Balboa Terrace, San Francisco, CA demographics:
population, income, and more

Total population
937
-2.0% year-over-year change
Median household income
$214,167/yr
4.2% year-over-year change
Housing units
354
-2.8% year-over-year change

Balboa Terrace population

How many people live in Balboa Terrace

Balboa Terrace is home to 937 residents, according to the most recent Census data. Gender-wise, 50% of Balboa Terrace locals are male, and 50% are female.

Total population
937
-2.0% year-over-year change
Gender ratio
Male
50%
469
Female
50%
468
Value Percent YoY change
Male 469 50% -0.8%
Female 468 50% -3.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Balboa Terrace is 47, with the population distributed as follows: about 16.6% are children under 15, then 5.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.5% of the population, while another 27.1% fall into the 45 to 64 bracket. Finally, around 25.3% are 65 or older.

Median age
46.7
Age breakdown
Under 15
16.6%
15 to 24
5.4%
25 to 44
25.5%
45 to 64
27.1%
Over 65
25.3%
Value Percent YoY change
Under 15 156 16.6% 5.4%
15 to 24 51 5.4% -5.6%
25 to 44 239 25.5% 0.4%
45 to 64 254 27.1% -7.6%
Over 65 237 25.3% -1.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Balboa Terrace, 72.9% of the population are US-born citizens, while 21.4% have gained naturalized citizenship. At the same time, 5.7% of residents are non-citizens. As for race, 47.7% of locals are Caucasian, 2.8% are African American and 29% have Asian roots. Another 0.8% are Indigenous American, 0.1% are Pacific Islanders, while 3.2% identify as another race. There’s also a share of 16.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
72.9%
Non-U.S.-born citizens
21.4%
Non-citizens
5.7%
Value Percent YoY change
U.S.-born citizens 683 72.9% -2.3%
Non-U.S.-born citizens 201 21.4% 1.0%
Non-citizens 53 5.7% -8.6%
Racial breakdown
White
47.7%
Black or African American
2.8%
American Indian and Alaska Native
0.8%
Asian
29%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
16.5%
Other
3.2%
Value Percent
White 446 47.7%
Black or African American 26 2.8%
American Indian and Alaska Native 7 0.8%
Asian 271 29%
Native Hawaiian and other Pacific Islander 1 0.1%
Two or more races 154 16.5%
Other 30 3.2%

Households in Balboa Terrace

A peek inside Balboa Terrace households

Balboa Terrace has 341 households, with an average of 3 members in each. Of these, 71.8% are families, while the remaining 28.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
341
-1.2% year-over-year change
Average people per household
3
Non-family households
97
Family households
245
Value Percent YoY change
Non-family households 97 28.4% 1.0%
Family households 245 71.8% -1.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Balboa Terrace

The housing landscape of Balboa Terrace

Balboa Terrace's housing consists of 354 units, with 72.4% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 18% and offer a more compact, shared living style.

Housing units
354
-2.8% year-over-year change
Housing types
Value Percent
1 unit, detached 257 72.4%
1 unit, attached 64 18%
2 units 14 3.9%
3 or 4 units 4 1.1%
5 to 9 units 2 0.6%
10 to 19 units 7 2%
20 to 49 units 2 0.6%
50 or more units 5 1.4%
Homes built since 2020
1
% year-over-year change

The age of buildings in Balboa Terrace

In Balboa Terrace, the median construction year is 1938. About 52.7% of homes were built before the 1940s, with another 13.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 3.7% of homes were added from 2000 to 2009, 0.3% between 2010 and 2019, and 0.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 187 52.7% -1.1%
Built between 1940 and 1949 49 13.8% -3.9%
Built between 1950 and 1959 55 15.5% -6.8%
Built between 1960 and 1969 29 8.2% 3.6%
Built between 1970 and 1979 8 2.2% -33.3%
Built between 1980 and 1989 5 1.4% -16.7%
Built between 1990 and 1999 7 2% 0.0%
Built between 2000 and 2009 13 3.7% 18.2%
Built between 2010 and 2019 1 0.3% 0.0%
Built in 2020 or later 1 0.3% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Balboa Terrace occupancy rates

Out of the 341 occupied housing units in Balboa Terrace, 83% are owner-occupied, while 17% are lived in by tenants. Meanwhile, 3.7% of all homes on the local market sit vacant.

Occupied housing units
341
-1.2% year-over-year change
Occupancy breakdown
Renter occupied
58
Owner occupied
283
Value Percent YoY
change
Renter occupied 58 17% -7.9%
Owner occupied 283 83% 0.3%
Unoccupied housing units
3.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Balboa Terrace housing costs

Housing costs in Balboa Terrace come to a median of $3,293 per month, while tenants specifically pay a median gross rent of $3,399.

