the public sector.

Workforce demographics

Working population
46,798
2.5% year-over-year change
White collar
35,373
Blue collar
11,425
Value Percent YoY change
White collar 35,373 75.6% 0.8%
Blue collar 11,425 24.4% 8.4%
Employer type
Self employees
8.7%
Private companies
64.3%
Governmental workers
18.6%
Not for profit companies
8.4%
Value Percent YoY change
Self employees 4,066 8.7% -2.3%
Private companies 30,104 64.3% 2.6%
Governmental workers 8,686 18.6% 3.0%
Not for profit companies 3,942 8.4% 6.1%
Unemployment rate
5.1%
-1.5% year-over-year change

Available workforce

The unemployment rate in Madison County stands at 5.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Madison County

How people get around in Madison County

In Madison County, the average commute time is 25 minutes. Commuting methods vary: 85.3% of residents travel by personal vehicle and 3.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
25 min
-2.7% year-over-year change
Means of transportation
Value Percent YoY change
Car 38,949 85.3% 0.9%
Taxicab 53 0.1% 130.4%
Bus or trolleybus 28 0.1% -46.1%
Motorcycle 21 0% 50.0%
Bicycle 136 0.3% 3.0%
Walk 1,730 3.8% 12.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Madison County by zipcode?

Zipcode Population Number of households Median income Average income
40385 2,233 923 $63,103 $68,844
40403 27,607 10,414 $61,771 $76,897
40404 1,114 5 $0 $0
40461 2,527 928 $71,212 $93,521
40475 65,961 26,169 $63,050 $85,368

Find your place

Explore more communities

FAQs about Madison County demographics 

What is the total population of Madison County?

Madison County has a total population of 95,769 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.8% compared to a year ago.

What is the gender ratio in Madison County?

The gender ratio in Madison County is as follows:
  • 49% males (46,947 residents)
  • 51% females (48,822 residents)

What is the median age in Madison County?

The median age in Madison County is 34.7.

What is the age distribution of the population in Madison County?

The age distribution in Madison County is as follows:
  • Under 15: 17.4% (16,619 residents)
  • Ages 15-24: 19.9% (19,032 residents)
  • Ages 25-44: 25% (23,955 residents)
  • Ages 45-64: 22.9% (21,973 residents)
  • Over 65: 14.8% (14,190 residents)

What is the racial and ethnic makeup of Madison County?

The racial and ethnic makeup of Madison County is as follows:
  • White: 89.1% (85,369 residents)
  • Black or African American: 4% (3,796 residents)
  • American Indian and Alaska Native: 0.1% (56 residents)
  • Asian: 1% (913 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (15 residents)
  • Two or More Races: 5.1% (4,864 residents)
  • Other: 0.8% (756 residents)

What percentage of the population in Madison County are U.S.-born citizens?

U.S.-born citizens represent 96.5% of the population in Madison County.

How many housing units are there in Madison County?

There are 40,456 housing units in Madison County, reflecting a +1.3% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Madison County and what is the average household size?

Madison County has a total of 37,051 households, with an average of 2 people in each.

What is the median household income in Madison County?

Madison County has a median household income of $63,351, representing a +1.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Madison County?

The employment rate is 94.9% in Madison County, with a workforce of 46,798 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 75.6% (35,373 residents)
  • Blue-collar workers: 24.4% (11,425 residents)

Places of employment:
  • Self-employed: 8.7% (4,066 residents)
  • Private companies: 64.3% (30,104 residents)
  • Governmental workers: 18.6% (8,686 residents)
  • Not-for-profit companies: 8.4% (3,942 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025