Girard, IL demographics:
population, income, and more

Total population
1,743
0.2% year-over-year change
Median household income
$50,300/yr
25.0% year-over-year change
Housing units
880
2.9% year-over-year change

Girard population

How many people live in Girard

Girard is home to 1,743 residents, according to the most recent Census data. Gender-wise, 46.4% of Girard locals are male, and 53.6% are female.

Total population
1,743
0.2% year-over-year change
Gender ratio
Male
46.4%
809
Female
53.6%
934
Value Percent YoY change
Male 809 46.4% -4.4%
Female 934 53.6% 4.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Girard is 41, with the population distributed as follows: about 15.2% are children under 15, then 12.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.7% of the population, while another 27.1% fall into the 45 to 64 bracket. Finally, around 17.6% are 65 or older.

Median age
40.9
Age breakdown
Under 15
15.2%
15 to 24
12.4%
25 to 44
27.7%
45 to 64
27.1%
Over 65
17.6%
Value Percent YoY change
Under 15 264 15.2% -14.0%
15 to 24 217 12.4% 4.8%
25 to 44 483 27.7% 5.7%
45 to 64 473 27.1% 3.3%
Over 65 306 17.6% -1.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 0.5% of residents are non-citizens. There’s also a share of 3.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.5%
Non-U.S.-born citizens
0%
Non-citizens
0.5%
Value Percent YoY change
U.S.-born citizens 1,734 99.5% -0.1%
Non-citizens 9 0.5% 125.0%
Racial breakdown
White
95.9%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0.3%
Two or more races
3.4%
Other
0.4%
Value Percent
White 1,671 95.9%
Native Hawaiian and other Pacific Islander 6 0.3%
Two or more races 59 3.4%
Other 7 0.4%

Households in Girard

A peek inside Girard households

Girard has 662 households, with an average of 3 members in each. Of these, 64.4% are families, while the remaining 35.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
662
3.9% year-over-year change
Average people per household
3
Non-family households
236
Family households
426
Value Percent YoY change
Non-family households 236 35.6% 19.8%
Family households 426 64.4% -3.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Girard

The housing landscape of Girard

Girard's housing consists of 880 units, with 76.2% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5% of the housing landscape.

Housing units
880
2.9% year-over-year change
Housing types
Value Percent
1 unit, detached 671 76.2%
2 units 56 6.4%
3 or 4 units 56 6.4%
5 to 9 units 25 2.8%
20 to 49 units 10 1.1%
50 or more units 18 2%
Mobile home 44 5%
Homes built since 2020
0
% year-over-year change

The age of buildings in Girard

In Girard, the median construction year is 1956. About 35.6% of homes were built before the 1940s, with another 9% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 313 35.6% -4.6%
Built between 1940 and 1949 79 9% 33.9%
Built between 1950 and 1959 82 9.3% 10.8%
Built between 1960 and 1969 116 13.2% 23.4%
Built between 1970 and 1979 108 12.3% 6.9%
Built between 1980 and 1989 38 4.3% -15.6%
Built between 1990 and 1999 87 9.9% -9.4%
Built between 2000 and 2009 40 4.6% -4.8%
Built between 2010 and 2019 17 1.9% 6.2%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Girard occupancy rates

Out of the 662 occupied housing units in Girard, 54.7% are owner-occupied, while 45.3% are lived in by tenants. Meanwhile, 24.8% of all homes on the local market sit vacant.

Occupied housing units
662
3.9% year-over-year change
Occupancy breakdown
Renter occupied
300
Owner occupied
362
Value Percent YoY
change
Renter occupied 300 45.3% -7.7%
Owner occupied 362 54.7% 16.0%
Unoccupied housing units
24.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Girard housing costs

Housing costs in Girard come to a median of $830 per month, while tenants specifically pay a median gross rent of $808.

Median housing costs per month
$830/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Girard
$808/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Girard

Girard education at a glance

About 53.5% of the population in Girard went to high school, while 17.5% pursued college studies. Another 11.6% earned an associate degree and 8.9% hold a bachelor’s. Meanwhile, 3.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 67 4.9% -9.5%
High school diploma 732 53.5% -7.3%
College diploma 240 17.5% -6.2%
Associate degree 159 11.6% 39.5%
Bachelor's degree 122 8.9% 25.8%
Graduate degree 49 3.6% 122.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Girard

How much people earn in Girard

The average annual household income in Girard was $63,363 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +7.7% change from the previous year. At the same time, the median income stood at $50,300, reflecting a +25% shift over the same period.

