Lutz, FL demographics:
population, income, and more

Total population
27,106
1.4% year-over-year change
Median household income
$120,031/yr
4.8% year-over-year change
Housing units
10,071
3.7% year-over-year change

Lutz population

How many people live in Lutz

Lutz is home to 27,106 residents, according to the most recent Census data. Gender-wise, 48.6% of Lutz locals are male, and 51.4% are female.

Total population
27,106
1.4% year-over-year change
Gender ratio
Male
48.6%
13,185
Female
51.4%
13,921
Value Percent YoY change
Male 13,185 48.6% -1.1%
Female 13,921 51.4% 4.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Lutz is 41, with the population distributed as follows: about 19.5% are children under 15, then 12.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.3% of the population, while another 26% fall into the 45 to 64 bracket. Finally, around 18.1% are 65 or older.

Median age
41.3
Age breakdown
Under 15
19.5%
15 to 24
12.1%
25 to 44
24.3%
45 to 64
26%
Over 65
18.1%
Value Percent YoY change
Under 15 5,289 19.5% -0.8%
15 to 24 3,275 12.1% -5.6%
25 to 44 6,586 24.3% 2.2%
45 to 64 7,047 26% -0.2%
Over 65 4,909 18.1% 11.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Lutz, 86.6% of the population are US-born citizens, while 10.8% have gained naturalized citizenship. At the same time, 2.6% of residents are non-citizens. As for race, 64.9% of locals are Caucasian, 9% are African American and 6.8% have Asian roots. There’s also a share of 15% that includes residents with two or more races.

Citizenship
U.S.-born citizens
86.6%
Non-U.S.-born citizens
10.8%
Non-citizens
2.6%
Value Percent YoY change
U.S.-born citizens 23,488 86.6% 2.0%
Non-U.S.-born citizens 2,920 10.8% -3.1%
Non-citizens 698 2.6% -0.3%
Racial breakdown
White
64.9%
Black or African American
9%
American Indian and Alaska Native
0.1%
Asian
6.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
15%
Other
4.2%
Value Percent
White 17,588 64.9%
Black or African American 2,441 9%
American Indian and Alaska Native 38 0.1%
Asian 1,856 6.8%
Two or more races 4,056 15%
Other 1,127 4.2%

Households in Lutz

A peek inside Lutz households

Lutz has 9,589 households, with an average of 3 members in each. Of these, 75.1% are families, while the remaining 24.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
9,589
2.8% year-over-year change
Average people per household
3
Non-family households
2,391
Family households
7,198
Value Percent YoY change
Non-family households 2,391 24.9% 5.3%
Family households 7,198 75.1% 2.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Lutz

The housing landscape of Lutz

Lutz's housing consists of 10,071 units, with 81.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.7% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 4.7% of the housing landscape.

Housing units
10,071
3.7% year-over-year change
Housing types
Value Percent
1 unit, detached 8,164 81.1%
1 unit, attached 67 0.7%
2 units 43 0.4%
3 or 4 units 111 1.1%
5 to 9 units 215 2.1%
10 to 19 units 475 4.7%
20 to 49 units 285 2.8%
50 or more units 234 2.3%
Mobile home 477 4.7%
Homes built since 2020
405
136.8% year-over-year change

The age of buildings in Lutz

In Lutz, the median construction year is 1990. About 0.2% of homes were built before the 1940s, with another 0.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 12.2% of homes were added from 2000 to 2009, 17.1% between 2010 and 2019, and 4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 16 0.2% -42.9%
Built between 1940 and 1949 56 0.6% -21.1%
Built between 1950 and 1959 484 4.8% -17.7%
Built between 1960 and 1969 440 4.4% 3.5%
Built between 1970 and 1979 1,650 16.4% -0.4%
Built between 1980 and 1989 2,446 24.3% 2.3%
Built between 1990 and 1999 1,622 16.1% 10.2%
Built between 2000 and 2009 1,233 12.2% 6.1%
Built between 2010 and 2019 1,719 17.1% -1.8%
Built in 2020 or later 405 4% 136.8%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Lutz occupancy rates

Out of the 9,589 occupied housing units in Lutz, 78.5% are owner-occupied, while 21.5% are lived in by tenants. Meanwhile, 4.8% of all homes on the local market sit vacant.

Occupied housing units
9,589
2.8% year-over-year change
Occupancy breakdown
Renter occupied
2,059
Owner occupied
7,530
Value Percent YoY
change
Renter occupied 2,059 21.5% 7.3%
Owner occupied 7,530 78.5% 1.6%
Unoccupied housing units
4.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Lutz housing costs

Housing costs in Lutz come to a median of $1,748 per month, while tenants specifically pay a median gross rent of $1,823.

