Watertown, FL demographics:
population, income, and more

Total population
3,068
9.7% year-over-year change
Median household income
$41,466/yr
-3.9% year-over-year change
Housing units
1,524
-0.8% year-over-year change

Watertown population

How many people live in Watertown

Watertown is home to 3,068 residents, according to the most recent Census data. Gender-wise, 47.2% of Watertown locals are male, and 52.8% are female.

Total population
3,068
9.7% year-over-year change
Gender ratio
Male
47.2%
1,449
Female
52.8%
1,619
Value Percent YoY change
Male 1,449 47.2% 12.0%
Female 1,619 52.8% 7.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Watertown is 47, with the population distributed as follows: about 19.1% are children under 15, then 12.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 17.4% of the population, while another 29.8% fall into the 45 to 64 bracket. Finally, around 21.3% are 65 or older.

Median age
47.1
Age breakdown
Under 15
19.1%
15 to 24
12.4%
25 to 44
17.4%
45 to 64
29.8%
Over 65
21.3%
Value Percent YoY change
Under 15 585 19.1% 24.2%
15 to 24 380 12.4% 11.1%
25 to 44 535 17.4% -0.2%
45 to 64 914 29.8% 1.9%
Over 65 654 21.3% 18.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Watertown, 96.8% of the population are US-born citizens, while 2.5% have gained naturalized citizenship. At the same time, 0.6% of residents are non-citizens. As for race, 49.8% of locals are Caucasian, 26.3% are African American and 0.1% have Asian roots. There’s also a share of 16.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.8%
Non-U.S.-born citizens
2.5%
Non-citizens
0.6%
Value Percent YoY change
U.S.-born citizens 2,971 96.8% 8.8%
Non-U.S.-born citizens 78 2.5% 47.2%
Non-citizens 19 0.6% 35.7%
Racial breakdown
White
49.8%
Black or African American
26.3%
American Indian and Alaska Native
0%
Asian
0.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
16.2%
Other
7.6%
Value Percent
White 1,527 49.8%
Black or African American 808 26.3%
Asian 3 0.1%
Two or more races 498 16.2%
Other 232 7.6%

Households in Watertown

A peek inside Watertown households

Watertown has 1,372 households, with an average of 2 members in each. Of these, 48.2% are families, while the remaining 51.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,372
3.3% year-over-year change
Average people per household
2
Non-family households
711
Family households
661
Value Percent YoY change
Non-family households 711 51.8% -10.1%
Family households 661 48.2% 23.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Watertown

The housing landscape of Watertown

Watertown's housing consists of 1,524 units, with 70.9% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 23.2% of the housing landscape.

Housing units
1,524
-0.8% year-over-year change
Housing types
Value Percent
1 unit, detached 1,080 70.9%
10 to 19 units 90 5.9%
Mobile home 354 23.2%
Homes built since 2020
0
% year-over-year change

The age of buildings in Watertown

In Watertown, the median construction year is 1973. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built between 1940 and 1949 200 13.1% 41.8%
Built between 1950 and 1959 211 13.8% -9.4%
Built between 1960 and 1969 252 16.5% 9.1%
Built between 1970 and 1979 290 19% 8.2%
Built between 1980 and 1989 251 16.5% -24.4%
Built between 1990 and 1999 165 10.8% 38.7%
Built between 2000 and 2009 136 8.9% -28.8%
Built between 2010 and 2019 19 1.2% -9.5%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Watertown occupancy rates

Out of the 1,372 occupied housing units in Watertown, 54.6% are owner-occupied, while 45.4% are lived in by tenants. Meanwhile, 10% of all homes on the local market sit vacant.

Occupied housing units
1,372
3.3% year-over-year change
Occupancy breakdown
Renter occupied
623
Owner occupied
749
Value Percent YoY
change
Renter occupied 623 45.4% -7.2%
Owner occupied 749 54.6% 14.0%
Unoccupied housing units
10.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Watertown housing costs

Housing costs in Watertown come to a median of $713 per month, while tenants specifically pay a median gross rent of $851.

