Gulf Harbors, Tampa Bay, FL demographics:
population, income, and more

Total population
7,461
6.0% year-over-year change
Median household income
$56,931/yr
8.7% year-over-year change
Housing units
4,055
1.4% year-over-year change

Gulf Harbors population

How many people live in Gulf Harbors

Gulf Harbors is home to 7,461 residents, according to the most recent Census data. Gender-wise, 48.4% of Gulf Harbors locals are male, and 51.6% are female.

Total population
7,461
6.0% year-over-year change
Gender ratio
Male
48.4%
3,610
Female
51.6%
3,851
Value Percent YoY change
Male 3,610 48.4% 6.5%
Female 3,851 51.6% 5.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Gulf Harbors is 50, with the population distributed as follows: about 12.5% are children under 15, then 10% are in the 15 to 24 age group. Adults between 25 and 44 make up 23.1% of the population, while another 29% fall into the 45 to 64 bracket. Finally, around 25.5% are 65 or older.

Median age
49.5
Age breakdown
Under 15
12.5%
15 to 24
10%
25 to 44
23.1%
45 to 64
29%
Over 65
25.5%
Value Percent YoY change
Under 15 930 12.5% 17.0%
15 to 24 748 10% -1.7%
25 to 44 1,722 23.1% 20.9%
45 to 64 2,160 29% -4.0%
Over 65 1,901 25.5% 4.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Gulf Harbors, 87.9% of the population are US-born citizens, while 7.5% have gained naturalized citizenship. At the same time, 4.6% of residents are non-citizens. As for race, 79.5% of locals are Caucasian, 6% are African American and 1.2% have Asian roots. There’s also a share of 10% that includes residents with two or more races.

Citizenship
U.S.-born citizens
87.9%
Non-U.S.-born citizens
7.5%
Non-citizens
4.6%
Value Percent YoY change
U.S.-born citizens 6,558 87.9% 5.2%
Non-U.S.-born citizens 561 7.5% 15.0%
Non-citizens 343 4.6% 7.5%
Racial breakdown
White
79.5%
Black or African American
6%
American Indian and Alaska Native
0.1%
Asian
1.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
10%
Other
3.2%
Value Percent
White 5,934 79.5%
Black or African American 446 6%
American Indian and Alaska Native 10 0.1%
Asian 88 1.2%
Native Hawaiian and other Pacific Islander 3 0%
Two or more races 746 10%
Other 235 3.2%

Households in Gulf Harbors

A peek inside Gulf Harbors households

Gulf Harbors has 3,288 households, with an average of 2 members in each. Of these, 59.3% are families, while the remaining 40.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,288
2.9% year-over-year change
Average people per household
2
Non-family households
1,337
Family households
1,950
Value Percent YoY change
Non-family households 1,337 40.7% -3.7%
Family households 1,950 59.3% 7.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Gulf Harbors

The housing landscape of Gulf Harbors

Gulf Harbors's housing consists of 4,055 units, with 63.5% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 7.9% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 6.5% of the housing landscape.

Housing units
4,055
1.4% year-over-year change
Housing types
Value Percent
1 unit, detached 2,574 63.5%
1 unit, attached 321 7.9%
2 units 132 3.3%
3 or 4 units 216 5.3%
5 to 9 units 157 3.9%
10 to 19 units 127 3.1%
20 to 49 units 63 1.6%
50 or more units 202 5%
Mobile home 263 6.5%
Homes built since 2020
41
1,950.0% year-over-year change

The age of buildings in Gulf Harbors

In Gulf Harbors, the median construction year is 1976. About 1.2% of homes were built before the 1940s, with another 1.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 5.2% of homes were added from 2000 to 2009, 2.2% between 2010 and 2019, and 1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 49 1.2% -7.5%
Built between 1940 and 1949 58 1.4% 0.0%
Built between 1950 and 1959 218 5.4% 16.0%
Built between 1960 and 1969 758 18.7% 1.3%
Built between 1970 and 1979 1,703 42% 1.6%
Built between 1980 and 1989 651 16% -8.3%
Built between 1990 and 1999 278 6.9% 4.5%
Built between 2000 and 2009 209 5.2% 4.0%
Built between 2010 and 2019 90 2.2% -4.3%
Built in 2020 or later 41 1% 1,950.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Gulf Harbors occupancy rates

Out of the 3,288 occupied housing units in Gulf Harbors, 63.6% are owner-occupied, while 36.3% are lived in by tenants. Meanwhile, 18.9% of all homes on the local market sit vacant.

Occupied housing units
3,288
2.9% year-over-year change
Occupancy breakdown
Renter occupied
1,195
Owner occupied
2,092
Value Percent YoY
change
Renter occupied 1,195 36.3% 3.2%
Owner occupied 2,092 63.6% 2.5%
Unoccupied housing units
18.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Gulf Harbors housing costs

Housing costs in Gulf Harbors come to a median of $1,197 per month, while tenants specifically pay a median gross rent of $1,296.

