On Top Of The World, Clearwater, FL demographics:
population, income, and more

Total population
5,043
-0.6% year-over-year change
Median household income
$54,794/yr
2.3% year-over-year change
Housing units
2,756
-0.7% year-over-year change

On Top of the World population

How many people live in On Top of the World

On Top of the World is home to 5,043 residents, according to the most recent Census data. Gender-wise, 47.4% of On Top of the World locals are male, and 52.6% are female.

Total population
5,043
-0.6% year-over-year change
Gender ratio
Male
47.4%
2,389
Female
52.6%
2,654
Value Percent YoY change
Male 2,389 47.4% 1.8%
Female 2,654 52.6% -2.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in On Top of the World is 56, with the population distributed as follows: about 12.7% are children under 15, then 5.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.1% of the population, while another 24.5% fall into the 45 to 64 bracket. Finally, around 37.1% are 65 or older.

Median age
56.1
Age breakdown
Under 15
12.7%
15 to 24
5.6%
25 to 44
20.1%
45 to 64
24.5%
Over 65
37.1%
Value Percent YoY change
Under 15 641 12.7% -7.0%
15 to 24 280 5.6% -8.5%
25 to 44 1,013 20.1% -3.4%
45 to 64 1,237 24.5% 4.0%
Over 65 1,873 37.1% 1.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In On Top of the World, 83.6% of the population are US-born citizens, while 11.3% have gained naturalized citizenship. At the same time, 5% of residents are non-citizens. As for race, 78.1% of locals are Caucasian, 3% are African American and 1.8% have Asian roots. There’s also a share of 8.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
83.6%
Non-U.S.-born citizens
11.3%
Non-citizens
5%
Value Percent YoY change
U.S.-born citizens 4,219 83.6% 0.1%
Non-U.S.-born citizens 571 11.3% -3.5%
Non-citizens 254 5% -5.9%
Racial breakdown
White
78.1%
Black or African American
3%
American Indian and Alaska Native
1.4%
Asian
1.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.6%
Other
7%
Value Percent
White 3,938 78.1%
Black or African American 154 3%
American Indian and Alaska Native 72 1.4%
Asian 93 1.8%
Native Hawaiian and other Pacific Islander 2 0%
Two or more races 431 8.6%
Other 353 7%

Households in On Top of the World

A peek inside On Top of the World households

On Top of the World has 2,414 households, with an average of 2 members in each. Of these, 51.6% are families, while the remaining 48.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,414
2.0% year-over-year change
Average people per household
2
Non-family households
1,169
Family households
1,245
Value Percent YoY change
Non-family households 1,169 48.4% 7.9%
Family households 1,245 51.6% -3.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in On Top of the World

The housing landscape of On Top of the World

On Top of the World's housing consists of 2,756 units, with 29.5% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 8.1% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 3.2% of the housing landscape.

Housing units
2,756
-0.7% year-over-year change
Housing types
Value Percent
1 unit, detached 814 29.5%
1 unit, attached 223 8.1%
2 units 14 0.5%
3 or 4 units 124 4.5%
5 to 9 units 121 4.4%
10 to 19 units 196 7.1%
20 to 49 units 356 12.9%
50 or more units 821 29.8%
Mobile home 88 3.2%
Homes built since 2020
14
55.6% year-over-year change

The age of buildings in On Top of the World

In On Top of the World, the median construction year is 1978. About 0.6% of homes were built before the 1940s, with another 0.1% going up by 1949. Most development happened in the second half of the 20th century. Then, 6% of homes were added from 2000 to 2009, 6% between 2010 and 2019, and 0.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 16 0.6% -11.1%
Built between 1940 and 1949 3 0.1% -25.0%
Built between 1950 and 1959 189 6.9% -1.6%
Built between 1960 and 1969 308 11.2% 21.7%
Built between 1970 and 1979 1,137 41.2% -4.3%
Built between 1980 and 1989 479 17.4% -6.8%
Built between 1990 and 1999 279 10.1% -1.1%
Built between 2000 and 2009 166 6% 3.8%
Built between 2010 and 2019 166 6% 5.7%
Built in 2020 or later 14 0.5% 55.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

On Top of the World occupancy rates

Out of the 2,414 occupied housing units in On Top of the World, 72.4% are owner-occupied, while 27.6% are lived in by tenants. Meanwhile, 12.4% of all homes on the local market sit vacant.

Occupied housing units
2,414
2.0% year-over-year change
Occupancy breakdown
Renter occupied
667
Owner occupied
1,747
Value Percent YoY
change
Renter occupied 667 27.6% 3.4%
Owner occupied 1,747 72.4% 1.5%
Unoccupied housing units
12.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

On Top of the World housing costs

Housing costs in On Top of the World come to a median of $1,054 per month, while tenants specifically pay a median gross rent of $1,497.