Median housing costs per month
$3,293/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Balboa Terrace
$3,399/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Balboa Terrace

Balboa Terrace education at a glance

About 10.7% of the population in Balboa Terrace went to high school, while 12.8% pursued college studies. Another 5.8% earned an associate degree and 35.5% hold a bachelor’s. Meanwhile, 32% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 23 3% -17.9%
High school diploma 81 10.7% -4.7%
College diploma 97 12.8% -13.4%
Associate degree 44 5.8% -6.4%
Bachelor's degree 268 35.5% -2.9%
Graduate degree 242 32% 2.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Balboa Terrace

How much people earn in Balboa Terrace

The average annual household income in Balboa Terrace was $313,280 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +6.9% change from the previous year. At the same time, the median income stood at $214,167, reflecting a +4.2% shift over the same period.

Average household income in Balboa Terrace
$313,280/year
6.9% year-over-year change
Median household income in Balboa Terrace
$214,167/year
4.2% year-over-year change

Balboa Terrace income by age

In Balboa Terrace, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $250,001. Those with someone between 45 and 64 in charge, often well established professionally, earn $250,001 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $13,726, while those led by someone over 65, many of whom may be retired, have about $100,417 in earnings. Overall, 95.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $13,726 N/A
25 - 44 $250,001 0.0%
45 - 64 $250,001 0.0%
Over 65 $100,417 -4.0%
Above poverty level
841
Below poverty level
39
Value Percent YoY
change
Above poverty level 841 95.6% -1.1%
Below poverty level 39 4.4% -22.0%

Employment in Balboa Terrace

Workforce and job types in Balboa Terrace

93.9% of the working population are employed in professional or administrative positions, while 6.1% are in hands-on or service-based jobs. Also, 14.1% run their own businesses, 55.1% are employed by private companies, and 14.8% work in the public sector.

Workforce demographics

White collar
433
Blue collar
28
Value Percent YoY change
White collar 433 93.9% -4.8%
Blue collar 28 6.1% 0.0%
Employer type
Self employees
14.1%
Private companies
55.1%
Governmental workers
14.8%
Not for profit companies
16%
Value Percent YoY change
Self employees 65 14.1% -7.1%
Private companies 254 55.1% -5.9%
Governmental workers 68 14.8% -6.8%
Not for profit companies 74 16% 5.7%

Transportation in Balboa Terrace

How people get around in Balboa Terrace

Commuting methods vary: 84.3% of residents travel by personal vehicle and 2.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 204 84.3% -4.7%
Taxicab 1 0.4% 0.0%
Bus or trolleybus 22 9.1% -18.5%
Motorcycle 1 0.4% -66.7%
Bicycle 8 3.3% -27.3%
Walk 6 2.5% -25.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Balboa Terrace by zipcode?

Zipcode Population Number of households Median income Average income
94127 20,288 7,390 $214,167 $313,280

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FAQs about Balboa Terrace demographics 

What is the total population of Balboa Terrace?

Balboa Terrace has a total population of 937 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -2.0% compared to a year ago.

What is the gender ratio in Balboa Terrace?

The gender ratio in Balboa Terrace is as follows:
  • 50% males (469 residents)
  • 50% females (468 residents)

What is the median age in Balboa Terrace?

The median age in Balboa Terrace is 46.7.

What is the age distribution of the population in Balboa Terrace?

The age distribution in Balboa Terrace is as follows:
  • Under 15: 16.6% (156 residents)
  • Ages 15-24: 5.4% (51 residents)
  • Ages 25-44: 25.5% (239 residents)
  • Ages 45-64: 27.1% (254 residents)
  • Over 65: 25.3% (237 residents)

What is the racial and ethnic makeup of Balboa Terrace?

The racial and ethnic makeup of Balboa Terrace is as follows:
  • White: 47.7% (446 residents)
  • Black or African American: 2.8% (26 residents)
  • American Indian and Alaska Native: 0.8% (7 residents)
  • Asian: 29% (271 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (1 residents)
  • Two or More Races: 16.5% (154 residents)
  • Other: 3.2% (30 residents)

What percentage of the population in Balboa Terrace are U.S.-born citizens?

U.S.-born citizens represent 72.9% of the population in Balboa Terrace.

How many housing units are there in Balboa Terrace?

There are 354 housing units in Balboa Terrace, reflecting a -2.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Balboa Terrace and what is the average household size?

Balboa Terrace has a total of 341 households, with an average of 3 people in each.

What is the median household income in Balboa Terrace?

Balboa Terrace has a median household income of $214,167, representing a +4.2% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Balboa Terrace?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 93.9% (433 residents)
  • Blue-collar workers: 6.1% (28 residents)

Places of employment:
  • Self-employed: 14.1% (65 residents)
  • Private companies: 55.1% (254 residents)
  • Governmental workers: 14.8% (68 residents)
  • Not-for-profit companies: 16% (74 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025