Median housing costs per month
$1,197/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Gulf Harbors
$1,296/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Gulf Harbors

Gulf Harbors education at a glance

About 48.2% of the population in Gulf Harbors went to high school, while 19.5% pursued college studies. Another 9.1% earned an associate degree and 14.6% hold a bachelor’s. Meanwhile, 5.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 173 2.8% 1.8%
High school diploma 3,013 48.2% 2.9%
College diploma 1,220 19.5% 8.1%
Associate degree 569 9.1% -9.4%
Bachelor's degree 915 14.6% 14.1%
Graduate degree 367 5.9% 2.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Gulf Harbors

How much people earn in Gulf Harbors

The average annual household income in Gulf Harbors was $78,585 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +8.2% change from the previous year. At the same time, the median income stood at $56,931, reflecting a +8.7% shift over the same period.

Average household income in Gulf Harbors
$78,585/year
8.2% year-over-year change
Median household income in Gulf Harbors
$56,931/year
8.7% year-over-year change

Gulf Harbors income by age

In Gulf Harbors, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $65,364. Those with someone between 45 and 64 in charge, often well established professionally, earn $63,464 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $54,500, while those led by someone over 65, many of whom may be retired, have about $38,842 in earnings. Overall, 86.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $54,500 0.4%
25 - 44 $65,364 12.9%
45 - 64 $63,464 7.6%
Over 65 $38,842 -6.4%
Above poverty level
6,429
Below poverty level
997
Value Percent YoY
change
Above poverty level 6,429 86.6% 6.6%
Below poverty level 997 13.4% 0.4%

Employment in Gulf Harbors

Workforce and job types in Gulf Harbors

79.9% of the working population are employed in professional or administrative positions, while 20.1% are in hands-on or service-based jobs. Also, 10.5% run their own businesses, 78% are employed by private companies, and 6.3% work in the public sector.

Workforce demographics

White collar
2,677
Blue collar
674
Value Percent YoY change
White collar 2,677 79.9% 7.0%
Blue collar 674 20.1% 9.8%
Employer type
Self employees
10.5%
Private companies
78%
Governmental workers
6.3%
Not for profit companies
5.1%
Value Percent YoY change
Self employees 352 10.5% -2.8%
Private companies 2,615 78% 10.0%
Governmental workers 212 6.3% -10.2%
Not for profit companies 172 5.1% 22.9%

Transportation in Gulf Harbors

How people get around in Gulf Harbors

In Gulf Harbors, the average commute time is 8 minutes. Commuting methods vary: 96% of residents travel by personal vehicle and 0.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
8 min
Means of transportation
Value Percent YoY change
Car 2,461 96% 2.2%
Bus or trolleybus 51 2% -5.6%
Motorcycle 11 0.4% 120.0%
Bicycle 28 1.1% 12.0%
Walk 13 0.5% -50.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Gulf Harbors by zipcode?

Zipcode Population Number of households Median income Average income
34652 27,444 12,092 $56,931 $78,585

Find your place

Explore more communities

FAQs about Gulf Harbors demographics 

What is the total population of Gulf Harbors?

Gulf Harbors has a total population of 7,461 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +6.0% compared to a year ago.

What is the gender ratio in Gulf Harbors?

The gender ratio in Gulf Harbors is as follows:
  • 48.4% males (3,610 residents)
  • 51.6% females (3,851 residents)

What is the median age in Gulf Harbors?

The median age in Gulf Harbors is 49.5.

What is the age distribution of the population in Gulf Harbors?

The age distribution in Gulf Harbors is as follows:
  • Under 15: 12.5% (930 residents)
  • Ages 15-24: 10% (748 residents)
  • Ages 25-44: 23.1% (1,722 residents)
  • Ages 45-64: 29% (2,160 residents)
  • Over 65: 25.5% (1,901 residents)

What is the racial and ethnic makeup of Gulf Harbors?

The racial and ethnic makeup of Gulf Harbors is as follows:
  • White: 79.5% (5,934 residents)
  • Black or African American: 6% (446 residents)
  • American Indian and Alaska Native: 0.1% (10 residents)
  • Asian: 1.2% (88 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (3 residents)
  • Two or More Races: 10% (746 residents)
  • Other: 3.2% (235 residents)

What percentage of the population in Gulf Harbors are U.S.-born citizens?

U.S.-born citizens represent 87.9% of the population in Gulf Harbors.

How many housing units are there in Gulf Harbors?

There are 4,055 housing units in Gulf Harbors, reflecting a +1.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Gulf Harbors and what is the average household size?

Gulf Harbors has a total of 3,288 households, with an average of 2 people in each.

What is the median household income in Gulf Harbors?

Gulf Harbors has a median household income of $56,931, representing a +8.7% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Gulf Harbors?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 79.9% (2,677 residents)
  • Blue-collar workers: 20.1% (674 residents)

Places of employment:
  • Self-employed: 10.5% (352 residents)
  • Private companies: 78% (2,615 residents)
  • Governmental workers: 6.3% (212 residents)
  • Not-for-profit companies: 5.1% (172 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025