Average household income in Girard
$63,363/year
7.7% year-over-year change
Median household income in Girard
$50,300/year
25.0% year-over-year change

Girard income by age

Those with someone between 45 and 64 in charge, often well established professionally, earn $49,000 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $61,750, while those led by someone over 65, many of whom may be retired, have about $29,250 in earnings. Overall, 70.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $61,750 -2.4%
45 - 64 $49,000 7.9%
Over 65 $29,250 -0.3%
Above poverty level
1,180
Below poverty level
499
Value Percent YoY
change
Above poverty level 1,180 70.3% -0.5%
Below poverty level 499 29.7% 1.8%

Average renter income in Girard

To get a better sense of what renters earn on average in Girard, their median household income was $32,727 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 29.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$32,727
Rent-to-income ratio
29.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Girard

Workforce and job types in Girard

The job market in Girard is powered by 780 working residents, spread across a range of industries and roles. 81.7% of the working population are employed in professional or administrative positions, while 18.3% are in hands-on or service-based jobs. Also, 4.2% run their own businesses, 66.4% are employed by private companies, and 20.6% work in the public sector.

Workforce demographics

Working population
780
4.0% year-over-year change
White collar
637
Blue collar
143
Value Percent YoY change
White collar 637 81.7% 3.9%
Blue collar 143 18.3% 4.4%
Employer type
Self employees
4.2%
Private companies
66.4%
Governmental workers
20.6%
Not for profit companies
8.7%
Value Percent YoY change
Self employees 33 4.2% -10.8%
Private companies 518 66.4% 7.7%
Governmental workers 161 20.6% -3.6%
Not for profit companies 68 8.7% 4.6%
Unemployment rate
2.4%
-70.3% year-over-year change

Available workforce

The unemployment rate in Girard stands at 2.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Girard

How people get around in Girard

Commuting methods vary: 81.6% of residents travel by personal vehicle and 4.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 629 81.6% 0.6%
Motorcycle 12 1.6% 9.1%
Walk 34 4.4% 21.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Girard by zipcode?

Zipcode Population Number of households Median income Average income
62640 3,391 1,315 $66,116 $79,827

Explore more communities

FAQs about Girard demographics 

What is the total population of Girard?

Girard has a total population of 1,743 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.2% compared to a year ago.

What is the gender ratio in Girard?

The gender ratio in Girard is as follows:
  • 46.4% males (809 residents)
  • 53.6% females (934 residents)

What is the median age in Girard?

The median age in Girard is 40.9.

What is the age distribution of the population in Girard?

The age distribution in Girard is as follows:
  • Under 15: 15.2% (264 residents)
  • Ages 15-24: 12.4% (217 residents)
  • Ages 25-44: 27.7% (483 residents)
  • Ages 45-64: 27.1% (473 residents)
  • Over 65: 17.6% (306 residents)

What is the racial and ethnic makeup of Girard?

The racial and ethnic makeup of Girard is as follows:
  • White: 95.9% (1,671 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0.3% (6 residents)
  • Two or More Races: 3.4% (59 residents)
  • Other: 0.4% (7 residents)

What percentage of the population in Girard are U.S.-born citizens?

U.S.-born citizens represent 99.5% of the population in Girard.

How many housing units are there in Girard?

There are 880 housing units in Girard, reflecting a +2.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Girard and what is the average household size?

Girard has a total of 662 households, with an average of 3 people in each.

What is the median household income in Girard?

Girard has a median household income of $50,300, representing a +25.0% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Girard?

The employment rate is 97.6% in Girard, with a workforce of 780 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 81.7% (637 residents)
  • Blue-collar workers: 18.3% (143 residents)

Places of employment:
  • Self-employed: 4.2% (33 residents)
  • Private companies: 66.4% (518 residents)
  • Governmental workers: 20.6% (161 residents)
  • Not-for-profit companies: 8.7% (68 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025