Philo, IL demographics:
population, income, and more

Total population
1,487
1.8% year-over-year change
Median household income
$105,625/yr
2.1% year-over-year change
Housing units
515
-2.1% year-over-year change

Philo population

How many people live in Philo

Philo is home to 1,487 residents, according to the most recent Census data. Gender-wise, 47.3% of Philo locals are male, and 52.7% are female.

Total population
1,487
1.8% year-over-year change
Gender ratio
Male
47.3%
704
Female
52.7%
783
Value Percent YoY change
Male 704 47.3% -1.7%
Female 783 52.7% 5.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Philo is 34, with the population distributed as follows: about 27% are children under 15, then 11.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.5% of the population, while another 16.2% fall into the 45 to 64 bracket. Finally, around 16.3% are 65 or older.

Median age
33.6
Age breakdown
Under 15
27%
15 to 24
11.9%
25 to 44
28.5%
45 to 64
16.2%
Over 65
16.3%
Value Percent YoY change
Under 15 402 27% 12.0%
15 to 24 177 11.9% -2.8%
25 to 44 424 28.5% 4.2%
45 to 64 241 16.2% -11.7%
Over 65 243 16.3% 1.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Philo, 98% of the population are US-born citizens, while 0.3% have gained naturalized citizenship. At the same time, 1.6% of residents are non-citizens. There’s also a share of 0.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98%
Non-U.S.-born citizens
0.3%
Non-citizens
1.6%
Value Percent YoY change
U.S.-born citizens 1,458 98% 1.5%
Non-U.S.-born citizens 5 0.3% -44.4%
Non-citizens 24 1.6% 50.0%
Racial breakdown
White
97.9%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
1.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
0.6%
Other
0.2%
Value Percent
White 1,456 97.9%
Asian 19 1.3%
Two or more races 9 0.6%
Other 3 0.2%

Households in Philo

A peek inside Philo households

Philo has 488 households, with an average of 3 members in each. Of these, 76.8% are families, while the remaining 23.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
488
0.8% year-over-year change
Average people per household
3
Non-family households
113
Family households
375
Value Percent YoY change
Non-family households 113 23.2% -0.9%
Family households 375 76.8% 1.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Philo

The housing landscape of Philo

Philo's housing consists of 515 units, with 99.2% being detached single-family homes ideal for those wanting space.

Housing units
515
-2.1% year-over-year change
Housing types
Value Percent
1 unit, detached 511 99.2%
2 units 2 0.4%
3 or 4 units 2 0.4%
Homes built since 2020
0
% year-over-year change

The age of buildings in Philo

In Philo, the median construction year is 1968. About 27.6% of homes were built before the 1940s, with another 0.6% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 142 27.6% 1.4%
Built between 1940 and 1949 3 0.6% -25.0%
Built between 1950 and 1959 56 10.9% -12.5%
Built between 1960 and 1969 71 13.8% 9.2%
Built between 1970 and 1979 35 6.8% -7.9%
Built between 1980 and 1989 35 6.8% -22.2%
Built between 1990 and 1999 90 17.5% 1.1%
Built between 2000 and 2009 77 15% 5.5%
Built between 2010 and 2019 6 1.2% -25.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Philo occupancy rates

Out of the 488 occupied housing units in Philo, 89.6% are owner-occupied, while 10.4% are lived in by tenants. Meanwhile, 5.2% of all homes on the local market sit vacant.

Occupied housing units
488
0.8% year-over-year change
Occupancy breakdown
Renter occupied
51
Owner occupied
437
Value Percent YoY
change
Renter occupied 51 10.4% -12.1%
Owner occupied 437 89.6% 2.6%
Unoccupied housing units
5.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Philo housing costs

Housing costs in Philo come to a median of $1,326 per month, while tenants specifically pay a median gross rent of $1,222.

