College Terrace, Palo Alto, CA demographics:
population, income, and more

Total population
1,686
-0.8% year-over-year change
Median household income
$182,070/yr
4.3% year-over-year change
Housing units
737
-0.7% year-over-year change

College Terrace population

How many people live in College Terrace

College Terrace is home to 1,686 residents, according to the most recent Census data. Gender-wise, 48.2% of College Terrace locals are male, and 51.7% are female.

Total population
1,686
-0.8% year-over-year change
Gender ratio
Male
48.2%
813
Female
51.7%
872
Value Percent YoY change
Male 813 48.2% -0.5%
Female 872 51.7% -1.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in College Terrace is 40, with the population distributed as follows: about 16.9% are children under 15, then 11.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.2% of the population, while another 28% fall into the 45 to 64 bracket. Finally, around 18.7% are 65 or older.

Median age
40
Age breakdown
Under 15
16.9%
15 to 24
11.2%
25 to 44
25.2%
45 to 64
28%
Over 65
18.7%
Value Percent YoY change
Under 15 285 16.9% -4.0%
15 to 24 188 11.2% -5.5%
25 to 44 425 25.2% 0.2%
45 to 64 472 28% 1.7%
Over 65 316 18.7% 0.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In College Terrace, 59.2% of the population are US-born citizens, while 24.4% have gained naturalized citizenship. At the same time, 16.4% of residents are non-citizens. As for race, 44.2% of locals are Caucasian, 1.5% are African American and 39.1% have Asian roots. Another 0.5% are Indigenous American, 0.2% are Pacific Islanders, while 4.6% identify as another race. There’s also a share of 10% that includes residents with two or more races.

Citizenship
U.S.-born citizens
59.2%
Non-U.S.-born citizens
24.4%
Non-citizens
16.4%
Value Percent YoY change
U.S.-born citizens 997 59.2% -2.4%
Non-U.S.-born citizens 412 24.4% -0.2%
Non-citizens 276 16.4% 3.8%
Racial breakdown
White
44.2%
Black or African American
1.5%
American Indian and Alaska Native
0.5%
Asian
39.1%
Native Hawaiian and other Pacific Islander
0.2%
Two or more races
10%
Other
4.6%
Value Percent
White 744 44.2%
Black or African American 26 1.5%
American Indian and Alaska Native 8 0.5%
Asian 659 39.1%
Native Hawaiian and other Pacific Islander 3 0.2%
Two or more races 168 10%
Other 77 4.6%

Households in College Terrace

A peek inside College Terrace households

College Terrace has 666 households, with an average of 2 members in each. Of these, 65.8% are families, while the remaining 34.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
666
-0.9% year-over-year change
Average people per household
2
Non-family households
228
Family households
438
Value Percent YoY change
Non-family households 228 34.2% -5.4%
Family households 438 65.8% 1.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in College Terrace

The housing landscape of College Terrace

College Terrace's housing consists of 737 units, with 51.6% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.8% of the housing landscape.

Housing units
737
-0.7% year-over-year change
Housing types
Value Percent
1 unit, detached 380 51.6%
1 unit, attached 43 5.8%
2 units 7 1%
3 or 4 units 36 4.9%
5 to 9 units 51 6.9%
10 to 19 units 45 6.1%
20 to 49 units 78 10.6%
50 or more units 91 12.4%
Mobile home 6 0.8%
Homes built since 2020
8
100.0% year-over-year change

The age of buildings in College Terrace

In College Terrace, the median construction year is 1980. About 6.1% of homes were built before the 1940s, with another 8% going up by 1949. Most development happened in the second half of the 20th century. Then, 7.6% of homes were added from 2000 to 2009, 7.6% between 2010 and 2019, and 1.1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 45 6.1% -10.0%
Built between 1940 and 1949 59 8% 7.3%
Built between 1950 and 1959 208 28.3% -1.4%
Built between 1960 and 1969 98 13.3% -6.7%
Built between 1970 and 1979 97 13.2% 5.4%
Built between 1980 and 1989 59 8% 3.5%
Built between 1990 and 1999 50 6.8% 2.0%
Built between 2000 and 2009 56 7.6% -15.2%
Built between 2010 and 2019 56 7.6% 7.7%
Built in 2020 or later 8 1.1% 100.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

College Terrace occupancy rates

Out of the 666 occupied housing units in College Terrace, 50.4% are owner-occupied, while 49.6% are lived in by tenants. Meanwhile, 9.6% of all homes on the local market sit vacant.

Occupied housing units
666
-0.9% year-over-year change
Occupancy breakdown
Renter occupied
330
Owner occupied
336
Value Percent YoY
change
Renter occupied 330 49.6% -1.2%
Owner occupied 336 50.4% -0.6%
Unoccupied housing units
9.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

College Terrace housing costs

Housing costs in College Terrace come to a median of $3,414 per month, while tenants specifically pay a median gross rent of $3,248.