Median housing costs per month
$1,054/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in On Top of the World
$1,497/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in On Top of the World

On Top of the World education at a glance

About 37.5% of the population in On Top of the World went to high school, while 22.4% pursued college studies. Another 10.8% earned an associate degree and 16.8% hold a bachelor’s. Meanwhile, 10.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 95 2.2% -2.1%
High school diploma 1,620 37.5% -0.8%
College diploma 968 22.4% -3.6%
Associate degree 468 10.8% 13.9%
Bachelor's degree 725 16.8% 4.0%
Graduate degree 449 10.4% -0.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in On Top of the World

How much people earn in On Top of the World

The average annual household income in On Top of the World was $77,606 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.7% change from the previous year. At the same time, the median income stood at $54,794, reflecting a +2.3% shift over the same period.

Average household income in On Top of the World
$77,606/year
1.7% year-over-year change
Median household income in On Top of the World
$54,794/year
2.3% year-over-year change

On Top of the World income by age

In On Top of the World, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $76,028. Those with someone between 45 and 64 in charge, often well established professionally, earn $66,164 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $31,126, while those led by someone over 65, many of whom may be retired, have about $44,606 in earnings. Overall, 86.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $31,126 -0.7%
25 - 44 $76,028 3.7%
45 - 64 $66,164 -5.3%
Over 65 $44,606 4.5%
Above poverty level
4,275
Below poverty level
659
Value Percent YoY
change
Above poverty level 4,275 86.6% -0.2%
Below poverty level 659 13.4% -3.4%

Employment in On Top of the World

Workforce and job types in On Top of the World

74.8% of the working population are employed in professional or administrative positions, while 25.2% are in hands-on or service-based jobs. Also, 12.2% run their own businesses, 67.5% are employed by private companies, and 10.4% work in the public sector.

Workforce demographics

White collar
1,526
Blue collar
515
Value Percent YoY change
White collar 1,526 74.8% -3.8%
Blue collar 515 25.2% 5.8%
Employer type
Self employees
12.2%
Private companies
67.5%
Governmental workers
10.4%
Not for profit companies
9.9%
Value Percent YoY change
Self employees 249 12.2% 10.7%
Private companies 1,378 67.5% -3.8%
Governmental workers 213 10.4% 4.4%
Not for profit companies 202 9.9% -4.3%

Transportation in On Top of the World

How people get around in On Top of the World

Commuting methods vary: 97.3% of residents travel by personal vehicle and 0.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,529 97.3% -5.8%
Taxicab 8 0.5% 100.0%
Bus or trolleybus 16 1% 0.0%
Motorcycle 1 0.1% -50.0%
Bicycle 12 0.8% 9.1%
Walk 6 0.4% 100.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in On Top of the World by zipcode?

Zipcode Population Number of households Median income Average income
33763 21,146 10,121 $54,794 $78,756

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FAQs about On Top of the World demographics 

What is the total population of On Top of the World?

On Top of the World has a total population of 5,043 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.6% compared to a year ago.

What is the gender ratio in On Top of the World?

The gender ratio in On Top of the World is as follows:
  • 47.4% males (2,389 residents)
  • 52.6% females (2,654 residents)

What is the median age in On Top of the World?

The median age in On Top of the World is 56.1.

What is the age distribution of the population in On Top of the World?

The age distribution in On Top of the World is as follows:
  • Under 15: 12.7% (641 residents)
  • Ages 15-24: 5.6% (280 residents)
  • Ages 25-44: 20.1% (1,013 residents)
  • Ages 45-64: 24.5% (1,237 residents)
  • Over 65: 37.1% (1,873 residents)

What is the racial and ethnic makeup of On Top of the World?

The racial and ethnic makeup of On Top of the World is as follows:
  • White: 78.1% (3,938 residents)
  • Black or African American: 3% (154 residents)
  • American Indian and Alaska Native: 1.4% (72 residents)
  • Asian: 1.8% (93 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (2 residents)
  • Two or More Races: 8.6% (431 residents)
  • Other: 7% (353 residents)

What percentage of the population in On Top of the World are U.S.-born citizens?

U.S.-born citizens represent 83.6% of the population in On Top of the World.

How many housing units are there in On Top of the World?

There are 2,756 housing units in On Top of the World, reflecting a -0.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in On Top of the World and what is the average household size?

On Top of the World has a total of 2,414 households, with an average of 2 people in each.

What is the median household income in On Top of the World?

On Top of the World has a median household income of $54,794, representing a +2.3% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for On Top of the World?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 74.8% (1,526 residents)
  • Blue-collar workers: 25.2% (515 residents)

Places of employment:
  • Self-employed: 12.2% (249 residents)
  • Private companies: 67.5% (1,378 residents)
  • Governmental workers: 10.4% (213 residents)
  • Not-for-profit companies: 9.9% (202 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025