Median housing costs per month
$713/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Watertown
$851/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Watertown

Watertown education at a glance

About 52.4% of the population in Watertown went to high school, while 28.2% pursued college studies. Another 8.8% earned an associate degree and 4.4% hold a bachelor’s. Meanwhile, 2.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 77 3.2% -43.0%
High school diploma 1,252 52.4% 7.8%
College diploma 675 28.2% 16.0%
Associate degree 211 8.8% -3.2%
Bachelor's degree 106 4.4% 47.2%
Graduate degree 69 2.9% -24.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Watertown

How much people earn in Watertown

The average annual household income in Watertown was $45,777 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.3% change from the previous year. At the same time, the median income stood at $41,466, reflecting a -3.9% shift over the same period.

Average household income in Watertown
$45,777/year
0.3% year-over-year change
Median household income in Watertown
$41,466/year
-3.9% year-over-year change

Watertown income by age

In Watertown, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $45,149. Those with someone between 45 and 64 in charge, often well established professionally, earn $43,854 overall. Overall, 59.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $45,149 3.3%
45 - 64 $43,854 -9.5%
Over 65 $35,515 11.1%
Above poverty level
1,739
Below poverty level
1,191
Value Percent YoY
change
Above poverty level 1,739 59.4% 1.0%
Below poverty level 1,191 40.6% 23.7%

Average renter income in Watertown

To get a better sense of what renters earn on average in Watertown, their median household income was $35,573 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 28.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$35,573
Rent-to-income ratio
28.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Watertown

Workforce and job types in Watertown

The job market in Watertown is powered by 612 working residents, spread across a range of industries and roles. 70.1% of the working population are employed in professional or administrative positions, while 29.9% are in hands-on or service-based jobs. Also, 5.7% run their own businesses, 56.9% are employed by private companies, and 30.6% work in the public sector.

Workforce demographics

Working population
612
-8.7% year-over-year change
White collar
429
Blue collar
183
Value Percent YoY change
White collar 429 70.1% -9.3%
Blue collar 183 29.9% -7.1%
Employer type
Self employees
5.7%
Private companies
56.9%
Governmental workers
30.6%
Not for profit companies
6.9%
Value Percent YoY change
Self employees 35 5.7% 2.9%
Private companies 348 56.9% -18.7%
Governmental workers 187 30.6% 9.4%
Not for profit companies 42 6.9% 13.5%
Unemployment rate
22.0%
-17.6% year-over-year change

Available workforce

The unemployment rate in Watertown stands at 22%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Watertown

How people get around in Watertown

Commuting methods vary: 97.3% of residents travel by personal vehicle and 2.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 577 97.3% -11.2%
Walk 16 2.7% 220.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

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FAQs about Watertown demographics 

What is the total population of Watertown?

Watertown has a total population of 3,068 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +9.7% compared to a year ago.

What is the gender ratio in Watertown?

The gender ratio in Watertown is as follows:
  • 47.2% males (1,449 residents)
  • 52.8% females (1,619 residents)

What is the median age in Watertown?

The median age in Watertown is 47.1.

What is the age distribution of the population in Watertown?

The age distribution in Watertown is as follows:
  • Under 15: 19.1% (585 residents)
  • Ages 15-24: 12.4% (380 residents)
  • Ages 25-44: 17.4% (535 residents)
  • Ages 45-64: 29.8% (914 residents)
  • Over 65: 21.3% (654 residents)

What is the racial and ethnic makeup of Watertown?

The racial and ethnic makeup of Watertown is as follows:
  • White: 49.8% (1,527 residents)
  • Black or African American: 26.3% (808 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.1% (3 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 16.2% (498 residents)
  • Other: 7.6% (232 residents)

What percentage of the population in Watertown are U.S.-born citizens?

U.S.-born citizens represent 96.8% of the population in Watertown.

How many housing units are there in Watertown?

There are 1,524 housing units in Watertown, reflecting a -0.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Watertown and what is the average household size?

Watertown has a total of 1,372 households, with an average of 2 people in each.

What is the median household income in Watertown?

Watertown has a median household income of $41,466, representing a -3.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Watertown?

The employment rate is 78% in Watertown, with a workforce of 612 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 70.1% (429 residents)
  • Blue-collar workers: 29.9% (183 residents)

Places of employment:
  • Self-employed: 5.7% (35 residents)
  • Private companies: 56.9% (348 residents)
  • Governmental workers: 30.6% (187 residents)
  • Not-for-profit companies: 6.9% (42 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025