Median housing costs per month
$3,414/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in College Terrace
$3,248/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in College Terrace

College Terrace education at a glance

About 8.9% of the population in College Terrace went to high school, while 8.2% pursued college studies. Another 3% earned an associate degree and 26.8% hold a bachelor’s. Meanwhile, 50.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 33 2.5% 65.0%
High school diploma 117 8.9% -2.5%
College diploma 108 8.2% -12.2%
Associate degree 39 3% -11.4%
Bachelor's degree 353 26.8% -0.3%
Graduate degree 669 50.7% 0.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in College Terrace

How much people earn in College Terrace

The average annual household income in College Terrace was $274,952 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +2.6% change from the previous year. At the same time, the median income stood at $182,070, reflecting a +4.3% shift over the same period.

Average household income in College Terrace
$274,952/year
2.6% year-over-year change
Median household income in College Terrace
$182,070/year
4.3% year-over-year change

College Terrace income by age

In College Terrace, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $189,298. Those with someone between 45 and 64 in charge, often well established professionally, earn $250,001 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $75,457, while those led by someone over 65, many of whom may be retired, have about $121,142 in earnings. Overall, 91.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $75,457 -42.0%
25 - 44 $189,298 3.1%
45 - 64 $250,001 0.0%
Over 65 $121,142 -10.6%
Above poverty level
1,518
Below poverty level
147
Value Percent YoY
change
Above poverty level 1,518 91.2% -1.0%
Below poverty level 147 8.8% 2.1%

Employment in College Terrace

Workforce and job types in College Terrace

95.3% of the working population are employed in professional or administrative positions, while 4.7% are in hands-on or service-based jobs. Also, 9.4% run their own businesses, 60.9% are employed by private companies, and 11.9% work in the public sector.

Workforce demographics

White collar
811
Blue collar
40
Value Percent YoY change
White collar 811 95.3% -0.5%
Blue collar 40 4.7% -2.4%
Employer type
Self employees
9.4%
Private companies
60.9%
Governmental workers
11.9%
Not for profit companies
17.9%
Value Percent YoY change
Self employees 80 9.4% -11.1%
Private companies 518 60.9% -1.9%
Governmental workers 101 11.9% 16.1%
Not for profit companies 152 17.9% 0.7%

Transportation in College Terrace

How people get around in College Terrace

In College Terrace, the average commute time is 1 minutes. Commuting methods vary: 77% of residents travel by personal vehicle and 9.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
1 min
0.0% year-over-year change
Means of transportation
Value Percent YoY change
Car 423 77% -3.2%
Taxicab 1 0.2% -66.7%
Bus or trolleybus 9 1.6% -10.0%
Railroad 7 1.3% -56.2%
Bicycle 55 10% -1.8%
Walk 54 9.8% 31.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in College Terrace by zipcode?

Zipcode Population Number of households Median income Average income
94304 5,000 2,218 $154,141 $254,369
94306 27,183 10,640 $210,000 $287,065

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FAQs about College Terrace demographics 

What is the total population of College Terrace?

College Terrace has a total population of 1,686 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.8% compared to a year ago.

What is the gender ratio in College Terrace?

The gender ratio in College Terrace is as follows:
  • 48.2% males (813 residents)
  • 51.7% females (872 residents)

What is the median age in College Terrace?

The median age in College Terrace is 40.

What is the age distribution of the population in College Terrace?

The age distribution in College Terrace is as follows:
  • Under 15: 16.9% (285 residents)
  • Ages 15-24: 11.2% (188 residents)
  • Ages 25-44: 25.2% (425 residents)
  • Ages 45-64: 28% (472 residents)
  • Over 65: 18.7% (316 residents)

What is the racial and ethnic makeup of College Terrace?

The racial and ethnic makeup of College Terrace is as follows:
  • White: 44.2% (744 residents)
  • Black or African American: 1.5% (26 residents)
  • American Indian and Alaska Native: 0.5% (8 residents)
  • Asian: 39.1% (659 residents)
  • Native Hawaiian and Other Pacific Islander: 0.2% (3 residents)
  • Two or More Races: 10% (168 residents)
  • Other: 4.6% (77 residents)

What percentage of the population in College Terrace are U.S.-born citizens?

U.S.-born citizens represent 59.2% of the population in College Terrace.

How many housing units are there in College Terrace?

There are 737 housing units in College Terrace, reflecting a -0.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in College Terrace and what is the average household size?

College Terrace has a total of 666 households, with an average of 2 people in each.

What is the median household income in College Terrace?

College Terrace has a median household income of $182,070, representing a +4.3% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for College Terrace?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 95.3% (811 residents)
  • Blue-collar workers: 4.7% (40 residents)

Places of employment:
  • Self-employed: 9.4% (80 residents)
  • Private companies: 60.9% (518 residents)
  • Governmental workers: 11.9% (101 residents)
  • Not-for-profit companies: 17.9% (152 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025