Waterloo, AL demographics:
population, income, and more

Total population
113
22.8% year-over-year change
Median household income
$/yr
% year-over-year change
Housing units
92
-3.2% year-over-year change

Waterloo population

How many people live in Waterloo

Waterloo is home to 113 residents, according to the most recent Census data. Gender-wise, 48.7% of Waterloo locals are male, and 51.3% are female.

Total population
113
22.8% year-over-year change
Gender ratio
Male
48.7%
55
Female
51.3%
58
Value Percent YoY change
Male 55 48.7% 34.1%
Female 58 51.3% 13.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Waterloo is 64, with the population distributed as follows: about 4.4% are children under 15, then 5.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 8% of the population, while another 38.9% fall into the 45 to 64 bracket. Finally, around 43.4% are 65 or older.

Median age
64.1
Age breakdown
Under 15
4.4%
15 to 24
5.3%
25 to 44
8%
45 to 64
38.9%
Over 65
43.4%
Value Percent YoY change
Under 15 5 4.4% -16.7%
15 to 24 6 5.3% 50.0%
25 to 44 9 8% 125.0%
45 to 64 44 38.9% -2.2%
Over 65 49 43.4% 48.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

Citizenship
U.S.-born citizens
100%
Non-U.S.-born citizens
0%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 113 100% 22.8%
Racial breakdown
White
100%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
0%
Other
0%
Value Percent
White 113 100%

Households in Waterloo

A peek inside Waterloo households

Waterloo has 56 households, with an average of 2 members in each. Of these, 53.6% are families, while the remaining 46.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
56
-1.8% year-over-year change
Average people per household
2
Non-family households
26
Family households
30
Value Percent YoY change
Non-family households 26 46.4% -18.8%
Family households 30 53.6% 20.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Waterloo

The housing landscape of Waterloo

Waterloo's housing consists of 92 units, with 87% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 13% of the housing landscape.

Housing units
92
-3.2% year-over-year change
Housing types
Value Percent
1 unit, detached 80 87%
Mobile home 12 13%
Homes built since 2020
4
-20.0% year-over-year change

The age of buildings in Waterloo

In Waterloo, the median construction year is 1964. About 22.8% of homes were built before the 1940s, with another 16.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 7.6% of homes were added from 2000 to 2009, 5.4% between 2010 and 2019, and 4.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 21 22.8% 16.7%
Built between 1940 and 1949 15 16.3% 7.1%
Built between 1950 and 1959 5 5.4% 150.0%
Built between 1960 and 1969 14 15.2% -22.2%
Built between 1980 and 1989 10 10.9% 25.0%
Built between 1990 and 1999 11 12% -15.4%
Built between 2000 and 2009 7 7.6% -12.5%
Built between 2010 and 2019 5 5.4% 66.7%
Built in 2020 or later 4 4.4% -20.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Waterloo occupancy rates

Out of the 56 occupied housing units in Waterloo, 83.9% are owner-occupied, while 16.1% are lived in by tenants. Meanwhile, 39.1% of all homes on the local market sit vacant.

Occupied housing units
56
-1.8% year-over-year change
Occupancy breakdown
Renter occupied
9
Owner occupied
47
Value Percent YoY
change
Renter occupied 9 16.1% 28.6%
Owner occupied 47 83.9% -6.0%
Unoccupied housing units
39.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Waterloo housing costs

Median gross rent in Waterloo
$700/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Waterloo

Waterloo education at a glance

About 57.9% of the population in Waterloo went to high school, while 15.9% pursued college studies. Another 5.6% earned an associate degree and 6.5% hold a bachelor’s. Meanwhile, 1.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 13 12.2% 333.3%
High school diploma 62 57.9% 34.8%
College diploma 17 15.9% -26.1%
Associate degree 6 5.6% 20.0%
Bachelor's degree 7 6.5% 16.7%
Graduate degree 2 1.9% 100.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Waterloo

How much people earn in Waterloo

The average annual household income in Waterloo was $62,138 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +13.7% change from the previous year.

Average household income in Waterloo
$62,138/year
13.7% year-over-year change

Waterloo income by age

Those with someone between 45 and 64 in charge, often well established professionally, earn $27,188 overall. Overall, 77.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
45 - 64 $27,188 -4.0%
Over 65 $61,250 N/A
Above poverty level
87
Below poverty level
25
Value Percent YoY
change
Above poverty level 87 77.7% 19.2%
Below poverty level 25 22.3% 31.6%

Employment in Waterloo

Workforce and job types in Waterloo

The job market in Waterloo is powered by 34 working residents, spread across a range of industries and roles. 79.4% of the working population are employed in professional or administrative positions, while 20.6% are in hands-on or service-based jobs. Also, 8.8% run their own businesses, 50% are employed by private companies, and 29.4% work in the public sector.

Workforce demographics

Working population
34
9.7% year-over-year change
White collar
27
Blue collar
7
Value Percent YoY change
White collar 27 79.4% 22.7%
Blue collar 7 20.6% -22.2%
Employer type
Self employees
8.8%
Private companies
50%
Governmental workers
29.4%
Not for profit companies
11.8%
Value Percent YoY change
Self employees 3 8.8% -40.0%
Private companies 17 50% 30.8%
Governmental workers 10 29.4% 0.0%
Not for profit companies 4 11.8% 33.3%
Unemployment rate
5.6%

Available workforce

The unemployment rate in Waterloo stands at 5.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Waterloo

How people get around in Waterloo

In Waterloo, the average commute time is 36 minutes.

Commute time
36 min
49.6% year-over-year change
Means of transportation
Value Percent YoY change
Car 32 94.1% 10.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Waterloo by zipcode?

Zipcode Population Number of households Median income Average income
35677 2,046 742 $51,964 $122,242

Explore more communities

FAQs about Waterloo demographics 

What is the total population of Waterloo?

Waterloo has a total population of 113 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +22.8% compared to a year ago.

What is the gender ratio in Waterloo?

The gender ratio in Waterloo is as follows:
  • 48.7% males (55 residents)
  • 51.3% females (58 residents)

What is the median age in Waterloo?

The median age in Waterloo is 64.1.

What is the age distribution of the population in Waterloo?

The age distribution in Waterloo is as follows:
  • Under 15: 4.4% (5 residents)
  • Ages 15-24: 5.3% (6 residents)
  • Ages 25-44: 8% (9 residents)
  • Ages 45-64: 38.9% (44 residents)
  • Over 65: 43.4% (49 residents)

What is the racial and ethnic makeup of Waterloo?

The racial and ethnic makeup of Waterloo is as follows:
  • White: 100% (113 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 0% (0 residents)
  • Other: 0% (0 residents)

What percentage of the population in Waterloo are U.S.-born citizens?

U.S.-born citizens represent 100% of the population in Waterloo.

How many housing units are there in Waterloo?

There are 92 housing units in Waterloo, reflecting a -3.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Waterloo and what is the average household size?

Waterloo has a total of 56 households, with an average of 2 people in each.

What is the employment rate and job market overview for Waterloo?

The employment rate is 94.4% in Waterloo, with a workforce of 34 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 79.4% (27 residents)
  • Blue-collar workers: 20.6% (7 residents)

Places of employment:
  • Self-employed: 8.8% (3 residents)
  • Private companies: 50% (17 residents)
  • Governmental workers: 29.4% (10 residents)
  • Not-for-profit companies: 11.8% (4 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025