Crystal Lake, Chipley, Washington County, FL demographics:
population, income, and more

Total population
363
-0.3% year-over-year change
Median household income
$57,493/yr
10.1% year-over-year change
Housing units
150
-0.7% year-over-year change

Crystal Lake population

How many people live in Crystal Lake

Crystal Lake is home to 363 residents, according to the most recent Census data. Gender-wise, 54.8% of Crystal Lake locals are male, and 45.2% are female.

Total population
363
-0.3% year-over-year change
Gender ratio
Male
54.8%
199
Female
45.2%
164
Value Percent YoY change
Male 199 54.8% 1.5%
Female 164 45.2% -3.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Crystal Lake is 42, with the population distributed as follows: about 16.8% are children under 15, then 9.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.9% of the population, while another 29.1% fall into the 45 to 64 bracket. Finally, around 17.3% are 65 or older.

Median age
41.8
Age breakdown
Under 15
16.8%
15 to 24
9.9%
25 to 44
26.9%
45 to 64
29.1%
Over 65
17.3%
Value Percent YoY change
Under 15 61 16.8% -4.7%
15 to 24 36 9.9% 2.9%
25 to 44 98 26.9% -1.0%
45 to 64 106 29.1% -0.9%
Over 65 63 17.3% 5.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Crystal Lake, 96.4% of the population are US-born citizens, while 2.5% have gained naturalized citizenship. At the same time, 1.1% of residents are non-citizens. As for race, 76.6% of locals are Caucasian, 14.3% are African American and 0.6% have Asian roots. There’s also a share of 6.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.4%
Non-U.S.-born citizens
2.5%
Non-citizens
1.1%
Value Percent YoY change
U.S.-born citizens 350 96.4% 0.3%
Non-U.S.-born citizens 9 2.5% 0.0%
Non-citizens 4 1.1% -42.9%
Racial breakdown
White
76.6%
Black or African American
14.3%
American Indian and Alaska Native
0.3%
Asian
0.6%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.9%
Other
1.4%
Value Percent
White 278 76.6%
Black or African American 52 14.3%
American Indian and Alaska Native 1 0.3%
Asian 2 0.6%
Two or more races 25 6.9%
Other 5 1.4%

Households in Crystal Lake

A peek inside Crystal Lake households

Crystal Lake has 126 households, with an average of 2 members in each. Of these, 69% are families, while the remaining 31% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
126
-2.3% year-over-year change
Average people per household
2
Non-family households
39
Family households
87
Value Percent YoY change
Non-family households 39 31% -2.5%
Family households 87 69% -2.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Crystal Lake

The housing landscape of Crystal Lake

Crystal Lake's housing consists of 150 units, with 60.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 32% of the housing landscape.

Housing units
150
-0.7% year-over-year change
Housing types
Value Percent
1 unit, detached 91 60.7%
1 unit, attached 2 1.3%
2 units 3 2%
3 or 4 units 3 2%
20 to 49 units 1 0.7%
50 or more units 1 0.7%
Mobile home 48 32%
Boat, RV, van, etc. 1 0.7%
Homes built since 2020
6
500.0% year-over-year change

The age of buildings in Crystal Lake

In Crystal Lake, the median construction year is 1990. About 2.7% of homes were built before the 1940s, with another 2.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 18% of homes were added from 2000 to 2009, 8.7% between 2010 and 2019, and 4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 4 2.7% -20.0%
Built between 1940 and 1949 4 2.7% -33.3%
Built between 1950 and 1959 9 6% 0.0%
Built between 1960 and 1969 11 7.3% -8.3%
Built between 1970 and 1979 23 15.3% -20.7%
Built between 1980 and 1989 24 16% 9.1%
Built between 1990 and 1999 29 19.3% 0.0%
Built between 2000 and 2009 27 18% 0.0%
Built between 2010 and 2019 13 8.7% 18.2%
Built in 2020 or later 6 4% 500.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Crystal Lake occupancy rates

Out of the 126 occupied housing units in Crystal Lake, 80.2% are owner-occupied, while 19.8% are lived in by tenants. Meanwhile, 16% of all homes on the local market sit vacant.

Occupied housing units
126
-2.3% year-over-year change
Occupancy breakdown
Renter occupied
25
Owner occupied
101
Value Percent YoY
change
Renter occupied 25 19.8% 4.2%
Owner occupied 101 80.2% -3.8%
Unoccupied housing units
16.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Crystal Lake housing costs

Housing costs in Crystal Lake come to a median of $690 per month, while tenants specifically pay a median gross rent of $877.

