7 minutes read

With more space and easier ground-floor access, rental houses are often at a higher risk of being targeted by burglars compared to apartments. That’s why it pays to be extra vigilant when you rent a house.

Fortunately, there are plenty of practical steps renters can take to secure their homes and protect their belongings. In this guide, we’ll explore 6 essential safety tips for anyone who rents a house to help ensure your home stays safe and sound:

1.   Take Out Renters’ Insurance

While securing the home itself is important, the best way for renters to protect their personal belongings is by getting renters’ insurance. This type of insurance is specifically designed to cover your possessions in case they are stolen or damaged.

If something goes wrong (like theft, fire, or water damage), renters’ insurance can help cover the cost to repair or replace the items. There are two main types of policies:

  • Actual Cash Value (ACV):
    This policy reimburses you for the current value of your items at the time of loss, factoring in wear and tear. Since it pays out less than the original purchase price, it’s usually the more affordable option.
  • Replacement Cost Value (RCV):
    This policy covers the full cost of replacing lost or damaged items with new ones of a similar kind and quality. Though RCV policies are more expensive, they offer more complete protection.

Coverage typically applies to damage or loss due to theft, vandalism, fire, smoke, lightning, and sometimes water damage. However, coverage can vary by policy, so it’s important to read the details carefully.

Most renters’ insurance policies cover a wide range of items, including:

  • Furniture
  • Electronics
  • Clothing
  • Musical instruments
  • Sports equipment
  • Appliances and kitchen utensils
  • Jewelry and other valuables

2.   Make Sure the Landlord Has Covered the Essentials

In most areas, landlords have a legal duty to keep rental properties secure and safe for tenants. Typically, the following fall under landlord responsibilities:

Ensure Working Deadbolts & Window Locks:
All entry doors should have functional deadbolts, and windows must be lockable. If any locks are broken or not working properly, the landlord is responsible for fixing them promptly.

Secure Fences & Gates:
Outdoor areas like backyards should be properly fenced and gated, in accordance with local laws and regulations.

In addition to these basics, landlords must also address any known safety risks during the lease period. If the property has a history of break-ins or crime, they may be required to take extra precautions, such as installing security cameras, motion-activated lighting, or an alarm system.

Before signing a lease, take time to inspect the property. Check all doors, locks, windows, and fences. If you notice any issues, report them right away and ensure they’re resolved before moving in.

3.   Use All Available Security Measures

Keeping a rental property secure is a shared responsibility between the landlord and the renter. While the landlord must ensure proper security features are installed, it’s up to the renter to use them consistently.

As a renter, always lock all doors and windows when leaving the house. If someone breaks in through an open window that you forgot to close, you could be held responsible. On the other hand, if a break-in happens through a faulty lock that you had already reported, the responsibility would fall on the landlord.

It’s important to report any problems with locks, gates, or other security features as soon as you notice them. This allows the landlord to fix the issue quickly and maintain the safety of the property.

4.   Improve the Existing Security

In addition to the standard safety measures provided by landlords, renters can take extra steps to improve home security. Just remember: always get your landlord’s permission before making any changes.

A. Install Security Cameras

Wireless security cameras have revolutionized home protection — especially for renters. These devices are typically battery-powered and connect via Wi-Fi, so they don’t require drilling or permanent installation.
Doorbell cameras are especially popular and effective. They’re easy to install, easy to remove, and allow you to monitor visitors or deliveries from anywhere.

B. Add a Smart Lock

Smart locks let you control access using a smartphone app or entry code, rather than a traditional key. Many models notify you when the door is locked or unlocked, adding an extra layer of awareness.
Smart locks are usually compatible with existing door hardware and don’t require major changes, making them a renter-friendly upgrade.

C. Install Outdoor Security Lights

Motion-sensor lights (especially solar-powered ones) are an easy way to deter intruders and increase visibility at night. Just position them where they get enough sunlight during the day, and they’ll work automatically after dark, no wiring needed.

D. Use Smart Indoor Lights

A home that stays dark for days can signal no one’s home. Smart lights solve this problem by letting you control them remotely through an app. You can turn them on and off while away to make the property look lived in. Many systems integrate with existing light fittings for easy setup.

E. Reinforce the Windows

Single-pane windows are vulnerable, but renters can apply window safety film to make them more resistant to breakage. This film sticks with soap and water and becomes nearly invisible once set. Frosted options are also available for added privacy.

5.   Proactive Maintenance Tasks

In addition to security upgrades, renters can help keep their homes safe by staying ahead of basic maintenance tasks.

Proactive upkeep can reduce the risk of fire, water damage, and even break-ins, protecting both your home and belongings. Here are a few key things to check regularly:

A. Watch for Leaks

Keep in mind: not all renters’ insurance policies cover water damage. Water damage from leaking pipes, faucets, or gutters can cause serious harm to both the property and personal items. So, make it a habit to inspect plumbing fixtures, under-sink areas, and gutters at least once a month and report any leaks or signs of moisture to your landlord right away.

B. Inspect Fences & Gates

Broken or damaged fences and gates can make it easier for intruders to access the property. Take a walk around the perimeter and check that all entry points are secure and in good condition. Notify the landlord of any weaknesses or repairs that need to be made.

C. Trim Overhanging Branches

Large tree branches near the house can pose multiple risks. They might break and cause damage during a storm, or give burglars a way to access upper-story windows. If any branches are too close to the building, ask your landlord to have them trimmed back for safety.

6.   Make Smoke Detector Testing a Priority

Fire and smoke can cause devastating damage in mere moments, so it’s essential to ensure your smoke detectors are always working. And regular testing is a small task that can make a life-saving difference.

Renters should test all smoke alarms at least once a month to confirm they’re functioning properly. If a detector isn’t working, report it to the landlord immediately. By law, they’re responsible for repairs or replacements.

By following these tips, you can make your rental feel a whole lot safer and more secure. Because at the end of the day, everyone deserves to feel at ease in the place they call home.

Image: Nick Beer/Shutterstock.com

Alexandra is a Senior Real Estate Writer for Point2Homes. She holds a BA in Language and an MA in Journalism and Cultural Studies. With over five years of experience in covering and interpreting housing market trends, she has written extensively on various real estate topics, including renter demographic shifts, residential development, the dynamics of house rentals, market reports, and industry news. Her work has been featured in The New York Times, Bloomberg, Barron’s, Inman, Forbes, Architectural Digest, and MarketWatch, earning her bylines in various other industry publications. Alexandra can be reached at [email protected].