Median housing costs per month
$1,748/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Lutz
$1,823/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Lutz

Lutz education at a glance

About 22.1% of the population in Lutz went to high school, while 18.4% pursued college studies. Another 11.3% earned an associate degree and 24.3% hold a bachelor’s. Meanwhile, 23.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 130 0.6% 28.7%
High school diploma 4,499 22.1% 8.0%
College diploma 3,746 18.4% 2.3%
Associate degree 2,304 11.3% -6.5%
Bachelor's degree 4,958 24.3% -4.1%
Graduate degree 4,747 23.3% 9.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Lutz

How much people earn in Lutz

The average annual household income in Lutz was $155,883 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.5% change from the previous year. At the same time, the median income stood at $120,031, reflecting a +4.8% shift over the same period.

Average household income in Lutz
$155,883/year
0.5% year-over-year change
Median household income in Lutz
$120,031/year
4.8% year-over-year change

Lutz income by age

In Lutz, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $123,021. Those with someone between 45 and 64 in charge, often well established professionally, earn $160,625 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $40,712, while those led by someone over 65, many of whom may be retired, have about $73,500 in earnings. Overall, 94% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $40,712 5.5%
25 - 44 $123,021 -0.2%
45 - 64 $160,625 7.8%
Over 65 $73,500 8.1%
Above poverty level
25,038
Below poverty level
1,589
Value Percent YoY
change
Above poverty level 25,038 94% 0.5%
Below poverty level 1,589 6% 10.6%

Average renter income in Lutz

To get a better sense of what renters earn on average in Lutz, their median household income was $54,956 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 39.8%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$54,956
Rent-to-income ratio
39.8%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Lutz

Workforce and job types in Lutz

The job market in Lutz is powered by 13,331 working residents, spread across a range of industries and roles. 87.2% of the working population are employed in professional or administrative positions, while 12.8% are in hands-on or service-based jobs. Also, 10% run their own businesses, 66.3% are employed by private companies, and 14% work in the public sector.

Workforce demographics

Working population
13,331
0.1% year-over-year change
White collar
11,622
Blue collar
1,709
Value Percent YoY change
White collar 11,622 87.2% 0.4%
Blue collar 1,709 12.8% -2.1%
Employer type
Self employees
10%
Private companies
66.3%
Governmental workers
14%
Not for profit companies
9.7%
Value Percent YoY change
Self employees 1,334 10% -3.2%
Private companies 8,839 66.3% -0.2%
Governmental workers 1,867 14% 0.9%
Not for profit companies 1,291 9.7% 4.8%
Unemployment rate
2.6%
-9.9% year-over-year change

Available workforce

The unemployment rate in Lutz stands at 2.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Lutz

How people get around in Lutz

In Lutz, the average commute time is 32 minutes. Commuting methods vary: 73.8% of residents travel by personal vehicle and 0.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
32 min
Means of transportation
Value Percent YoY change
Car 9,732 73.8% -2.6%
Bus or trolleybus 48 0.4% 108.7%
Walk 92 0.7% -20.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

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FAQs about Lutz demographics 

What is the total population of Lutz?

Lutz has a total population of 27,106 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.4% compared to a year ago.

What is the gender ratio in Lutz?

The gender ratio in Lutz is as follows:
  • 48.6% males (13,185 residents)
  • 51.4% females (13,921 residents)

What is the median age in Lutz?

The median age in Lutz is 41.3.

What is the age distribution of the population in Lutz?

The age distribution in Lutz is as follows:
  • Under 15: 19.5% (5,289 residents)
  • Ages 15-24: 12.1% (3,275 residents)
  • Ages 25-44: 24.3% (6,586 residents)
  • Ages 45-64: 26% (7,047 residents)
  • Over 65: 18.1% (4,909 residents)

What is the racial and ethnic makeup of Lutz?

The racial and ethnic makeup of Lutz is as follows:
  • White: 64.9% (17,588 residents)
  • Black or African American: 9% (2,441 residents)
  • American Indian and Alaska Native: 0.1% (38 residents)
  • Asian: 6.8% (1,856 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 15% (4,056 residents)
  • Other: 4.2% (1,127 residents)

What percentage of the population in Lutz are U.S.-born citizens?

U.S.-born citizens represent 86.6% of the population in Lutz.

How many housing units are there in Lutz?

There are 10,071 housing units in Lutz, reflecting a +3.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Lutz and what is the average household size?

Lutz has a total of 9,589 households, with an average of 3 people in each.

What is the median household income in Lutz?

Lutz has a median household income of $120,031, representing a +4.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Lutz?

The employment rate is 97.4% in Lutz, with a workforce of 13,331 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 87.2% (11,622 residents)
  • Blue-collar workers: 12.8% (1,709 residents)

Places of employment:
  • Self-employed: 10% (1,334 residents)
  • Private companies: 66.3% (8,839 residents)
  • Governmental workers: 14% (1,867 residents)
  • Not-for-profit companies: 9.7% (1,291 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025