Median housing costs per month
$690/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Crystal Lake
$877/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Crystal Lake

Crystal Lake education at a glance

About 52.6% of the population in Crystal Lake went to high school, while 19.9% pursued college studies. Another 11.2% earned an associate degree and 7.3% hold a bachelor’s. Meanwhile, 4.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 12 4.2% -14.3%
High school diploma 151 52.6% -0.7%
College diploma 57 19.9% -8.1%
Associate degree 32 11.2% 45.5%
Bachelor's degree 21 7.3% 5.0%
Graduate degree 14 4.9% -12.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Crystal Lake

How much people earn in Crystal Lake

The average annual household income in Crystal Lake was $72,798 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +9% change from the previous year. At the same time, the median income stood at $57,493, reflecting a +10.1% shift over the same period.

Average household income in Crystal Lake
$72,798/year
9.0% year-over-year change
Median household income in Crystal Lake
$57,493/year
10.1% year-over-year change

Crystal Lake income by age

In Crystal Lake, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $66,421. Those with someone between 45 and 64 in charge, often well established professionally, earn $61,485 overall. Overall, 84.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $66,421 10.2%
45 - 64 $61,485 5.3%
Over 65 $47,045 18.2%
Above poverty level
260
Below poverty level
48
Value Percent YoY
change
Above poverty level 260 84.4% 1.2%
Below poverty level 48 15.6% -9.4%

Employment in Crystal Lake

Workforce and job types in Crystal Lake

70.3% of the working population are employed in professional or administrative positions, while 29.7% are in hands-on or service-based jobs. Also, 11.6% run their own businesses, 62% are employed by private companies, and 21.7% work in the public sector.

Workforce demographics

White collar
90
Blue collar
38
Value Percent YoY change
White collar 90 70.3% 1.1%
Blue collar 38 29.7% 0.0%
Employer type
Self employees
11.6%
Private companies
62%
Governmental workers
21.7%
Not for profit companies
4.6%
Value Percent YoY change
Self employees 15 11.6% 25.0%
Private companies 80 62% 0.0%
Governmental workers 28 21.7% 0.0%
Not for profit companies 6 4.6% 0.0%

Transportation in Crystal Lake

How people get around in Crystal Lake

In Crystal Lake, the average commute time is 1 minutes. Commuting methods vary: 99.2% of residents travel by personal vehicle and 0.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
1 min
0.0% year-over-year change
Means of transportation
Value Percent YoY change
Car 116 99.2% 0.9%
Walk 1 0.8% 0.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Crystal Lake by zipcode?

Zipcode Population Number of households Median income Average income
32428 17,950 6,221 $57,493 $72,798

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FAQs about Crystal Lake demographics 

What is the total population of Crystal Lake?

Crystal Lake has a total population of 363 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.3% compared to a year ago.

What is the gender ratio in Crystal Lake?

The gender ratio in Crystal Lake is as follows:
  • 54.8% males (199 residents)
  • 45.2% females (164 residents)

What is the median age in Crystal Lake?

The median age in Crystal Lake is 41.8.

What is the age distribution of the population in Crystal Lake?

The age distribution in Crystal Lake is as follows:
  • Under 15: 16.8% (61 residents)
  • Ages 15-24: 9.9% (36 residents)
  • Ages 25-44: 26.9% (98 residents)
  • Ages 45-64: 29.1% (106 residents)
  • Over 65: 17.3% (63 residents)

What is the racial and ethnic makeup of Crystal Lake?

The racial and ethnic makeup of Crystal Lake is as follows:
  • White: 76.6% (278 residents)
  • Black or African American: 14.3% (52 residents)
  • American Indian and Alaska Native: 0.3% (1 residents)
  • Asian: 0.6% (2 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 6.9% (25 residents)
  • Other: 1.4% (5 residents)

What percentage of the population in Crystal Lake are U.S.-born citizens?

U.S.-born citizens represent 96.4% of the population in Crystal Lake.

How many housing units are there in Crystal Lake?

There are 150 housing units in Crystal Lake, reflecting a -0.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Crystal Lake and what is the average household size?

Crystal Lake has a total of 126 households, with an average of 2 people in each.

What is the median household income in Crystal Lake?

Crystal Lake has a median household income of $57,493, representing a +10.1% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Crystal Lake?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 70.3% (90 residents)
  • Blue-collar workers: 29.7% (38 residents)

Places of employment:
  • Self-employed: 11.6% (15 residents)
  • Private companies: 62% (80 residents)
  • Governmental workers: 21.7% (28 residents)
  • Not-for-profit companies: 4.6% (6 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025