Median housing costs per month
$1,326/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Philo
$1,222/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Philo

Philo education at a glance

About 35.2% of the population in Philo went to high school, while 24.7% pursued college studies. Another 11% earned an associate degree and 19.7% hold a bachelor’s. Meanwhile, 9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 4 0.4% -42.9%
High school diploma 343 35.2% -5.2%
College diploma 241 24.7% 6.2%
Associate degree 107 11% -11.6%
Bachelor's degree 192 19.7% -3.0%
Graduate degree 88 9% 1.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Philo

How much people earn in Philo

The average annual household income in Philo was $114,317 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +2.4% change from the previous year. At the same time, the median income stood at $105,625, reflecting a +2.1% shift over the same period.

Average household income in Philo
$114,317/year
2.5% year-over-year change
Median household income in Philo
$105,625/year
2.1% year-over-year change

Philo income by age

In Philo, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $111,615. Those with someone between 45 and 64 in charge, often well established professionally, earn $113,698 overall. Overall, 89.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $111,615 5.0%
45 - 64 $113,698 -6.5%
Over 65 $49,886 1.7%
Above poverty level
1,321
Below poverty level
153
Value Percent YoY
change
Above poverty level 1,321 89.6% -2.0%
Below poverty level 153 10.4% 48.5%

Average renter income in Philo

To get a better sense of what renters earn on average in Philo, their median household income was $68,750 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 21.3%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$68,750
Rent-to-income ratio
21.3%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Philo

Workforce and job types in Philo

The job market in Philo is powered by 673 working residents, spread across a range of industries and roles. 69.7% of the working population are employed in professional or administrative positions, while 30.3% are in hands-on or service-based jobs. Also, 8.8% run their own businesses, 54.7% are employed by private companies, and 26% work in the public sector.

Workforce demographics

Working population
673
-5.7% year-over-year change
White collar
469
Blue collar
204
Value Percent YoY change
White collar 469 69.7% -7.3%
Blue collar 204 30.3% -1.9%
Employer type
Self employees
8.8%
Private companies
54.7%
Governmental workers
26%
Not for profit companies
10.6%
Value Percent YoY change
Self employees 59 8.8% 0.0%
Private companies 368 54.7% -2.9%
Governmental workers 175 26% -6.4%
Not for profit companies 71 10.6% -20.2%
Unemployment rate
0.9%
-25.0% year-over-year change

Available workforce

The unemployment rate in Philo stands at 0.9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Philo

How people get around in Philo

Commuting methods vary: 93.7% of residents travel by personal vehicle and 0.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 620 93.7% -7.7%
Walk 3 0.4% 0.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Philo by zipcode?

Zipcode Population Number of households Median income Average income
61864 2,003 653 $110,139 $108,274

Explore more communities

FAQs about Philo demographics 

What is the total population of Philo?

Philo has a total population of 1,487 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.8% compared to a year ago.

What is the gender ratio in Philo?

The gender ratio in Philo is as follows:
  • 47.3% males (704 residents)
  • 52.7% females (783 residents)

What is the median age in Philo?

The median age in Philo is 33.6.

What is the age distribution of the population in Philo?

The age distribution in Philo is as follows:
  • Under 15: 27% (402 residents)
  • Ages 15-24: 11.9% (177 residents)
  • Ages 25-44: 28.5% (424 residents)
  • Ages 45-64: 16.2% (241 residents)
  • Over 65: 16.3% (243 residents)

What is the racial and ethnic makeup of Philo?

The racial and ethnic makeup of Philo is as follows:
  • White: 97.9% (1,456 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 1.3% (19 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 0.6% (9 residents)
  • Other: 0.2% (3 residents)

What percentage of the population in Philo are U.S.-born citizens?

U.S.-born citizens represent 98% of the population in Philo.

How many housing units are there in Philo?

There are 515 housing units in Philo, reflecting a -2.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Philo and what is the average household size?

Philo has a total of 488 households, with an average of 3 people in each.

What is the median household income in Philo?

Philo has a median household income of $105,625, representing a +2.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Philo?

The employment rate is 99.1% in Philo, with a workforce of 673 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 69.7% (469 residents)
  • Blue-collar workers: 30.3% (204 residents)

Places of employment:
  • Self-employed: 8.8% (59 residents)
  • Private companies: 54.7% (368 residents)
  • Governmental workers: 26% (175 residents)
  • Not-for-profit companies: 10.6% (71 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025